The Buy-In

Sevenfold Property Group
  • 0.0 (0)
  • Investing
  • Updated Weekly

Welcome to The Buy-In, a podcast about everything property from Sevenfold Property Group. Join Trent Cripps and his guests as they share strategies, insights, and behind-the-scenes knowledge from decades in property and finance. From first-time investors to seasoned professionals, gain clarity and confidence to make smarter property decisions. Disclaimer: sevenfoldproperty.com.au/welcome-to-the-buy-in/

  1. 2d ago

    #16 How Bank Valuations Work in Australia (Explained) | The Buy-In

    A bank valuation can make or break your finance approval, and when it comes in below your purchase price, it can throw your whole plan into chaos. In this episode of The Buy-In, Trent Cripps (Director of Property Strategy, Sevenfold Property Group) and Simon Podger (Director of Lending, Your Future Strategy) break down how property valuations work in Australia, why lenders order them, and what to do when a valuation falls short. You’ll learn the difference between a full valuation, a desktop valuation, an AVM and a contract-of-sale assessment, how lenders decide which one to use, why valuations can sometimes be conservative, and how comparable sales influence the outcome. Plus, Trent and Simon explore the practical options when a bank valuation comes in low, from challenging it with supporting evidence to switching lenders, adjusting building plans or contributing additional funds. Whether you’re buying your first home or your next investment property, understanding the valuation process and how it affects your LVR and financing options can help you navigate the buying process with greater confidence. 👉 Need a hand with finance or property strategy? The teams at Sevenfold Property Group and Your Future Strategy can help. 🔔 Subscribe for new episodes of The Buy-In. Disclaimer: This episode was recorded in June 2026. The information provided is general in nature and does not constitute financial, credit or investment advice. Lending criteria, valuation processes and outcomes may vary depending on the lender and individual circumstances and are subject to change. We recommend seeking independent professional advice before making any financial or property investment decisions. #BankValuation #PropertyValuation #PropertyInvestmentAustralia #HomeLoans #PropertyInvesting #housing #housingcosts #costsofliving

  2. 4d ago

    Commercial Property Investing: What Makes A Good Deal? | The Buy-In Commercial Ep.2

    How to assess a commercial property investment - and how do you know whether a deal is worth the risk? In Episode 2 of The Buy-In: Commercial, Nick and Luke go behind the scenes of how they assess a deal, sharing why off-market opportunities can offer an advantage, and how the right asset management strategy should protect and grow your investment long after settlement. 👉🏽 Other takeaways: Learn why a 7% yield isn’t always better than 5%, how an inflated rental income can leave you paying 20–40% above market value, and why buying a $10 million industrial property doesn’t necessarily mean you can move your business into it. CHAPTERS 01:10 How to Assess a Commercial Property Deal 02:28 Rental Yields: Risk vs Return 05:49 Rental Reversion and Investment Opportunities 08:19 The Risks of Tenant Lease Options 14:43 Understanding Commercial Property Leases 21:00 The Risks of Inflated Rental Income 23:09 Net vs Gross Leases Explained 27:07 Tenant Quality and Lease Security 32:33 Understanding WALE and Lease Expiry Risk 35:08 Property Valuations and Market Data 37:55 Buying at Auction vs Off-Market 42:41 How to Determine a Property's True Value 48:19 Why Long-Term Asset Management Matters 54:08 Maximising Rental Income and Tenant Retention 1:00:24 Long-Term Investment Strategy 👥 ABOUT THE HOSTS Nick Selbie, Director of Commercial & Advisory, and Luke Boulden, Head of Acquisitions, bring 35+ years' combined experience on the commercial transaction and brokerage side. The Buy-In: Commercial is the commercial channel of the property podcast The Buy-In, from Sevenfold Property Group. ▶️ Also listen and watch on YouTube - search "The Buy-In: Commercial" 🔔 Subscribe for new episodes on commercial property, yields, leases and due diligence 🌐 Website: sevenfoldproperty.com.au 📞1300 123 987✉️ hello@sevenfoldproperty.com.au ⚠️ This video contains general information only and is not financial, taxation, legal or personal advice. It does not take your objectives, situation or needs into account. Always seek professional advice before making any investment decision. FULL DISCLAIMER 👇🏽https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/ #CommercialProperty #PropertyInvestingAustralia #CommercialRealEstate #podcast

  3. Oct 2

    #15 How Sophisticated Investors Structure Debt Across a Property Portfolio | The Buy-In Special Episode

    In this special Sydney-recorded episode of The Buy-In, Gareth Croy is joined by Chris Wisbey, General Manager of Scene Finance, to talk about the role lending plays as property investment becomes more sophisticated. They unpack why experienced investors can find themselves hitting borrowing capacity limits despite having significant assets and strong incomes, how the traditional buy-and-hold approach is evolving, and why the right funding strategy needs to work alongside the property strategy. The conversation covers specialist lending, debt-to-income ratios and borrowing capacity, debt recycling, residential and commercial property, value-add and small development strategies, co-living, due diligence and what lenders are actually looking at behind the scenes. They also look at a question investors don’t ask often enough: are the people involved in your property transaction actually aligned with the long-term performance of the asset, or simply incentivised to get the deal done? If you’re building a property portfolio, have reached the point where borrowing is becoming more complex, or are considering what your next move might look like, there’s plenty to take away from this one. ▶ Subscribe to The Buy-In for more conversations about property, investment and the strategies behind building a portfolio. IMPORTANT INFORMATION The information discussed in this episode is general in nature and does not take into account your personal circumstances, objectives or financial situation. You should seek appropriate professional advice before making financial, lending, tax or property investment decisions. Full disclaimer can be found at the bottom of this page: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/

  4. Aug 10

    #14 Residential vs Commercial Property in 2026: Where to Invest as the Rules Change

    Residential or commercial, where should your next property dollar go in 2026? Following the biggest property policy changes of 2026, many investors are reassessing where property fits in their long-term strategy. In this episode of The Buy-In, residential specialist Trent Cripps is joined by Nick Selbie, Director of Commercial & Advisory, to compare notes on what's driving the "pause" in residential, why commercial is drawing so much interest, and exactly how investors can diversify or move from resi into commercial if it's right for them. In this episode: - Why residential buyers have hit pause, and why the headlines are overblown - How the 2026 changes (negative gearing, SMSF, CGT) are reshaping strategy - The market read: soft Sydney & Melbourne vs resilient Brisbane & Perth - Where commercial fits; cash flow, leases, sectors and the cycle lag - A full worked example: what it really costs to buy a $1M commercial property (and why a headline 7% yield isn't the whole story.) - Secure income vs value-add: two ways to buy commercial - The exact questions to ask before moving from resi to commercial Chapters: 00:00 – Intro: two experts, one shifting market 01:00 – Why residential buyers have hit pause 03:00 – Negative gearing, SMSF & the 2026 policy shake-up 05:30 – Property is cyclical: what history says happens next 08:00 – Sydney & Melbourne vs Perth & Brisbane 12:00 – Where commercial fits: cash flow, leases & the cycle lag 17:00 – The $1M example: deposit, real costs & the "7% yield" myth 23:00 – Secure income vs value-add: two ways to buy commercial 28:00 – Moving from resi to commercial: the questions that matter 34:00 – Don't panic-sell: holding (and finding opportunity) in a soft market 40:00 – How much do you actually need to get started? 45:00 – Get your whole team around the strategy + wrap-up Hosted by Trent Cripps, Director of Property Strategy, and Nick Selbie, Director of Commercial & Advisory, Sevenfold Property Group. General information only. This information should not be relied upon as legal, financial or tax advice. Obtain professional advice relevant to your circumstances before making any decisions. Figures are illustrative examples, not a guarantee of returns. Want to map out your own strategy? Get in touch.

    #14 Residential vs Commercial Property in 2026: Where to Invest as the Rules Change

  5. Jul 30

    Commercial Property Investing in Australia | The Buy In: Commercial Ep.1

    Commercial property investing in Australia, explained. We compare commercial vs residential yields, show how much deposit you really need, and we break down a real $1M industrial deal. Episode 1 of The Buy-In: Commercial. Nick Selbie and Luke Boulden unpack why more residential, and SMSF investors are moving into commercial in 2026: higher yields, longer and more secure leases, and rent that compounds. We bust the "you need millions" myth, walk a $1M industrial strata deal from deposit to cash-on-cash return, explain why the headline yield is a trap (5% vs 7% comes down to one word: risk), and share a due-diligence war story every buyer should hear. Follow The Buy-In: Commercial and never miss an episode. Also on YouTube & Apple Podcasts. This video contains general information only and is not financial, taxation, legal or personal advice. It does not take your objectives, situation or needs into account. Always seek professional advice before making any investment decision. FULL DISCLAIMER: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/

    Commercial Property Investing in Australia | The Buy In: Commercial Ep.1

  6. Jul 9

    #13 The Rules Have Changed. What Should Property Investors Do Now?

    The announcements have landed. We finally have more clarity. And plenty more to talk about. So we got back around the table. Following the response to our first Budget conversation, Trent Cripps, Gareth Croy and Bodie Simpson return to continue the discussion, this time joined by Nick Selbie, Director of Commercial & Advisory. With the latest developments now touching self-managed super funds, residential property, commercial property, small business and investment strategy, the conversation has only become bigger. In this follow-up conversation they unpack: • The latest changes affecting SMSFs and residential property investment • Why commercial property is suddenly attracting so much attention • The danger of rushing into commercial property or chasing yield without understanding the fundamentals • Whether the changes really target wealthy investors, or could have much broader consequences • What uncertainty means for property markets, business confidence and investment decisions • The impact on small business owners, tax structures and entrepreneurship in Australia • Why investment bonds and other strategies may become increasingly relevant • The risks of sitting on your hands and waiting for the rules, the market or the political environment to change again There is still more detail to come. But one thing is clear: making investment decisions based on headlines, deadlines or tax outcomes alone can carry significant risks. Your goals haven't changed. The strategy may need to. Watch the full conversation and let us know what you think. IMPORTANT INFORMATION This episode was recorded while the proposed Federal Budget measures were still subject to legislative approval and ongoing amendments. The discussion reflects information available at the time of recording and should not be considered personal financial, taxation, legal, or investment advice. The opinions and information shared in this podcast are general in nature only and should not be relied upon as personal financial, taxation, legal or investment advice. You should seek professional advice appropriate to your individual circumstances before making any financial or investment decisions. Disclaimer: Welcome to The Buy-In - Sevenfold Property Group No matter what you need, when it comes to property, we’ve got you covered. You can get in touch with us via telephone or email – our expert team are waiting to help you build your legacy! If your enquiry relates to a specific service, we also have more in-depth contact forms on the relevant pages.

  7. Jun 24

    #12 The Budget Fallout: Strategy Over Headlines

    Since the Federal Budget announcement, there’s been no shortage of headlines, hot takes, and uncertainty. In this special edition of The Buy In, Trent Cripps and Simon Podger are joined by Gareth Croy and Bodie Simpson from Your Future Strategy to unpack the proposed tax changes, what they could mean for investors, business owners, and everyday Australians, and why strategy matters more than ever in uncertain times. From negative gearing and capital gains tax to lending impacts, trust structures, superannuation, and housing supply, this conversation focuses on what you need to know about the new Federal Budget.   Topics covered: •  The proposed changes to negative gearing, CGT, and discretionary trusts •  Why investor confidence and consumer sentiment have taken a hit •  How lenders have responded before legislation has even passed •  Potential impacts on borrowing capacity and investment strategies •  Housing supply, rental shortages, and whether the reforms could have unintended consequences •  The role of superannuation, self-managed super funds, and alternative investment structures •  Why tax should never be the strategy •  Opportunities that can emerge during periods of uncertainty •  The importance of long-term thinking and getting the right advice   Connect with the experts: Gareth Croy: https://www.linkedin.com/in/garethcroy/ Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/ Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/ Bodie Simpson: https://www.linkedin.com/in/bodie-simpson-938a44134/   Get in touch: Instagram: https://www.instagram.com/sevenfoldproperty/ LinkedIn: https://www.linkedin.com/company/sevenfoldproperty YouTube: https://www.youtube.com/@SevenfoldPropertyGroup Email: hello@sevenfoldproperty.com.au   Learn more: Sevenfold Property: https://www.sevenfoldproperty.com.au/ Your Future Strategy: https://yourfuturestrategy.com.au/   This episode was recorded while the proposed Federal Budget measures were still subject to legislative approval and ongoing amendments. The discussion reflects information available at the time of recording and should not be considered personal financial, taxation, legal, or investment advice.   Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/

  8. Mar 1

    #11 The Hidden Lending Traps in Property Investing

    Not all investment properties are created equal and neither are the lending rules behind them. In the first episode of 2026, Trent and Simon unpack the different types of property investments that fall outside the “standard” house or townhouse and what you need to know before jumping in. From studio apartments and dual key setups to NDIS properties, rooming accommodation, rural lifestyle blocks, land banking, Airbnb and more, this episode dives into how lenders assess these specialised securities, where deposits can increase, why borrowing options narrow and the risks many investors do not consider. If you are tempted by high yields or trending strategies, this is a must listen before you commit. Topics Covered: Studio apartments under 40sqm and why lenders reduce LVRs and limit optionsDual key properties, specialised security and cross collateralisation trapsNDIS investments, lender appetite, policy risk and resale pool concernsRooming accommodation or HMO, multi tenant servicing treatment and due diligenceRural and lifestyle properties and why some major banks are more flexible than othersPostcode and high rise restrictions and how lender exposure limits workLand banking and servicing challenges without rental incomeAirbnb and how lenders treat short term income plus regulatory risks to watch Connect with Trent & Simon: Trent Cripps: https://www.linkedin.com/in/trent-cripps-9437488/ Simon Podger: https://www.linkedin.com/in/simon-podger-630a9734/ Get in touch: Instagram: https://www.instagram.com/sevenfoldproperty/ LinkedIn: https://www.linkedin.com/company/sevenfoldproperty YouTube: https://www.youtube.com/@SevenfoldPropertyGroup Email: hello@sevenfoldproperty.com.au Learn more: Sevenfold Property: https://www.sevenfoldproperty.com.au/ Your Future Strategy: https://yourfuturestrategy.com.au/ Disclaimer: https://www.sevenfoldproperty.com.au/welcome-to-the-buy-in/

See All (18)

About

Welcome to The Buy-In, a podcast about everything property from Sevenfold Property Group. Join Trent Cripps and his guests as they share strategies, insights, and behind-the-scenes knowledge from decades in property and finance. From first-time investors to seasoned professionals, gain clarity and confidence to make smarter property decisions. Disclaimer: sevenfoldproperty.com.au/welcome-to-the-buy-in/

Information

  • Creator
    Sevenfold Property Group
  • Years Active
    2025 - 2026
  • Episodes
    18
  • Rating
    Clean
  • Copyright
    © Sevenfold Property Group
  • Show Website
    The Buy-In