The Rojas Report

Rojas Media

The Rojas Report with Dutch Rojas cuts through the noise in American healthcare. From policy fights in Washington to the boardrooms of venture-backed startups, Dutch brings physicians, investors, and entrepreneurs into real conversations about money, power, and independence in medicine.Expect sharp takes on healthcare policy, candid talks with startup founders, and even the occasional cigar-fueled debate about where the system is headed next.If you care about the future of healthcare, and who really gets to shape it, this is your show.

  1. 11/24/2025

    How Physicians Can Use Captives to Reduce Malpractice Costs and Build Real Enterprise Value

    Physicians have no idea they can own their own insurance company—and stop bleeding cash into carriers who never return a dime. In this conversation, Collin Krickl breaks down how captives, self-funding, and enterprise-risk coverage can transform a practice’s balance sheet. CLIP SUMMARY Dutch sits down with Collin Krickl of Leon Capital & Bastion Insurance Group to explain how medical malpractice, property, and enterprise-risk insurance can be re-engineered to give physicians control instead of draining their operating cash. They cover how to move from premiums to contributions, how to build real enterprise value, how to handle property challenges nationwide, and how multi-specialty groups can insure risks no carrier will touch. TACTICAL TAKEAWAYS Physicians can own their own insurance company through a captive—and keep underwriting profit. Premiums are expenses you never see again; contributions build assets. Captives allow you to manage claims internally instead of fighting third-party carriers. Years of actuarial data make practices perfect candidates for self-funded medmal. Small groups (10+) can build enterprise-risk captives covering risks no carrier underwrites. Distributed risk across physician-owned captives can reduce property costs nationwide. Control is the most valuable asset physicians are missing today. WHO THIS IS FOR Independent physicians POHs ASC owners Multi-specialty groups Operators tired of watching insurers build wealth on their backs Anyone looking to understand enterprise-risk strategy in healthcare CALL TO ACTION If you’re a physician who wants to stop paying for someone else’s jet and start building your own balance sheet, subscribe and watch the full episode of The Rojas Report every week. DUTCH’S MISSION Affordable and accessible healthcare for everyone, everywhere—powered by physicians who own their future. 4. CONNECT WITH DUTCH: Stan.Store/DutchRojas Support the show If you want to support these efforts, Buy Dutch a Cigar, connect via socials, or collaborate, visit: 👉 Stan.Store/DutchRojas

    18 min
  2. 11/21/2025

    Stop Waiting for Permission: Dr. Jahangir Asghar on Owning Your Career

    In today’s episode, I sit down with Dr. Jahangir Asghar for one of the most honest conversations we’ve had on this show. We talk about the part of medicine nobody teaches you: how to build a real career, protect your autonomy, negotiate the contracts that shape your life, and use social media as a strategic advantage instead of a distraction. Dr. Asghar breaks down: – Why social media has become one of the most powerful tools for independent physicians. – How he used it to build collaborations, research projects, and entrepreneurial deals. – Why protecting your name and your voice is non-negotiable in today’s healthcare landscape. – The traps young doctors fall into when signing their first contract. – How private practice physicians can avoid isolation and build real leverage. – What he learned the hard way: consulting, mistakes, financial literacy, and the year-long “residency” every new practice owner must go through. This is a blueprint for young doctors preparing to enter the workforce, and a reset for established physicians who feel stuck inside corporate healthcare. If you’re a resident, fellow, private practice doc, or someone who wants to understand what’s actually happening behind the scenes in American medicine, this episode is essential. Listen in. Support the show If you want to support these efforts, Buy Dutch a Cigar, connect via socials, or collaborate, visit: 👉 Stan.Store/DutchRojas

    28 min
  3. 11/20/2025

    Why Employers Are Funding the Entire Healthcare System. A Conversation with Dr. Deep

    In this episode, Dutch Rojas talks with Dr. Sandeep “Dr. Deep” Palakodeti about the financial engine running American healthcare — and the part nobody sees. Academic health systems break even on Medicare. They lose money on Medicaid. And they make their profits on one thing: commercial insurance paid by employers. That means employers and employees are subsidizing the entire healthcare system, and it’s the real reason premiums keep rising. Dutch and Dr. Deep go deep into: • Why commercial premiums are the lifeblood of large health systems • Why catastrophic coverage disappeared • How ACA rules locked consumers out of affordable plans • Why employers tolerate 12–20% annual increases • Why social media feels insane • Longevity, VO2 max, and living to 120+ • Sleep, muscle loss, and decline • Medicine 3.0 vs Medicine 2.0 • The model behind Velocity Health Clinic • Why physician-led care is the only credible path forward • What policy changes matter in the next 6–12 months This is a practical, honest, wide-ranging conversation about health, policy, longevity, and the economic incentives shaping American medicine. New episodes weekly on The Rojas Report. CONNECT WITH DR. DEEP Velocity Health:  www.velocityhealth.com  X: @DrDeepMD LinkedIn: https://www.linkedin.com/in/sandeep-palakodeti-md-mph-1b03436a CONNECT WITH DUTCH / THE ROJAS REPORT X: @DutchRojas LinkedIn: linkedin.com/in/dutchrojas YouTube: @dutchrojas Substack: dutchrojas.substack.com healthcare, premiums, employers, insurance, Dr Deep, Sandeep Palakodeti, Dutch Rojas, Rojas Report, Velocity Health, longevity, Medicine 3.0, preventative care, healthcare reform, VO2 max, catastrophic coverage, health policy Support the show If you want to support these efforts, Buy Dutch a Cigar, connect via socials, or collaborate, visit: 👉 Stan.Store/DutchRojas

    27 min
  4. 11/19/2025

    Stanford Health: The Nonprofit That Acts Like a Wall Street Empire

    Why are your premiums so high? Because Stanford Health perfected a state-sponsored wealth extraction model — and did it while flying a nonprofit flag. In this 5-minute breakdown, Dutch Rojas walks through the numbers Stanford never wants the public to hear: • $17 billion in tax-exempt property • $170 million per year in lost funding to schools, roads, and public services • $1.7 billion in avoided taxes over the last decade • $8 billion in annual revenue • $12 billion in assets • $522 million in 2024 profit • $1.28 billion in 2021 profit • 0.2% charity care — not a typo • Millions in zero-interest executive home loans • Over $1.1 billion in Medicaid supplemental payments • A negative fair share of nearly $200 million Stanford Health isn’t a safety net. It’s a state-backed financial machine,  a tax-exempt private empire, operating behind a nonprofit halo. Dutch explains how we got here, why lawmakers allow it, and what this model means for your premiums, your community, and the disappearance of independent physician practices. If you want to lower premiums in America, you need to understand this system first. Support The Rojas Report If you want to support these efforts, Buy Dutch a Cigar at Stan.Store/Dutch Rojas or connect with Rojas Media, or join the movement at The Rojas Report. Support the show If you want to support these efforts, Buy Dutch a Cigar, connect via socials, or collaborate, visit: 👉 Stan.Store/DutchRojas

    5 min
  5. 11/17/2025

    How Healthcare Lost Its Soul: A Conversation With Dr. Ali

    In this episode of The Rojas Report, Dutch sits down with Dr. Ali, physician, technologist, designer, and fierce defender of physician autonomy, for one of the most unfiltered conversations you will ever hear about the real forces shaping American healthcare. Most people blame one another for the system’s failures. Doctors blame insurers. Insurers blame hospitals. Politicians blame everyone. But Ali and Dutch go upstream,  to the incentives, structures, and quiet policy decisions that created the middleman economy now dominating medicine. Dr. Ali breaks down: How physicians accidentally empowered intermediariesWhy insurance CEOs earn more than entire clinical departmentsWhy UX, design thinking, and hospitality matter more in medicine than anyone admitsHow “nonprofit” health systems became the most profitable corporations in healthcareThe true impact of the Affordable Care Act and who wrote the rulesWhy burnout is a symptom of lost agency, not workloadWhy independent medicine is the only sustainable future Dutch pushes further, into Medicare overpayments, the pricing distortions created by consolidation, the illusion of “virtue” in large health systems, and why the American medical economy rewards opacity instead of outcomes. This episode is philosophical, technical, and deeply practical. Dr. Ali explains why he built his own EMR, how surgeons should reclaim the patient experience, and what happens when capital, policy, and medicine collide. If you’re a physician, policymaker, founder, or anyone trying to understand why American healthcare became a corporate labyrinth,  and how to escape it, this conversation is essential. Dr. Ali:  https://www.evofoot.com/ Dutch Rojas: https://www.bliksemhealth.com/ Topics covered include: middlemen, incentives, pricing, UX design, physician independence, Medicare pricing, ACA politics, burnout, workflow engineering, and the future of doctor-led healthcare. The Rojas Report is built for people who want the truth without the spin — and who refuse to accept a system where the middlemen own the doctors. Listen, share, and join the physician-led movement to rebuild American medicine. Support the show If you want to support these efforts, Buy Dutch a Cigar, connect via socials, or collaborate, visit: 👉 Stan.Store/DutchRojas

    1h 5m

Ratings & Reviews

5
out of 5
4 Ratings

About

The Rojas Report with Dutch Rojas cuts through the noise in American healthcare. From policy fights in Washington to the boardrooms of venture-backed startups, Dutch brings physicians, investors, and entrepreneurs into real conversations about money, power, and independence in medicine.Expect sharp takes on healthcare policy, candid talks with startup founders, and even the occasional cigar-fueled debate about where the system is headed next.If you care about the future of healthcare, and who really gets to shape it, this is your show.