Growth Without Referrals

Mark Ferguson

Growth Without Referrals is a podcast where leaders talk honestly about what’s actually working to win new clients today – beyond referrals. Hosted by Mark Ferguson, each episode breaks down real strategies, real struggles, and real growth stories from the people in the trenches doing it.

  1. 2d ago

    Episode 61 - Why Business Owners Wait Too Long to Plan Their Exit | Bill Stoddart

    Most business owners spend decades building their companies—but far too many wait until the last minute to plan what happens when it's time to step away. In this episode of Growth Without Referrals, host Mark Ferguson sits down with Bill Stoddart of McInnes Group, an experienced executive benefits and financial services advisor who has spent decades helping business owners navigate succession planning, leadership transitions, business continuity, and long-term financial strategies. Bill shares why succession planning is a lot like landing an airplane: if you wait until you're approaching the airport to start thinking about your landing, your options become limited. Drawing on his experience working with business owners and executives, Bill explores the importance of planning ahead, developing future leaders, retaining key employees, and building organizations that can continue thriving beyond their founders. In this episode, you'll discover: Why business owners often wait too long to develop succession and exit strategies.How early planning creates more options for selling, transferring, or transitioning a business.Why the emotional side of retirement can be just as challenging as the financial side.How retaining and rewarding key executives supports long-term business continuity.Why successful leaders learn to step back and allow the next generation to lead.How AI and emerging technologies may reshape business operations.Why operational capacity and scalable systems are essential to sustainable growth.Bill also shares lessons from his career, including working alongside his father, his years with Pacific Life, and his experience helping business owners through McInnes Group. One of the biggest takeaways: Building a successful business is only part of the journey. Preparing the business—and yourself—for what comes next is just as important. Whether you're a founder considering an eventual exit, an executive planning leadership succession, or a business owner looking to create sustainable growth, this conversation offers practical insights from someone who has spent decades advising business leaders. Connect with Bill Stoddart McInnes Group: https://mcinnesgroup.com LinkedIn: https://www.linkedin.com/in/williamstoddart/ Email: Bill@Mcinnesgroup.com About Growth Without Referrals Hosted by Mark Ferguson of Prestige Services Group, Growth Without Referrals features conversations with entrepreneurs, executives, and business leaders about building sustainable businesses, creating predictable growth, and developing strategies that reduce dependence on referrals alone. Learn more about Prestige Services Group: https://www.prestige-services-group.com Subscribe to Growth Without Referrals for more conversations about business growth, leadership, strategy, and entrepreneurship.

  2. 5d ago

    Episode 60 - Why Human Connection Wins in an AI-Driven World | Francisco Barrio Olivas

    As AI transforms sales, marketing, and business development, are some of the oldest growth strategies becoming more valuable? In this episode of Growth Without Referrals, Mark Ferguson sits down with Francisco Barrio Olivas, Founder and Managing Partner of Northern Pass Capital, to explore what happens when investing, entrepreneurship, acquisitions, and human relationships intersect. Francisco shares his journey from growing up around family-owned businesses to investment banking, private equity, entrepreneurship, and ultimately launching Northern Pass Capital—where he is focused on acquiring and operating a business for the long term. The conversation explores why reputation may be the most important asset in private equity and M&A, why relationship-driven opportunities often move faster than cold outreach, and why AI saturation may actually be increasing the value of phone calls, conferences, handwritten notes, and authentic human interaction. Francisco also explains how he thinks about business scalability, culture, delegation, process, and the balance between using AI for efficiency while preserving the human touch required for high-value transactions. In this episode, you'll learn: Why Francisco views finance as a path toward entrepreneurshipWhat he learned from growing and selling his own businessWhy culture and people remain critical when evaluating companiesWhat separates businesses that successfully scale from those that plateauWhy reputation is one of the most important assets in private equity and M&AWhy relationship-generated opportunities often move faster than cold outreachHow AI is creating saturation in written outbound messagingWhere AI works extremely well in business development—and where Francisco believes it breaks downWhy traditional approaches like phone calls, conferences, and handwritten letters can outperform automated outreach in high-ticket transactionsHow leaders can use AI to improve efficiency without sacrificing authentic human connectionWhy focusing on "immutable truths" can create long-term competitive advantageAbout Francisco Barrio Olivas Francisco Barrio Olivas is the Founder and Managing Partner of Northern Pass Capital, an investment firm focused on acquiring and growing a business for the long term. His experience spans investment banking, private equity, entrepreneurship, business operations, and growth strategy. Northern Pass Capital's investment focus includes businesses adjacent to water infrastructure, treatment, distribution, plumbing, filtration, and other essential services. Connect With FranciscoWebsite: https://www.northernpasscapital.com/LinkedIn: https://www.linkedin.com/in/francisco-barrio/Email: fbarrio@northernpasscapital.com Learn more about Northern Pass Capital through the company website and connect directly with Francisco on LinkedIn. Growth Without Referrals explores how business leaders create predictable growth without depending exclusively on referrals. Host Mark Ferguson speaks with entrepreneurs, executives, investors, and growth leaders about the strategies, systems, and lessons behind sustainable business growth. LinkedIn: www.linkedin.com/in/mark-ferguson-1451991Email: mark.ferguson@prestige-services-group.com

  3. Oct 23

    Episode 59 - The Truth About Entrepreneurship: Authenticity, Growth & Building Something That Matters | Stephen Letourneau

    What if the biggest problem with entrepreneurship isn't failure—but the unrealistic definition of success we've been taught to chase? In this episode of Growth Without Referrals, Mark Ferguson sits down with Stephen Letourneau, COO / CBO of Better For You Wellness, for a candid conversation about entrepreneurship, wellness, consumer brands, authentic storytelling, and sustainable growth. Stephen challenges the mythology of overnight success and the constant celebration of companies reaching massive revenue milestones. He shares why entrepreneurs building profitable million-dollar businesses should be proud of what they've accomplished—and why comparing their journey to founders who started with significant advantages can be both misleading and damaging. The conversation also explores what authenticity really means when you're building a consumer brand, why founders need to understand and believe in the products they're selling, and why sometimes the right decision is knowing when it's time to hand the business to someone else. Stephen also shares the thinking that led his team into premium coffee, why customer acquisition has become increasingly expensive, and why sustainable growth starts with something surprisingly simple: stability, focus, and following the plan. Later, Mark and Stephen discuss something increasingly missing in today's digitally connected world—real human connection—and why the next wave of wellness and consumer businesses may be less about selling another product and more about creating meaningful experiences. In This Episode, You'll Learn Why the “overnight success” story can hurt aspiring entrepreneursWhy going from zero to $1 million should be celebratedHow unrealistic growth expectations affect founders and investorsWhat authenticity means when building a consumer brandWhy founders should deeply understand the products they sellHow Stephen's experience in luxury wellness helped inspire a different approach to coffeeWhy customer acquisition has become significantly more expensiveThe importance of knowing exactly who your ideal customer isWhy your message should attract the right customers instead of trying to appeal to everyoneHow stability, planning, and focus create sustainable growthWhy our increasingly connected world can still leave people feeling isolatedHow experiences and human connection may shape the future of wellnessThe question every struggling entrepreneur should ask: “Do I really want to do this?”Why taking time away from day-to-day operations to plan can be one of the best investments a founder makesAbout Stephen Letourneau Stephen Letourneau is the COO / CBO of Better For You Wellness, with experience spanning consumer packaged goods, wellness, branding, storytelling, and product development. His perspective on entrepreneurship emphasizes transparency, authenticity, disciplined planning, and building products and experiences that genuinely improve people's lives. Stephen is also an advocate for telling the full story of entrepreneurship—not simply celebrating headline growth numbers, but recognizing the work, sacrifice, resources, failures, and persistence that exist behind successful businesses. Connect With Stephen Better For You Wellness: BFYW.com LinkedIn: https://www.linkedin.com/in/stephenletourneau/ About Growth Without Referrals Growth Without Referrals explores how business owners and leaders create predictable, sustainable growth beyond relying solely on word-of-mouth and referrals. Hosted by Mark Ferguson, the show features candid conversations with entrepreneurs and business leaders about growth, customer acquisition, leadership, technology, and what it really takes to build a successful organization. LinkedIn: www.linkedin.com/in/mark-ferguson-1451991 If you enjoyed this conversation, follow Growth Without Referrals so you don't miss future episodes.

  4. Oct 19

    Episode 58 - From Starting Over at 49 to Building a Thriving CPA Firm | Gary Cooper

    What does it take to walk away from a successful corporate career, start your own business, and then rebuild it all over again at age 49? In this episode of Growth Without Referrals, host Mark Ferguson sits down with Gary Newton Cooper, founder and owner of Cooper CPA Group in Houston, Texas, for an engaging conversation about entrepreneurship, business growth, leadership, succession planning, and the future of accounting. Gary's journey is anything but ordinary. From becoming the first person in his family to earn a college degree to serving as a CFO, taking a company public, earning eight patents, and building successful accounting practices, Gary has experienced the opportunities and challenges of entrepreneurship firsthand. When he relocated from Dallas to Houston at age 49, Gary had to rebuild his CPA practice from scratch. Rather than relying exclusively on traditional referrals, he created his own networking organization and embraced digital marketing and SEO to generate new business. Today, Gary shares the lessons he's learned and why he's passionate about helping the next generation of entrepreneurs succeed. In this episode, you'll discover: Starting over at 49: How Gary rebuilt his CPA practice in a new market without an established client base.Growth beyond referrals: How networking, SEO, content marketing, and digital visibility helped build a sustainable pipeline.The entrepreneurial mindset: Why calculated risk-taking, focus, determination, and hiring the right people are essential for growth.Building a business worth buying: How clean financial records, documented processes, and reduced owner dependency can increase business value.Succession and exit planning: Why entrepreneurs should prepare years in advance before selling their companies.AI and the future of accounting: How automation and artificial intelligence are reshaping professional services and creating new opportunities.Mentoring the next generation: Why Gary believes sharing knowledge and helping entrepreneurs succeed is one of the most rewarding parts of business.A key takeaway: Successful entrepreneurship isn't about avoiding failure. It's about learning from experience, staying focused, taking calculated risks, and building systems that allow a business to grow beyond its founder. Whether you're launching your first business, scaling an established company, or preparing for an eventual exit, Gary's experiences offer valuable lessons you can apply to your own entrepreneurial journey. Connect with Gary Cooper Founder & Owner, Cooper CPA Group Website: https://coopercpagroup.com Email: gcooper@coopercpagroup.com Phone: 713-243-8590 About Growth Without Referrals Hosted by Mark Ferguson of Prestige Services Group, Growth Without Referrals features authentic conversations with entrepreneurs, executives, and business leaders about building predictable growth, overcoming challenges, and creating sustainable businesses that don't depend exclusively on word-of-mouth referrals. Email: mark.ferguson@prestige-services-group.com Subscribe to Growth Without Referrals for more conversations about entrepreneurship, business strategy, leadership, technology, and scalable growth.

  5. Oct 15

    Episode 57 - Leadership, Trust & AI: Building Stronger Organizations with Trish Higgins

    What separates great leaders from those who simply hold leadership titles? And how can organizations grow without sacrificing trust, communication, and culture? In this episode of Growth Without Referrals, host Mark Ferguson sits down with Trish Higgins, founder of Mountain Leadership Advisory & Consulting, to explore what it really takes to develop effective leaders, build stronger organizations, and navigate change in an increasingly AI-driven world. Drawing on her extensive corporate leadership experience, including serving as both a Chief Human Resources Officer (CHRO) and Chief Operating Officer (COO), Trish shares lessons from her career and why she transitioned into leadership advisory and executive coaching. In this episode, you'll discover: Why leadership development matters: How talented professionals are often promoted into leadership roles without the training needed to succeed.The power of relationships: Why trust, meaningful conversations, and consistent follow-up are essential to building lasting business relationships.Communication as a leadership skill: How ineffective communication, poor listening, and a lack of collaboration undermine organizational performance.Culture and accountability: Why hiring decisions, ethical leadership, and organizational values matter as businesses grow.Navigating difficult conversations: Trish's approach to giving feedback and making sure people are ready to receive it.Leadership across generations: Why effective communication requires understanding how different generations prefer to work and collaborate.AI and the future of leadership: How tools like Claude can automate work, improve efficiency, and free leaders to focus on higher-value activities.Avoiding burnout: The importance of setting boundaries, protecting personal time, and working intentionally.A key takeaway: Technology can help us work faster, but trust, communication, and genuine human relationships remain essential to effective leadership. Whether you're a CEO, business owner, executive, consultant, or emerging leader, this conversation offers practical insights into becoming a more effective leader while adapting to a changing business environment. About Trish Higgins Trish Higgins is the founder of Mountain Leadership Advisory & Consulting. With extensive experience in corporate leadership, operations, human resources, and organizational transformation, she helps executives and emerging leaders develop the skills, confidence, and communication capabilities needed to advance their careers and lead effectively. Her work includes executive coaching, leadership development, organizational effectiveness, and helping leaders navigate change. Connect with Trish Higgins Website: https://mtnlac.com Email: trish.higgins@mtnlac.com About Growth Without Referrals Hosted by Mark Ferguson of Prestige Services Group, Growth Without Referrals features conversations with entrepreneurs, executives, and business leaders about building sustainable businesses, creating predictable growth, leveraging technology, and developing strategies that reduce dependence on traditional referral-driven business development. Connect with Mark Ferguson Prestige Services Group Website: https://www.prestige-services-group.comEmail: mark.ferguson@prestige-services-group.com Subscribe to Growth Without Referrals for more conversations about leadership, AI, business growth, and entrepreneurship.

  6. Oct 12

    Episode 56 - Multiple Lines in the Water: Business Value, Trust & the Future of Wealth Management with Andrew Cremé

    What happens when referrals slow down—and what should business owners and advisors be doing before that happens? In this episode of Growth Without Referrals, Mark Ferguson sits down with Andrew Cremé of Creme Wealth to discuss business valuation, preparing for an eventual business transition, building multiple channels for growth, earning trust in a digital world, and how AI may reshape wealth management. Full Episode Description / Show Notes Andrew Cremé didn’t take the traditional path into wealth management. His journey has included theater, work in a psychiatric facility, healthcare, and eventually a career helping clients think differently about wealth, business value, and long-term financial decisions. Those early experiences also shaped how Andrew approaches client conversations today—by looking beyond the numbers and trying to understand what money actually represents in someone’s life. In this episode of Growth Without Referrals, Mark Ferguson talks with Andrew about what business owners often misunderstand about the value of their companies, why preparing for a transition should begin years before a sale, and why sustainable growth requires more than one source of new business. Andrew shares his philosophy of keeping “multiple lines in the water” rather than depending entirely on referrals. He discusses seminars, networking, online marketing, reviews, social media, and other ways businesses can build a more predictable pipeline.  Mark and Andrew also explore how trust is changing. Buyers increasingly research professionals online before ever making contact, and Andrew has already seen prospective clients discover his firm through tools such as ChatGPT and Claude.   They also discuss what AI could mean for wealth management, why the human element will continue to matter, and why tomorrow’s strongest advisors will be the ones who continue learning, adapting, and finding new ways to create value for their clients.  In this episode, you’ll hear about: Why business owners often misunderstand what their companies are actually worthWhy preparing for a sale or transition should ideally begin 5–10 years in advanceThe importance of recurring revenue, leadership depth, and reducing owner dependenceAndrew’s “multiple lines in the water” philosophy for business developmentWhy relying solely on referrals can create unpredictable growthHow online reviews and visibility influence trustHow AI is changing the way prospective clients find professional advisorsThe potential impact of AI on wealth managementWhy adaptability and continuous learning will separate great advisors from average onesWhy listening for the emotion behind a client’s financial concerns mattersAndrew emphasizes that great financial conversations often go deeper than money itself—because the real issue is frequently what that money represents: security, family, freedom, or peace of mind.   Connect with Andrew Cremé:Creme Wealth Website: https://www.cremewealth.com/LinkedIn: https://www.linkedin.com/in/andrewcreme/ Andrew specifically invited listeners to connect through his website or LinkedIn.  Important Disclosure Andrew Cremé is an Investment Advisor Representative with Victory Financial Group, LLC a Registered Investment Adviser. Opinions expressed on this program do not necessarily reflect those of Victory Financial Group, LLC. The topics discussed and opinions given are not intended to address the specific needs of any listener. Victory Financial Group, LLC does not offer legal or tax advice, listeners are encouraged to discuss their financial needs with the appropriate professional regarding your individual circumstance.

  7. Oct 6

    Episode 55 - How Remote Teams, AI & Global Talent Are Changing Business Growth | Mike Swigunski

    What does it take to build and scale a business when your team, customers, and opportunities are no longer limited by geography? In this episode of Growth Without Referrals, Mark Ferguson sits down with entrepreneur, author, and remote work advocate Mike Swigunski to explore how remote-first companies are changing the way businesses hire, operate, and grow. Mike shares how his own journey from studying abroad to working internationally eventually led him into startups, entrepreneurship, and helping build globally distributed teams. He explains why remote companies have access to a much larger talent pool—and why simply hiring remote employees isn't enough to build a successful remote organization. Mike and Mark also explore how AI is reshaping hiring, productivity, entrepreneurship, and competition. Mike makes the case that AI itself may not replace most people—but people who know how to use AI effectively will have a major advantage over those who don't. The conversation also dives into one of the biggest challenges facing businesses today: building trust and generating opportunities without relying entirely on referrals. Mike shares how content, video, virtual events, and intentional follow-up can turn audiences into leads, advocates, and customers. In this episode, you'll discover: Why global hiring can dramatically expand your talent poolWhat separates successful remote companies from struggling onesWhy every remote role needs clearly defined KPIsThe skills that make employees especially valuable in remote organizationsHow AI is likely to change hiring and entrepreneurshipWhy AI users may have a major advantage over non-usersHow content and video can establish trust before a sales conversationHow Mike turned a virtual summit into a significant growth opportunityWhy hiring, training, and retaining talent eventually becomes a major scaling challengeThe importance of aligning employee incentives with company goalsWhy entrepreneurs shouldn't try to solve every problem themselvesHow mentors, communities, and people "two steps ahead" can accelerate growthMike also shares his perspective on the future of lifestyle businesses and why AI may simultaneously create enormous opportunity while making entrepreneurship more competitive. About Mike Swigunski Mike Swigunski is an entrepreneur, author, and remote work advocate who has spent years building businesses and working across international markets. His experience includes helping scale remote organizations, including his work with Empire Flippers, and building businesses around global talent, entrepreneurship, and online opportunities. Mike is also the author of Global Career and is currently building Dividends, an investment platform designed to provide investors with access to cash flow from profitable online businesses. Connect with Mike Get Mike's audiobook:globalcareerbook.com Learn more about Dividends:wefunder.com/dividends LinkedIn:https://www.linkedin.com/in/mikeswigunski/ About Growth Without Referrals Growth Without Referrals explores how business owners and leaders can build predictable growth systems that don't depend entirely on word-of-mouth and referrals. Hosted by Mark Ferguson of Prestige Services Group, the show features entrepreneurs, executives, and business leaders sharing practical lessons about growth, marketing, sales, AI, leadership, and building scalable businesses. Email: mark.ferguson@prestige-services-group.com

  8. Sep 30

    Episode 54 - From College Football Coach to Roofing Entrepreneur: Leadership, Growth & Learning with Mark Elder

    What happens when a longtime college football coach leaves the sidelines and jumps into an industry he knows almost nothing about? In this episode of Growth Without Referrals, Mark Ferguson sits down with Mark Elder, owner of All Side Roofing & Restoration, to talk about his unconventional transition from college football coaching to entrepreneurship. After more than 20 years in coaching—including stops at Michigan, Central Michigan, Cincinnati, Tennessee, and four years as a head coach at Eastern Kentucky—Mark found himself at a crossroads. Rather than uproot his family again and continue the coaching cycle, he chose a completely different path: buying a roofing and exterior-services company. Mark shares what leadership lessons transferred from football into business, what didn't, and what he has learned by entering an established industry as an outsider. The conversation also explores the realities of business ownership that often don't make it onto social media—the mistakes, sleepless nights, emotional highs and lows, and constant learning that come with building something new. Mark also explains why he believes great leaders should strive to surround themselves with people who know more than they do, why referrals alone aren't enough to create predictable growth, and how the way customers find businesses is rapidly changing. If you're a business owner, entrepreneur, or leader navigating a new chapter, this conversation offers a refreshingly candid look at what it really takes to learn, adapt, and lead through uncertainty. In This Episode, You'll Learn Why Mark Elder left a 20+ year college football coaching career for entrepreneurshipHow coaching and business leadership overlapWhy recruiting the right people matters as much in business as it does in sportsThe advantages—and disadvantages—of entering an industry as an outsiderWhy learning hard lessons can ultimately make you a stronger leaderWhy referrals are valuable but difficult to build a predictable business aroundHow digital marketing and AI are changing the way customers discover companiesWhy successful leaders should never assume they have all the answersThe importance of surrounding yourself with people who are stronger than you in their areas of expertiseThe emotional highs and lows of learning a new business in real timeAbout Mark Elder Mark Elder is the owner of All Side Roofing & Restoration, a Southwest Ohio company specializing in roofing, siding, gutters, and exterior home services. Before entering the home-services industry, Mark spent more than 20 years coaching college football, including experience at Michigan, Central Michigan, Cincinnati, Tennessee, and Eastern Kentucky, where he served as head football coach. Today, he applies many of the leadership principles he learned in athletics to building a growing business, developing people, and creating a strong team culture. Connect with Mark Elder Website: www.allsideroof.com Email: mark@allsideroof.com About Growth Without Referrals Growth Without Referrals explores how business owners and leaders build predictable, scalable growth without depending exclusively on word of mouth and referrals. Host Mark Ferguson sits down with entrepreneurs, executives, and business leaders to discuss growth, leadership, sales, marketing, technology, and the lessons learned along the way.Email: mark.ferguson@prestige-services-group.com

About

Growth Without Referrals is a podcast where leaders talk honestly about what’s actually working to win new clients today – beyond referrals. Hosted by Mark Ferguson, each episode breaks down real strategies, real struggles, and real growth stories from the people in the trenches doing it.