Christ Centered Stewardship

Nino Villa & Maria Casillas
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Christ Centered Stewardship by New Money Habits Welcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose. Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that. Meet Your Hosts Nino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting financial transformation. Maria Casillas brings a creative, psychology-driven approach to money. After experiencing—and overcoming—more than $100k of debt fueled by fear, stress, and misaligned priorities, she now helps people understand why they do what they do with money and how to break the habits that keep them stuck. Her coaching style is fun, insightful, and rooted in behavior change and values alignment. Together, Nino and Maria create a dynamic, relatable, and faith-filled environment where listeners can grow, learn, and feel understood — no shame, no judgment, no overwhelm. What You’ll Find Here ✔ Biblical financial principles explained through real-life stories ✔ Practical tools and step-by-step guidance for building healthy money habits ✔ Honest conversations about the emotions, fears, and beliefs that shape our financial decisions ✔ Encouragement and hope for anyone feeling stuck, stressed, or unsure ✔ Weekly episodes and short-form content designed for teens, college students, young adults, and families ✔ A safe, Christ-centered space to explore money through the lens of stewardship Whether you’re navigating money for the first time or rebuilding after years of struggle… Whether you want to strengthen your marriage, deepen your faith, or break generational patterns… Whether you’re curious, confused, or simply ready for something different… You’re in the right place. This is more than a podcast. More than a YouTube channel. It’s a movement calling Christians back to God’s design for stewardship — a way of living that brings peace, freedom, and purpose to every area of life. Subscribe, listen, and grow with us as we learn to manage money God’s way. Because true financial freedom doesn’t start with a calculator. It starts with Christ at the center.

  1. 3d ago

    What If More Money Isn't the Answer? | Ep. 46

    It's easy to imagine how life might be different if we had more money. We could pay off debt, ease some of the pressure, afford things we've been putting off, or simply feel like we had a little more breathing room. And sometimes, more income really would help. When someone is struggling to meet basic needs, additional resources can make a meaningful difference. But there are other circumstances where having more money doesn't necessarily change the habits and decisions that contributed to the situation in the first place. In this episode of The Christ Centered Stewardship Podcast, Nino Villa and Maria Casillas explore what happens when we begin looking beyond our financial circumstances and consider the role we play in shaping them. Drawing from conversations within their community, they discuss why increasing our resources doesn't automatically change how we manage them, and how easily familiar behaviors can follow us into a different financial situation. Along the way, they explore the sometimes-unnoticed ways our decisions change. A credit card originally intended for convenience can gradually encourage spending we hadn't planned. Rewards that appear to benefit us can become reasons to justify purchases we otherwise wouldn't have made. Even everyday choices, such as when and how often we drive somewhere, can reveal opportunities to become more intentional. But the deeper conversation isn't really about credit cards, spending, or income. It's about recognizing that we have a part to play in how we respond to our circumstances. We cannot always change what is happening around us. We can, however, examine our own decisions, question the assumptions behind them, and become more intentional with what God has entrusted to us. Sometimes the first step toward meaningful change is recognizing something about ourselves that we hadn't considered before. CHALLENGE OF THE WEEK This week, rather than focusing on something outside your control that you wish would change about your financial circumstances, turn your attention toward your own behavior. Ask yourself: What's one behavior I could change that would help me become more intentional with the resources entrusted to me? Take some time to consider why that behavior exists, what purpose it may have served, and whether it's still serving you well. Then identify one practical change you can begin making. It doesn't need to be dramatic. Begin by recognizing what's within your ability to influence, and take one intentional step forward. If you'd like to continue these conversations with others who are pursuing faithful stewardship, we'd love to have you join the Christ Centered Stewardship Facebook Group. https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas

    What If More Money Isn't the Answer? | Ep. 46

  2. Oct 26

    The People We Grow With | Ep. 45

    We weren't created to go through life alone. The people around us influence how we think, how we respond to challenges, and sometimes even what we believe is possible. But simply belonging to a group doesn't necessarily mean we've found the kind of community that helps us grow. In this episode of The Christ Centered Stewardship Podcast, Nino Villa and Maria Casillas explore what it means to find and participate in healthy community. They discuss the difference between relationships that encourage growth and environments where negativity, judgment, or unhealthy behavior can make it difficult to move forward. Not everyone in a community will agree with us, nor should they have to. There is a difference between being challenged by someone who sees things differently and remaining in an environment that continually tears people down. Learning to recognize that difference is part of discerning where and how we invest ourselves in relationships. Nino and Maria also explore the importance of listening, understanding another person's circumstances, and recognizing that even when we agree on a biblical truth, applying that truth faithfully may look different from one situation to another. Through personal experiences involving homeschooling, family relationships, and difficult conversations, they reflect on how community can become a place where we learn, take responsibility for our own responses, and grow together. Faithful stewardship extends beyond the resources we manage. It includes the relationships we cultivate, the people we learn from, and the ways we encourage and support others. CHALLENGE OF THE WEEK Think about an area of your life where you currently have a significant need or a desire to grow. It might involve your faith, your family, your health, your finances, or something else. Then take a few moments to consider three relationships in that area of your life. Who is pouring into you? Who is someone whose experience, wisdom, or encouragement is helping you grow? Who are you pouring into? Who might benefit from the experiences, encouragement, or support you have to offer? And who are you learning alongside? Who is walking through a similar season of life, someone with whom you can share experiences and grow together? You don't need to have every relationship figured out today. Begin by recognizing the people God has placed in your life and considering where a meaningful connection may be missing. If you'd like to continue these conversations with others who are pursuing faithful stewardship, we'd love to have you join the Christ Centered Stewardship Facebook Group. https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas

    The People We Grow With | Ep. 45

  3. Oct 19

    The Power of the Pause | Ep. 44

    When life becomes uncertain, it can feel like we need to do something immediately. Financial pressure, unexpected changes, and the fear of what might happen next can leave us searching for answers before we've had time to understand what we're facing. But urgency doesn't always lead to wisdom. In this episode of The Christ Centered Stewardship Podcast, Nino Villa and Maria Casillas explore the difference between reacting to difficult circumstances and responding with intention and faith. They discuss how fear can influence our decisions, why pausing matters, and what changes when prayer becomes our first response rather than our last resort. Drawing from personal experiences, Nino and Maria share how seasons of financial uncertainty led to difficult but necessary decisions. Along the way, they discovered that some of the things they had been holding onto weren't as important as they once believed. What began as a response to financial pressure became an opportunity to reconsider habits, priorities, and even the ways God might be inviting them to grow. Sometimes the next faithful step isn't immediately obvious. We may need to pause, pray, and become willing to discover something we hadn't considered before we can recognize what to do next. CHALLENGE OF THE WEEK This week, practice the pause. When you encounter a situation that makes you feel pressured to act immediately, give yourself a moment before responding. In that pause, begin with prayer. Ask God to help you see what you may be overlooking, what you might learn from the circumstances, and what He may be inviting you to discover. Then take action. It doesn't have to be the perfect decision or the biggest change. Begin with one good, intentional step that reflects what you've come to understand. If you'd like to continue these conversations with others who are pursuing faithful stewardship, we'd love to have you join the Christ Centered Stewardship Facebook Group. https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas

    The Power of the Pause | Ep. 44

  4. Oct 12

    What If There Is a Way Out? | Ep. 43

    Sometimes we find ourselves in circumstances that feel impossible to change. We may have tried before, made mistakes along the way, or become so accustomed to living with a problem that we begin to believe it's simply the way life will always be. But what happens when that belief starts influencing the decisions we make? In this episode of Christ Centered Stewardship, Nino Villa and Maria Casillas explore how discouragement, financial pressure, and hopelessness can shape the way we think about debt and the possibilities available to us. Drawing from their own experiences, they discuss how easily we can accept circumstances as permanent, even when another path may exist. The conversation begins with the biblical responsibility to honor our obligations, but it reaches beyond financial decisions. What we believe influences how we respond to challenges, whether we continue repeating familiar behaviors, and whether we're willing to consider that something different might be possible. God calls us to be faithful with what He has entrusted to us. Sometimes that begins by recognizing that the story we've been telling ourselves about our circumstances may not be the whole story. CHALLENGE OF THE WEEK Take some time this week to slow down and examine your debt elimination plan. If you don't have one, begin by gathering the information you need to understand your current situation. Rather than assuming there's just one way forward, consider the different approaches available and which one makes the most sense for your circumstances. The goal isn't to make a hurried decision or find an instant solution. It's to understand what you're facing so you can make an informed, intentional decision about your next step. If you'd like to continue these conversations with others who are pursuing faithful stewardship, we'd love to have you join the Christ Centered Stewardship Facebook Group. https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas

    What If There Is a Way Out? | Ep. 43

  5. Oct 5

    When Emotions Are Making the Decision | Ep. 42

    When life feels uncertain, it’s easy to let fear, stress, excitement, or frustration start making decisions for us. But feelings—even very real and understandable ones—don’t always tell us the whole story. In this episode of Christ Centered Stewardship, Nino Villa and Maria Casillas revisit a conversation about slowing down long enough to understand what is actually happening before deciding what to do next. From financial pressure and difficult work decisions to job loss and unexpected change, they explore how better information can reveal options we couldn't see when emotion was driving the conversation. But information isn't the final destination. Scripture reminds us that when we need wisdom, we can ask God for it. Knowing the facts helps us make an informed decision. Seeking God helps us discern what to do with what we know. This week's challenge comes from James 1:5: when you have a decision to make, ask God for wisdom.   CHALLENGE OF THE WEEK Write down James 1:5: “If you need wisdom, ask our generous God, and he will give it to you. He will not rebuke you for asking.” This week, whenever you have a decision to make, slow down before reacting. Gather the information you need to understand what you are actually facing, then pray over James 1:5 and ask God for wisdom. The goal isn't to ignore what you're feeling. It's to make sure fear, stress, excitement or frustration aren't making the decision for you. Understand what you know, bring it to God and ask Him for the wisdom to decide what comes next. If you’d like to continue these conversations with others who are pursuing faithful stewardship, we’d love to have you join the Christ Centered Stewardship Facebook Group. https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas

    When Emotions Are Making the Decision | Ep. 42

  6. Sep 28

    Contentment Doesn’t Mean Settling | Ep. 41

    Can you be grateful for what you have and still want to grow?  Sometimes contentment can sound a lot like settling. If we become satisfied with what God has already given us, will we lose our drive to improve, pursue something new, or work toward what comes next? Nino once believed exactly that. Over time, he discovered an important distinction: contentment and complacency are not the same thing. In this episode, Nino and Maria explore what it means to receive the blessings of today without believing you have to stop growing tomorrow. They talk about how easily our attention can move from what we have to what we lack, how comparison can make a life that once felt abundant suddenly seem insufficient, and why gratitude helps bring our attention back to what God has already entrusted to us. Contentment doesn’t require pretending that everything is perfect. It doesn’t mean abandoning goals or refusing to change something that needs to change. It means learning to recognize God’s goodness in the life you have right now, even while continuing to grow. Weekly Challenge: For the next seven days, identify three things each day that you are grateful for—with no repeats. By the end of the week, you’ll have named 21 different blessings already present in your life. Join the Christ Centered Stewardship community on Facebook:https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas.

    Contentment Doesn’t Mean Settling | Ep. 41

  7. Sep 21

    Comparison Is the Thief of Joy (revisit) | Ep. 40

    Have you ever felt genuinely grateful for your life—until you looked at someone else's?  Maybe you were content with your home until you saw theirs. Content with your car until someone upgraded. Content with what you had accomplished until someone else seemed further ahead. Nothing about your own life actually changed, but somehow it began to feel like less. That's the comparison trap. In this episode, Nino and Maria explore what we mean when we say “comparison is the thief of joy.” They talk about the difference between happiness and joy, how comparison slowly chips away at contentment, and why gratitude can change the way we see what God has already placed in our lives. The conversation also looks at how social media and a hyper-connected consumer culture have dramatically expanded the number of people we can compare ourselves to. What once may have been “keeping up with the Joneses” next door can now become keeping up with thousands of carefully curated lives from around the world. The answer isn't pretending we never notice what someone else has. It begins by becoming more intentional about what we allow to shape us and by turning our attention back toward the blessings already in front of us. Weekly Challenge: For the next seven days, write down three to five things you're grateful for each day. If you can, make the list visible somewhere in your home so gratitude becomes something you encounter throughout the day. Join the Christ Centered Stewardship community on Facebook:https://www.facebook.com/groups/christcenteredstewardship Hosted by Nino Villa and Maria Casillas.

    Comparison Is the Thief of Joy (revisit) | Ep. 40

  8. Sep 14

    What Is God’s Will for My Life? (Revisit) | Ep. 39

    It’s a question many of us have probably asked while trying to make a decision, understand our calling, or figure out what God wants us to do next. Nino had been asking it too. But when he began searching Scripture specifically for what it says about God’s will, he discovered that the answer looked a little different than the one he had been expecting.  Instead of finding a detailed roadmap for what job to take, who to marry, or exactly what to do next, he found instructions like rejoice always, pray without ceasing, give thanks, do good, and trust God. That led Nino and Maria into a broader conversation about the difference between God’s will, our purpose, and our individual calling—and what obedience looks like when we may already know more about God’s will than we realize.   They also talk about free will, the consequences of our decisions, prayer in ordinary life, and the freedom that exists within the guardrails God gives us. And Maria shares a deeply personal story about job loss, financial uncertainty, miscarriage, and learning to trust God’s provision even when she couldn’t see where He was leading her family. Sometimes obedience isn’t about seeing the whole picture. Sometimes it’s trusting God enough to faithfully respond to what He has already shown us. Weekly Challenge: The next time worry begins to take over, turn it into prayer. Tell God what you need, thank Him for what He has already done, and entrust what you cannot see to Him.   Join the Christ Centered Stewardship community on Facebook:https://www.facebook.com/groups/christcenteredstewardship Hosted by: Nino Villa and Maria Casillas

    What Is God’s Will for My Life? (Revisit) | Ep. 39
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Christ Centered Stewardship by New Money Habits Welcome to Christ Centered Stewardship by New Money Habits, where biblical truth, practical financial skills, and real conversations come together to help you build a life of freedom, peace, and purpose. Hosted by Nino Villa and Maria Casillas, this show goes far beyond traditional personal finance. We believe that money isn’t just about numbers — it’s about identity, behavior, mindset, and what (or who) we trust. Most people never learn how to manage money in a way that aligns with their faith, their values, or the life God created them to live. We’re here to change that. Meet Your Hosts Nino Villa, an educator turned financial coach, brings clarity, structure, and biblically grounded wisdom. He specializes in helping people build new money habits that are simple, sustainable, and rooted in Scripture. His calm, practical coaching and his belief that God’s Word offers real answers make him a trusted guide for anyone seeking lasting financial transformation. Maria Casillas brings a creative, psychology-driven approach to money. After experiencing—and overcoming—more than $100k of debt fueled by fear, stress, and misaligned priorities, she now helps people understand why they do what they do with money and how to break the habits that keep them stuck. Her coaching style is fun, insightful, and rooted in behavior change and values alignment. Together, Nino and Maria create a dynamic, relatable, and faith-filled environment where listeners can grow, learn, and feel understood — no shame, no judgment, no overwhelm. What You’ll Find Here ✔ Biblical financial principles explained through real-life stories ✔ Practical tools and step-by-step guidance for building healthy money habits ✔ Honest conversations about the emotions, fears, and beliefs that shape our financial decisions ✔ Encouragement and hope for anyone feeling stuck, stressed, or unsure ✔ Weekly episodes and short-form content designed for teens, college students, young adults, and families ✔ A safe, Christ-centered space to explore money through the lens of stewardship Whether you’re navigating money for the first time or rebuilding after years of struggle… Whether you want to strengthen your marriage, deepen your faith, or break generational patterns… Whether you’re curious, confused, or simply ready for something different… You’re in the right place. This is more than a podcast. More than a YouTube channel. It’s a movement calling Christians back to God’s design for stewardship — a way of living that brings peace, freedom, and purpose to every area of life. Subscribe, listen, and grow with us as we learn to manage money God’s way. Because true financial freedom doesn’t start with a calculator. It starts with Christ at the center.

Information

  • Creator
    Nino Villa & Maria Casillas
  • Years Active
    2025 - 2026
  • Episodes
    48
  • Rating
    Clean
  • Copyright
    © 2026 2025 MNM Money Team (dba New Money Habits)
  • Show Website
    Christ Centered Stewardship