MyMoney Hub: a podcast powered by MyBudget

MyBudget

Money doesn’t have to be complicated, or stressful. In MyMoney Hub, our hosts take a MyBudget blog each episode and pull it apart: dissecting the key insights, sharing their highlights, and explaining how those lessons apply to real life. From budgeting for a baby to side hustles, Christmas spending to Buy Now Pay Later services, they make money talk practical, relatable, and easy to follow. Every blog comes with free resources, like personal budget templates, savings calculators, step-by-step guides, and handy checklists, so you can put the advice into action straight away. With over 25 years’ experience helping 130,000+ Australians, MyBudget knows what works. Tune in, take away the best tips, and see how MyBudget can help you pay off debt, grow savings, and live life free from money worries.

Episodes

  1. Jul 9

    Available balance explained: how much money can you safely spend

    Do you ever check your bank balance, see money sitting there, then wonder where it all went a few days later? In this episode, our hosts unpack Tammy Barton's latest MyBudget article, revealing why your bank balance isn't always the best indicator of what you can actually afford to spend. They explore the difference between your current balance and your real available balance, why so many Australians run out of money before payday, and how a lack of forward visibility, not a lack of discipline, is often the real problem. Our hosts also discuss Tammy's practical approach to calculating your true "safe-to-spend" money, helping you make confident spending decisions without second-guessing every purchase. Along the way, they explain how MyBudget's unique 12-month budgeting approach gives clients a genuine available balance by accounting for bills, savings, debt repayments, and future expenses before money is spent. It's a simple shift in thinking that can reduce financial stress and help you feel back in control of your finances. They also highlight the free resources linked in the article, including personal budget templates, budgeting tools, calculators, and practical guides designed to help you understand your cash flow and make smarter financial decisions. 👉 Visit mybudget.com.au to read the full article, access the free tools, and discover how MyBudget helps Australians confidently understand what they can safely spend. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

  2. Jun 29

    How to stop spending money, practical ways to take back control

    Ever look at your bank account and wonder where all your money went? If you're struggling to stop spending, we hear you. In this episode, our hosts unpack MyBudget's blog on how to stop spending money, exploring the habits, triggers, and behaviours that can quietly derail even the best financial intentions. From impulse purchases and emotional spending to lifestyle creep and online shopping temptations, they discuss why overspending happens and the practical strategies that can help you take back control. Our hosts share key takeaways from the blog, including how to identify your spending triggers, build healthier money habits, and create a realistic budget that supports your financial goals without making you feel restricted. They also explain how small, consistent changes can have a big impact on your long-term financial wellbeing. They also highlight the free resources linked in the blog, including personal budget templates, savings calculators, downloadable guides, and practical tools designed to help you spend more intentionally, save more money, and build lasting financial confidence. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and see how MyBudget helps Australians reduce money stress and take control of their finances. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    How to stop spending money, practical ways to take back control

  3. Jun 10

    Credit card balance transfers, do they actually help you get out of debt?

    Credit card balance transfers can sound like the perfect solution, low interest, breathing room, and a faster way out of debt. But do they actually work, or can they leave you in a worse financial position? In this episode, our hosts unpack MyBudget’s blog on credit card balance transfers, breaking down how they work, the risks to watch out for, and whether they genuinely help Australians reduce debt faster. They discuss common mistakes people make when transferring balances, the hidden traps behind introductory offers, and why balance transfers only work when they’re paired with a realistic budget and repayment plan. Our hosts also share practical takeaways from the blog, including how to avoid accumulating more debt while trying to pay off existing balances. Along the way, they explain how MyBudget helps Australians take control of credit card debt, manage repayments, and reduce financial stress through personalised budgeting support and long-term financial planning. They also highlight the free resources linked in the blog, including budgeting tools, debt guides, calculators, and personal budget templates designed to help Australians better manage credit card debt and make informed financial decisions. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and see how MyBudget helps Australians reduce debt and regain control of their finances. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Credit card balance transfers, do they actually help you get out of debt?

  4. May 28

    Cost of living in Australia: practical ways to get ahead financially

    Feeling like your pay cheque disappears the moment it hits your bank account? In this episode, our hosts unpack MyBudget’s blog on the rising cost of living in Australia, sharing practical strategies to help households reduce financial pressure and regain control of their money. They break down why everyday expenses feel harder to manage right now, from groceries and electricity to rent, insurance, and interest rates. Our hosts also discuss key takeaways from the blog, including budgeting strategies, reducing unnecessary spending, prioritising essential expenses, and finding realistic ways to get ahead financially without sacrificing everything you enjoy. Along the way, they explain how MyBudget helps Australians create personalised budget plans, stay on top of bills, and build long-term financial confidence, even during tough economic periods. They also highlight the free resources linked in the blog, including budgeting tools, savings calculators, downloadable guides, and personal budget templates designed to help Australians better manage rising living costs and reduce money stress. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and see how MyBudget helps Australians take control of their finances and get ahead during the cost of living crunch. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Cost of living in Australia: practical ways to get ahead financially

  5. May 18

    Can’t pay your bills? What to do when money gets tight

    Struggling to keep up with your bills? In this episode, our hosts unpack MyBudget’s blog on what to do when you can’t pay your bills, sharing practical strategies to help you take back control before financial stress spirals further.  They break down the first steps to take when money gets tight, including how to prioritise essential expenses, approach creditors early, understand financial hardship options, and avoid common traps like relying on credit cards, payday loans, or buy now pay later to stay afloat. Our hosts also discuss key takeaways from the blog, including why protecting your credit score matters, how a personal budget can help you regain visibility over your finances, and the real story of how one Australian family turned overwhelming debt into financial stability. They also highlight the free resources linked in the blog, including personal budget templates, downloadable guides, calculators, and practical tools designed to help you organise your finances and make confident next steps. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and see how MyBudget helps Australians reduce money stress, manage bills, and take back control of their finances. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Can’t pay your bills? What to do when money gets tight

  6. May 6

    Buy now pay later and your credit score: what you need to know

    Buy now pay later feels easy in the moment, but what does it actually mean for your credit score? In this episode, our hosts unpack the MyBudget article on Afterpay and other BNPL services, breaking down how they work and what impact they can have on your financial future. They explore why BNPL has become so popular, the common misconceptions around credit scores, and the risks that often get overlooked. Our hosts share key takeaways from the blog, including how missed payments, multiple accounts, and overuse can affect your financial position, and what to watch out for if you’re relying on BNPL to get by. They also highlight the free resources linked in the article, including budgeting tools, debt guides, and personal budget templates that can help you stay in control, reduce reliance on credit, and build a stronger financial foundation. 👉 Visit mybudget.com.au to read the full article, access the free tools, and see how MyBudget helps Australians reduce money stress and take control of their finances. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Buy now pay later and your credit score: what you need to know

  7. Apr 16

    Money conversations in relationships: how to talk about money without conflict

    Talking about money in a relationship can feel uncomfortable, but avoiding it often leads to bigger problems. In this episode, our hosts unpack the MyBudget blog on how to talk about money without conflict, sharing practical ways couples can communicate more openly and stay on the same page financially. They break down why money can be such an emotional topic, common triggers that lead to arguments, and simple strategies to approach conversations with clarity and confidence. Our hosts also share key takeaways from the blog, including how to set shared financial goals, navigate different spending habits, and build trust through better communication. Along the way, they highlight the free resources linked in the blog, including budgeting tools, downloadable guides, and personal budget templates that can help couples take the pressure out of money conversations and turn them into positive, productive discussions. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and see how MyBudget helps Australians reduce money stress and take control of their finances together. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Money conversations in relationships: how to talk about money without conflict

  8. Mar 12

    Stop subscription creep: how to cancel hidden monthly expenses

    Are small subscriptions quietly draining your bank account? In this episode, our hosts unpack the MyBudget blog on subscription creep and how those seemingly harmless monthly charges can slowly add up and sabotage your budget. They discuss how subscription creep happens, why it’s so easy to overlook recurring payments, and the simple steps you can take to regain control of your spending. Along the way, our hosts highlight key takeaways from the blog, including practical ways to review your subscriptions, cancel what you no longer need, and redirect that money towards your savings goals. They also point listeners to the free resources linked in the blog, including budgeting tools, downloadable checklists, and personal budget templates designed to help you identify hidden spending and take back control of your finances. 👉 Visit mybudget.com.au to read the full blog, access the free tools, and learn how MyBudget helps Australians reduce money stress and make the most of every dollar. 📞 Need financial relief right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Stop subscription creep: how to cancel hidden monthly expenses

  9. Mar 1

    Budgeting for school fees in Australia: public & private

    School fees are one of the biggest recurring expenses for Australian families, yet they can feel like they come around quickly each year. In this episode, our hosts unpack MyBudget’s guide to budgeting for school fees, covering the real difference between public and private school costs, how much to set aside each month, and how to turn school fees into a consistent savings habit instead of a financial scramble. They also explore what to do if fees feel unmanageable, including practical budgeting strategies, government assistance options, and how structured money management can ensure funds are ready when invoices arrive. 👉 Visit the MyBudget Money Hub to read the full article, access our Personal Budget Template and explore practical money tools designed to reduce money stress and improve financial stability. 📞 Need help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    Budgeting for school fees in Australia: public & private

  10. Feb 16

    How much do I need to retire in Australia: is $1 million enough?

    Retirement is one of the biggest financial questions Australians ask: how much super is enough, and is $1 million really enough to live comfortably? In this episode, our hosts unpack MyBudget’s in‑depth guide to retirement planning in Australia. They break down the latest 2025 superannuation changes, explain what the ASFA Retirement Standard actually means in real dollars, and explore the difference between a comfortable and modest retirement lifestyle. You’ll hear what singles and couples really need per year, how the Age Pension fits in, why the gender super gap still matters, and how inflation can quietly erode your retirement income over time. They also tackle the big question: is $1 million enough to retire in Australia? The answer depends on home ownership, health, lifestyle goals and how long your retirement may last, and they explain exactly why. 👉 Visit the MyBudget Money Hub to read the full article, explore practical money tools and learn how MyBudget helps Australians reduce money stress, stay on top of bills and plan for their financial future. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922 or enquire online.

    How much do I need to retire in Australia: is $1 million enough?

  11. Jan 29

    How to ask for a rent reduction in Australia

    Looking for rent relief? Our hosts unpack MyBudget’s guide to asking for a rent reduction, explaining when it makes sense to negotiate, when it may backfire, and what landlords are legally required to do. They cover common scenarios where renters may have stronger grounds, including lease renewals, unresolved repairs and safety issues, and explain how to approach your landlord or property manager calmly and in writing. The episode also touches on how budgeting and early planning can help reduce rental stress and protect your tenancy. 👉 Visit the MyBudget Money Hub to read the full article, explore practical money tools and learn how MyBudget helps Australians reduce money stress, stay on top of bills and plan for their financial future. 📞 Need financial help right now? Speak with one of our expert Money Coaches on 1300 300 922.

    How to ask for a rent reduction in Australia

  12. Jan 14

    25 best side hustles in Australia: earn extra income

    Looking for extra income? Our hosts unpack MyBudget’s Top 25 side hustles, sharing key highlights, favourite picks, and honest insights into which side gigs are genuinely worth your time. From flexible online work to creative projects, they explore how a side hustle can strengthen your budget and support your long-term financial goals. They also break down the free resources linked in the blog, including savings calculators and personal budget templates, designed to help you turn extra income into real, measurable progress. 👉 Visit the MyBudget Money Hub to read the full blog, download the free money tools, and see how MyBudget helps Australians get out of debt, start saving and reach their financial goals. 📞 Need financial help right now? Speak with one of our expert Money Coaches today on 1300 300 922.

    25 best side hustles in Australia: earn extra income
  • 12 Episodes

About

Money doesn’t have to be complicated, or stressful. In MyMoney Hub, our hosts take a MyBudget blog each episode and pull it apart: dissecting the key insights, sharing their highlights, and explaining how those lessons apply to real life. From budgeting for a baby to side hustles, Christmas spending to Buy Now Pay Later services, they make money talk practical, relatable, and easy to follow. Every blog comes with free resources, like personal budget templates, savings calculators, step-by-step guides, and handy checklists, so you can put the advice into action straight away. With over 25 years’ experience helping 130,000+ Australians, MyBudget knows what works. Tune in, take away the best tips, and see how MyBudget can help you pay off debt, grow savings, and live life free from money worries.

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