Golden Horseshoe Business Podcast

Koukun Unosawa
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Welcome to the Golden Horseshoe Business Podcast hosted by Koukun Unosawa! Like and subscribe to never miss a new episode.

  1. 1d ago

    S03 E11 The Role of Corporate Life Insurance in Business Exit & Estate Planning | Gerry Phillips

    The wealth accumulating silently inside your corporation is being handed to the tax authority one passive income dollar at a time, and Gerry Phillips, Senior Financial Advisor at Phillips Financial Group, built 45 years of stock market mastery and advisory excellence to stop exactly that. Saving taxes is the same as making money. This episode exposes how Canada's most underutilised corporate financial tool, overfunded whole life insurance, is quietly transforming how incorporated business owners build tax free cash value, protect their estates, and create a legacy that outlasts the business itself. ๐Ÿ“‹ The Overfunding Blueprint: Building Untouchable Tax Free Cash Value Inside a Corporate Policy๐Ÿ“Š The Passive Income Clawback Shield: Sheltering Retained Earnings the Intelligent Way๐Ÿ›๏ธ The Capital Dividend Code: Moving Millions to Your Family With Zero Tax Exposureโš–๏ธ Term to Whole Life Conversion: The Guaranteed Insurability Strategy Every Business Owner Needs Now Corporate life insurance works when it is structured by someone who understands both sides of wealth. Gerry Phillips works with incorporated business owners across Canada to build smarter financial strategies, protect retained earnings, and build estate plans that actually deliver. You can get in touch with Gerry Phillips here on LinkedIn: https://ca.linkedin.com/in/gerryphillips1Website: https://phillipsfinancialgroup.ca ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  2. 4d ago

    S03 E10 How to Sell Your Business for Maximum Value | Phil Miller

    Phil Miller reveals how smart entrepreneurs build transferable enterprise value and escape the owner dependency trap. As Managing Director at Valley Spire, Phil leverages decades of corporate leadership at Microsoft and hands-on M&A experience to help business owners in the $5M to $15M range maximize their sale price. Discover how to identify your value gap, strengthen team depth, and execute an exit strategy that secures your legacy and financial freedom. 00:00 Why do corporate executives leave steady paychecks for unpredictable risk?12:14 How do you pivot from operator to high-value advisor?32:54 Is your business secretly worthless without your daily presence?51:12 Can your current team structure sustain a $15M enterprise valuation? Ready to scale your enterprise value or prepare for an exit? You can get in touch with Phil Miller here on LinkedIn: https://www.linkedin.com/in/pmillerca/Website: https://valleyspire.com/contact/ ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  3. Sep 10

    S03 E09 Foreign National Mortgages Explained: Down Payments, Rates & Rules | Andrew Chavez

    A young Green Beret once stood lost in a collapsed Florida housing market, confused by the very system he would later master. Andrew Chavez, SVP of Mortgage Lending at CrossCountry Mortgage LLC, turned that chaos into a mission, becoming the trusted voice for Canadian investors, snowbirds and foreign nationals chasing US real estate wealth. In this episode Andrew breaks down foreign national loans, non traditional lending, mortgage rates and real estate investing strategies, showing exactly how to buy investment property in the US as a Canadian without a US credit score. 00:00 What turned a lost young soldier into a mortgage powerhouse?10:19 Why force multiplication builds freedom instead of founder burnout?19:16 How do Canadian snowbirds actually qualify for US mortgages?35:39 Can investors really finance property with zero credit score?46:52 Why locking a thirty year fixed rate beats chasing lower ones?59:33 What spiritual shift truly built lasting success and peace? This conversation is built for Canadian investors, snowbirds and business owners ready to turn US property dreams into cash flowing reality. Connect with  Andrew Chavez here on LinkedIn: https://www.linkedin.com/in/andrew-chavez-a95ba01b9/Website: https://crosscountrymortgage.com/springfield-mo-4430/andrew-chavez/Your next investment property and your next chapter start with one bold conversation. ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  4. Sep 7

    S03 E08 The Real Estate Strategy Behind Financial Freedom | Nick Karadza

    He turned a bungalow flip in Mississauga into a movement that has helped thousands of families rewrite their financial future. Nick Karadza, co founder and broker of record at Rock Star Real Estate Inc, built more than a brokerage, he built a philosophy called Your Life Your Terms. In this episode Nick reveals the real estate investing strategies, financial freedom systems, and business growth secrets behind sixteen years of turning everyday mom and pop investors into confident asset owners. From immigrant investing wisdom to inflation protection tactics, this conversation is a masterclass in wealth building for entrepreneurs, real estate agents, and business owners chasing true financial independence. 00:00 What Makes A Real Estate Business Actually Purpose Driven09:06 Why Do Immigrants See Assets So Differently17:55 How Do You Know Your Marketing Is Actually Working27:11 Why Does Follow Up Win More Deals Than Pitching36:44 Should Business Owners Really Own Commercial Real Estate49:14 What Did This Economic Downturn Teach Real Investors If you are a business owner, real estate investor, or entrepreneur ready to build lasting financial security, this episode is your blueprint. Connect with Nick Karadza on LinkedIn: https://ca.linkedin.com/in/nick-karadza-80b17Website: https://rockstarinnercircle.com Your rockstar life starts with one decision. Make it today. ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  5. Sep 3

    S03 E07 Succession, CRA Audits And Building Trust | Emily Rose

    She once sat behind a stack of Deloitte audit files, quietly building the confidence that would one day make her a firm owner. Today, Emily Rose, CPA, leads Emily A. Rose CPA Professional Corporation, proving small business accounting can feel personal, strategic and genuinely human. This episode of the Golden Horseshoe Business Podcast unpacks real CPA firm succession, tax efficient business strategy, and the CRA audit letter that keeps entrepreneurs awake at night. If you run a business, manage payroll, or dread tax season, this conversation on accounting, bookkeeping and corporate tax planning becomes your new playbook. 00:00 What made Emily Rose trade corporate audits for real client impact06:34 Why did leaving Deloitte feel like the right risk to take12:45 How do you inherit a legacy without losing your own voice28:59 What really happens when the CRA sends you that letter33:29 Why every growing business needs a financial village behind them37:12 What one lesson about kindness changed how Emily leads forever Emily and her team serve entrepreneurs, franchise owners, real estate agents, medical professionals and construction businesses across Ontario, with virtual support across Canada, covering bookkeeping, payroll and full financial advisory. You can get in touch with her here on LinkedIn: https://www.linkedin.com/in/emilyarose/Website: https://www.emilyrosecpa.ca/ Stop fearing tax season. Start building a business that is financially confident, audit ready and built to last. ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  6. Aug 31

    S03 E06 The Tax Strategy Your Bank Is Using Against You | Aaron Herman

    Aaron Herman CPA CA, founder of Aaron Herman CPA Professional Corporation in Thornhill, steps onto the Golden Fortune Business Podcast to expose the silent war between CRA tax efficiency and Canadian mortgage qualification.  ๐Ÿ“‹ The A Lender vs B Lender Blueprint: Which financing path actually wins for incorporated Canadian business owners๐Ÿ’ผ The Passive Income Grind: How one rental property silently destroys your small business deduction rate๐Ÿ›๏ธ The CCA Depreciation Dilemma: The real estate tax strategy most investors are deploying dangerously wrong๐Ÿ“Š The Corporate Exit Code: Shareholder loans, principal residence traps and the HST blind spot that costs thousands Aaron Herman CPA Professional Corporation is not the firm that just files your return every April. This is the firm that fights for your wealth year-round. You can get in touch with Aaron Herman CPA CA here on LinkedIn: https://ca.linkedin.com/in/aaronhermancpaWebsite: https://aaronhermancpa.com/ If you are an incorporated business owner with questions about qualifying for a mortgage or using your corporation to purchase real estate more strategically, connect with your host at:Website: https://bizmortgage.ca ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  7. Aug 27

    S03 E05 Early Tax Planning Gives Owners Greater Control | Michael Mercieca

    Michael Mercieca does not just file tax returns. He rewrites the financial future of business owners who are smart enough to plan before it is too late. Manager at Douglas Spence and Associates CPA and one of Ontario's most quietly impactful tax strategists, Michael breaks open the corporate restructuring move that separates real estate from business risk and turns a future business sale into a tax free event most incorporated entrepreneurs never knew was within reach. ๐Ÿ“Œ The Butterfly Transaction DecodedHow to split your corporation in two without triggering a single dollar of tax ๐Ÿ“Œ The Capital Gains Exemption BlueprintYour million dollar tax free coupon and how a family trust multiplies it across generations ๐Ÿ“Œ Real Estate Owned Wrong Inside Your CorporationHST leakage, market rent rules, and the liability trap hiding on your balance sheet ๐Ÿ“Œ Family Trusts and the Generational Wealth PlaybookHow visionary founders lock in control and protect wealth long before exit day arrives ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

  8. Aug 24

    S03 E04 Banker Turned Dealmaker: Redefines M&A Advisory | Robert Bezede

    He walked away from a six-figure banking career to bet on himself and built one of Ontario's most trusted M&A advisory firms from the ground up. Robert Bezede, Partner at Harmony Succession Partners, has spent his career unlocking the hidden wealth inside private businesses worth $3MM to $30MM and what he knows about selling companies, reading people, and building a career with meaning will challenge everything you think you know about the deal-making world. ๐Ÿ“Œ The Rainmaker Blueprint: From Commercial Banker to M&A Dealmaker๐Ÿ“Œ The EQ Edge: Why Emotional Intelligence Closes More Deals Than Any Spreadsheet๐Ÿ“Œ The Succession Playbook: How Ontario Business Owners Maximise Their Exit Value๐Ÿ“Œ Equity Over Everything: The Long Game Strategy Most Advisors Never Talk About If you are a business owner planning your exit, an aspiring M&A advisor, or a buyer looking to acquire a proven company, this episode is your unfair advantage. Connect with Robert Bezede here on LinkedIn: https://www.linkedin.com/in/robert-bezede-20ab8a6a/Website: https://www.harmonysuccession.com ๐Ÿ—“๏ธ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01๐Ÿ“ฑ Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca๐Ÿ‘‹ Instagram: https://www.instagram.com/koukun.unosawa/

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About

Welcome to the Golden Horseshoe Business Podcast hosted by Koukun Unosawa! Like and subscribe to never miss a new episode.

Information

  • Creator
    Koukun Unosawa
  • Years Active
    2025 - 2026
  • Episodes
    65
  • Rating
    Explicit
  • Copyright
    ยฉ 2026 Koukun Unosawa