Health in Wealth®

Ana Ramos, wealth advisor reshaping your relationship with money.

Every financial choice you make, every moment of clarity or confusion, every pattern of spending, saving, avoiding, or overworking begins long before it shows up on a statement or in a bank account. It begins inside you. Hosted by Ana Ramos, wealth advisor and creator of the “wealth-being” philosophy, Health in Wealth® invites you into a gentler, more human way of understanding money. This podcast explores how your nervous system, emotional history, beliefs, and daily rituals shape your financial life. Subscribe and Transform YOUR VISION OF WEALTH®.

  1. Health in Wealth® Ep 13 - The Power of Relationships: Where Wealth-Being Begins with Ernesto Mandowsky

    16H AGO

    Health in Wealth® Ep 13 - The Power of Relationships: Where Wealth-Being Begins with Ernesto Mandowsky

    Welcome back to the Health in Wealth® podcast. I’m Ana Ramos, and I’m grateful to be sharing this space with you today. Today’s conversation starts with something simple, and perhaps something we often forget. Something we need to consider before strategy, before systems, before growth. Relationships. Not in a business or a soft skill kind of way. But in a very human way. A very fundamental way. A way that’s been hardwired into us. In a world where wealth is often defined by what we produce and what we accumulate, today’s episode asks a different question: What if the quality of our relationships is actually the foundation of our wealth-being? My guest today is Ernesto Mandowsky, founder of Momentum Driving Machine. Ernesto’s work is at the intersection of relationships and smart systems. He’s in the business of helping organisations grow their revenue, referrals, and retention through CRM. But not in a way you might think. Not in a way that’s about managing relationships. But in a way that’s about honouring relationships. Today’s episode is about why relationships are a fundamental part of who we are. Why relationships become transactional and what happens to us when this happens. And how this disconnection quietly drains us, even if we look successful on the outside. We’ll also explore what it means to have an optimal number of relationships. The tension between our personal and professional relationships. And how systems, intended to help us grow, might actually be hurting us. And finally, we’ll get to something very practical. Something very simple. Something very necessary: how to start. This is a conversation about relationships as infrastructure. About relationships as a pillar for harmony in all areas of our lives. So, take a breath, settle in and let this conversation meet you where you are.

    35 min
  2. Health in Wealth® Ep 12 - Redefining success through joy, ease, and alignment with Niki M

    FEB 10

    Health in Wealth® Ep 12 - Redefining success through joy, ease, and alignment with Niki M

    Welcome back to the Health in Wealth® podcast.I’m Ana Ramos, and I’m grateful to be sharing this space with you today.In this episode, we’re exploring something many of us quietly question, even when life appears full and successful on the outside.Success.We’re often taught to define it through achievement, productivity, or endurance. Through how much we can carry, how far we can push, or how much we can accomplish before we allow ourselves to rest.But here at Health in Wealth®, we like to pause and ask a different question.What if success isn’t meant to feel heavy?What if it’s not something we chase or prove,but something we experience —through joy, through ease, and through alignment with who we truly are?My guest today lives this question in a deeply embodied way.Niki is a photographer, a storyteller, and a quiet observer of the moments that often go unnoticed. From a childhood spent roaming forests, fields, and farms, learning to sit still long enough for wonder to appear, to later moments where stillness revealed something extraordinary, Niki’s life has been shaped by patience, presence, and an instinctive trust in whatfeels true.She began her professional life in law but chose to step away when she realised that the way she saw the world — and the way she felt it — was different. What called to her instead was the delicate web of emotion, human connection, and beauty that exists when people are fullypresent with one another.Through her work, Niki captures more than images. She captures feeling. She reminds us that joy often arrives quietly, that magic doesn’t announce itself, and that alignment is something we sense before we understand.In today’s conversation, we explore what it means to redefine success through joy, ease, and alignment. How intuition guides us when logic falls short. How environment and creativity shape our wellbeing. And how listening deeply to ourselves can lead us toward a life that feels not onlysuccessful, but deeply nourishing.So, wherever you are, take a breath.Allow yourself to settle in.And let this conversation meet you exactly where you are today.Let’s begin.

    43 min
  3. Health in Wealth® Ep 10 - Longevity Through Medicine with Dr. Maria Lozada

    JAN 27

    Health in Wealth® Ep 10 - Longevity Through Medicine with Dr. Maria Lozada

    Welcome back to the Health in Wealth® podcast.  I’m Ana Ramos, and as always, I’m grateful to share this space with you.  Today, we’re exploring a word that’s everywhere right now—longevity. It’s often spoken about in terms of optimisation, performance, or adding more years to life. But here at Health in Wealth, we like to pause and ask a different question.  What if longevity isn’t about doing more— but about living more intentionally?  What if it’s not something we chase later in life, but something we quietly cultivate every day— through how we care for our health, how we relate to the people around us, how we choose our work, how we engage with money, and how we continue to grow as human beings?  Because a long life, on its own, isn’t the goal. A well-lived life is.  My guest today lives and breathes this every day. Dr. María Lozada Arenas is a physician and the founder of Clínicas de Ozono, where her work sits at the intersection of medicine, prevention, and long-term vitality. But what I find most compelling about Dr. María isn’t just what she does professionally—it’s how she lives.  Her approach to longevity isn’t about extremes or quick fixes. It’s about alignment. About respecting the body, honouring time, and making choices that support life—over decades, not moments.  In today’s conversation, we’ll explore how medicine can support longevity without becoming the centre of it, how living in harmony across life’s pillars quietly compounds over time, and why the way we live today is always shaping the life we’ll be living tomorrow.  So, take a breath, settle in, and allow this conversation to meet you where you are.  Let’s begin.

    39 min
  4. Health in Wealth® Ep 9 - The Myth of Having it All with Fernanda Bressan

    JAN 20

    Health in Wealth® Ep 9 - The Myth of Having it All with Fernanda Bressan

    Hello, and welcome back to Health in Wealth®.  I’m Ana Ramos, and I’m so glad you’re here.  Today, we’re unpacking a topic that feels especially timely as we move into a new year—the myth of “having it all.”  We hear this phrase everywhere—on social media, in conversations about success, achievement, motherhood, career, relationships, even wellbeing. But what does it actually mean in real life? And what happens when we chase that idea without ever questioning whose version of “all” we’re trying to have?  To help us explore this with depth, nuance, and heart, I’m honored to be joined by Fernanda Bressan—a coach, facilitator, guide, and founder of Foundfully.  Fernanda works deeply with high achievers and change-makers—helping them step out of “stuckness” and into more intentional, aligned ways of living. Her work centers on practical momentum without burnout, communication that clears space for connection, and boundaries that protect what actually matters. She also designs experiences that bring women together in community and reflection—like retreats grounded in nature, stillness, and introspection.  What I love about Fernanda is that her philosophy isn’t just theoretical. She lives it.  She has intentionally slowed her pace, explored her identity beyond familiar roles, embraced rest and boundaries, and completed a meditation certification to deepen her own practice—and hers is a story of moving toward a life that feels authentic, not after some ill-defined finish line.  Today, we’ll talk about what it really looks like to assess your life honestly—without comparing yourself to curated markers of success—and how fulfilment emerges not from having everything at once, but from choosing what matters most in each season of life.  So, whether you’re in a season of high output, deep rest, recalibration, or quiet soul-searching, I invite you to settle in with curiosity as we explore a more grounded, aligned definition of success.  Let’s begin.

    35 min
  5. Health in Wealth® Ep 8 - My Personal Journey to Wealth-Being through the Five Pillars with Ana Ramos

    JAN 13

    Health in Wealth® Ep 8 - My Personal Journey to Wealth-Being through the Five Pillars with Ana Ramos

    Welcome back to the Health in Wealth™ podcast, where we explore the beautiful, intimate connection between your body, your mind, and your money… and how tending to one transforms them all. I’m your host, Ana Ramos, and today we’re diving into something very close to my heart — the Five Pillars of Wealth, and how my own journey through them has shaped the way I live, breathe, and create a life of wealth-being.  This season, we’ve been exploring a theme I love — biohacking. Not in the sense of gadgets or extreme optimization… but in the sense of understanding the body as the first messenger. The gentlest scientist. The place where our money stories live long before they show up in our bank accounts or our decisions.  When I first started this work, I believed wealth belonged mostly to the financial pillar — strategy, planning, structure. And while those pieces matter, what I’ve come to realize is that real wealth — sustainable, joyful, deeply rooted wealth — blooms only when all five pillars are in conversation with one another. When the body is regulated… when relationships feel safe… when purpose is aligned… when finances flow… and when personal growth becomes a way of being.  For many years, I tried to outrun discomfort, to work my way around misalignment, to keep pushing even when my body was whispering — sometimes shouting — that something wasn’t right. And like many of you, I learned the hard way that when one pillar falls out of harmony, it sends a ripple through the others.  In today’s episode, I’m going to share the questions I still ask myself — the ones that help me return to center when life gets loud. Questions that bring the nervous system back into safety, that bring clarity to decision-making, and that remind me that wealth-being is not created through pressure… but through presence.  So wherever you are — walking, resting, driving, or simply listening — I invite you to take one gentle breath with me. Let your body arrive. Let your mind soften. And let’s explore what it means to build a life not from urgency… but from harmony.  This is the journey back to you. This is the journey back to wealth-being. Let’s begin.

    25 min
  6. Health in Wealth® Ep 7 - The Power of Gratitude with Dr Dalene Deale

    JAN 6

    Health in Wealth® Ep 7 - The Power of Gratitude with Dr Dalene Deale

    Welcome back to the Health in Wealth™ podcast.  I’m Ana Ramos, and as always, I’m grateful to share this space with you.  As we move through life — our careers, our ambitions, our daily responsibilities — it’s so easy to forget the one practice that can change everything: gratitude.  Not the gratitude we write on lists or rush through at the end of the day…  but the gratitude we embody — the kind that softens our nervous system, expands our perspective, and shifts the energy with which we meet the world.  Today's guest is someone who understands this deeply, and she is proof that even the most technical fields are made richer by heart, intention and presence.  Dalene Deale is a fintech strategist, regulatory specialist, and the founder of Business Growth Hacking. She brings big-picture clarity to complex systems, and her work influences some of South Africa’s most important digital identity and financial frameworks.  But what I find most inspiring about Dalene is not just her mind — it’s her humanity.  She is a high achiever who has learned to channel her ADHD, her lived experiences, and her unstoppable curiosity into a life filled with meaning, creativity, and purpose.  Today, we’ll explore how gratitude has shaped her path — how it supports achievement, expands resilience, anchors focus, and transforms the way we experience both our inner and outer worlds.  So take a breath…  Settle in…  And let’s explore the power of gratitude in a life lived fully, purposefully, and with a deep connection to wealth-being.

    37 min

About

Every financial choice you make, every moment of clarity or confusion, every pattern of spending, saving, avoiding, or overworking begins long before it shows up on a statement or in a bank account. It begins inside you. Hosted by Ana Ramos, wealth advisor and creator of the “wealth-being” philosophy, Health in Wealth® invites you into a gentler, more human way of understanding money. This podcast explores how your nervous system, emotional history, beliefs, and daily rituals shape your financial life. Subscribe and Transform YOUR VISION OF WEALTH®.