Finance for Christian Moms

Carolina Martinez ChFC® - Christian Financial Coach

You love Jesus. You love your family.But money? It feels heavier than it should. This podcast is for the Christian mom who is doing all the things - raising young kids, supporting her marriage, and managing a business or demanding job - yet still feels unsure if she’s actually stewarding her money well. If budgeting feels restrictive, investing feels overwhelming, and you’re tired of reacting instead of following a clear plan… you’re in the right place. Here, we talk about money in a way that brings clarity instead of confusion and peace instead of pressure. We’ll untangle scarcity mindsets, simplify investing, and build rhythms that actually work in real mom life, without spreadsheets taking over your evenings or guilt running the show. Because God didn’t design money to be a source of stress - He designed it to be a tool for provision, freedom, and legacy. If you’re ready to stop wondering if you’re “doing it right” and start leading your finances with wisdom, faith, and confidence… press play. Real life. Real faith. Real money conversations, because life isn't perfect and I don't have it all figured out. But I believe that if we trust the Lord and move our feet with small changes, our lives and legacies can be transformed. So go make a second cup of coffee or go on a walk and welcome to the Finance for Christian Moms podcast. Sign up for my FREE weekly newsletter  Grab my  FREE financial freedom calculator  Listen to the FREE crash course:  How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

Episodes

  1. 1D AGO

    Feeling Confused About God and Money? How to Start with Stewardship

    Have you ever felt torn between wanting to honor God with your money… but also feeling overwhelmed, confused, or even ashamed of where you’re at financially? Do you find yourself wondering, “Am I doing this right? Does God expect more from me when it comes to money?” Do you want to steward your money well in real life — not just in theory — without perfection, pressure, or fear? In this episode, I’m sharing our real money story — how God gently reshaped our understanding of stewardship — and the three things I believe busy Christian moms can confidently focus on when it comes to stewarding money well, so you can honor God with your finances while experiencing more peace, margin, and joy in this season of motherhood. Sign up for my FREE weekly newsletter Grab my FREE financial freedom calculator Listen to the FREE crash course: How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

    16 min

  2. 1D AGO

    Sick of Living Paycheck to Paycheck? Here's How To Fix Your Cash Flow First

    Does it feel like no matter how much money you make, it just disappears? Does payday bring relief… but only for a moment before the stress creeps back in? Are you exhausted from feeling like you’re always catching up, but never actually getting ahead? In this episode, I’m sharing why living paycheck to paycheck is usually not an income problem, but a cash flow problem, and how fixing your cash flow has nothing to do with restriction and everything to do with peace. We’ll walk through why cash flow is the first thing to fix (not the last), the three steps to regain clarity and margin, and how aligning your money with intention can reduce anxiety, improve decision-making, and help you steward what God has already placed in your hands. Sign up for my FREE weekly newsletter Grab my FREE financial freedom calculator Listen to the FREE crash course: How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

    13 min

  3. 1D AGO

    Ep. 3 - 5 Truths About Investing & Why Waiting for “More Money” Isn’t Helping

    Have you ever told yourself, “I’ll start investing when we have more money” or “I’ll do that later when the kids are older”? Does investing feel intimidating, irresponsible, or impossible when you’re barely keeping your head above water? Do you wonder if waiting is actually costing you more than starting small would? In this episode, I’m sharing five truths about investing that every mom needs to hear, especially if money feels tight, so you can stop waiting for “someday,” start where you are, and understand why even small amounts—yes, even $10—can make a meaningful difference when it comes to stewarding your family’s future with faith and intention. Sign up for my FREE weekly newsletter Grab my FREE financial freedom calculator Listen to the FREE crash course: How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

    16 min

  4. FEB 5

    FINANCE FOR CHRISTIAN MOMS OFFICIAL TRAILER

    Money shouldn’t feel heavy, restrictive, or scary — especially in motherhood. I’m Carolina Martinez — Christian mom, first-responder wife, and financial advisor + coach — and this podcast is for busy moms who want to steward their money with faith, clarity, and peace. After paying off $87,000 of debt in our first year of marriage, God invited our family into a better way — not perfection or fear-based rules, but faith-led stewardship that builds legacy while still enjoying life now. Inside, we’ll simplify budgeting, investing, and legacy-building so it actually works in the messy middle of motherhood — and helps you raise kids who see money as a tool for generosity and Kingdom impact. Real life. Real faith. Real money conversations, because life isn't perfect and I don't have it all figured out. But I believe that if we trust the Lord and move our feet with small changes, our lives and legacies can be transformed. So go make a second cup of coffee or go on a walk and welcome to the Finance for Christian Moms podcast. Sign up for my FREE weekly newsletter Grab my FREE financial freedom calculator Listen to the FREE crash course: How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

    3 min
  • 4 Episodes

5
out of 5
10 Ratings

About

You love Jesus. You love your family.But money? It feels heavier than it should. This podcast is for the Christian mom who is doing all the things - raising young kids, supporting her marriage, and managing a business or demanding job - yet still feels unsure if she’s actually stewarding her money well. If budgeting feels restrictive, investing feels overwhelming, and you’re tired of reacting instead of following a clear plan… you’re in the right place. Here, we talk about money in a way that brings clarity instead of confusion and peace instead of pressure. We’ll untangle scarcity mindsets, simplify investing, and build rhythms that actually work in real mom life, without spreadsheets taking over your evenings or guilt running the show. Because God didn’t design money to be a source of stress - He designed it to be a tool for provision, freedom, and legacy. If you’re ready to stop wondering if you’re “doing it right” and start leading your finances with wisdom, faith, and confidence… press play. Real life. Real faith. Real money conversations, because life isn't perfect and I don't have it all figured out. But I believe that if we trust the Lord and move our feet with small changes, our lives and legacies can be transformed. So go make a second cup of coffee or go on a walk and welcome to the Finance for Christian Moms podcast. Sign up for my FREE weekly newsletter  Grab my  FREE financial freedom calculator  Listen to the FREE crash course:  How $10 this week can turn in $20,000 by your kid's 18th birthday Connect with me on IG: @cashflowwithcarolina www.cashflowwithcarolina.com

Information

  • Creator
    Carolina Martinez ChFC® - Christian Financial Coach
  • Years Active
    2K
  • Episodes
    4
  • Rating
    Clean
  • Copyright
    © 2026 Carolina Martinez ChFC® - Christian Financial Coach
  • Show Website
    Finance for Christian Moms