Women, Wealth and What Matters: 5 Things with Tracy Byrnes

Tracy Byrnes
  • 5.0 (2)
  • Self-Improvement

Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t. Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives. Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math. Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are. This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.

Episodes

  1. Jun 24

    Mid-Year Money & Markets: What Matters, What Doesn't, and What To Do Next

    We're halfway through the year, and it's been anything but boring. War headlines. Oil spikes. Inflation fears. A new Fed Chair. The SpaceX IPO. AI mania. But what does any of it actually mean for your money? In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the biggest stories of the year so far and explains what investors should be paying attention to, what they can safely ignore, and how to navigate the second half of the year with confidence. You'll learn: ·      Why markets often rise despite scary headlines ·      How oil prices impact your wallet ·      What the new Fed Chair Kevin Warsh and the Fed mean for interest rates ·      The real lesson behind the SpaceX IPO ·      Why investor behavior may be the biggest risk of all Plus, a simple mid-year financial checklist to help you stay on track. Because successful investing isn't about predicting the future. It's about being prepared for it. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    21 min

  2. Jun 11

    5 Things Every College Graduate Needs to Know Before Their First Paycheck

    You got the diploma.  You got the job. Now what? In this episode of Women, Wealth & What Matters, Tracy Byrnes breaks down the financial lessons most graduates never learn in college, including: ·      How to fill out a W-4 and understand your paycheck ·      Why a 401(k) match is free money ·      Whether a Traditional or Roth 401(k) makes more sense ·      How an HSA can become a powerful long-term savings tool ·      Why every graduate needs an emergency fund and good credit ·      The investing habit that can potentially add hundreds of thousands of dollars to your future wealth Whether you're a recent graduate or the parent of one, this episode is packed with practical advice explained in plain English. Because financial success isn't about being perfect. It's about getting started.  One smart decision at a time. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    23 min

  3. May 27

    5 Things Every Woman Should Know About Money, Marriage & Financial Independence

    The Most Dangerous Words in Marriage: “He Handles It” What happens when a smart, capable, educated woman slowly stops participating in her own financial life? Inspired by the conversations surrounding Strangers by Belle Burden, this episode is not about fear, blame, or expecting the worst. It is about awareness. In this deeply personal and practical episode, Tracy Byrnes shares the five financial truths every woman should understand before she ever needs them, including: ·      Why every woman needs to know her numbers ·      The importance of maintaining your own financial identity ·      How titling assets can change ownership rights ·      Why couples need regular “money dates” ·      And why building your financial team before a crisis matters This episode explores the emotional side of money, marriage, trust, independence, and participation -- without jargon, shame, or fear tactics. Because financial independence is not about preparing for divorce. It is about confidence. It is about understanding your options. And it is about making sure no woman ever feels lost in her own financial life again. Hosted by Tracy Byrnes, MBA, CDFA Vice President, Women & Investing, Lebenthal Global Advisors If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    23 min

  4. May 14

    5 Things You Need to Know About Roth IRAs (Before You Open One)

    Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense. In this episode, we break down the Roth IRA in plain English: how it works, why it was created, who it benefits most, and the key rules you need to know before contributing. We cover: What a Roth IRA is — and why it’s named after Senator William Roth2026 Roth IRA contribution limits and income phaseoutsWhy earned income mattersThe difference between a Roth IRA, Traditional IRA, Roth 401(k), and Traditional 401(k)Why Roth 401(k)s can be useful for higher earnersWhat a backdoor Roth is — and why it is not a DIY loopholeWhy Roth IRAs can be powerful for young earners, women with changing income paths, and long-term tax planningHow Roths can help with retirement flexibility, estate planning, and tax diversificationA Roth IRA is not right for everyone — but understanding how it works can help you make smarter decisions about your future. Because it’s not just about saving for retirement. It’s about giving your future self options. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    24 min

  5. Apr 29

    Where Should I Be Saving? 5 Savings Vehicles Every Woman Should Understand

    Where Should I Be Saving? 5 Accounts Every Woman Should Understand Everyone tells you to “save more money”…but no one tells you where that money should actually go. In this episode, I break down the 5 key savings accounts every woman needs to understand — and more importantly, the order you should use them. We cover: What a 401(k) and 403(b) actually are (in plain English)Why Roth IRAs can be a game changerThe difference between Roth vs. traditional (and when each makes sense)The hidden power of an HSA (most people miss this!)How to prioritize your savings using a simple “waterfall” approachWhy college savings comes after your retirementAnd the big mistake most people make when getting startedIf you’ve ever felt overwhelmed by all the options — this episode will give you clarity and confidence. Because it’s not just how much you save — it’s where you save it that matters. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    22 min

  6. Apr 15

    The 5 Money Terms Everyone (Women Especially) Pretends to Understand

    The financial world isn’t actually that complicated—it’s just explained terribly. In this episode of Women, Wealth and What Matters, Tracy breaks down 5 market terms you hear all the time—but may not fully understand. In plain English, no jargon, no intimidation. You’ll learn: What stocks and dividends really mean (and how companies decide to pay them)How bonds and “yield” actually workThe real difference between ETFs and mutual funds—and what’s happening behind the curtainWhat indexes like the S&P 500 actually representAnd how the Federal Reserve really impacts your moneyBecause once you understand the language… You stop feeling intimidatedYou start asking better questionsAnd you make better financial decisionsIf you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    30 min

  7. Apr 2

    5 Things Your Tax Return Is Trying to Tell You (That Most Women Miss)

    Taxes aren’t just something to file and forget—they’re one of the clearest snapshots of your financial life. In this episode of Women, Wealth and What Matters, Tracy breaks down the 5 things your tax return is trying to tell you—and what most women miss. Because your return isn’t just paperwork… it’s insight. You’ll learn: What your income really says about your financial riskWhether your investments are actually tax-efficientWhere you might be overpaying (and how to fix it)What tax season reveals about your financial systemAnd the smart moves you can still make before April 15If you’ve ever signed your return and moved on without really understanding it — this episode is for you. Because clarity — not complexity — is what builds confidence. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    14 min

  8. Mar 18

    When the Headlines Get Loud: 5 Ways Women Investors Stay Calm

    When markets get noisy, smart investors get calm. In this episode, Tracy Byrnes shares 5 ways women investors can stay grounded during market volatility — without reacting to fear-driven headlines. You’ll learn why volatility isn’t the same as risk, how markets historically recover from global events, and why doing less is often the smartest move. Because clarity, not chaos, is what builds long-term wealth. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    15 min

  9. Mar 6

    5 Things Women Need to Know About the New Tax Law in 2026

    New tax rules are in effect for 2026, and women may feel the impact differently. In this episode, Tracy Byrnes breaks down what the One Big Beautiful Bill Act means, specifically for women; from tip income and overtime deductions to Roth 401(k) changes and new retirement accounts for children. Plus: the smart, forward-looking questions every woman should bring to her tax preparer this year. Because tax preparation looks backward. Tax planning looks forward. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    20 min

  10. Feb 18

    Financial Self-Love: 5 Ways Women Can Feel More Confident About Money

    What does financial self-care really look like? In this first episode of Women, Wealth & What Matters, Tracy Byrnes breaks down five simple ways women can build confidence with money, not through complicated strategies, but through clarity, boundaries, and small intentional actions.  We talk about knowing your numbers, setting financial boundaries, building a freedom fund, understanding investing without fear, and taking one practical step toward financial independence this month.  This conversation is designed for women navigating careers, divorce, entrepreneurship, retirement planning, or simply trying to feel more organized and less stressed about money. If you’ve ever felt unsure about whether you’re doing the “right” financial things, this episode is for you. Financial confidence isn’t about perfection. It’s about awareness, decision-making, and giving yourself permission to participate in your own financial life. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    15 min

  11. Jan 27

    Trailer: Women, Wealth and What Matters

    Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t. Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives. Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math. Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are. This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building. If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com! Follow us on: X: @TracyByrnes Instagram: @TracyByrnesWealth

    1 min
  • 11 Episodes

Ratings & Reviews

5
out of 5
2 Ratings

About

Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t. Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives. Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math. Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are. This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.

Information

You Might Also Like