Sandwich Bread Pod

Twin Robins Capital, LLC
  • 5.0 (7)
  • SOCIETY & CULTURE

The Sandwich Bread Pod is a podcast for people navigating the complex responsibilities of multigenerational life—caring for parents, raising children, and balancing personal and financial demands that often conflict. Hosted by Tom Kaminski, a Certified Financial Planner™ with 18 years of experience, the show explores the challenges and decisions facing the Sandwich Generation, and offers grounded conversations and perspectives designed to bring clarity, support, and maybe even a laugh during this demanding chapter of life. Sandwich Bread Pod is a production of Twin Robins Capital, LLC.  Twin Robins Capital, LLC (“Twin Robins”),  is a registered investment adviser with the states of Missouri, Virginia, Georgia and Indiana, and may only transact business with residents of these states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. 

Episodes

  1. JAN 27

    Planning Ahead for Aging at Home w/ Emilia Bourland, OTR, ECHM

    Helping aging parents stay safe at home often feels overwhelming, especially when families wait until a fall or health crisis forces decisions. In this episode, Tom Kaminski, CFP®️, is joined by occupational therapist Emilia Bourland,  OTR, ECHM, to talk about how families can take a proactive approach to aging in place. Emilia explains what occupational therapy really is, how home environments impact safety and independence, and which areas of the home deserve the most attention as we age. They also cover realistic caregiving considerations, including dementia, the limits of family caregiving, and how to think about the financial side of home modifications and long-term care. The episode wraps with a clear, four-step framework families can use to start planning now rather than reacting later. All of the resources discussed in today’s conversation are linked below. Resources mentioned CareLab Podcast Ask SAMIE Virtual occupational therapy assessments and aging-in-place support Rosarium Health Occupational therapy assessments and guidance on benefits and home modifications USC Leonard Davis School of Gerontology Executive Certificate of Home Modification graduate directory LumaLink Voice concierge connecting people to aging-in-place and senior support services What Do I Do When...An Occupational Therapist’s Guide to Solving Daily Dementia Care Problems by Emilia Bourland This daily guide to dementia care gives practical tips and strategies for common challenges like eating, bathing, dressing, grooming, sleeping, wandering, agitation/aggression, fall prevention, and more

    25 min

  2. JAN 13

    Everyday Cybersecurity: How Families Can Protect Themselves Online w/ Danny Schwartze

    Cybersecurity has quietly become part of everyday life, whether we like it or not. In this episode, Tom Kaminski is joined by Danny Schwartz, CEO of Your Cyber Life, to talk through practical, real-world steps families can take to better protect themselves online. From fraud texts and phishing emails to AI-driven scams, this conversation focuses on building awareness and putting simple safeguards in place without feeling overwhelmed. This episode is designed for families who want to strengthen their digital defenses, with a follow-up episode planned that will focus specifically on cybersecurity support for aging parents. Resources discussed in this episode include:  NetCeteraYour Cyber Life Login  PIN 3803

    21 min

  3. 12/19/2025

    Applying Elder Law: Care Planning, Medicaid, and Family Coordination w/ Elder Care Attorney Maureen Lester

    When elder law planning is delayed, families often find themselves in crisis mode. In this episode, Tom Kaminski and elder law attorney Maureen Lester discuss common elder law “horror stories,” what actually goes wrong when planning happens too late, and how families can avoid these outcomes. They cover outdated estate documents, guardianship proceedings, and the financial and emotional costs of court involvement. The conversation also highlights positive planning strategies, including care contracts, Medicaid considerations, and how clearly defining roles among siblings can reduce conflict. Maureen shares practical ways families can start conversations early and take small but meaningful steps before a crisis occurs. This episode offers realistic guidance for navigating aging, caregiving responsibilities, and long-term care decisions.

    24 min

  4. 12/19/2025

    What Elder Law Really Is (And Why Estate Planning Alone Is Not Enough) w/ Elder Care Attorney Maureen Lester

    What is elder law, and why does traditional estate planning often fall short as parents age? In this episode, Tom Kaminski is joined by elder law attorney Maureen Lester to break down the role of elder law, how it differs from standard estate planning, and why it becomes essential once health, cognition, and caregiving enter the picture. Maureen explains how elder law focuses not just on asset transfer, but on long-term care planning, decision-making authority, and protecting vulnerable adults. Together, they discuss common misconceptions families have, why early planning matters, and how professionals can work together to better support aging parents and their adult children. This episode lays the groundwork for understanding the legal realities families face as they move into the later stages of life.

    18 min

  5. 12/02/2025

    Medicare Made Simple: What Every Family Should Know Before December 7

    Open enrollment for Medicare ends on December 7. If you are caring for aging parents, supporting multiple generations, or approaching age 65 yourself, this episode will help you get clarity fast. Our guest is Grant George from Medicare Done Professionally. He explains Medicare in simple and practical terms. We cover what Parts A, B, C and D actually do, how to compare employer or retiree plans with Medicare, and the biggest mistakes people make during open enrollment. Grant also walks through enrollment timelines, advisor compensation, red flags to watch for, and the best practices families should follow each fall. If you are navigating Medicare for the first time or helping a parent make decisions, this episode gives you the education you need to move forward with confidence. Guest: Grant George, Medicare Done Professionally  Website: www.mdprs.com

    22 min

  6. 11/20/2025

    Understanding the Sandwich Generation with Danielle Seurkamp

    In this episode, Tom talks with financial planner Danielle Seurkamp about what the “sandwich generation” means in practical terms. Instead of a demographic, it is a season of life when someone supports younger and older generations at the same time. Danielle shares her experience caring for her grandmother through illness and cognitive decline. She discusses the financial and logistical tasks she took on, the family dynamics involved, and the learning curve that many caregivers face when support needs increase quickly. Tom and Danielle discuss:  • How they define the sandwich or caretaker generation  • Why caregiving often begins suddenly  • The strain that comes with increased responsibility  • Danielle’s real-world caregiving story  • The importance of documents and planning  • The role of trusted professionals  • First steps for new or stressed caregivers This episode offers a helpful foundation for anyone navigating caregiving and financial planning. Click here to Download the free Caregiver Contact List  Learn more about Danielle at https://www.wellspentplanning.com/

    19 min

  7. 11/14/2025

    Open Enrollment Choices That Really Matter

    In this episode, Tom explains how to approach open enrollment with clarity and confidence. He covers retirement plan deferrals, health insurance comparisons, FSAs, disability coverage, life insurance, and lesser known benefits that can save or cost you real money. A simple, structured guide to help you get the most value from your employer benefits.

    21 min

  8. 11/13/2025

    Why the Sandwich Generation Needs Its Own Space

    Episode 1.0 introduces The Sandwich Bread Pod and the purpose behind it. Tom Kaminski, CFP®, shares his background, why he launched this show, and what it really means to be part of the Sandwich Generation. This episode sets the foundation for honest conversations about multigenerational life, real financial pressure, and the responsibilities that come with supporting parents, raising kids, and managing your own goals.

    7 min
  • 8 Episodes

Ratings & Reviews

5
out of 5
7 Ratings

About

The Sandwich Bread Pod is a podcast for people navigating the complex responsibilities of multigenerational life—caring for parents, raising children, and balancing personal and financial demands that often conflict. Hosted by Tom Kaminski, a Certified Financial Planner™ with 18 years of experience, the show explores the challenges and decisions facing the Sandwich Generation, and offers grounded conversations and perspectives designed to bring clarity, support, and maybe even a laugh during this demanding chapter of life. Sandwich Bread Pod is a production of Twin Robins Capital, LLC.  Twin Robins Capital, LLC (“Twin Robins”),  is a registered investment adviser with the states of Missouri, Virginia, Georgia and Indiana, and may only transact business with residents of these states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. 

Information

  • Creator
    Twin Robins Capital, LLC
  • Years Active
    2025 - 2026
  • Episodes
    8
  • Rating
    Clean
  • Copyright
    © 2026 Sandwich Bread Pod is a production of Twin Robins Capital, LLC. Full disclosures can found at: https://www.twinrobins.com/disclosures
  • Show Website
    Sandwich Bread Pod