In this episode of the Peaceful Hugs Podcast, hosts Mark Zahringer and Lorelei Cromer sit down with Wendy Steele — entrepreneur, author, philanthropist, and founder of Impact 100 — for a conversation about growing up with a mandate to give back, breaking ground as one of the only women in the room in 1980s banking, and building a collective giving model that has grown, entirely by word of mouth, into 80+ chapters across the U.S., U.K., Australia, and New Zealand that have given away more than $178 million. Wendy traces her drive back to her grandfather, a banker who taught her that making the world better wasn't optional — it was a mandate. She talks candidly about being one of the only women in most rooms she worked in, the weight of knowing a misstep could hold back every woman who came after her, and why she still believes gender isn't a limiting factor but a superpower. The conversation turns personal and pointed: Mark and Lorelei push on why some women still won't vote for other women, why toughness has become tangled up with self-worth in the workplace, and why vulnerability gets punished even as it's the thing that makes leaders better. Wendy shares the story of the bike accident that gave her buck teeth as a kid, and how her parents' refusal to let her feel sorry for herself became a lifelong habit of choosing optimism without ignoring reality. From there, the conversation moves into the origin story of Impact 100 itself: the $1,000 "stop-and-think" gift, the first $123,000 grant to a Cincinnati dental clinic, the phone call from People Magazine that accidentally sparked a nationwide movement, and how a research trip for the Prime Minister of Australia led to chapters on the other side of the world. Mark shares a story of his own — a man Peaceful Hugs helped after he lost his daughter's mother, both parents, his best friend, his job, and nearly his apartment, all within a few months — as a real-world example of what an Impact 100 grant makes possible. Wendy and Lorelei also get honest about the trust nonprofits have to earn back every time a high-profile charity scandal makes headlines, and why transparency and closeness to the community matter more than ever. The episode closes with Wendy's best piece of life advice, her book and movie recommendations, and a plea to get her on the cover of People Magazine at last. TakeawaysBeing raised in a family that insists you can — and must — make the world better becomes an identity, not just a value, regardless of where you land in the birth order.Gender isn't a limiting factor; it's a superpower. The only real limits are the ones we place on ourselves.Being the first or only woman in the room carries a hidden weight: a misstep doesn't just cost you, it can hold back every woman who comes after you.Strong leaders surround themselves with people who respectfully push back, not just a tight circle of friends who nod along to every idea.Optimism can be a discipline: play out the worst-case scenario in your head, then walk it back, rather than living in it.A $1,000 gift should make a donor stop and think. Feeling a gift is what connects a giver to what that gift makes possible once it goes out into the world.Small grants keep the lights on; Impact 100 was built to fund grants of $100,000 or more that actually move the needle for a nonprofit.Impact 100 has grown to 80+ chapters that have given away more than $178 million — entirely through organic, word-of-mouth growth, with no paid chapter development.One high-profile nonprofit scandal — a CEO's private jet, a seven-figure salary — can quietly poison public trust in every small, lean nonprofit doing the real work.Do what you can to leave the world better than you found it. Simple advice, rarely followed all the way through.Chapters About the Peaceful Hugs Podcast The Peaceful Hugs Podcast is a space for thoughtful, real conversations about faith, culture, purpose, and the stories that shape us. Hosted by Mark Zahringer and Lorelei Cromer, the show brings together voices from different backgrounds and generations to explore what it means to live with empathy — especially when the world feels loud, polarized, and quick to judge. At the center of it all is a simple idea: kindness matters, and we can't afford to lose it. 🎙️ Watch on YouTube: https://www.youtube.com/@PeacefulHugsPodcast