The Real Estate Deal Room

Ebonie Beaco - Loan Officer and Mortgage Strategist
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🎙️ The Real Estate Deal Room is a podcast dedicated to real estate growth and portfolio building for real estate investors and realtors who want a clear understanding of how financing, deal structure, and execution drive long-term success. It is also a podcast where all real estate and financing questions are welcomed and answered, creating an open and educational space for professionals at every level. I’m Ebonie Beaco, Sr. Loan Officer and Mortgage Strategist, from Home Loans Network with over 25 years of experience in the real estate and mortgage industry. On the show, I break down the financing options real estate investors actually use, including DSCR rental loans, fix and flip financing, construction loans, bridge loans, portfolio loans, cash-out refinances, non-QM programs, foreign national and non-resident loan options, and so much more. Each episode focuses on how different property types are financed, how loan programs are selected based on investment goals, and how financing decisions impact cash flow, timelines, and long-term real estate growth. I also walk through creative financing approaches, deal positioning, and capital planning to help investors scale with confidence. In addition to financing, I cover how investors choose the right realtor for investment-focused transactions, how contracts are structured and negotiated, and how marketing and sales support closing and scaling deals. The goal is to help investors and realtors build strong teams, understand their roles in every transaction, and move efficiently from one deal to the next. The Real Estate Deal Room is built for investors at every stage, including U.S.-based and international buyers, who want to grow sustainable, well-structured real estate portfolios. Hosted by Ebonie Beaco Sr. Loan Officer and Mortgage Strategist  NMLS #2389954 📞 312-392-0664 🌐 https://linktr.ee/HomeLoansNetwork

Episodes

  1. As A Realtor Are You Doing Enough to Attract Real Estate Investors?

    FEB 13

    As A Realtor Are You Doing Enough to Attract Real Estate Investors?

    Send a text Are you a realtor who works with real estate investors or wants to attract more investor clients and investment property listings? This episode is designed for realtors who want to grow their investor network, close more investor deals, and become the go-to agent for investment properties in their market. Learn how the right mortgage partner can help you expand your real estate investor business through financing education, deal structuring insights, and access to over 240+ lenders offering solutions for investors. When investors understand their numbers and loan options upfront, they move faster, write stronger offers, and scale their portfolios with confidence. This podcast also includes marketing secrets that all realtors should know, especially those looking to stand out to real estate investors and win more listings. From smarter listing visibility to positioning yourself as an investor-friendly agent, these insights can help you grow your brand and pipeline. Topics include DSCR loans, fix-and-flip financing, bridge loans, bank statement loans, and portfolio lending. You’ll also learn how financing education can help you attract more investor clients and build long-term relationships. If your goal is to grow your investor business, gain more listings, and close more profitable deals, this episode shares practical strategies you can use right away. 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    15 min
  2. Fix and Flip 101 One Investor Doubled His Money One Lost Everything

    FEB 6

    Fix and Flip 101 One Investor Doubled His Money One Lost Everything

    Send us a text Thinking about your first fix and flip? Or trying to avoid a costly mistake on your next deal? In this episode of The Real Estate Deal Room, we break down real fix and flip strategies, real numbers, and real outcomes. You’ll hear two true investor stories that went in completely different directions. One investor nearly doubled their money. The other learned an expensive lesson. This episode walks you through: • How fix and flip financing really works  • How to calculate true deal costs  • What lenders look for in a flip  • Common mistakes new investors make  • How to protect your profit before you buy If you are a new or growing real estate investor, this is the type of education that can save you thousands and help you scale smarter. 👉 If you’re planning a flip and want guidance on financing or structuring your deal, reach out and start the conversation. 🌐 Learn more at www.HomeLoansNetwork.com 📺 Join me live for Wine Down Wednesdays every Wednesday at 7 PM CST on YouTube @HomeLoansNetwork and TikTok @TheRealEstateDealRoom where I answer real estate and mortgage questions live. Subscribe, follow, and share this episode with another investor who needs real education, not hype. Finance smart. Invest smarter. And I’ll see you at the closing table. 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    28 min
  3. Before You Buy Your Next Investment Property, Hear This!

    FEB 1

    Before You Buy Your Next Investment Property, Hear This!

    Send us a text If you are buying a home, investing in real estate, or thinking about financing property, this episode is for you. Too many people make real estate decisions based on social media clips, opinions from friends, or outdated advice. That leads to bad deals, loan denials, and expensive mistakes that could have been avoided with the right education. In this episode, I break down how real estate deals actually work, how lenders really evaluate borrowers, and how loan programs impact your cash flow and long term wealth. I explain how to look at numbers like an investor, how to structure deals that make sense, and how to avoid common mistakes before closing. You will learn:  ✔ How cash flow and NOI affect investment decisions  ✔ How loan structure can make or break a deal  ✔ What lenders actually look for in underwriting  ✔ Why some “good deals” lose money  ✔ How to choose the right loan program for your goals I also share real stories from buyers and investors so you can learn from real situations instead of learning the hard way yourself. If you want real estate education that is practical, honest, and based on real numbers, this episode will help you move smarter. And if you want even more education, follow me on TikTok:  📌 @the.realestatedealroom for deal analysis and market education  📌 @home.loans.network for loan programs and financing strategy Listen now, bring your questions, and join me live on Wednesdays at 7 PM CST for Wine Down Wednesdays. Smart real estate decisions start with the right information. 🎧 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    25 min
  4. 12-Month Bank Statement Loans Explained - A Smart Financing Option for Real Estate Investors and Self-Employed Borrowers

    JAN 28

    12-Month Bank Statement Loans Explained - A Smart Financing Option for Real Estate Investors and Self-Employed Borrowers

    Send us a text Where Real Estate Investors & Realtors Learn How Deals Actually Get Financed Strong cash flow. Solid properties. Declined loans. If you’ve ever had a deal fall apart because the numbers worked but the financing didn’t, The Real Estate Deal Room Podcast is for you. Hosted by Ebonie Beaco, Mortgage Strategist & Senior Loan Officer with over 25 years of real estate and mortgage experience, this podcast breaks down the real financing strategies investors and agents need to close deals that don’t fit inside traditional lending boxes. Inside the Deal Room, we talk about:  → Bank statement loans  → DSCR and cash-flow-based financing  → Investor loan strategy and deal structuring  → Foreign national and Canadian investor financing  → Buy-and-hold, portfolio, and scale-up strategies  → Why good deals get denied and how to fix it This isn’t theory. This is how loans actually get approved. Each episode pulls back the curtain on underwriting, cash flow analysis, and lender placement so you understand what loan goes where and why that matters when money is on the line. Whether you’re an investor trying to scale or a realtor tired of watching deals die in underwriting, this show gives you the clarity lenders don’t explain. And if you want to go deeper, Wine Down Wednesdays happen live every Wednesday on YoutTube @The Real Estate Deal Room, where we break down real deals, answer your questions in real time, and talk strategy with investors and agents across the country. 🎧 If you want to stop guessing, stop getting declined, and start structuring deals that actually close, hit play and step inside The Real Estate Deal Room Podcast. 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    13 min
  5. Trump, Institutional Investors and Single-Family Homes Separating Headlines from Reality

    JAN 8

    Trump, Institutional Investors and Single-Family Homes Separating Headlines from Reality

    Send us a text 🎙️ Trump, Institutional Investors and Single-Family Homes Separating Headlines from Reality Housing headlines are loud right now.  Social media is even louder.  And when politics, real estate, and money collide, confusion spreads fast. In this episode of The Real Estate Deal Room, Ebonie Beaco, Senior Loan Officer and Mortgage Strategist, cuts through the noise and breaks down what the conversation around Trump, institutional investors, and single-family homes actually means for the real estate market. This is not a political debate.  This is a real-world mortgage and real estate conversation grounded in what is actually happening inside lending, underwriting, and transactions today. Throughout this episode, you’ll hear a clear, easy-to-understand breakdown of: What an institutional investor really is and who this conversation is actually aboutWhy headlines can sound dramatic while real estate moves much slowerWhat Trump’s comments change and what they do not change right nowHow institutional buying impacts inventory, competition, and pricing in certain marketsWhat first-time homebuyers should and should not be worried aboutHow real estate investors can think strategically instead of emotionallyWhy Realtors and loan officers play a critical role in calming fear and guiding smart decisionsThis episode is designed to help you connect the dots between housing policy talk, market behavior, and mortgage reality so you are not making decisions based on fear, speculation, or social media opinions. Whether you are buying your first home, building an investment portfolio, or advising clients, this conversation will help you understand what matters, what doesn’t, and what to watch next. 📣 If you are a real estate investor or a Realtor, this episode was made for you. Investors, the strongest strategies are built on education, not headlines. Understanding how market conversations influence buyer behavior and financing can help you stay ahead of shifts instead of reacting late. Realtors, your clients are looking to you for calm, clarity, and confidence. This episode gives you language, perspective, and insight you can use in real conversations when buyers feel uncertain or overwhelmed. 🎧 Listen to this episode to strengthen your market knowledge, elevate your client conversations, and position yourself as a trusted professional in a headline-driven environment. 🎥 Join us live every Wednesday at 7 PM CST on YouTube at @TheRealEstateDealRoom, where we break down real estate, mortgages, and market conversations in a way that actually makes sense. 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    25 min
  6. Why Are Investors Using Bank Statement Loans Instead of Traditional Mortgages?

    JAN 5

    Why Are Investors Using Bank Statement Loans Instead of Traditional Mortgages?

    Send us a text The Real Estate Deal Room Why Are Investors Using Bank Statement Loans Instead of Traditional Mortgages? In this episode of The Real Estate Deal Room, we break down why more real estate investors are turning to Bank Statement Loans instead of traditional mortgage programs—and how this shift is changing the way deals get approved and closed. If you are an investor, entrepreneur, or realtor working with investors, this episode will help you understand why strong borrowers still get denied using traditional income guidelines and what financing options actually work in today’s market. Hosted by Ebonie Beaco, Senior Loan Officer and Mortgage Strategist, this episode covers:  • Why traditional mortgages often fail real estate investors  • How Bank Statement Loans qualify borrowers using real cash flow instead of tax returns  • Why income documentation matters more than income amount  • How Bank Statement Loans can increase buying power and flexibility  • What realtors need to know to better structure and close investor deals  • How the right loan strategy can move a deal from stalled to closed This episode is a clear, educational breakdown using real world scenarios and real numbers so investors and realtors can stop guessing and start making smarter financing decisions. As always, the goal of The Real Estate Deal Room is to give you the information you need to structure better deals, avoid common financing roadblocks, and move confidently through every transaction. ▶️ Listen Now If you are an investor looking to scale your portfolio or a realtor working with investor clients, this episode will give you practical insight you can apply immediately. Subscribe to The Real Estate Deal Room for real conversations about real estate financing, deal structure, and how to close smarter in today’s market. 📲 Apply or schedule a call  https://www.HomeLoansNetwork.com 📞 Call or text  312-392-0664 Join us live every Wednesday at 7 PM CST on YouTube  📍 @TheRealEstateDealRoom 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    28 min
  7. How Does a HELOC Work for Homeowners?

    JAN 4

    How Does a HELOC Work for Homeowners?

    Send us a text 🎙️ Home Loans Network Podcast – Investor & Realtor Episode Description Are you a real estate investor or Realtor looking for smarter ways to access capital without refinancing existing properties? In this episode of the Home Loans Network Podcast, we break down HELOCs (Home Equity Lines of Credit) from an investor and Realtor perspective—focusing on how they’re actually used to fund deals, renovations, down payments, and bridge financing. Hosted by Ebonie Beaco, Senior Loan Officer & Mortgage Strategist, this episode is designed for real estate investors, Realtors, and industry professionals who want a clear understanding of how HELOCs work, how lenders evaluate credit, income, and equity, and when a HELOC makes sense as part of a long-term real estate strategy. We cover: How investors use HELOCs to fund acquisitions and rehab costsWhen a HELOC makes sense versus cash-out refinancingCredit score and income requirements for investor-friendly HELOC programsHow Realtors can position HELOCs as a financing solution for clientsCommon HELOC mistakes that can slow or kill dealsHow HELOCs fit into portfolio growth and repeat-deal strategiesThis episode is ideal if you’re researching investor financing options, HELOCs for real estate investing, bridge capital strategies, home equity financing, or ways to help clients move faster in competitive markets. 📲 Why Investors & Realtors Should Listen? If you’re an investor trying to move faster on deals or a Realtor looking to bring real financing solutions to your clients, this episode gives you the education most lenders never explain. 🎧 Listen now to understand how HELOCs can become a repeat-use capital tool—not just a loan. 👉 Apply or Schedule a Strategy Call: https://www.HomeLoansNetwork.com 👉 Call or Text: 312-392-0664 👉 Subscribe for weekly insights on real estate financing, investor loan programs, and deal-structuring strategies 📺 Join us live every Wednesday on YouTube at 7 PM CST ➡️ @TheRealEstateDealRoom for Wine Down Wednesdays, where we answer investor and Realtor financing questions live in real time. 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    17 min

  8. 12/30/2025

    What Are Bridge Loans? When Should Real Estate Investors Use Them?

    Send us a text In this episode of The Real Estate Deal Room, we focus on bridge loans and how they are actually used to close time sensitive real estate deals. This conversation breaks down what bridge loans are, when they make sense, and how investors use them strategically to acquire, reposition, and stabilize properties before transitioning into long term financing or exiting through a sale. This episode explains who should use bridge loans, including real estate investors competing in fast moving markets, buyers purchasing properties that are not yet eligible for traditional financing, and investors who need flexibility while completing renovations, securing tenants, or seasoning income. We walk through common scenarios where bridge loans create leverage instead of risk, and why having a clear exit strategy is critical before closing. Realtors will gain practical insight into why bridge loans matter on the transaction side. Understanding bridge financing helps agents evaluate offer strength, communicate certainty to sellers, structure contracts correctly, and avoid unnecessary deal delays. When realtors understand how bridge loans work, they can better position investor clients, protect transactions, and close more deals with confidence. This episode is for real estate investors at any stage, realtors working with investor buyers, and industry professionals who want a deeper understanding of short term financing strategies that support real world deal execution. If you want to understand how deals move from opportunity to closing when speed and flexibility matter, this episode provides the clarity needed to use bridge loans the right way. If you are working on a time sensitive deal or want to understand whether a bridge loan, DSCR loan, or refinance strategy is the right fit for your investment, reach out before the offer is written. The right structure at the beginning is what protects the deal at the end. Ebonie Beaco Senior Loan Officer and Mortgage Strategist Over 25 years of experience in real estate and investor financing Phone: 312-392-0664  Website: https://linktr.ee/Homeloansnetwork  NMLS: 2389954 Licensed in Alabama, Arkansas, Georgia, Florida, Illinois, Indiana, Kentucky, Michigan, Missouri, and Virginia 📲 If you want help structuring your next deal, send me a message on TikTok or schedule a one-on-one at HomeLoansNetwork.com Follow me on TikTok where I go live and answer real estate and mortgage questions: 👉 @HomeLoansNetwork 👉 @TheRealEstateDealRoom Follow, join the lives, and bring your questions. Finance Smart, Invest Smarter, and I’ll See You At The Closing Table. Ebonie Beaco - Mortgage Strategist & Sr. Loan Officer Phone: 312-392-0664 | www.HomeLoansNetwork.com Home Loans Network Powered by Loan Factory (NMLS: #2389954) Licensed in: Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Virginia

    14 min
  • 8 Episodes

About

🎙️ The Real Estate Deal Room is a podcast dedicated to real estate growth and portfolio building for real estate investors and realtors who want a clear understanding of how financing, deal structure, and execution drive long-term success. It is also a podcast where all real estate and financing questions are welcomed and answered, creating an open and educational space for professionals at every level. I’m Ebonie Beaco, Sr. Loan Officer and Mortgage Strategist, from Home Loans Network with over 25 years of experience in the real estate and mortgage industry. On the show, I break down the financing options real estate investors actually use, including DSCR rental loans, fix and flip financing, construction loans, bridge loans, portfolio loans, cash-out refinances, non-QM programs, foreign national and non-resident loan options, and so much more. Each episode focuses on how different property types are financed, how loan programs are selected based on investment goals, and how financing decisions impact cash flow, timelines, and long-term real estate growth. I also walk through creative financing approaches, deal positioning, and capital planning to help investors scale with confidence. In addition to financing, I cover how investors choose the right realtor for investment-focused transactions, how contracts are structured and negotiated, and how marketing and sales support closing and scaling deals. The goal is to help investors and realtors build strong teams, understand their roles in every transaction, and move efficiently from one deal to the next. The Real Estate Deal Room is built for investors at every stage, including U.S.-based and international buyers, who want to grow sustainable, well-structured real estate portfolios. Hosted by Ebonie Beaco Sr. Loan Officer and Mortgage Strategist  NMLS #2389954 📞 312-392-0664 🌐 https://linktr.ee/HomeLoansNetwork

Information

  • Creator
    Ebonie Beaco - Loan Officer and Mortgage Strategist
  • Years Active
    2025 - 2026
  • Episodes
    8
  • Rating
    Clean
  • Copyright
    © 2026 The Real Estate Deal Room
  • Show Website
    The Real Estate Deal Room