Making Sense of your Cents

First Century Bank
  • 5.0 (3)
  • SELF-IMPROVEMENT
  • UPDATED WEEKLY

Feeling overwhelmed by your finances? Wish you could get clear, simple advice from a trusted source? Welcome to "Making Sense of your Cents," the weekly podcast from First Century Bank that gives you actionable financial tips. Join hosts Daniel Hill and Shanna Browning as they cut through the confusing jargon to help you build financial confidence. Whether you're looking to understand your credit score, create a budget that actually works, spot the difference between APY and APR, or protect yourself from scams, we're here to help. Our mission is to empower our community with friendly, practical money knowledge. Subscribe now and start making sense of your cents, one simple tip at a time.

  1. 2D AGO

    25 - The Switch to e-Statements: Faster, Safer, and Simpler

    In our Season 1 finale, we’re focusing on a simple switch that provides a massive upgrade to your security and convenience: e-Statements. Join Daniel and Shanna as they break down why moving away from the paper trail is the fastest and safest way to handle your bank records. We’ll walk you through our easy 4-step enrollment process and explain how immediate digital access puts you in total control. Plus, stick around for a special announcement about the launch of Season 2 coming next week!  Make the Switch to eStatements! Note: Must be enrolled in Online Banking prior to enrolling in eStatements. If you’re not enrolled, you can visit www.firstcenturybank.com and click on Enroll in Online Banking STEP 1: Login to Online Banking STEP 2: Select the Account you wish to enroll STEP 3: Select “Estatements SSO” STEP 4: Follow all prompts to complete Enrollment Tip: If you have multiple accounts, repeat Steps 2-4 for each account you wish to enroll. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    12 min

  2. MAR 31

    24 - Banking for Seniors: Protecting Your Finances in Retirement

    This episode focuses on the unique financial challenges and opportunities of retirement. We discuss practical strategies for simplifying and managing retirement income, including Social Security and RMDs. We also take a deep dive into the most common scams that target seniors, like the "Grandparent Scam" and tech support fraud, and explain the importance of having a trusted contact on your accounts to safeguard your financial well-being. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    14 min

  3. MAR 24

    23 - Your Annual Financial Check-Up

    Just like a medical physical, your finances need an annual check-up to stay healthy. In this episode, we provide a simple, step-by-step checklist for a yearly financial review. We'll guide you through reassessing your budget, reviewing your credit report, tracking your progress toward your goals, and auditing your subscriptions to find "leaks" in your spending. This is a proactive guide to keeping your financial plan on track. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    14 min

  4. MAR 17

    22 - Unlocking Your Mobile App: Features You Might Be Missing

    Your banking app can do a lot more than just show your balance. In this episode, we take a guided tour of powerful features you might not be using. We'll show you how to master mobile check deposit, how to set up custom security and balance alerts that act as your personal financial assistant, and how to use card controls to instantly turn your debit card on or off for ultimate peace of mind. Learn to unlock the full potential of the bank in your pocket. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    13 min

  5. MAR 10

    21 - Banking for the Next Generation: A Guide for Parents & Teens

    How do you teach your teen about money? With Branch Operations Coordinator Shelby Liford, we provide a guide to opening a first checking or savings account. This episode is packed with practical advice for parents, explaining when the right time is to get started, what account features to look for, and how to use this important milestone to instill good financial habits—like saving and tracking spending—that will last a lifetime.  If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    15 min

  6. MAR 3

    20 - All About HELOCs: Using Your Home's Equity Wisely

    Your home has value you can use. With guest Megan Zielinski, VP/Area Executive, we explain the Home Equity Line of Credit (HELOC). In this episode, you’ll learn how to calculate your home's equity, how a HELOC's "draw" and "repayment" periods work, and the smart ways to use this powerful financial tool for things like home renovations. We'll also cover the important responsibilities and risks that come with borrowing against your home. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    12 min

  7. FEB 24

    19 - Overdrafts Explained: Fees, Protection, and How to Avoid Them

    Overdrafts can be a source of stress and costly fees. Joined by Compliance Operations Specialist Amy Earl, we provide a transparent look at how they work and the choices you have as a consumer. In this episode, you will learn the crucial difference between Overdraft Protection and Overdraft Privilege, understand your important "opt-in" rights for debit card transactions, and discover simple, proactive habits and mobile alerts you can set up to avoid overdrafts altogether. If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    13 min

  8. FEB 17

    18 - FDIC Insurance: Is My Money Really Safe?

    In this episode, we answer one of the most fundamental questions in banking: is my money safe? This episode is a confidence-building deep dive into the protection that backs your deposits. We'll explore the history of the FDIC, explain exactly what's covered (checking, savings) and what's not (investments), and show you how the $250,000 insurance limit works and how you can get even more coverage at a single bank. The FDIC’s Electronic Deposit Insurance Estimator (EDIE) https://edie.fdic.gov/If you’ve enjoyed listening to Making Sense of your Cents and you’ve found our tips helpful for your financial journey, I want to ask you a quick favor. Please take a moment right now to hit that Subscribe or Follow button on your favorite podcast app. It’s the best way to make sure you never miss an episode, and it helps other people in our community find the show. Subscribe today, wherever you listen to your podcasts (Spotify, Apple Podcast, etc.) and send your questions to podcast@fcbtn.com.

    12 min
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Trailer

Ratings & Reviews

5
out of 5
3 Ratings

About

Feeling overwhelmed by your finances? Wish you could get clear, simple advice from a trusted source? Welcome to "Making Sense of your Cents," the weekly podcast from First Century Bank that gives you actionable financial tips. Join hosts Daniel Hill and Shanna Browning as they cut through the confusing jargon to help you build financial confidence. Whether you're looking to understand your credit score, create a budget that actually works, spot the difference between APY and APR, or protect yourself from scams, we're here to help. Our mission is to empower our community with friendly, practical money knowledge. Subscribe now and start making sense of your cents, one simple tip at a time.

Information

  • Creator
    First Century Bank
  • Years Active
    2025 - 2026
  • Episodes
    26
  • Rating
    Clean
  • Copyright
    © 2026 First Century Bank
  • Show Website
    Making Sense of your Cents