The Property Portfolio Podcast

Parag Dixit, Julius Dabre & Mudit Khandelwal

Why Property Became Australia's #1 Wealth Builder in 2026

  1. 22h ago ·  Video

    Perth Property Market Update 2027: Opportunity or Too Late? | EP 31

    First Investment Property Perth 2027: Perth Might Still Be a Gold Mine --- Is Perth still Australia's best property market — or have you arrived after the easy growth is gone? That's the question Parag Dixit and Julius get into in this episode, and they don't dodge it. Because here's the uncomfortable part: Perth has run hard for five years, and the strategy that worked in 2021 — buy almost anything, anywhere in the city — is not the strategy that works going into 2027. In 2021, a million dollars could buy you three or four properties in Perth. A four-bedroom, two-bathroom double-brick home was around $400,000 on a 7–8% gross yield. That property is $800,000 now, and those yields have compressed to somewhere near 4.5–5% gross — which, after property management, council rates and insurance, is closer to 4.2% net. So the honest question isn't whether Perth was a good market. It's whether it's still affordable enough to give you the same advantage. This Perth Property Market Update goes suburb-deep rather than city-wide, because that's where the story actually lives. Some Perth suburbs have grown 110% over five years. Others have grown 60%. Same city, same timeframe — and the difference comes down to employment diversity, vacancy rates, tenant quality, land supply and owner-occupier appeal. If you're weighing up Property Investment Perth decisions right now, those are the five things worth your attention. We also get practical about who Perth actually suits in 2027. If you're buying your First Investment Property Perth is arguably still a gold mine — entry around $700,000 to $800,000 in a capital city, yields near 5.5%, and enough capital growth to pull equity out and go again within a year or two. If you already hold in Sydney or Brisbane and you're chasing diversification or cash flow, the case is different but still real. And if you're a portfolio builder who already owns four or five in Perth, it gets genuinely tricky. The rest is a straight Perth Property Market Forecast conversation — where the supply is coming from, which councils have greenfield land that could weigh on prices over the next five to ten years, why new builds stay expensive, and why a suburb that performed brilliantly for three years tells you almost nothing about the next three. Perth prime real estate — property investment done properly — comes down to picking the right pocket, not the right postcode range. Not every Perth property is a good purchase property, and that's the whole point of this episode. --- TIMESTAMPS 00:00 Recap 00:58 Perth Property Market Outlook for 2027 03:38 What Made Perth Such a Big Investor Market? 04:50 Why Are People Moving to Perth? 07:02 Where Is WA Spending $600 Million on Infrastructure? 07:48 How Does Employment Diversity Affect Suburb Growth? 09:08 Why Do Vacancy Rates Matter So Much? 11:17 Gross or Net Yield: Which Number Should You Trust? 13:09 Is It Too Late to Buy in Perth? 13:57 Should I Avoid Suburbs With Lots of Land Left? 15:48 What Makes a Suburb a Long-Term Winner? 17:36 Who Should Be Buying in Perth Right Now? 21:06 Final Takeaways for Perth Investors in 2027

  2. Sep 11 ·  Video

    Self Managed Super Fund Australia: 2026 Rules

    Self Managed Super Fund Australia: Pros, Cons & Is It Worth It in 2026? --- If you're considering a self managed super fund in Australia, you may have heard that the new 2026 SMSF rules have changed the way investors can use property. But what has actually changed — and does it mean SMSF property investment is dead? In this episode, we break down the SMSF borrowing rules in 2026, including what the changes mean for residential property, existing SMSF property investments and investors who still want to use borrowing. We also look at why commercial property and business real property have become much more important for SMSF investors, and why simply finding a high-yield property isn't enough. The big takeaway? SMSF property investment hasn't disappeared — but it has become more specialised. The property, tenant, lease, price, liquidity and overall purpose of the investment all need to work together. If you're asking “Is an SMSF worth it in 2026?” or considering an SMSF property strategy, this conversation will help you understand what has changed and what you need to think about next. --- TIMESTAMPS 00:00 | Recap 00:58 | What Changed for SMSFs in 2026? 02:21 | New SMSF Rules: Can You Still Buy Residential Property? 05:00 | Is SMSF Commercial Property Investment Right for You? 07:42 | What Makes a Property Business Real Property? 09:02 | Why SMSF Commercial Property Is Different? 16:04 | SMSF Property for Business Owners: How Does It Work? 17:50 | The 7P Framework for Commercial Property 22:44 | SMSF Property Investment: Mistakes to Avoid 25:49 | Is SMSF Property Investment Dead?

  3. Sep 4 ·  Video

    Sydney Suburbs Guide - Watch this Before You Buy a Property | EP 29

    Sydney Suburbs Guide: Oakdale, Fairfield, Willmot, Woodbine, Bow Bowing | EP 29 --- Thinking about buying property in Sydney? Watch this before you choose the wrong suburb. In Episode 29 of The Property Portfolio Podcast, Parag Dixit and Julius Dabre break down 5 Sydney locations where buyers and investors may need to be extra cautious: Oakdale, Fairfield, Willmot, Woodbine and Bow Bowing. This episode is not about calling suburbs “bad”. It is about understanding why some areas may carry more risk for capital growth, liquidity, rental yield, resale demand or long-term investment performance. Parag and Julius discuss the key issues buyers should look for before purchasing in Sydney, including bushfire zones, flood risk, council restrictions, poor transport access, low rental yields, high insurance costs, public housing concentration, small block sizes, sloping land, highway noise, weak owner-occupier demand and limited development upside. The episode also explains why cheap property is not always the best property, why popular or affordable suburbs can still have hidden risks, and why investors should look beyond median prices before making a decision. Suburbs discussed in this episode: - Oakdale - Fairfield - Willmot - Woodbine - Bow Bowing You’ll also hear alternative suburb suggestions and what type of property may make more sense instead, including areas with better transport, stronger owner-occupier demand, larger land sizes, flood-free blocks and better long-term fundamentals. If you are researching Sydney suburbs, Sydney property investing, where to buy in Sydney, suburbs to avoid in Sydney, first home buyer locations, investment property risks or the Sydney property market in 2026, this episode gives you a practical framework before you buy. Watch more episodes of The Property Portfolio Podcast for Australian property market insights, suburb research, lending discussions, investment strategy and long-term property portfolio conversations. --- TIMESTAMPS 00:00 | Recap 00:41 | Introduction and 5 Sydney suburbs to avoid 03:22 | Is Oakdale too risky for lifestyle buyers? 10:04 | Where should you buy instead of Oakdale? 12:44 | Why do floods and council rules hurt parts of Fairfield? 17:36 | Which suburbs beat Fairfield for safer, flood-free blocks? 18:43 | Why is Willmot cheap, and what holds it back? 27:27 | How do Woodbine’s slope and highway noise impact value? 34:51 | Are Bow Bowing’s tiny blocks dragging it down? 39:41 | Should you pick Minto over Bow Bowing? 41:21 | What core rules should you use to assess Sydney suburbs? 42:56 | Final takeaways on choosing stronger Sydney suburbs

  4. Aug 28 ·  Video

    Mining Towns Property Investing - High-Risk Gamble or Cash Flow Goldmine?

    Mining towns can offer strong rental yields, with some areas showing 8% to 12% yield potential. --- Are mining towns worth the high yield property risk in 2026? In Episode 28 of The Property Portfolio Podcast, Julius Dabre and Raymond from Perth discuss mining town property investing and whether these markets are a smart cash flow opportunity or a high-risk trap for investors. Mining towns can offer strong rental yields, with some areas showing 8% to 12% yield potential. But high yield alone is not enough. This episode looks at the bigger questions investors should ask before buying in mining towns across Western Australia and Queensland. The discussion covers Kalgoorlie, Port Hedland, Karratha, commodity cycles, gold, iron ore, lithium, coal towns, corporate leases, rental demand, employment diversification, remote property challenges, lending restrictions, infrastructure, exit strategy and portfolio cash flow. Julius and Raymond also break down why some mining towns may suit experienced investors with multiple properties who need cash flow to sustain their portfolio, while they may not be the right fit for early-stage investors chasing quick capital growth. The key question is not just which mining town has the highest yield. It is which town has the strongest reason to keep thriving after the commodity cycle changes. If you are researching mining town property investment, high-yield Australian property, regional investing, cash flow properties, WA property markets or Queensland mining towns, this episode gives you a practical framework for thinking through the opportunity and the risk. Watch more episodes of The Property Portfolio Podcast for Australian property market insights, suburb research, investment strategy, lending discussions and long-term portfolio conversations. --- TIMESTAMPS 00:56 | Mining towns and property investing 02:23 | What makes one mining town safer than another? 03:25 | How does the commodity cycle affect mining towns? 05:23 | How does infrastructure show if a town will last? 06:52 | Is investing in coal towns just too risky? 07:52 | Why are Kalgoorlie rents and yields so high? 10:49 | What real-world hassles come with remote properties? 13:46 | Which investors are mining town deals really for? 16:10 | How should investors assess yields and exit plans? 18:56 | What questions should you ask before buying in a mining town? 21:02 | Closing thoughts on mining town investing

  5. Aug 8 ·  Video

    Australian First Home Buyers & Upgraders: Is this the right time to Buy Property?

    In this episode, Parag Dixit and Mudit Khandelwal discuss how the Australian property market is shifting for first home buyers. --- Is this the right time for Australian first home buyers and upgraders to buy property? In Episode 25 of The Property Portfolio Podcast, Parag Dixit and Mudit Khandelwal discuss how the Australian property market is shifting for first home buyers and home upgraders. With interest rates, inflation, cost of living pressure, limited housing supply, changing government rules and uncertain buyer confidence, many Australians are asking the same question: should I buy property now or wait? This episode breaks down whether the current market is becoming more buyer-friendly, why some vendors are more open to negotiation, how first home buyers may benefit from government incentives, and why upgraders may have a unique opportunity in the higher-price property segment. Parag and Mudit also discuss the fear of buying too early, the risk of waiting for interest rates to fall, the cost of inaction, bridging finance, selling before buying, and how one upgrader was able to save over $100,000 by understanding the market properly. If you are a first home buyer, upgrader, property buyer or someone trying to understand the Australian property market, this episode will help you think through your numbers, risks and next steps more clearly. Topics covered: - Australian property market - First home buyers Australia - Home upgraders Australia - Is now a good time to buy property? - Should you wait for interest rates to fall? - Property buying in Australia - Buyer-friendly property market - Government incentives for first home buyers - Bridging finance for upgraders - Buying before selling - Cost of waiting in the property market - Borrowing capacity and repayments - Property market uncertainty - Australian real estate trends Watch more episodes of The Property Portfolio Podcast for Australian property market updates, suburb research, lending insights and practical property investment conversations. Disclaimer: This podcast is for general information only and does not provide personal financial advice. Please speak with a qualified professional before making property, finance or investment decisions. --- TIMESTAMPS 00:00 | Introduction & Market Overview 06:42 | Is this a buyer-friendly market at the moment? 07:59 | How are first home buyers and upgraders benefiting? 18:11 | Should you wait for interest rates to fall before buying? 21:51 | How can upgraders plan selling, buying and bridging? 24:53 | How did one upgrader save over $100k in this market? 27:17 | How should first home buyers use government incentives? 29:53 | How are new rules shifting investors vs first home buyers? 37:44 | Key buying decisions and final advice

  6. Jul 31 ·  Video

    5 Melbourne Suburbs Investors Should Be Careful With

    EP24 covers 5 Melbourne suburbs investors should watch, including Caulfield East, The Patch, Rockbank, Broadmeadows and Manor Lakes, plus key risks. --- Are these Melbourne suburbs an investor trap? In Episode 24 of The Property Portfolio Podcast, Parag Dixit and Julius break down 5 Melbourne suburbs investors should be careful with before buying. This episode is not about calling these suburbs bad places to live. Some of them may suit owner-occupiers, lifestyle buyers or people with a very specific reason to buy there. The real question is: do they make sense from an investment point of view? The discussion looks at Caulfield East, The Patch, Rockbank, Broadmeadows and Manor Lakes, and explains why investors need to think carefully about oversupply, weak rental demand, poor liquidity, low land scarcity, airport overlays, high holding costs, student-heavy apartments and limited capital growth. The hosts also compare these areas with nearby alternatives such as Carnegie, Murrumbeena, Ringwood East, Mooroolbark, Ardeer, St Albans, Glenroy, Hadfield, Hoppers Crossing and Altona Meadows. If you are researching the Melbourne property market, affordable suburbs, investment risks, rental yield, capital growth, land scarcity or where to buy property in Australia, this episode will help you understand what to check before buying. Topics covered: - Melbourne property market - Melbourne investment suburbs - Melbourne property red flags - Suburbs investors should be careful with - Caulfield East property market - The Patch property market - Rockbank property market - Broadmeadows property market - Manor Lakes property market - Property oversupply Melbourne - Rental yield vs net return - Land scarcity and capital growth - Australian property investing - Property investment Australia - First home buyer suburbs Melbourne - Investment property mistakes Watch more episodes of The Property Portfolio Podcast for Australian property market updates, suburb research, lending insights and long-term property investment strategy. Disclaimer: This podcast is for general information only and does not provide personal financial advice. Please speak with a qualified professional before making property, finance or investment decisions. --- TIMESTAMPS 00:00 | Introduction 01:40 | Why this episode matters 02:35 | How the 5 suburbs were chosen 02:58 | Suburb 1 – Caulfield East: student units and volatility 08:21 | Caulfield East: yield myths and heavy marketing 10:17 | Swapping Caulfield East for Carnegie or Murrumbeena 12:49 | Suburb 2 – The Patch: lifestyle dream vs investment risk 18:32 | The Patch: better options in Ringwood East and Mooroolbark 22:03 | Suburb 3 – Rockbank: endless land supply and weak growth 31:16 | Suburb 4 – Broadmeadows: airport overlay, noise and crime 38:04 | Suburb 5 – Manor Lakes: western growth corridor oversupply 45:47 | Final investment principles and key takeaways

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Why Property Became Australia's #1 Wealth Builder in 2026