BOLD by Cristina Jaeger

Cristina Jaeger
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BOLD is for women who are Bold, Outstanding, and Living Daringly — women ready to stop waiting for permission and start building their own version of success. Through authentic conversations with successful businesswomen, entrepreneurs, and women living boldly, we look into the tools, mindsets, and strategies that empower women to build independence and break free from societal expectations. We cover topics spanning career advancement, building wealth, independence, and personal empowerment. Always with the goal of inspiring women to challenge preconceived ideas and embrace their power. This podcast exists to build a thriving community where women feel supported, encouraged, and equipped to pursue their dreams without apology. Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletter

  1. 2d ago

    1.1M Subscribers, Zero Ads: How Emma Walker Built a Profitable Business and Financial Freedom (EP#24)

    Join 3,000+ women building real wealth. Get notified when new BOLD episodes drop, receive monthly jargon-free market updates, and get access to our WhatsApp community. 👉 herfinancialfreedom.net/newsletter 1.1 million YouTube subscribers. Over a million views every month. Her monthly ad revenue? Around €1,000. "There's no such thing as passive income." Emma Walker built Pronunciation with Emma from nothing. No investors. No paid ads. Ever. After paying for her own master's degree, she had £300 in the bank. Her plan B? The supermarket down the road. Today she runs a team from central Barcelona. Featured in Forbes. Working with Cambridge. Here's how the money actually came: → She charged £5 an hour because she was desperate → A student asked to pay even less. She said no. → She raised her prices slowly. Nobody walked away. → She turned her 1:1 teaching into a course → 5K a month. Then 10K. Then 15K. → And she cut her teaching hours as it grew But here's the twist: She built a business that pays a team. And she had never invested a single euro. "What if I invest all this money and it just goes?" A working-class childhood where money was always a worry. An ex who blew his savings on trading — and thousands of hers. The fear made sense. So I ran the numbers with her, live. €100 a month. 8% a year. After 15 years: ~€35,000 After 25 years: ~€95,000 10 more years. Nearly 3x the money. That's compound interest. Emma's reaction? "Who knew finances would be so cool?" In this episode, we talk about: → Why passive income is a myth → How to build a business without quitting first → Raising your prices when you're scared to → Risk, ETFs and "Sitzfleisch": can you sit it out? → Why she never shared a bank account with her ex → Only taking advice from people who are where you want to be → What financial freedom means when you grew up with money worries Her definition of financial freedom: "It's not having money on my mind. Being able to take my dad out for a meal — without feeling guilty." 💬 Be honest: what's stopping you from investing your first €100? Connect with Emma: Youtube: youtube.com/pronunciationwithemma Instagram: https://www.instagram.com/pronunciationwithemma LInkedIn: https://es.linkedin.com/in/emmawalkerteacher #herfinancialfreedom #womenandmoney #investing #entrepreneurship

    1.1M Subscribers, Zero Ads: How Emma Walker Built a Profitable Business and Financial Freedom (EP#24)

  2. Sep 11

    A Family Affair: Same Bloodline, Opposite Money Rules with Barbara and Noa Jaeger (EP#23)

    Join 3,000+ women building real wealth. Get notified when new BOLD episodes drop, receive monthly jargon-free market updates, and get access to our WhatsApp community. 👉 herfinancialfreedom.net/newsletter She never bought a single stock in her life — and retired with total peace of mind. Her 25-year-old daughter invests every month — because she'll never afford a home. Same family. Two opposite money playbooks. And here's the uncomfortable part: they're both winning. This week on BOLD, I sat down with two women from my own family — my aunt Barbara, 67, and her daughter, my cousin Noa, 25. Barbara built wealth the way her generation could: a home she owns outright, no stock portfolio, no stress. Noa can't afford a home in her city, so investing isn't optional — it's the only path left. But here's where they agree, and where the real lesson lives: Both have always kept their money entirely their own. → Never one joint pot → Separate accounts → A shared fund only for shared costs "Don't ever put everything together. Women do that. Don't." Because the partner you trust today can change in 48 hours. Because independence isn't cynical — it's freedom. In this episode: → The "separate finances" rule both women swear by → Home ownership vs investing — the generational wealth debate, settled in one family → Why you can start investing with as little as €2 → Why poverty in retirement is female — and how to make sure it's never your story → What financial freedom means at 67 vs 25 Barbara: "Peace of mind." Noa: "More time to be yourself and follow your dreams." Different words. Same freedom. Because the goal was never to die rich. It was to live with choices. 💬 If you share money with a partner — one pot, or separate? #SwissWomenInFinance #WomenAndMoney #FinancialFreedomWomen #SwitzerlandFinance #InvestierenFürFrauen #FemaleInvestor #GeldFürFrauen

    A Family Affair: Same Bloodline, Opposite Money Rules with Barbara and Noa Jaeger (EP#23)

  3. Aug 28

    6 Numbers Every High-Earning Woman Should Know (EP#22)

    Get the free finance tracker and get clarity on where your money goes: herfinancialfreedom.net/finance-tracker Stop blaming your coffee to-go. Women aren't behind because of oat milk lattes. They're behind because the numbers were rigged before we ever opened a bank account. I'd know. I grew up with a banker dad, spent years managing billions for the ultra-rich — and I still didn't invest a franc until my 30s. The odds are stacked before we even begin: → Women in Switzerland still earn 16% less than men — and 7% of that gap has no explanation at all → We live around 3.5 years longer, so we have more years to fund with less money to fund them → Only 22% of women rate their financial knowledge as good — and it's not ability; it's a confidence gap Nobody hands us a plan to close that gap. So here's the shift: you can't rewrite the system today. But there are 6 numbers that are entirely yours — and the women I see building real, lasting wealth all know them cold. Not their salary. Not their bank balance. The numbers that show how hard their money is actually working for them. In this episode, I walk you through all 6: → Your savings rate → Your conscious spend score → Your bucket count → Your net worth → Your portfolio return rate → Your financial independence date Knowing them is step one. Tracking them is where the magic happens. Because you can't grow what you've never looked at — and every single month you invest moves your freedom date closer. Knowing it changes how you negotiate. The risks you take. What you're finally willing to say no to. 💬 Which of these 6 numbers do you actually know off the top of your head? #SwissWomenInFinance #WomenAndMoney #FinancialFreedomWomen #SwitzerlandFinance #InvestierenFürFrauen #FemaleInvestor #GeldFürFrauen

    6 Numbers Every High-Earning Woman Should Know (EP#22)

  4. Aug 14

    How to Land a Remote Job Without Quitting First: A Recruiter's Playbook with Juliana Rabbi (EP#21)

    Join 3,000+ women building real wealth. Get notified when new BOLD episodes drop, receive monthly jargon-free market updates, and get access to our WhatsApp community. 👉 herfinancialfreedom.net/newsletter Juliana had interviewed 74,000 people for their dream jobs. It took her 15 years to go after her own. In 2019 — five years before COVID made it normal — Juliana Rabbi walked away from a 15-year career as an international recruiter at multinational giants to build a business that goes wherever she goes. No safety net. No plan B. Just a number in her savings account she was willing to lose. Today: 64 countries. 800+ professionals coached across five continents. A life entirely on her own terms. I sit down with Juliana for one of the most honest conversations yet. About the freedom that comes with decisions like that. But also about the price. What you'll learn: - The Mauritius window moment — and what it actually takes to act on a feeling you've been ignoring for years - How she built her exit: four income streams, a savings safety net, and one very specific number - Why women undersell dinosaur eggs and men oversell sparrows' - The real cost nobody posts about: missed birthdays, non-linear friendships, grieving old versions of yourself - The scarcity mindset that almost broke her business — and the delegation decision that saved it - Managing personal wealth across multiple countries and currencies with no pension system backing you up - Why investing in yourself has a higher ROI than the stock market Her final words: "Don't ignore that feeling that there is more. Don't suffocate it. Recognizing it and acting on it are very different things." 💬 Have you ever watched your own life through a window and thought — this isn't how I want to be here? Connect with Juliana Rabbi: Website: https://julianarabbi.com/ LinkedIn: https://www.linkedin.com/in/julianarabbi-career-coach Instagram: https://www.instagram.com/juliana.rabbi/?hl=en

    How to Land a Remote Job Without Quitting First: A Recruiter's Playbook with Juliana Rabbi (EP#21)

  5. Jul 31

    6 Questions to Ask Your Financial Advisor (Before You Trust Them With Your Money) (EP#20)

    Download your FREE Questions To Ask Your Service Provider Guide. Get the answers you need by asking the right questions to your banker: herfinancialfreedom.net/questionstoaskyourbanker How to challenge your financial advisor: A full breakdown. 67% of women don't feel understood by their financial advisors. Studies show we receive worse advice, are spoken to less in meetings, and more often steered toward costly funds — even when we signal high confidence and high risk tolerance. This isn't a you problem. It's a system problem. And today I'm fixing it. In this solo episode I walk you through exactly what to ask your financial advisor so you walk in prepared, confident, and in control. What you'll learn: - Why they must understand your goals before recommending anything - How to pressure-test their investment strategy - Which documents to always request - How to decode every layer of fees - What kickbacks are — and why you need to ask about them - How to make sure you're in the most cost-efficient products 💬 Have you ever walked out of a financial advisor meeting with no idea what just happened? #SwissWomenInFinance #WomenAndMoney #FinancialFreedomWomen #SwitzerlandFinance #InvestierenFürFrauen #FemaleInvestor #GeldFürFrauen

    6 Questions to Ask Your Financial Advisor (Before You Trust Them With Your Money) (EP#20)

  6. Jul 17

    "Investing Is a Language — And You're Not Too Stupid to Learn It" with Anja Spilker (EP#19)

    Join 3,000+ women building real wealth. Get notified when new BOLD episodes drop, receive monthly jargon-free market updates, and get access to our WhatsApp community. 👉 herfinancialfreedom.net/newsletter She left a small German town at 17 – then built her empire. Now she’s running the largest German learning community in Latin America — across five countries, twelve languages, and zero fixed address. Anja Spilker, founder and CEO of Zaloa Languages, bootstrapped for nine years, survived COVID, rebuilt her entire business model overnight, doubled her revenues — and turned her biggest client into her first investor. I sat down with her in Mexico City for one of the most honest conversations yet. Because Anja doesn't do polished. She does real. Here's what you’ll learn in this episode: → The personal advisory board — Anja was jealous of her own company's mentors. So she built one for her life. A stranger in an Austin bathroom started it all. → Falling out of love with your own business — Seven years in, no vacation, completely burnt out. What it actually took to fall back in. → The biggest financial mistake she made — Nine years bootstrapping. There were months she paid everyone on her team. Not herself. → Pay yourself first — The rule she ignored for years, and what it cost her. → Investing is like learning a language — The A2 frustration is real. But fluency comes. And once it does, you can finally talk back to your banker. → Don't follow your passion. Build a business model. — The difference between the two is everything. → The wheel of life — A simple check-in exercise that shows you which tire needs air right now. And why ignoring one affects all the others. → What society gets wrong about ambition — Especially for women raised to look outward before they ever look in. Her closing words: "Trust your intuition. Numbers are amazing. My intuition is even better." Connect with Anja Spilker Instagram: https://www.instagram.com/anja_from_alemania / https://www.instagram.com/aleman_con_zaloa LinkedIn: https://mx.linkedin.com/in/anja-from-alemania Website: zaloalanguages.com

    "Investing Is a Language — And You're Not Too Stupid to Learn It" with Anja Spilker (EP#19)

  7. Jul 3

    10 Money Myths That Keep High-Earning Women From Getting Wealthy (EP#18)

    You don't have a knowledge problem. You have a belief problem. And it's costing you more than you think. After years managing wealth for the ultra-rich, here's what I know: The #1 thing holding most women back financially isn't ability. It's the money myths we inherited — from our families, our relationships, the society that raised us to be good girls, not wealthy ones. Today I'm busting 10 of them. And at least one will stop you mid-scroll. "Talking about money is rude" → Silence protects the people already paying you less than you deserve. Women who talk openly about salaries earn more. Full stop."Someone else will handle it" → 80% of women end up managing finances alone — usually after a divorce or loss. Without a foundation, that moment is devastating."Investing is too risky" → Not investing is the real risk. $15K in a savings account 15 years ago? Worth $10K today. Inflation wins while you wait."I'm not a numbers person" → Personal finance isn't math. It's behavior. You only need to know what comes in, what goes out, and where you want to go."Asking for more is greedy" → Not negotiating costs women $1 million in lost earnings over a career. Not because we weren't good enough. Because we didn't ask."I should take care of everyone else first" → You can't support the people you love from an empty account. Financial self-care isn't selfish — it's how you protect them long-term."I'll start when I earn more" → There will always be a reason to wait. Every month you delay is compounding you'll never get back."All debt is bad" → Bad debt costs you. Strategic debt builds wealth. Every wealthy client I worked with? They leverage everything."I don't need my own financial identity" → Every woman needs her own account, emergency fund, and pension visibility. Not because things will go wrong. Because life is unpredictable."Wanting wealth makes me materialistic" → Wealth is options. The ability to say no to what drains you — and yes to what you actually want.The moment you spot the belief, you can change it. That's where everything starts. 💬 Which of these hit closest to home for you?

    10 Money Myths That Keep High-Earning Women From Getting Wealthy (EP#18)

  8. Jun 20

    Property, Marriage, and Money: What No One Discusses Out Loud with Christina Kadic (EP#17)

    Join 3,000+ women building real wealth. Get notified when new BOLD episodes drop, receive monthly jargon-free market updates, and get access to our WhatsApp community. 👉 herfinancialfreedom.net/newsletter She runs a luxury real estate firm in one of the wealthiest, most tax-advantaged corners of Switzerland. Zero social media. Zero press. Zero public profile. And her clients call her the best in the business. Today, for the first time ever, she's talking publicly about all of it. This is Christina Kadic. She spent almost 15 years in finance before walking away to build a real estate firm rooted in something most people never think about: staging properties like art exhibitions, and quietly teaching the women in her circle that real estate isn't just a purchase — it's a wealth tool. Here's what really hit me: "If they don't know how to do something perfectly, they do nothing." That's what she sees in smart, accomplished women over and over — degrees, careers, ambition. And still, completely checked out of real estate and their own finances. Because somewhere along the way, we decided we have to be perfect before we're allowed to start. In this episode: → Why so many successful women never even open the box on real estate → The real difference in how women and men approach buying property → The €100,000+ mistake people make when they skip due diligence → A story about a 70-year-old widow who lost her home of 30 years — and what she didn't prepare for → Why "I could never" is the most expensive sentence in real estate → The smallest possible first step into building wealth through property → What it actually means to build a business with a partner who sees what you don't This conversation is about more than real estate. It's about the rooms we don't walk into because we're afraid we don’t belong. Connect with Christina Kadic: Instagram: LinkedIn: https://www.linkedin.com/in/christina-r-kadic-2299b617?originalSubdomain=ch Website: https://www.panthere-properties.ch/

    Property, Marriage, and Money: What No One Discusses Out Loud with Christina Kadic (EP#17)
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BOLD is for women who are Bold, Outstanding, and Living Daringly — women ready to stop waiting for permission and start building their own version of success. Through authentic conversations with successful businesswomen, entrepreneurs, and women living boldly, we look into the tools, mindsets, and strategies that empower women to build independence and break free from societal expectations. We cover topics spanning career advancement, building wealth, independence, and personal empowerment. Always with the goal of inspiring women to challenge preconceived ideas and embrace their power. This podcast exists to build a thriving community where women feel supported, encouraged, and equipped to pursue their dreams without apology. Join 3,000+ women building a future of stability & freedom! https://herfinancialfreedom.net/newsletter

Information

  • Creator
    Cristina Jaeger
  • Years Active
    2025 - 2026
  • Episodes
    25
  • Rating
    Explicit
  • Copyright
    © herFinancialFreedom 2025
  • Show Website
    BOLD by Cristina Jaeger