Home Loans Network - Mortgage News And Tips For Home-buyers and Real Estate Investors - Podcast

FEB 13

The Secret Top Realtors Use to Close More Deals

Send a text Helping Realtors Close More Deals With Smart Mortgage Solutions and Real Estate Marketing Support Are you a real estate agent or realtor looking to close more transactions, attract qualified homebuyers, and market your listings more effectively? This real estate podcast episode is built for professionals who want real strategies that help grow their real estate business. This episode explains how mortgage financing education, compliant co-marketing, and access to 240+ lenders can help realtors serve first-time homebuyers, real estate investors, and move-up buyers. When buyers understand loan options, affordability, and down payment strategies upfront, listings attract more serious buyers and deals are less likely to fall apart. Topics covered include: • Real estate marketing strategies for agents • Mortgage solutions for first-time homebuyers • Investor financing and DSCR loan insights • Down payment assistance programs • Non-QM and bank statement loan options • How financing education builds buyer confidence • RESPA-compliant co-marketing for realtors • Ways lenders can support listing visibility This podcast is ideal for real estate agents, brokers, and real estate professionals who want stronger transactions, smoother closings, and more repeat clients. 📍 Licensed Mortgage States Mortgage loans originated in: Alabama Arkansas California Florida Georgia Illinois Indiana Kentucky Michigan Missouri Virginia Referral and networking partnerships welcome nationwide. Realtors who want a mortgage partner focused on solutions, marketing support, and smoother closings can connect today. Equal Housing Lender At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

15 min

JAN 31

Why Most Real Estate Deals Fail Before You Even Buy Them (And Nobody Tells You This)

Send us a text In this episode of the Home Loans Network Podcast, Ebonie breaks down how real estate deals and mortgage decisions are actually made and why so many buyers and investors get confused or make mistakes before closing. This episode explains how deal structure, loan programs, and timing directly affect cash flow, qualification, and long term profitability. You will learn how investors analyze deals using NOI, debt service coverage, and cash flow, and how buyers should think about FHA, Conventional, and VA loans before making an offer. The episode also covers why mixing beginner education with advanced investing strategy leads to bad decisions and lost money. Ebonie explains why she runs two separate education platforms and how each one serves a specific purpose in the real estate journey. Listeners are encouraged to follow @the.realestatedealroom for real estate market education, deal analysis, and live breakdowns that teach how to structure and win real estate deals. This page focuses on understanding numbers, market conditions, offer strategy, and why a deal must make sense before emotions get involved. Listeners should also follow @home.loans.network to learn loan programs and financing strategy through real world mortgage scenarios. This page focuses on FHA, Conventional, VA, DSCR, and cash out refinance education, along with real stories that highlight common mistakes and how to use loan programs the right way. This episode is for home buyers, real estate investors, and anyone planning to finance property who wants clarity, structure, and education before making financial decisions. New episodes release weekly. Join live every Wednesday at 7 PM CST on YouTube at The Real Estate Deal Room for Wine Down Wednesdays, live deal breakdowns, and Q and A. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

25 min

JAN 28

First-Time Homebuyers Common Questions - Part 3 of 3

Send us a text Buying your first home feels overwhelming because most buyers are expected to figure it out while they are already under contract. In this episode of The Real Estate Deal Room, Mortgage Loan Officer and Mortgage Strategist Ebonie Beaco breaks down 15 first-time homebuyer questions most people never ask until it is too late. This episode covers topics first-time buyers are rarely warned about, including: • Earnest money and when you get it back • Escrow accounts and why payments change • PMI and how to remove it • Property taxes and reassessments • Homeowners insurance surprises • HOA rules and restrictions • Inspections, repairs, and negotiations • The real cost of moving and maintenance • When you get the keys and possession rules This episode is for buyers who want real answers without pressure or sales talk and who want to avoid mistakes that cost time and money. Join Ebonie Beaco live for Wine Down Wednesdays every Wednesday at 7 PM Central Time on YouTube and TikTok at @TheRealEstateDealRoom. • Ask real questions • Learn how homeownership actually works • Make informed decisions before you buy Subscribe to @TheRealEstateDealRoom, turn on notifications, and tune in every Wednesday at 7 PM CST. 🍷🏡🎧 At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

12 min

JAN 15

First-Time Homebuyers FAQ: What Lenders Really Want You to Know Part 2 of 3

Send us a text 🎙️ First-Time Homebuyers FAQ: What Lenders Really Want You to Know Home Loans Network Podcast powered by The Real Estate Deal Room Buying your first home isn’t confusing because you’re unqualified — it’s confusing because no one explains the process clearly. In this episode of the Home Loans Network Podcast powered by The Real Estate Deal Room, we continue our first-time homebuyer education series by answering the real, practical questions buyers ask once they begin seriously thinking about purchasing a home. These are the questions that directly impact confidence, offer strength, timelines, and long-term financial comfort. 🏡 Topics We Cover in This Episode: ✨ Is FHA only for low-income buyers? ✨ Can you buy a home using an ITIN instead of a Social Security number? ✨ Minimum down payment options for FHA, Conventional, VA, and USDA loans ✨ What pre-approval really means and why it matters ✨ How long the homebuying process typically takes ✨ What happens after you’re pre-approved ✨ Who you should talk to first — a lender or a realtor ✨ Documents you’ll need and how to prepare ✨ Buying condos, townhomes, and multi-unit properties ✨ Home inspections, appraisals, and seller concessions ✨ How interest rates are determined and why strategy matters 🎧 Why First-Time Homebuyers Should Listen: Most buyers don’t lose deals because of income or credit — they lose deals because they weren’t educated early enough. This episode helps you understand how lenders think, what options may be available to you, and how to avoid costly mistakes before making an offer. Whether you’re just starting your journey or actively house hunting, this episode helps you: ✔️ Shop with confidence ✔️ Make stronger offers ✔️ Avoid surprises ✔️ Understand your true buying power Education is your strongest advantage in today’s market. 🏡✨ 📣 Call to Action: 🎧 Subscribe to the Home Loans Network Podcast 👍 Like, comment, and share this episode with a future homeowner 📲 Call or text to discuss your options and get educated before you apply 🌐 Visit www.HomeLoansNetwork.com to explore your homebuying options 📺 Join us live and bring your questions 🗓️ New episodes air every 2nd & 4th Wednesday of the month ⏰ 7:00 PM CST 📺 YouTube: @TheRealEstateDealRoom ⚖️ NMLS Disclosure: Ebonie Beaco, Mortgage Strategist & Senior Loan Officer NMLS #2389954 Licensed in Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, and Virginia. Home Loans Network is a mortgage marketing and education platform powered by Loan Factory, Inc. Equal Housing Opportunity. All loan programs are subject to credit approval, underwriting guidelines, and property eligibility. This content is for educational purposes only and does not constitute a commitment to lend. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

25 min

JAN 12

Buying Your First Home? Start With This Mortgage Education

Send us a text Thinking about buying your first home but unsure how the homebuying process, mortgage financing, or homeownership requirements actually work? This episode is your starting point. In this teaser episode, Mortgage Strategist Ebonie Beaco introduces the essential education every first-time homebuyer needs before entering a purchase contract. You’ll hear practical insight into first-time homebuyer financing, mortgage pre-approval, credit requirements, loan options, down payment assistance programs, and how lenders evaluate buyers for home loan approval. This episode explains how credit scores, debt-to-income ratios, and financing choices affect affordability and long-term homeownership. It also highlights common first-time buyer mistakes, contract misunderstandings, and why learning about mortgage options and home financing early can protect you from costly missteps. This is not the full training—it’s the preview. The complete education happens during the First-Time Homebuyer Live Podcast, where real-time mortgage education, home financing guidance, and homeownership preparation are covered in detail. Buyers can ask questions live and learn how today’s housing market, interest rates, and lending guidelines impact first-time buyers. 📅 Join the First-Time Homebuyer Live Podcast 🗓️ Every 2nd and 4th Wednesday ⏰ 7 PM CST 📺 Live on YouTube — search The Real Estate Deal Room 🎧 Subscribe, turn on notifications, and tune in live to get clear, reputable information about buying your first home, mortgage financing, and building successful homeownership—before you commit. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

20 min

JAN 10

First-Time Home-buyers Common Questions - Part 1 of 3

Send us a text 🎙️ First-Time Home Buyers: Common Questions Part 1 of 3 Buying your first home can feel exciting—and overwhelming—especially when every article, post, or person seems to say something different. In Part 1 of this three-part series, we slow it all the way down and answer the real questions first-time buyers ask before they ever make an offer. This episode breaks down the financial, credit, and loan basics in a way that’s clear, honest, and easy to understand—no jargon, no pressure. 🏡 Questions We Cover in This Episode: How much house can I actually afford?How much do I need for a down payment?What are closing costs and how much are they?Can I buy with little or no money down?Are there first-time buyer grants or assistance programs?What will my monthly payment really look like?Do I need money saved after closing?What credit score do I need to buy a home?Can I buy with average or bruised credit?Do student loans hurt my chances?Do collections or late payments matter?Do I need perfect credit to buy a home?How long do I need to be on my job?What’s the difference between FHA, Conventional, VA, and USDA loans?Which loan is best for a first-time buyer?🎧 Why You Should Listen If you’re a first-time home buyer—or even thinking about becoming one—this episode gives you clarity before confusion sets in. You’ll learn how lenders actually look at income, credit, debt, and savings, what truly matters versus what doesn’t, and how to prepare without fear or misinformation. This isn’t about selling you a house—it’s about helping you make confident, informed decisions so you don’t walk away from opportunities you may already qualify for. 📣Listen to Part 1 of 3 now and start building your home-buying foundation the right way. Subscribe so you don’t miss Part 2 and Part 3, where we dive deeper into the buying process, timelines, and smart strategies that protect first-time buyers. 👉 Join us live every Wednesday at 7 PM CST on YouTube @TheRealEstateDealRoom 📌 Bring your questions—this is a judgment-free space where real answers live. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

28 min

JAN 8

Trump and Institutional Investors How Headlines Are Shaping the Housing Conversation

Send us a text In this episode of Home Loans Network, Ebonie Beaco, Senior Loan Officer and Mortgage Strategist, breaks down the real meaning behind the headlines surrounding Trump, institutional investors, and single family homes. With so much noise and misinformation circulating online, this episode is designed to help homebuyers, real estate investors, Realtors, and industry professionals understand what is actually happening in the housing market and what is not. You’ll learn: What institutional investors really are and who this conversation is actually aboutWhat recent political statements do and do not change in real estate and lending right nowHow this discussion could affect first time homebuyers and everyday buyersWhat real estate investors should be paying attention to moving forwardWhy politics and headlines should not drive housing decisionsWhat buyers should watch out for so they do not make fear based decisionsWhy talking to your Realtor and Loan Officer matters more than social media opinionsThis episode is not political commentary. It is real mortgage insight from inside the lending industry, focused on helping listeners separate headlines from reality and make informed decisions based on facts, not fear. 📲 Ready to Take the Next Step If today’s episode brought clarity to the headlines and helped you better understand how housing and mortgage decisions really work, do not stop here. Talk to your Realtor. Talk to your Loan Officer. Talk to a trusted professional who is actively working in the real estate and mortgage industry every day. Whether you are a first time homebuyer, a homeowner exploring options, or a real estate investor looking to move strategically, informed guidance matters more than reacting to headlines. For continued education, real conversations, and real world mortgage insight, make sure you subscribe and stay connected. 🎥 Join us live every Wednesday at 7 PM CST on YouTube at @TheRealEstateDealRoom. Stay informed. Stay prepared. And make your real estate decisions with confidence. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

25 min

JAN 5

Understanding Bank Statement Loans - How Bank Statement Loans Can Work For You If You Are Buying Real Estate?

Send us a text How Can I Qualify Without Tax Returns? Bank Statement Loans Explained for Homebuyers & Investors Do you make good money but keep getting told you do not qualify for the home you actually want? In this episode of the Home Loans Network Podcast, Senior Loan Officer and Mortgage Strategist Ebonie Beaco breaks down one of the most misunderstood mortgage options available today, Bank Statement Loans. This episode is designed for self employed borrowers, business owners, entrepreneurs, real estate investors, and high earners with non traditional income. You will learn: • Why traditional income documentation does not work for many borrowers • How Bank Statement Loans use real cash flow instead of tax returns • How lenders calculate income and Debt to Income ratios • The difference between front end and back end ratios • Why someone earning $85,000 on paper can be limited while someone using bank statement income can qualify for more • How understanding the numbers can completely change your buying power This is a clear, honest, and easy to understand breakdown using real life examples and real numbers so you can stop guessing and start making confident financial decisions. As Ebonie says, “You are only as good as your information.” And this episode is packed with the information most borrowers never get. ▶️ Listen Now If you are wondering whether a Bank Statement Loan is right for you or you want to understand how lenders really look at income, this episode is for you. 🎧 Listen now and get informed before you apply. 📲 Apply or Schedule a Call: https://www.HomeLoansNetwork.com 📞 Call or Text: 312-392-0664 Subscribe to the Home Loans Network Podcast for more real world mortgage education, investor financing insights, and straightforward answers so you can move forward with clarity and confidence. At Home Loans Network, we are always looking to partner with realtors, insurance agents, builders, developers, and real estate attorneys to interview and feature on the podcast. If you're a professional who wants to share your expertise, we’d love to collaborate with you. BOOK HERE And to our listeners — your questions matter. We want to hear from you, feature your questions, and answer them on future episodes. Don’t hesitate to reach out and let us know what you’d like to learn more about! 📞 Call or Text: 312-392-0664 🌐 www.HomeLoansNetwork.com 👩‍💼 Ebonie Beaco – NMLS #2389954 🏢 Home Loans Network – Powered by Loan Factory (NMLS #320841)

28 min

Home Loans Network - Mortgage News And Tips For Home-buyers and Real Estate Investors

The Secret Top Realtors Use to Close More Deals

Why Most Real Estate Deals Fail Before You Even Buy Them (And Nobody Tells You This)

First-Time Homebuyers Common Questions - Part 3 of 3

First-Time Homebuyers FAQ: What Lenders Really Want You to Know Part 2 of 3

Buying Your First Home? Start With This Mortgage Education

First-Time Home-buyers Common Questions - Part 1 of 3

Trump and Institutional Investors How Headlines Are Shaping the Housing Conversation

Understanding Bank Statement Loans - How Bank Statement Loans Can Work For You If You Are Buying Real Estate?

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Information

Home Loans Network - Mortgage News And Tips For Home-buyers and Real Estate Investors

Episodes

The Secret Top Realtors Use to Close More Deals

Why Most Real Estate Deals Fail Before You Even Buy Them (And Nobody Tells You This)

First-Time Homebuyers Common Questions - Part 3 of 3

First-Time Homebuyers FAQ: What Lenders Really Want You to Know Part 2 of 3

Buying Your First Home? Start With This Mortgage Education

First-Time Home-buyers Common Questions - Part 1 of 3

Trump and Institutional Investors How Headlines Are Shaping the Housing Conversation

Understanding Bank Statement Loans - How Bank Statement Loans Can Work For You If You Are Buying Real Estate?

About

Information