The Vault by FNBO

FNBO

Banking. Finance. Community. Unlocked. Welcome to The Vault, a podcast by FNBO. In each episode, we unlock the ideas, stories, and innovations shaping personal finance, the banking industry, and the communities we proudly serve. Tune in for conversations that go beyond the numbers, exploring how FNBO is making a difference through financial insight and community-driven initiatives. *Member FDIC. - Podcasts are for informational purposes only and not intended to provide specific advice or recommendations. Podcasts are not regularly updated and information may become outdated.

  1. Aug 13

    Teaching Kids to Save: Unlocking Smart Money Habits

    On this episode of The Vault, host Amelis Long is joined by FNBO Community and Employee Involvement Manager Johnny Nesbit to explore why teaching kids to save is about much more than money—it's about building confidence, decision-making skills and lifelong financial habits. Johnny shares why it's never too early to start financial conversations, how parents and caregivers can make everyday moments like grocery shopping into learning opportunities and why helping children understand the value of money early creates a stronger foundation for the future. Together, they discuss practical ways to introduce concepts like budgeting, saving and spending in age-appropriate ways, while emphasizing that modeling healthy financial behaviors is just as important as talking about them. The conversation also highlights FNBO's commitment to financial education through hands-on community programs like Mad City Money, Junior Achievement and partnerships that bring money lessons to life for students. Johnny explains how interactive experiences allow kids to make financial decisions in a safe environment, helping lessons stick in ways traditional lectures often can't. The episode wraps with a fun segment featuring kids sharing their candid thoughts on their parents' spending habits, along with a discussion about the financial challenges today's youth face—from social media and digital payments to lifestyle comparison—and why Johnny remains optimistic about the next generation's curiosity and willingness to learn. Member FDIC (00:00) A Kid’s Lesson About Saving (00:59) How to Teach Kids to Save (02:02) Why Financial Literacy Matters (02:55) It’s Never Too Early to Start (03:48) What Kids Ask About Money (05:02) Learning Money Skills by Doing (09:04) Financial Education in Schools (10:10) Teaching Money Skills at Home (11:48) Kids, Cash and Digital Money (13:19) Talk Openly About Money (13:54) Plan Before the First Paycheck (14:49) What Kids Notice About Spending (16:29) Model Healthy Money Habits (17:09) Social Media and Money Pressure (18:30) Why the Next Generation Inspires Hope (19:27) The Money Lesson to Remember

    Teaching Kids to Save: Unlocking Smart Money Habits

  2. Jul 30

    The Impact of Banking Local

    In this episode of The Vault by FNBO, Nathan Ewert, Senior Vice President of Personal and Small Business Banking at FNBO, discusses how choosing a local bank can make a meaningful difference to the communities where you live and work. With more than 30 years of banking experience, Nathan explains how local banks put deposits back to work by helping families buy homes, supporting small businesses and strengthening local economies. He also shares what sets community banking apart from larger national institutions, from local decision-making and personalized service to a genuine investment in the success of the communities they serve. Nathan and host David Cota also discuss the important role bankers play in helping customers navigate life's financial milestones, whether opening a first checking account, purchasing a home or launching a business. Along the way, Nathan shares stories that demonstrate the value of trusted relationships, responsive service and local expertise, while reflecting on FNBO's commitment to giving back through volunteerism and community investment. Together, they show how choosing a local bank can create a ripple effect that benefits customers, businesses and entire communities. Member FDIC #BankingLocal #CommunityBanking #ValuesBasedBanking #LocalBanking #CommunityImpact #FNBO #TheVaultPodcast

    The Impact of Banking Local

  3. Jul 9

    Set for Success: Inside Nebraska Volleyball with Dani Bussboom Kelly

    In this episode of The Vault, host David Cota sits down with Nebraska Volleyball Head Coach Dani Busboom Kelly to discuss her journey from growing up in Nebraska to leading one of the nation's premier volleyball programs. Busboom Kelly reflects on how her experiences as a player, assistant coach, and head coach have shaped her leadership style, emphasizing authenticity, consistency, accountability, and transparent communication. She also shares how Nebraska's culture and resources have helped create a stable, player-focused environment in an era defined by the transfer portal and NIL. The conversation also explores what it takes to build a championship program, from recruiting athletes who genuinely love to compete to helping players embrace pressure without fearing failure. Busboom Kelly discusses managing the high expectations that come with coaching at Nebraska, preparing the team for a unique and challenging 2026 schedule, and the program's role in the continued growth of college volleyball. Throughout the episode, she reinforces that while winning is important, the ultimate goal is building a team that plays with joy, confidence, and a commitment to one another. Member FDIC Chapters 00:00 - More Than Wins and Losses00:20 - Welcome to The Vault01:07 - Danny’s Path Back to Nebraska02:03 - Following John Cook’s Legacy02:44 - Leading a Program She Knows Well03:40 - From Setter to Libero to Coach04:43 - Culture, Accountability and No Hierarchy05:39 - Why the Team Has Stayed Connected06:45 - How Trust Is Built Over Time08:16 - Why Transparency Matters09:52 - What Nebraska Looks for in Recruits11:15 - Playing Without Fear11:58 - Playing With Joy12:41 - The Role of Multi-Sport Athletes14:04 - NIL and Team Chemistry16:30 - Handling High Expectations19:13 - Why Discomfort Can Help a Team Grow20:20 - Big Venues and Big Opportunities23:02 - Volleyball’s Growing Moment24:04 - What to Expect This Season24:55 - Final Thoughts25:17 - Disclaimer

    Set for Success: Inside Nebraska Volleyball with Dani Bussboom Kelly

  4. Jun 18

    A New Chapter with Omaha Public Library Foundation

    In this episode of The Vault by FNBO, host Christina Kahler welcomes Adrienne Perry, CEO of the Omaha Public Library Foundation, to discuss the opening of Omaha’s new Central Library and the evolving role of public libraries in today’s communities. Adrienne shares her professional journey from Borsheim’s to the Foundation and explains how the organization supports Omaha Public Library’s 13 branches by funding programs, collections, technology, and community experiences beyond what public funding can provide. The conversation highlights how libraries have become much more than places to borrow books, serving as hubs for learning, connection, and opportunity.Adrienne also offers an inside look at Central Library’s development and early success, including more than 70,000 visitors and 38,000 books checked out during its first month. She describes the community-driven vision behind the project, which features innovative spaces for gathering, creating, and learning, including a makerspace, podcast studio, public art collection, and the library’s signature automated “Book Bot” retrieval system. Throughout the episode, Perry emphasizes the library’s role in promoting literacy, expanding digital access, and strengthening civic life, while sharing her hopes for continued community support and growth across the entire Omaha Public Library system.To learn more about the Omaha Public Library Foundation, visit https://www.omahalibraryfoundation.org/. Member FDIC #TheVaultByFNBO #FNBO #OmahaPublicLibrary #OmahaPublicLibraryFoundation #OPL #OmahaCentralLibrary #PublicLibraries #ModernLibraries #Omaha #communityimpact Chapters 00:00 - Welcome to The Vault 00:09 - Why Public Libraries Still Matter 00:44 - Meet Adrienne Perry of Omaha Public Library Foundation 02:05 - Omaha’s Library System and Local Branches 03:40 - How the Foundation Supports OPL 04:36 - The Opening of Omaha’s Central Library 05:09 - Central Library’s First-Month Impact 06:10 - What Could a Modern Library Be? 07:32 - The Book Bot and Central Library Innovation 09:30 - Public Art, Coffee, and a New Library Experience 09:55 - Story Time, Symphony, and Family Programming 10:30 - Creative Technology, Podcast Studios, and Do Space 10:57 - Genealogy, Local History, and No Shushing 11:50 - Seed Library, Discovery Pass, and Surprising Benefits 13:06 - Makerspace Tools and Free Learning Opportunities 14:05 - Lifting Up Every Omaha Library Branch 14:32 - Community Support for Central Library 15:50 - Why Libraries Are Essential Civic Institutions 17:13 - Literacy, Equity, and the Digital Divide 18:09 - Libby, eBooks, and Digital Reading 20:25 - Book Club Bags and Shared Reading 20:53 - Adrienne’s Favorite Books and Current Reads 23:18 - A Memorable Opening Day Moment 24:15 - What Success Looks Like in 5–10 Years 26:04 - Closing Thoughts

    A New Chapter with Omaha Public Library Foundation

  5. Jun 4

    More Than a House: Building Stability, Hope and Community

    In this episode of The Vault by FNBO, host Christina Kahler sits down with Amanda Brewer, CEO of Habitat for Humanity of Omaha, to discuss the meaning of homeownership. Amanda shares how homeownership creates far more than a place to live, it builds stability, opportunity and long-term financial security for families and communities. Together, they explore the challenges many first-time buyers face today, including rising housing costs, credit barriers and down payments, while highlighting how Habitat for Humanity is helping people overcome those obstacles through education, coaching and innovative financing solutions. The conversation also dives into the power of community partnerships and the evolving role Habitat plays beyond building homes, from home repair programs to financial education and neighborhood revitalization. Amanda reflects on nearly 30 years with Habitat for Humanity, sharing inspiring stories of resilience, volunteerism and the “tiny miracles” that happen when people come together with a shared purpose. Listeners will walk away with a renewed sense of hope, practical ways to get involved and a deeper understanding of how homeownership can transform lives for generations. To learn more, visit: habitatomaha.org. Help Habitat Omaha keep local homes in local hands, visit: https://habitatomaha.org/home-is-here-pledge/ Member FDIC 0:00 - Introduction: Homeownership Month01:15 - The American Dream and Today’s Reality01:44 - Why the Housing Market Feels So Challenging02:57 - Identifying Barriers to Homeownership03:55 - How Habitat Prepares First-Time Homebuyers04:16 - Credit, Income, and Removing Barriers04:41 - One Homebuyer’s Path to Ownership05:40 - Down Payments and Low-Interest Support06:16 - Understanding Habitat’s Model06:26 - Stability Through Homeownership07:10 - Building Equity Without Having Everything Figured Out08:05 - Habitat’s Full Lifecycle Approach to Homeownership08:47 - The Pay-It-Forward Model09:29 - Clearing Up the Biggest Habitat Misconception09:51 - A Hand Up, Not a Handout10:32 - Homebuyer Coaching and Credit Support10:47 - Community Partnerships and Volunteer Support12:21 - Finding Your Local Habitat Chapter12:46 - Using Your Skills to Make a Difference13:28 - Amanda Brewer’s Service Journey14:50 - Leadership, Teamwork, and Community15:45 - Tiny Miracles That Bring the Work to Life16:25 - How One Neighbor Helped Rebuild a Street17:24 - Why Home Dedication Days Matter17:50 - What’s Next for Habitat Omaha18:14 - Sell Local: Keeping Homes Available for Homeowners19:12 - How to Get Started or Get Involved20:18 - Estate Planning and Passing Homeownership Forward21:11 - Final Thoughts and Resources

    More Than a House: Building Stability, Hope and Community

  6. May 21

    Inside World Trade: Global Banking, Local Impact

    In this episode of The Vault, host Diana Powell sits down with Michael Salerno, Vice President of Global Banking and Institutional Payments, to explore how global banking and international trade impact businesses, consumers, and local economies. Salerno shares how FNBO’s international banking team helps small businesses expand into global markets by providing payment solutions, foreign exchange support, fraud prevention, and trade finance tools like letters of credit. He explains that many Midwest businesses—from agriculture to manufacturing and technology—depend heavily on international trade, and that FNBO helps bridge the gap by giving smaller companies access to the same sophisticated global banking capabilities used by multinational corporations.The conversation also highlights the growing importance of risk management and transparency in international payments. Salerno discusses innovations such as SWIFT GPI, which allows customers to track international wire payments in real time and improve fraud prevention through stop-and-recall capabilities. The episode examines how global trade affects everyday consumers through pricing, supply chain disruptions, and job creation, while also emphasizing the opportunities international expansion creates for U.S. businesses. Through real-world customer examples, Salerno demonstrates how FNBO acts as a trusted advisor—helping businesses navigate currency fluctuations, avoid fraud, reduce costs, and confidently grow their operations across more than 170 countries worldwide.To learn more about Global Banking at FNBO, visit https://www.fnbo.com/commercial-banking/international-banking.Member FDIC#WorldTradeMonth #GlobalTrade #TheVaultByFNBO #FNBO #BusinessBanking 00:00 - Welcome to The Vault by FNBO00:30 - Meet Michael Salerno and FNBO’s Global Banking Team01:33 - What Global Banking Really Means02:30 - Why a Midwest Bank Has an International Team03:44 - Why World Trade Month Matters04:37 - How Global Trade Impacts Small Businesses06:02 - Helping Businesses Expand Internationally07:58 - Managing Risk in Global Payments08:16 - Tracking International Payments with Swift GPI10:07 - Currency Risk, Forward Contracts, and Predictability10:38 - How World Trade Affects Everyday Life13:16 - How Global Trade Impacts Jobs14:29 - Top World Trade Concerns for Businesses16:13 - How Currency Strategy Can Create Savings17:04 - Advice for Businesses Expanding Internationally19:24 - Protecting Businesses from International Fraud22:46 - FNBO’s Global Trade Capabilities Today23:49 - Closing Thoughts

    Inside World Trade: Global Banking, Local Impact

  7. May 7

    Unlocking Small Business Success with Four Sisters Boutique

    In this episode of The Vault, host Melissa Siedlik interviews Sarah Spooner, founder of Four Sisters Boutique in Omaha, Nebraska, about her journey as a small business owner. Inspired by her grandmother and her sisters, Sarah spent three years planning her boutique before opening in 2015 at age 26. She discusses early challenges such as skepticism from others, difficulty securing a retail location, and learning how to navigate starting a business with limited experience. Through persistence, detailed planning, and support from professionals like accountants and bankers, she successfully launched and grew her store. Spooner also highlights the importance of adaptability, creative marketing through events and social media, and building strong connections within the community.Beyond retail, Sarah emphasizes her role as a mentor and leader, especially as a woman-owned business employing young women. She takes pride in creating a welcoming, ever-changing store environment, offering unique merchandise, and helping her employees develop confidence and professional skills. Looking ahead, she shares plans for expansion, including a presence in the Omaha airport and the growth of her wholesale venture, FSB Designs. Throughout the conversation, Sarah offers practical advice for aspiring entrepreneurs: plan carefully, stay passionate, be ready to work hard, delegate to trusted experts, and remain resilient. She ultimately reflects on the pride she feels in building a business that positively impacts both her customers and her team.To learn more about Four Sisters Boutique, visit foursistersboutique.com.To learn more about small businesses resources at FNBO, visit fnbo.com/small-business.Member FDIC00:00 - Welcome to The Vault00:16 - Why Small Business Month Matters00:43 - Meet Sarah Spooner01:09 - The Story Behind Four Sisters02:23 - Taking the Leap at 2603:34 - The Early Challenges of Entrepreneurship04:44 - Fear, Resilience, and Learning to Pivot05:54 - Building a Woman-Owned Business07:11 - The Four Sisters Customer Experience08:37 - Growth, Custom Products, and What’s Next10:05 - The Role of a Local Banking Relationship11:01 - Advice for Future Business Owners12:57 - The Behind-the-Scenes Reality of Ownership14:55 - Community Collaboration and Local Pop-Ups15:54 - Delegating and Building a Trusted Support Team17:01 - Social Media, Online Growth, and National Reach17:41 - Proud Moments as a Business Owner18:24 - Closing Reflections#TheVaultByFNBO #FNBO #SmallBusinessMonth #SmallBusiness

    Unlocking Small Business Success with Four Sisters Boutique

  8. Apr 23

    Building a More Sustainable Future

    In this episode of The Vault, host Amelis Long sits down with Tim Malik, Senior Director of Facilities and Property Management at FNBO, to discuss how the organization is working toward a more sustainable future. Tim outlines FNBO’s approach, which focuses on managing energy, water, and waste through a data-driven strategy developed over the past decade. That work led to three key goals set for 2035: achieving net-zero Scope 1 and 2 greenhouse gas emissions, reaching a 90% waste diversion rate, and reducing water consumption by 20%. Five years in, FNBO has already made notable progress, including a 55% reduction in emissions, major gains in waste diversion, and meaningful water savings. The conversation also explores the initiatives behind this progress, including energy-efficient building upgrades, smart lighting and irrigation systems, and a redesigned waste program that emphasizes recycling and composting. Malik highlights the importance of innovation, partnerships, and employee engagement in sustaining momentum as the company grows. He also shares practical ways individuals can contribute, reinforcing that small, everyday actions like conserving energy and water can collectively make a meaningful impact. To learn more about FNBO’s sustainability efforts, read our Impact Report: https://www.fnbo.com/community/impact-report Member FDIC 00:00 - Intro: Building a More Sustainable Future00:48 - What Sustainability Means at FNBO01:20 - Why FNBO Set Sustainability Goals01:51 - FNBO’s 2035 Sustainability Goals02:40 - Progress So Far: Emissions, Waste, and Water03:23 - What That Impact Looks Like in Real Numbers04:37 - What Net Zero and Scope 1 and 2 Mean05:53 - How FNBO Reached 90% Waste Diversion09:02 - Why Water Reduction Is So Challenging09:51 - Building Upgrades That Improve Efficiency12:52 - Smart Irrigation and Smarter Landscaping15:14 - The Challenge of Growing While Reducing Waste and Costs16:17 - Why Sustainability Matters Beyond the Bank17:29 - Easy Sustainability Tips You Can Use at Home

    Building a More Sustainable Future
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Ratings & Reviews

5
out of 5
7 Ratings

About

Banking. Finance. Community. Unlocked. Welcome to The Vault, a podcast by FNBO. In each episode, we unlock the ideas, stories, and innovations shaping personal finance, the banking industry, and the communities we proudly serve. Tune in for conversations that go beyond the numbers, exploring how FNBO is making a difference through financial insight and community-driven initiatives. *Member FDIC. - Podcasts are for informational purposes only and not intended to provide specific advice or recommendations. Podcasts are not regularly updated and information may become outdated.

Information

  • Creator
    FNBO
  • Years Active
    2025 - 2026
  • Episodes
    17
  • Rating
    Clean
  • Copyright
    © FNBO
  • Show Website
    The Vault by FNBO