The Brad and Mike Show

Brad and Mike
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Welcome to the Brad and Mike Show, where we talk crazy insurance stories and best practices when shopping for Medicare.

  1. Aug 10

    Why Plan G Is the #1 Medicare Supplement: Coverage & Costs | The Brad & Mike Show | EP 19

    Why has Plan G become the #1 Medicare Supplement on the market?  In Episode 19, Brad and Mike break down exactly what Plan G covers and costs, then compare it against High Deductible Plan G and Plan N so you can see which one fits your budget and health needs. They cover deductibles, excess charges, guaranteed issue rules, and why rates climb every year — plus practical advice on weighing premium cost against coverage as you age. If you're approaching 65 or reevaluating your current plan, this episode breaks it down in plain English. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! 📞 Have questions about Medicare? Call us or visit our website to learn more. Call 734-259-6750. Connect with Brad & Mike: 🌐 Web: ⁠⁠https://bradandmike.com⁠⁠ 📅 Schedule a Medicare Consultation: ⁠ ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠ 📺 Watch on YouTube: ⁠https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN⁠ #Medicare #MedicareSupplement #Medigap #PlanG #MedicareAdvantage #HealthInsurance #Retirement #MedicarePlanning

  2. Jul 23

    The 2-Year Lookback: Medicare’s Hidden Income Surcharge | The Brad & Mike Show | EP 18

    Medicare uses income from two years ago to help determine what you pay today, and that can lead to an unexpected income-related surcharge. In this episode, Brad and Mike explain how IRMAA can increase Medicare Part B and Part D costs, why the surcharge may apply to both spouses, and what financial events can push your income into a higher bracket. They also cover a story from real clients and how selling their business increased their surcharge. Other related topics explained: • How the two-year income lookback works • How Roth conversions and required distributions can affect premiums • When retirement or reduced work hours may qualify for an appeal • What to do if you receive an IRMAA notice Understanding these rules early can help you avoid surprises and better prepare for Medicare. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! 📞 Have questions about Medicare? Call us or visit our website to learn more. Call 734-259-6750. Connect with Brad & Mike: 🌐 Web: ⁠⁠https://bradandmike.com⁠⁠ 📅 Schedule a Medicare Consultation: ⁠ ⁠https://calendly.com/mikesbea/30-minute-medicare-meeting⁠ 📺 Watch on YouTube: ⁠https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN⁠ #Medicare #IRMAA #MedicareCosts #MedicarePartB #MedicarePartD #RetirementPlanning #MedicareHelp

  3. Jul 9

    GLP-1 Coverage & Drug Cost Drops: The Biggest Medicare News for 2027 | The Brad & Mike Show | Ep 17

    Episode 17 is here, and it's a big one! Brad and Mike diginto the Medicare changes coming for 2027, including updates from the Inflation Reduction Act that are just now taking effect. The main event: a deep dive into the 15 additional drugsgetting negotiated pricing in 2027, including Ozempic, Rybelsus, Wegovy, and Trelegy Ellipta, plus the permanent end of the donut hole and the brand-new Medicare GLP-1Bridge Program for weight-loss-related coverage. Whether you're a current Medicare beneficiary or helping a loved one navigate their options, this episode has something for you. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! 📞 Have questions about Medicare coverage? Call us or visit our website to learn more. Call 734-259-6750. Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a Medicare Consultation: ⁠ https://calendly.com/mikesbea/30-minute-medicare-meeting 📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN #Medicare #MedicareAdvantage #MedicarePartD #InflationReductionAct #GLP1 #Ozempic #Wegovy#MedicareSupplement #HealthInsurance #BradAndMikeShow

  4. Jun 25

    Find Your Health Insurance Rates — No Agents Needed | The Brad & Mike Show | EP 16

    In this episode of The Brad & Mike Show, Brad and Mike explain how to find your health insurance rate online with no agents needed. They walk through the basics of getting a quote, entering your ZIP code, checking eligibility for subsidies, and reviewing special enrollment options, comparing plans, and making sure your doctors and prescriptions are covered. They also discuss why rates can vary by county, how household income can affect subsidy eligibility, and what to consider when comparing bronze, silver, and gold plan options. Find your health insurance rate, compare your options, and enroll when you’re ready — all at your own pace. 👍 Like, Subscribe, and turn on notifications for more Insurance & Medicare tips and guidance! Have questions about Insurance or Medicare coverage? Call us or visit our website to learn more. 📞 Questions? Call Brad & Mike at 734-259-6750 Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a Medicare Consultation: ⁠ https://calendly.com/mikesbea/30-minute-medicare-meeting 📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN #HealthInsurance #HealthInsuranceRates#NoAgentsNeeded #Medicare #TheBradAndMikeShow #HealthcareTips #HowtoEnroll#BradandMike

  5. Jun 11

    Working Past 65: 7 Costly Medicare Mistakes | The Brad & Mike Show | EP 15

    Still working when you turn 65? You might think your employer health insurance has you covered — but there are 7 costly mistakes that could land you with surprise bills, late enrollment penalties, and tax headaches. In Episode 15 of The Brad & Mike Show, Brad and Mike break down exactly what you need to know about Medicare when you're still on the job past 65. 7 Costly Medicare Mistakes: 1. Assuming all employer coverage lets you delay Part B 2. Not checking your employer size (the magic number is 20) 3. Thinking COBRA counts as a qualified health plan 4. Missing the 8-month Special Enrollment Period when you retire 5. Believing retiree insurance protects against penalties 6. Ignoring HSA contribution rules once on Medicare 7. Waiting too long to submit your CMS-L564 paperwork More people than ever are staying in the workforce beyondretirement age, and most don't realize the costly mistakes hiding in the fine print. From the employer size rule and COBRA misconceptions to HSA contribution limits and the all-important CMS-L564 form, Brad and Mike walk you through what actually matters so you don't get caught off guard. If you or someone you know is approaching 65 and still on the job, this one's a must-listen. 👍 Like, subscribe, and turn on notifications for more Medicare tips and guidance! Have questions about Medicare coverage? Call us or visit our website to learn more. 📞 734-259-6750 | 🌐 www.bradandmike.com Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a Medicare Consultation: https://calendly.com/mikesbea/30-minute-medicare-meeting 📺 Watch on YouTube:https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN #Medicare #WorkingPast65 #MedicareMistakes#TheBradAndMikeShow #MedicarePlanning #MedicareHelp #RetirementTips #MichiganPodcast

  6. May 28

    Medicare Enrollment: Start Here — Brad Tells You What to Expect | The Brad & Mike Show | EP 14

    Ready for Medicare Enrollment. Start here. Brad just turned 65 and is telling you exactly what to expect — the full enrollment process on SSA.gov, the snags nobody warns you about, and how to avoid costly delays. Wecover everything from setting up your account and ID.me authentication to timing your enrollment right and what to consider if you're coming off a spouse's employer plan. If the online process feels overwhelming, we share yourother options too. In this episode, we cover: • Step-by-step walkthrough of enrolling in Medicare Part A & Part B on SSA.gov • Setting up your account, ID.me authentication, and two-factor verification • Common snags that can derail your enrollment (like outdated phone numbers in the system) • Why timing matters and how waiting too long can push back your effective date • What to know if you're coming off a spouse's employer insurance plan • What to do if the online process feels overwhelming — including booking an SSA appointment 👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance! Have questions about Medicare coverage? Call us or visit ourwebsite to learn more. 📞 734-259-6750 | 🌐www.bradandmike.com Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minu... 📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

  7. May 14

    Hip or Knee Replacement? How to Plan for Hospital Costs | The Brad & Mike Show | EP 13

    Got a hip or knee replacement on the horizon? Episode 13 ofThe Brad & Mike Show tackles hospital indemnity plans and how they pair with Medicare Advantage. In this episode, we cover: • What hospital indemnity plans are and how they work alongside Medicare Advantage • How to customize your plan to match your specific co-pays • What these plans typically cost • Pre-existing conditions and guaranteed issue periods • Planning ahead for major surgeries and hospital stays If your Medicare Advantage plan's hospitalization co-payshave you worried, this episode lays out a practical way to plan ahead. 📞 734-259-6750 | 🌐 www.bradandmike.com 👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance! Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minu... 📺 Watch on YouTube:https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

  8. Apr 30

    The Medicare "Test Drive" Most People Don't Know About | The Brad & Mike Show EP 12

    Turning 65 and torn between Medicare Advantage and aMedicare Supplement? You're not alone. In this episode, Brad and Mike unpack Medicare trialrights. The trial rights rule gives you a 12-month window to switch between plan types when you first become eligible at 65. Like a “Test Drive” for Medicare. In this episode, you'll learn: • What Medicare trial rights are and when they apply • How to test drive both plan types without getting locked in • The guaranteed issue protections you need to know about • Why waiting past 65 to enroll changes everything • How to weigh your out-of-pocket risk and make the right call 📞 734-259-6750 | 🌐www.bradandmike.com 👍 Like, Subscribe, and turn on notifications for more Medicare tips and guidance! Connect with Brad & Mike: 🌐 Web: ⁠https://bradandmike.com⁠ 📅 Schedule a MedicareConsultation: ⁠https://calendly.com/mikesbea/30-minu... 📺 Watch on YouTube: https://www.youtube.com/playlist?list=PLv4jJdHf7Bl1HGOC9Po-8zET5CbtpeeNN

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About

Welcome to the Brad and Mike Show, where we talk crazy insurance stories and best practices when shopping for Medicare.

Information

  • Creator
    Brad and Mike
  • Years Active
    2025 - 2026
  • Episodes
    19
  • Rating
    Clean
  • Copyright
    © Brad and Mike
  • Show Website
    The Brad and Mike Show