Happy Homeowners Hub Podcast: Tips for Navigating Property Claims, First-time Homebuyers, Selling Your Home By Owner, and Hom

Fred Turner
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The Happy Homeowners Hub Podcast is your practical guide to becoming a confident, informed homeowner with no regrets. Hosted by Fred Turner, a restoration repair estimator with over 15 years of real-world experience, this podcast breaks down the topics most homeowners wish they understood before problems showed up. Each episode focuses on real-life situations, clear explanations, and actionable insights to help you make better decisions and avoid costly mistakes. On the Happy Homeowners Hub Podcast, you’ll learn about: How the homeowners insurance and property claims process really worksWhat to do after water damage, fire damage, hail, or storm lossesCommon mistakes homeowners make during insurance claims and how to avoid themHow to decide whether to file a claim or pay out of pocketSelling your home by owner and saving thousands in commissionsHome maintenance tips that may prevent future damage and claims Fred combines industry knowledge, real claim stories, and a touch of humor to explain complex topics in a way that actually makes sense. Whether you’re a first-time homeowner, a seasoned property owner, or preparing to buy your next home, this podcast helps you feel more confident and less stressed when important homeowner decisions come up. The mission is simple: help homeowners become happy homeowners with no regrets. Visit our website: HappyHomeownersHub.com

  1. 3D AGO

    EPISODE 14 [Claims] – HOW TO BE PREPARED BEFORE A DISASTER STRIKES – MAKE AN EMERGENCY PLAN

    Most homeowners don’t think about an emergency plan until a disaster strikes. By then, stress is high, decisions are rushed, and mistakes become expensive. In this episode of the Happy Homeowners Hub Podcast, Fred Turner explains how homeowners can prepare before a disaster strikes by creating a simple, practical emergency plan. Drawing from real-life property claim experiences, Fred walks through what actually helps during the first critical moments of water damage, storm damage, fire, and power outages. You will learn: Why insurance is not an emergency planThe most common disasters homeowners face and how to prepare for themWhat every homeowner emergency plan should includeHow preparation can reduce damage and improve property claim outcomesReal-life stories where planning made a major differenceThis episode is especially helpful for new homeowners, first-time buyers, and anyone who wants to avoid panic-driven decisions when something goes wrong at home. If you want to become a happy homeowner with no regrets, preparation starts before the disaster, not after it. GET YOUR FREE - HOMEOWNER EMERGENCY PLAN CHECKLIST By going go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word EMERGENCY PLAN in the message box.  Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box. PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Call to see if Claims Coaching would be helpful for your situation. Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    10 min

  2. 3D AGO

    EPISODE 13 [Claims] – WHAT TO DO DURING THE FIRST CRITICAL HOUR AFTER A DISASTER

    When disaster strikes your home, the first hour matters more than most homeowners realize. What you do, and what you do not do, during those first 60 minutes can directly affect your safety, the amount of damage to your home, and how smoothly your insurance claim goes. In this episode of the Happy Homeowners Hub Podcast, Fred Turner breaks down exactly what homeowners should focus on during the first critical hour after a disaster like water damage, fire, storm damage, or a major loss. Drawing from over 15 years of real-world experience in property claims and restoration, Fred walks through the priorities that can help protect your family, your home, and your claim. You will learn how to stay calm, avoid common mistakes, and make smart decisions when emotions are running high. Fred also shares real-life examples of homeowners who acted quickly and wisely, and others who unintentionally made the situation worse by panicking or waiting too long. In this episode, we cover: Why the first hour after a disaster is so importantThe immediate safety steps every homeowner should takeHow to prevent additional damage to your propertyWhat documentation you should start right awayWhen to contact your insurance company and when to waitMistakes homeowners often make during the first hourReal-life claim stories and lessons learnedThis episode is part of the Claims series and is designed to help homeowners feel more confident and prepared when the unexpected happens. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box.   Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    10 min

  3. FEB 4

    EPISODE 11 [Claims] – THE 5 MOST EXPENSIVE MISTAKES HOMEOWNERS MAKEAFTER A SEVERE STORM & HOW TO AVOID THEM

    Severe storms can cause more than visible damage. They often trigger costly mistakes homeowners don’t realize they’re making until it’s too late. In this episode of the Happy Homeowners Hub Podcast, I will break down the 5 most expensive mistakes homeowners make after a severe storm and explain how to avoid them before they turn into denied claims, out-of-pocket repairs, or long delays. Drawing from over 15 years of real-world experience inspecting storm-damaged homes, I will be sharing three real-life homeowner stories that highlight what goes wrong after hail, wind, or heavy rain and what smarter homeowners do differently. You’ll learn: Why waiting to document storm damage can cost you thousandsHow the wrong inspection can derail a legitimate claimThe right and wrong way to make temporary repairsWhat insurance policies really say about storm coverageWhen handling a claim alone may work against youIf you’re a homeowner dealing with storm damage or want to be prepared before the next one hits, this episode offers practical insight to help you protect your home, your claim, and your wallet. This episode is part of the Happy Homeowners Hub mission: helping homeowners become happy homeowners with no regrets. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box. Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    11 min

  4. FEB 4

    EPISODE 12 [Claims] – REAL-LIFE PROPERTY CLAIM STORIES WITH FRED TURNER

    Property claims aren’t just paperwork and phone calls. They’re real stories involving real  people, real homes, real stress, and real money. In this episode of the Happy Homeowners Hub Podcast, I, Fred Turner, share real-life property claim stories from more than 15 years in the home restoration and insurance claims industry. These are not textbook examples. These are the situations homeowners actually face after water damage, storms, and other unexpected losses. You’ll hear what went wrong, what went right, and the lessons learned that could save homeowners thousands of dollars and lots of frustration. I will break down common claim mistakes, missed opportunities, and smart decisions homeowners made when navigating the insurance process. In this episode, you’ll learn: How small property issues can turn into major claim problemsWhy poor documentation hurts insurance claimsWhen improper temporary repairs can backfireWhy an insurance adjuster’s first decision isn’t always the final wordWhat informed homeowners do differently during a property claimIf you’re a homeowner dealing with a property claim or want to be better prepared before damage happens, this episode will deliver practical insight from real-life experiences. Remember, the goal here at the Happy Homeowners Hub is helping homeowners become Happy Homeowners with No Regrets. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  The Happy Homeowners Helper (available in Feb. 2026)    SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box. PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Call to see if Claims Coaching would be helpful for your situation. Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    12 min

  5. JAN 28

    EPISODE 10 [Claims] – THE CLAIMS RECONSTRUCTION PROCESS EXPLAINED

    Reconstruction after a property claim is where many homeowners feel the most confused, frustrated, and overwhelmed. The insurance company has approved the claim, the adjuster is done, and yet repairs seem to drag on with delays, supplements, and unanswered questions. In Episode 10 of the Happy Homeowners Hub Podcast, Fred Turner breaks down the claims reconstruction process step by step, using real-world examples from inside the insurance restoration industry and insights from Chapter 11 of The Happy Homeowners Handbook for Navigating Property Claims. In this episode, you’ll learn: What actually happens after your claim is approvedWhy insurance estimates are not final construction plansHow supplements really work and why they are normalWhat role the homeowner plays during reconstructionCommon reconstruction myths that cause unnecessary stressHow to protect yourself from delays, miscommunication, and surprise costsFred also shares three real-life claim stories that highlight what can go wrong during reconstruction and how homeowners could have avoided costly mistakes with better information. If you’re currently dealing with a property claim, planning repairs, or simply want to be better prepared before disaster strikes, this episode helps you understand what to expect so you can move forward with confidence. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal    SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box.   ASK ME QUESTIONS ON MY FACEBOOK PAGE Check out our facebook page and post your questions there. Who knows, your question and my answer to your question may help other people as well.   PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    16 min

  6. JAN 28

    EPISODE 9 [Claims] – HOW TO DOCUMENT YOUR PROPERTY DAMAGE SO YOU DON’T GET UNDERPAID

    Many homeowners assume their insurance company will “just know” how bad the damage was. Unfortunately, insurance claims do not work that way. In this episode of the Happy Homeowners Hub Podcast, Fred Turner breaks down one of the most overlooked but most important parts of a property claim: documentation. You will learn: Why poor documentation often leads to underpaid claimsWhat insurance adjusters actually rely on when approving damagesThe most common documentation mistakes homeowners makeWhat strong documentation looks like in real-world claimsFred shares four real-life examples, including: Two homeowners who failed to document their property damage properly and paid the priceTwo homeowners who documented their claims the right way and avoided unnecessary denials and delaysWith over 15 years of experience in the restoration and insurance claims industry, Fred explains how taking a little extra time upfront can help protect your settlement, reduce stress, and speed up the claims process. If you are dealing with water damage, fire damage, storm damage, or any type of property loss, this episode will help you avoid costly mistakes and put you in a stronger position during your insurance claim. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  The Happy Homeowners Helper (available in Feb. 2026)    SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box.   ASK ME QUESTIONS ON MY FACEBOOK PAGE Check out our facebook page and post your questions there. Who knows, your question and my answer to your question may help other people as well.   PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Call to see if Claims Coaching would be hel Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    9 min

  7. JAN 28

    EPISODE 8 [Claims] – OH NO, I HAVE WATER DAMAGE, WHAT SHOULD I DO?

    Water damage is one of the leading causes of insurance claims, and it is also one of the easiest ways homeowners accidentally lose money. Using real-world examples and guidance from The Happy Homeowners Handbook for Navigating Property Claims, Fred explains how water spreads, why hidden moisture is dangerous, and what insurance companies look for when they evaluate a claim. You will learn how to stop further damage, how to document your loss correctly, and how to avoid doing things that can get parts of your claim denied. This episode includes: What to do immediately when you discover water damageWhy drying and mitigation matter for insurance coverageHow homeowners accidentally hurt their own claimsThe difference between a plumber and a restoration companyWhen it makes sense to file an insurance claimWhat insurance adjusters expect to see after a water lossWhy photos and video can make or break your claimHow moisture can stay trapped behind walls and floorsThe mistakes homeowners make when they try to handle water damage aloneUsing real-life stories from his 15+ years in the restoration industry and insights from his book The Happy Homeowners Handbook for Navigating Property Claims, Fred walks you through the critical first steps after a leak, flood, or burst pipe. You will learn why documenting damage properly matters, when to call a restoration company, and how insurance companies decide what they pay. If you want to understand how to protect your home, your insurance claim, and your money after a water loss, this episode gives you a clear picture of the process. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Home Maintenance Journal  SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box. PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Call to see if Claims Coaching would be helpful for your situation. Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    13 min

  8. JAN 28

    EPISODE 7 [Claims] – THE INSURANCE CLAIMS PROCESS EXPLAINED – A STEP BY STEP PROCESS

    Filing an insurance claim for the first time can feel overwhelming, confusing, and stressful. Many homeowners assume insurance will simply take care of everything, only to discover there is a detailed process, specific rules, and important steps that can impact the outcome of their claim. In this episode of the Happy Homeowners Hub Podcast, Fred Turner breaks down the insurance claims process step by step, using real-world experience from over 15 years in the property restoration industry. Drawing from Chapter 1 of his book, The Happy Homeowners Handbook for Navigating Property Claims, Fred explains what really happens after a loss, what insurance companies expect from homeowners, and where common misunderstandings often begin. You’ll learn: What actually starts an insurance claimWhat information you should and should not provide when filingThe role of the insurance adjuster and what they are responsible forWhy two similar homes can have very different claim outcomesHow understanding the process upfront can reduce stress and mistakesThis episode is ideal for first-time homeowners, anyone who has never filed a claim before, or homeowners who want to be better prepared before something goes wrong. If you want to feel more confident, informed, and in control during a property claim, this episode is a great place to start. Books available from Happy Homeowners Hub and sold on Amazon.com For more details on these books, check out HappyHomeownersHub.com                         Click on the Amazon book links below The Happy Homeowners Handbook for Navigating Property Claims The Happy Homeowners Property Claim Documentation Booklet  The Happy Homeowners Handbook for First-Time Homebuyers  The Happy Homeowners Handbook for Selling Your Home by Owner  The Happy Homeowners Home Maintenance Journal  The Happy Homeowners Helper (available in Feb. 2026)    SIGN-UP FOR MY NEWSLETTER If you would like to receive my Newsletter, which begins in March of 2026, just go to my website HappyHomeownersHub.com, and fill out the “Contact Us” page and put the word NEWSLETTER in the message box.   ASK ME QUESTIONS ON MY FACEBOOK PAGE Check out our facebook page and post your questions there.    PROPERTY CLAIMS COACHING IS AVAILABLE Sign-up for a FREE Claims Coaching Call to see i Support the show Thanks for listening to the Happy Homeowners Hub Podcast. I’m Fred Turner, and my goal is to help homeowners become happy homeowners with no regrets through clear, practical education and real-world experience. You can find my books, resources, and more homeowner guidance at HappyHomeownersHub.com. You can also sign up for my newsletter, which comes out in March of 2026, by filling out the contact form on my website and putting the word "Newsletter" in the subject line. If this episode was helpful, consider following the podcast and sharing it with someone who could use a little more confidence in their homeowner journey. Until next time, take care of your home and yourself. Become a supporter of the show.

    11 min
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About

The Happy Homeowners Hub Podcast is your practical guide to becoming a confident, informed homeowner with no regrets. Hosted by Fred Turner, a restoration repair estimator with over 15 years of real-world experience, this podcast breaks down the topics most homeowners wish they understood before problems showed up. Each episode focuses on real-life situations, clear explanations, and actionable insights to help you make better decisions and avoid costly mistakes. On the Happy Homeowners Hub Podcast, you’ll learn about: How the homeowners insurance and property claims process really worksWhat to do after water damage, fire damage, hail, or storm lossesCommon mistakes homeowners make during insurance claims and how to avoid themHow to decide whether to file a claim or pay out of pocketSelling your home by owner and saving thousands in commissionsHome maintenance tips that may prevent future damage and claims Fred combines industry knowledge, real claim stories, and a touch of humor to explain complex topics in a way that actually makes sense. Whether you’re a first-time homeowner, a seasoned property owner, or preparing to buy your next home, this podcast helps you feel more confident and less stressed when important homeowner decisions come up. The mission is simple: help homeowners become happy homeowners with no regrets. Visit our website: HappyHomeownersHub.com

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