Income Talk Podcast

DJ Mikey D

Launched in 2024, Income Talk Podcast is your practical, no-fluff guide to building, protecting, and growing money—whether you’re a new side-preneur, a seasoned small-business owner, or someone trying to take control of personal finances. Each episode delivers clear, usable advice from accountants, entrepreneurs, financial planners, and industry insiders. We break down complex topics into steps you can implement right away—no jargon, no pressure, just real-world guidance to improve your income and financial future. Have a question, a topic suggestion, or a story to share? Email us or send a voice note—we often feature listener situations and offer tailored advice on the show.

Episodes

  1. Are You Ready For An Organized Mindset and Calmer Life?

    12/27/2025

    Are You Ready For An Organized Mindset and Calmer Life?

    Send us a text A clear mind leads to a clear home, and the decision to be organized begins before any drawer gets sorted. We rethink clutter, calendars, confidence, and sleep, and share simple steps that lower stress and build lasting routines. • reframing organization as a solution, not a chore • deciding and committing before taking action • decluttering the calendar with a default no • using family meetings to define real priorities • auditing guilt-driven commitments and trying a commitment fast • adopting spreadsheets and checklists to reduce decision fatigue • building confidence through small wins and supportive people • linking clutter to cortisol spikes and poor sleep • setting a nightly tidy and closing the kitchen • treating the bedroom as a sleep sanctuary • scheduling routines and protecting maintenance time Be sure you visit IncomeTalkPodcast.com to listen to the full show Again, check IncomeTalkpodcast.com and download our productivity tools. Be sure to sign up for our NEWSLETTER and get email tips on topics that will help you increase your productivity or or put more money in your pockets Purchase our Budgeting  Workbook and Monthly Budget spreadsheet and get a head of the tax game before the end of the year. For a limited time the price is just $20. Get it fast and easy! Download it Now! Join Our Newsletter - Win Free StuffJoin Income Talk Podcast To Get The Latest Podcast, Free Gift Giveaways and Contest Announcements!Workbook & Monthly Budget SpreadsheetGet the complete Budget Bundle — Budget Workbook + Budget Checklist + Monthly Budget Spreadsheet — fThe Best Financial Hack Ever!Unlock true peace of mind with our definitive step-by-step guide to creating a living trust that ensDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

    13 min
  2. Design A Financial Routine That Frees Your Time

    12/25/2025

    Design A Financial Routine That Frees Your Time

    Send us a text We show how to turn messy money tasks into a clean, weekly flow using bill bins, simple filing, and smart automation. We dig into card management, overdraft traps, and automatic savings you barely feel but always see. • creating a bill landing zone and four-bin weekly system • building a 13-pocket archive for statements and taxes • paycheck flow: bills, savings, then discretionary • scheduling a weekly or monthly bill ritual • reviewing grace periods and cutting utility waste • monitoring credit card rates, fees and charges • matching receipts, marking paid, and filing • using bank bill pay and direct debits carefully • closing unused cards correctly and verifying reports • automating savings via transfers or split direct deposit • setting overdraft alerts and daily balance checks • using Quicken or Mint to see spending trends • annual purge of documents per IRS guidance Be sure you visit income talkpodcast dot com and download our spreadsheet and workbook to really keep track of your money Purchase our Budgeting  Workbook and Monthly Budget spreadsheet and get a head of the tax game before the end of the year. For a limited time the price is just $20. Get it fast and easy! Download it Now! Workbook & Monthly Budget SpreadsheetGet the complete Budget Bundle — Budget Workbook + Budget Checklist + Monthly Budget Spreadsheet — fThe Best Financial Hack Ever!Unlock true peace of mind with our definitive step-by-step guide to creating a living trust that ensJoin Our Newsletter - Win Free StuffJoin Income Talk Podcast To Get The Latest Podcast, Free Gift Giveaways and Contest Announcements!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

    7 min
  3. A Practical Guide To Side Hustles, Bill Cuts, And Year-End Tax Prep

    12/03/2025

    A Practical Guide To Side Hustles, Bill Cuts, And Year-End Tax Prep

    Send us a text Money momentum doesn’t come from a lottery ticket or a 70-hour grind. It starts with one focused skill, a cleaner bill stack, and a system that moves cash to savings and investments before you can spend it. We walk through a practical path to boost income, slash recurring costs, and lock in progress with automation, then pivot into a step-by-step year-end tax playbook that turns December into a win instead of a scramble. We start by narrowing your side hustle to a single marketable skill and treating it like a micro business: set hours, define your offer, use marketplaces to land early clients, and track every dollar to see what scales. Alongside that, invest in upskilling where your industry pays best—data analysis, project management, or digital marketing—and build a small portfolio that proves what you can do. Then plug the leaks: audit subscriptions, cut dead weight, and negotiate essentials using a simple script and competitor pricing. Redirect every saved dollar immediately to a high-yield savings account or a tool that raises your earning power. Automation finishes the job by moving money the day after payday into an emergency fund and a low-cost investment account. From there, we shift into proactive year-end tax planning. You’ll get a clean records checklist (W-2s, 1099s, 1098s, brokerage statements, receipts), smart timing for charitable giving, and a clear explanation of deduction strategies like bunching contributions. For business owners and freelancers, we cover ordinary and necessary expenses, contemporaneous mileage logs, home office rules, and when Section 179 or bonus depreciation may make sense. We close with a December timeline: reconcile early, give and adjust payroll mid-month, and finalize purchases late in the month, all while documenting everything to avoid April chaos. If your situation is complex, we explain when a qualified tax pro can pay for themselves. Ready to build steady gains and a calmer tax season? Follow the plan, subscribe for more practical money tips, and leave a review to share what step you’ll take this week. The Best Financial Hack Ever!Unlock true peace of mind with our definitive step-by-step guide to creating a living trust that ensJoin Our Newsletter - Win Free StuffJoin Income Talk Podcast To Get The Latest Podcast, Free Gift Giveaways and Contest Announcements!Battery Daddy Storage & Organizer CaseStores & Protects Up to 180 Batteries, Double-Sided, Durable Design with Clear Locking Lid, Secure LWorkbook & Monthly Budget SpreadsheetGet the complete Budget Bundle — Budget Workbook + Budget Checklist + Monthly Budget Spreadsheet — fDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

    11 min

About

Launched in 2024, Income Talk Podcast is your practical, no-fluff guide to building, protecting, and growing money—whether you’re a new side-preneur, a seasoned small-business owner, or someone trying to take control of personal finances. Each episode delivers clear, usable advice from accountants, entrepreneurs, financial planners, and industry insiders. We break down complex topics into steps you can implement right away—no jargon, no pressure, just real-world guidance to improve your income and financial future. Have a question, a topic suggestion, or a story to share? Email us or send a voice note—we often feature listener situations and offer tailored advice on the show.