The MoneyGigs Podcast

Cliff Adams

By gigging musicians, for gigging musicians.Scan the QR Code to support the show and live musicians.Visit https://www.buzzsprout.com/2509891 to support.

Episodes

  1. Nov 1

    Cameron Holt: $100 Per Musician Per Hour Is the Floor

    Send us Fan Mail Five musicians, three hours, $500. L.A. tubist Cameron Holt says that's less than $100 an hour, and the client should be paying double or triple. Cameron is finishing a doctorate at CU Boulder, holds two degrees from USC, and spends every fall playing F tuba in a Bavarian polka band. He breaks down what tuba gigs actually pay ($250, $400, $500), how to handle a short budget without being disrespectful (change the lineup, not your rate), the $8,000 horns behind a $40 gig, what hauling a tuba does to your body, and why the sousaphone is finding him more work than the classical scene. We also get into AI, studio contracts and the union, and how a classical player learned chord changes in a beer garden. Recorded summer 2026, before Oktoberfest season. 🎙 Get bonus episodes: subscribe for $3/month → https://www.buzzsprout.com/2509891/support  🎸 Gigging musicians: download MoneyGigs free and enter invite code INV-CHOLT for the crowdsourced venue database ($2/month): what rooms pay, load-in, booking contacts.  https://themoneygigs.com/ Full transcript + show notes: https://themoneygigs.com/podcasts/cameronholt Find Cameron:  Instagram: https://www.instagram.com/camthetubaman  Hazelnuss Band: https://hazelnussband.com  Book Hazelnuss on GigSalad: https://gigsalad.com/hazelnuss_encino 00:00 Intro 02:29 Meet Cameron Holt, L.A. tubist 03:14 Who's on a tubist's call list 04:33 What music school doesn't teach about the business 08:00 Booking student gigs at CU Boulder 09:35 What a tuba gig actually pays 12:23 $100 per musician per hour is the floor 13:21 Short budget? Change the lineup, not your rate 15:55 Lowballing yourself: $40 and dinner 18:18 What a professional tuba costs 20:20 Load-in: hauling a tuba to the gig 23:29 When travel costs kill the gig 25:03 What the tuba does to your body 27:17 What actually pays the bills: Oktoberfest polka 29:48 Sousaphone work vs. a shrinking classical scene 30:44 AI, studio work and the union 34:41 Can education protect live music? 40:20 AI can copy the form, not the spirit 42:40 How a classical tubist ended up in polka 46:54 Advice for the next tuba player: be open 49:41 Why you need more than one income stream 51:21 Where to find Cameron 53:04 Outro Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Cameron Holt: $100 Per Musician Per Hour Is the Floor
  2. Oct 15

    Brad Cooper: Just Win, From $200 Bar Gigs to $3,000 Weddings

    Send us Fan Mail Brad Cooper quit his day job at 25, moved to Scotland with under £1,000, and went door to door until he was fully booked. Today he runs a Toronto-area wedding business, playing the ceremony, cocktail hour, reception and DJ set all by himself, at $2,000–$3,000 a gig. In this episode: - Why musicians have a good BS detector - The "just win" mindset: you're hired to serve the room, like a plumber - Two couples in ten days: the moment he went all in on weddings - What a solo wedding day actually looks like (three setups, one musician) - Why he fired a wedding client - Architecting a dance floor: peaks, valleys and moments 01:01 Meet Brad Cooper: from day job to full-time musician 07:15 "Just win": think like a plumber 11:30 Moving to Scotland with under £1,000 13:01 From $200 bar gigs to $3,000 weddings 16:32 Running an entire wedding solo 25:12 Why he fired a wedding client 27:10 Architecting the dance floor Follow Brad: Website: https://bradcooperweddings.com/ Instagram: https://www.instagram.com/bradcooperweddings Want bonus episodes? Subscribe for $3/month: [Buzzsprout subscribe link] Musicians: download MoneyGigs and use invite code INV-BRADC for $2/month access to our crowdsourced venue database: pay, load-in, booking contacts. iPhone: https://apps.apple.com/us/app/moneygigs-know-your-worth/id6752310856 Android: https://play.google.com/store/apps/details?id=com.themoneygigs.moneygigs Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Brad Cooper: Just Win, From $200 Bar Gigs to $3,000 Weddings
  3. Oct 1

    Beware the Steady Gig: Max Gise

    Send us Fan Mail You can work a crossword while listening! https://crosswordlabs.com/view/max-gise-moneygigs-podcast Cincinnati guitarist Max Gise does it all: he's a CCM adjunct, a private teacher with 250+ students over 17 years, a church music director, a sideman, and a solo guitarist who arranges pop songs with no loops. In this episode he tells the story of losing a residency because the bartender didn't like his singer's voice. He also explains why he walked out of a rehearsal, why "beware of the steady gig" is advice every working musician needs, how he decides when a low-paying gig is worth it, and why his favorite gig lately is a $50 pool gig ("the best part is it's close"). Plus: a bowling alley on fire mid-set, the student who started guitar in his late 40s and is now 600+ lessons in, and an honest take on AI from a player who's neither a hard no nor a cheerleader. 00:00 Intro 01:00 Meet Max Gise: CCM, church, studio, solo guitar 06:47 Why no loops 11:36 Fired because the bartender didn't like the singer 17:38 Weird gigs: fake-playing, the Derby train, a bowling alley fire 20:48 When is a low-paying gig worth it? 36:05 The rehearsal he walked out of 39:00 AI: threat, tool, or noise? 🎸 MoneyGigs: know the venue before you take the gig. Download free, then enter invite code INV-MAXGISE to unlock the public venue database ($2/month).  iOS: https://apps.apple.com/us/app/moneygigs-know-your-worth/id6752310856 Android: https://play.google.com/store/apps/details?id=com.themoneygigs.moneygigs TryFloral.ComGreat buzz, no hangover. Farm to Fridge. MoneyGigs Discount. What are you doing?!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Beware the Steady Gig: Max Gise
  4. Sep 12

    Hillary the Harpist: Two Speeds, One Brand, 55K Followers

    Send us Fan Mail 💛 Enjoying the show? You can support The MoneyGigs Podcast directly here: https://www.buzzsprout.com/2509891/support Hillary Schefter — Hillary the Harpist — is a Denver-based classical harpist juggling a hotel residency, about 20 orchestra concerts a year, private gigs, a restaurant and food truck she co-owns with her husband, and a daily TikTok live that's built her over 50,000 followers. She's also Eastman-trained, and played her first paid gig at 12 (yes, there's a groomsman-fainting story). In this episode, Cliff and Hillary get into: The gap between "Disney Hillary" (fully gowned, cinematic) and "real Hillary" (loading calzones into her car between gigs) — and why she never hides the differenceWhy the harp never felt like something to hide behind, unlike pianoWhat TikTok's gifting economy actually looks like from the inside — "it's very much like a casino"The night a platform algorithm change wiped out her entire live room overnight, no warningGetting paid for professional musicianship without apologizing for itRunning a business with her husband: labor division, a no-business-talk date night rule, and the annual business retreat4:00 Gowns, Calzones & the Two Speeds of Hillary  8:02 Her First Gig at 12: The Fainting Groomsman  13:19 Inside TikTok's Gifting Economy ("It's a Casino")  19:58 The $100 Bill Troll Video  24:09 From 0 to 30K: The TikTok Growth Story  31:13 The Night the Algorithm Wiped Her Room  36:57 Getting Paid Like a Professional Musician Watch the $100-bill video Hillary mentions: https://www.tiktok.com/@hillarytheharpist/video/7533668044346903822?lang=en Follow Hillary: @hillarytheharpist on TikTok and Instagram, hillarytheharpist.com MoneyGigs is the app for gigging musicians — know what a room pays and what it's like before you say yes: https://themoneygigs.com/ Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Hillary the Harpist: Two Speeds, One Brand, 55K Followers
  5. Jul 1

    Joe Cowels - The Playing Part's Free

    Send us Fan Mail Joe Cowels has played over a hundred shows a year for two decades, from dive bars to studio sessions, and he's got the stories to prove it. Including the one where a venue owner sat him down at a desk with a notebook and a pistol to talk about a three minute overage fee. In this episode, Joe and Cliff talk about what actually pays the bills as a gigging musician: how to find venues that respect your time, why a simple email is better protection than a contract, how AI jingle software has changed the session work landscape, and why Joe tells every kid who wants his life to go be a dentist instead (then explains exactly why he means it). This episode also kicks off a giveaway. Joe hand built a Plum Crazy Purple Strat style guitar, and he's giving it to one MoneyGigs listener. Download the app, use code INV-JCWLS, and you're entered. Full rules at themoneygigs.com/giveaway. Find Joe at https://joecowelsmusic.com/. 00:00 - Intro & Sponsor  01:13 - Meet Joe Cowels  05:34 - "Go Be a Dentist" – Why Music Is a Business  11:41 - Speed Is a Question of Money  12:40 - Vegas: Life Inside the Blue Tape Box 21:38 - The Playing Part's Free 25:54 - The Pistol on the Desk 37:07 - The Kroger Math  45:09 - AI and the $1,200 Jingle Problem  47:17 - Always Be the Worst Musician in the Room Know your worth. Download MoneyGigs free on iOS and Android.  Sign up for the public venue database and arrive more prepared for gigs and help other musicians do the same.  Just $2/month. Curious what you made last night, hourly? https://themoneygigs.com/calculator #GiggingMusician #MusicBusiness #LiveMusic #BluesRock #SessionMusician #MusicianLife #IndependentMusician #MusicPodcast #GuitarGiveaway #KnowYourWorth Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Joe Cowels - The Playing Part's Free
  6. Jun 25

    Heart Attacks, Mosh Pits & the Gig Life - with JR Stoffel of BYNHOPOD.COM

    Send us Fan Mail JR Stoffel has been at Crutchfield since June 3rd, 1996 — 30 years of training people to talk about audio gear — and he still comes home at 2 AM most nights. He's a drummer, a musical theater performer, a disc golfer, a Toastmasters president, and the co-host of Bands You've Never Heard Of, a podcast dedicated to finding artists before the world does. Oh, and he survived a heart attack he didn't know he was having — in a Dropkick Murphys mosh pit — then played a gig two days before triple bypass surgery. He was back on stage two months later. This one's a genuine peer conversation. We talked about the invisible workload of being in a loud rock band that plays quiet venues, why JR trusts Gary to book everything, and what that feedback loop actually looks like, how a rising tide floats all the boats when your podcast guests promote their own episodes, and what it means to treat every unsigned band like the rock star they're going to be. We also got into self-promotion squeamishness, the identity bridge between musician and businessperson, whether listeners actually want authenticity or just say they do, and why the cliche podcast questions are the ones that kill the vibe. JR is real. This episode is real. If you're doing it all at once and wondering how long you can sustain it, this one's for you. Find JR: Bands You've Never Heard Of | wherever you listen to podcasts MoneyGigs App: themoneygigs.com — track your gigs, know your worth Curious what you made last night, hourly? https://themoneygigs.com/calculator Guitar Giveaway: themoneygigs.com/giveaway 0:00 Intro & sponsor — Tryfloral.com/themoneygigs 0:58 Meet JR — Father's Day, Come From Away, and 30 years at Crutchfield 3:45 The musician-adjacent day job 4:12 How a djembe at a winery became a loud rock band 6:44 When venues say they can handle the volume (they can't) 7:34 Playing background music vs. being the center of attention 11:54 Trusting Gary to book everything 13:42 Time — the invisible workload of doing it all 15:34 How JR keeps going (and doesn't slow down) 16:18 The heart attack in the mosh pit 17:26 Triple bypass, two days before a gig 19:54 Alcohol, family patterns, and the music industry 21:40 Two podcasters compare notes — what actually moves the needle 23:02 How to ask questions nobody else asks 26:13 Getting guests to promote their own episode 32:18 Why Cliff never prodded his guests (until now) 36:16 The identity bridge between musician and businessperson 39:37 Shameless self-promotion vs. having someone else tell your story 44:26 AI, authenticity, polish — do listeners want what they say they want? 47:09 How JR actually uses AI in his workflow 49:46 DaVinci Resolve, Ableton, Descript — the tools that matter 53:08 Content quality vs. production quality 53:52 Has a guest ever asked to pull an episode? 55:15 The dumbest logistics nightmare — bull rides 57:02 Sign-off, giveaway, and the MoneyGigs app Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Heart Attacks, Mosh Pits & the Gig Life - with JR Stoffel of BYNHOPOD.COM
  7. May 1

    Jim Pelz — Starting Over at 35: Reinvention, Resilience, and the Real Business of Gigging

    Send us Fan Mail Jim Pelz started as a jazz trombonist in Boston, moved to Cincinnati, and then a rare neurological condition robbed him of his embouchure. Instead of quitting, he picked up the guitar and basically started over at 35. Today he plays the gigs he wants, says no to the ones he doesn't, and made more money from music this past year than ever — with a full-time warehouse day job and zero regrets. We talk about focal dystonia, imposter syndrome, the moment COVID changed everything, why doing less keeps it fun, and what it really means to know your worth as a working musician. Jim's Upcoming Performance Schedule in Cincinnati: 5/2 Crow’s Nest 8 pm 6/6 the Esplanade 5 pm 6/23 Kroger Oakley 5 pm 6/24 Taste of Belgium 6 pm 6/25 Taste of Belgium 6 pm 6/26 w/Tyler Christopher, Fitton Center If anything Jim described sounds familiar, the Dystonia Foundation at dystonia-foundation.org is a starting point. 🎸 Support the show: https://www.buzzsprout.com/2509891/support 📲 Download MoneyGigs — the app built for gigging musicians: iOS: https://apps.apple.com/us/app/moneygigs-know-your-worth/id6752310856Android: https://play.google.com/store/apps/details?id=com.themoneygigs.moneygigsUse invite code INV-JIMPELZ for access to the community venue database at $2/mo.  Cancel any time directly from the app.Curious what you made last night, hourly? https://themoneygigs.com/calculator🌿 This episode is sponsored by Tryfloral: https://tryfloral.com/themoneygigs Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    Jim Pelz — Starting Over at 35: Reinvention, Resilience, and the Real Business of Gigging
  8. Jan 22

    Know Your Worth: Why Partnership Beats the "Homebody Culture" in 2026

    Send us Fan Mail Most gigging musicians spend years mastering their craft, but zero hours learning the actual economy of the rooms they play. In an era where post-pandemic "homebody culture" is the new norm, simply showing up and playing a good set isn't enough to keep the doors open—for you or the venue.  Today, we sit down with Joby Bowman, owner of Cincinnati’s BrewRiver Creole Kitchen, to bridge the professionalism gap. Joby gives us a rare, vulnerable look at the "Restaurant Squeeze" of 2026, revealing why: Playing a "good set" is only 50% of the reason you get booked.A venue's utility costs have more than doubled since 2018, making every $35 cover critical for survival.Your "posse" of 10 engaged friends is worth more to an owner than 10,000 cold followers on Instagram. 🎁 EXCLUSIVE BREWRIVER PERK: Joby is offering a $10 carry-out gift card to any listener who visits BrewRiver and mentions this podcast, along with the two iconic Cincinnati musicians discussed in this episode. This offer is valid through February 28th, 2026.  STOP THE NAPKIN MATH: This episode is powered by MoneyGigs, the app built by and for musicians to calculate real hourly rates and locate top-rated venues. Join our growing community of performers who are using data to protect their creative autonomy and Know Your Worth.    Curious what you made last night, hourly? https://themoneygigs.com/calculator MoneyGigs Android  MoneyGigs Apple https://www.facebook.com/brewrivercreolekitchen https://brewrivercreolekitchen.com/ Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

  9. 11/21/2025

    The Venue Was Packed. The Check Still Bounced. | Cybele McGazi

    Send us Fan Mail Cybele McGazi is a veteran of the Greater Cincinnati music scene — singer, keyboardist, SCPA alum, and the woman running the live music department at Lytle Park Hotel. She wrote and produced her own album at 27, raised her kids through COVID while homeschooling for four years, and is now ready to get back in the studio. We talk about bounced checks, what it takes to sit down a venue owner at 23 and demand cash on arrival, and why the MoneyGigs calculator made her rethink variables she'd never considered. 0:00 - Intro & Cybele's background at SCPA  1:30 - Musical influences: Jewel, Alanis, Whitney, Julie Andrews  3:00 - Broadway dreams to gigging musician  4:30 - Writing and self-producing her first album at 27  6:00 - COVID, homeschooling, and the creative drought  8:00 - Getting back to the studio — what's next  9:30 - The bounced check venue: cash on arrival or I walk  11:30 - How Cliff handled his own bad-pay situation  13:00 - The courage it takes to confront a venue owner at 23  14:00 - Trying the MoneyGigs calculator for the first time  16:00 - The minimum rate goal and what it changes  18:00 - How Cybele landed the Lytle Park Hotel gig  20:30 - Becoming the live music director — surviving management turnover  22:00 - Where to find Cybele live around Cincinnati Show Summary: 💸 Bounced checks are a red flag: Cybele had checks bounce multiple times at the same venue — and at 23, she sat down the owners and told them cash on arrival or she walks. They obliged. The venue closed within a year. 🎹 Know your real hourly rate: Cybele had never tracked her true earnings per hour until she used the MoneyGigs calculator — and immediately started using it for multiple gigs. 🏨 Entrepreneurial musicians create their own roles: what started as a performance gig at Lytle Park became running their entire live music department — because she showed up with a list of players and a plan. 🎤 Creativity has seasons: four years of homeschooling through COVID meant the album waited. That's not failure — that's a busy season of life. The songs are written. The studio is next. Find Cybele: http://cybelesings.com | Cybele Sings on YouTube Where to catch her live: Jeff Ruby's Wednesdays 5–8pm · Oriental Wok on Buttermilk Pike Thursdays 6:30pm · Marble in Bellevue Fridays 5:30pm · Lytle Park Hotel 📱 Download MoneyGigs for iOS: https://apps.apple.com/us/app/moneygigs-know-your-worth/id6752310856 🤖 Download MoneyGigs for Android: https://play.google.com/store/apps/details?id=com.themoneygigs.moneygigs Curious what you made last night, hourly? https://themoneygigs.com/calculator Explore more at https://themoneygigs.com Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    The Venue Was Packed. The Check Still Bounced. | Cybele McGazi
  10. 11/14/2025

    The Musician Who Wears Every Hat | Nicki Sage

    Send us Fan Mail Nicki Sage is a singer, songwriter, dancer, photographer, cinematographer, and self-producing artist who has built a full music career across Nashville, Chicago, and now Cincinnati. We talk about why the singer-songwriter lane is oversaturated, what makes her genuinely hard to compete with, the difference between writer's rounds and open mics, and what it actually takes to build residencies from scratch in a new city. Find Nicki: https://nickisageofficial.com | Nicki Sage on YouTube | LinkTree on her website 0:00 - Intro & Nicki's background 1:30 - Photography, choreography, cinematography — wearing every hat 2:30 - Starting with songwriter nights and writer's rounds 4:00 - Nashville, Chicago, and coming back to Cincinnati 5:00 - Goals: rebuilding a 3-4x/week residency schedule 6:30 - New releases and the artist strategy behind them 7:30 - Why residencies are for income, originals are for growth 8:00 - The Chicago showcase: Sony FX3, gimbals, smoke machine 9:00 - Why dancing is her competitive moat 10:30 - The three musician personas and where Nicki fits 12:00 - Southgate House booking — how that video closed the deal 13:30 - Motor Pub, Kroger Beechwood — upcoming Cincinnati gigs 15:00 - Self-producing her own album from scratch Show Summary: 🎤 The singer-songwriter lane is oversaturated: Nicki's point is sharp — Lady Gaga got dropped before she added the performance element. Playing and singing alone isn't a differentiator anymore.💃 Dance is her moat: very few working musicians can perform choreography and sing at a professional level simultaneously. That's not a hobby skill — it's a career-length competitive advantage.🏙️ Building from zero in a new city: three to four residencies a week was her standard schedule. She moved back to Cincinnati less than a year ago and is methodically rebuilding that infrastructure.🎬 Production value books gigs: the Chicago showcase footage shot on a Sony FX3 with gimbals directly landed her the Southgate House booking. Document everything.📱 Download MoneyGigs for iOS: https://apps.apple.com/us/app/moneygigs-know-your-worth/id6752310856 🤖 Download MoneyGigs for Android: https://play.google.com/store/apps/details?id=com.themoneygigs.moneygigs Explore more at https://themoneygigs.com Curious what you made last night, hourly? https://themoneygigs.com/calculator Music provided by Strange Spaghetti #musicianlife #cincinnatimusic #giglife #singersongwriter #moneygigs Copyright © 2025 MoneyGigs, LLC Support the show Support the show by visiting our sponsor (and get a deal!): TryFloral THC Beverages https://tryfloral.com/themoneygigs Copyright (c) 2026 MoneyGigs, LLC

    The Musician Who Wears Every Hat | Nicki Sage
5
out of 5
4 Ratings

About

By gigging musicians, for gigging musicians.Scan the QR Code to support the show and live musicians.Visit https://www.buzzsprout.com/2509891 to support.