Golden Horseshoe Business Podcast

Koukun Unosawa

Welcome to the Golden Horseshoe Business Podcast hosted by Koukun Unosawa! Like and subscribe to never miss a new episode.

  1. Oct 15

    S03 E16 The Right Mortgage Decides Your Tax Savings | Darren Sweeney

    Canadian homeowners can turn mortgage debt into tax deductible debt while building an investment portfolio every month. Darren Sweeney, CFP, a Certified Financial Planner at Wealthy Way Solutions, explains how the Smith Maneuver works in Canada. Learn how to make your mortgage tax deductible with a readvanceable mortgage and a HELOC. Explore the rental cash flow dam for landlords, Manulife One mortgage benefits, and CRA interest deductibility records. Gain financial planning and retirement planning insights for investors and rental property owners seeking bigger tax refunds. Understand how to convert a mortgage into investments and claim HELOC interest with guidance from a Smith Maneuver Certified Professional. 📌 0:00 A mortgage becomes a wealth building tool📌 15:12 The Smith Maneuver works without extra monthly cost📌 30:01 The rental cash flow dam accelerates debt conversion📌 40:51 Tracking accounts protect deductions across multiple rentals📌 53:24 Manulife One turns paychecks into interest savings Homeowners, landlords and investors can start the conversation today.You can connect with Darren Sweeney, CFP on LinkedIn: https://www.linkedin.com/in/sweenda/Website: https://www.darrensweeney.ca/ 🗓️ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01📱 Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca👋 Instagram: https://www.instagram.com/koukun.unosawa/ 🗓️ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01📱 Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca👋 Instagram: https://www.instagram.com/koukun.unosawa/

  2. Sep 21

    S03 E12 High-Risk Hospitality Insurance Is the Best Business Shield | Laura Galway

    She said she would never end up like her father. But Laura Galway of Mitchell & Abbott Group Insurance Brokers spent 22 relentless years mastering high-risk commercial insurance, hospitality liability, and the nightclub coverage gaps that have quietly destroyed businesses that believed they were fully protected. 📋 The One Touch That Voids Your Nightclub's Entire Liability PolicyForcible ejection: the hidden exclusion every liquor venue owner misses 🏗️ Why Your Legal Liability Starts Before You Serve Your First DrinkCourse of construction: the pre-opening policy most new venues skip 💼 Fire Hits, Business Stops. Does Your Income Insurance Actually Pay Out?Business interruption: ALS vs Profits vs Extra Expense decoded ⚖️ The Coinsurance Clause That Silently Punishes Underinsured Business OwnersBuilding valuations: the policy trap hiding in plain sight You can get in touch with Laura Galway here on LinkedIn: https://www.linkedin.com/in/laura-galway-099aa3246/ Website: https://www.mitchellabbottgrp.com Every hospitality entrepreneur running an unexamined policy is one incident away from losing everything. The coverage gap that ends your business is always the one you never thought to check. 🗓️ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01📱 Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca👋 Instagram: https://www.instagram.com/koukun.unosawa/

  3. Sep 17

    S03 E11 The Role of Corporate Life Insurance in Business Exit & Estate Planning | Gerry Phillips

    The wealth accumulating silently inside your corporation is being handed to the tax authority one passive income dollar at a time, and Gerry Phillips, Senior Financial Advisor at Phillips Financial Group, built 45 years of stock market mastery and advisory excellence to stop exactly that. Saving taxes is the same as making money. This episode exposes how Canada's most underutilised corporate financial tool, overfunded whole life insurance, is quietly transforming how incorporated business owners build tax free cash value, protect their estates, and create a legacy that outlasts the business itself. 📋 The Overfunding Blueprint: Building Untouchable Tax Free Cash Value Inside a Corporate Policy📊 The Passive Income Clawback Shield: Sheltering Retained Earnings the Intelligent Way🏛️ The Capital Dividend Code: Moving Millions to Your Family With Zero Tax Exposure⚖️ Term to Whole Life Conversion: The Guaranteed Insurability Strategy Every Business Owner Needs Now Corporate life insurance works when it is structured by someone who understands both sides of wealth. Gerry Phillips works with incorporated business owners across Canada to build smarter financial strategies, protect retained earnings, and build estate plans that actually deliver. You can get in touch with Gerry Phillips here on LinkedIn: https://ca.linkedin.com/in/gerryphillips1Website: https://phillipsfinancialgroup.ca 🗓️ Book an intro call with me: https://calendly.com/koukun_unosawa/intro-call15?month=2026-01📱 Text/call/email Me Directly - 289.301.7679 / mortgage@koukun.ca👋 Instagram: https://www.instagram.com/koukun.unosawa/

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Welcome to the Golden Horseshoe Business Podcast hosted by Koukun Unosawa! Like and subscribe to never miss a new episode.