The Property Portfolio Podcast

Parag Dixit, Julius Dabre & Mudit Khandelwal
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Why Property Became Australia's #1 Wealth Builder in 2025

  1. 10h ago ·  Video

    Where To Buy In Melbourne In 2026? Top 5 Affordable Suburbs + Bonus | EP. 23

    Where to Buy in Melbourne in 2026 --- Where should you buy property in Melbourne in 2026? In Episode 23 of The Property Portfolio Podcast, Parag Dixit and Julius break down 5 affordable Melbourne suburbs worth watching, plus 1 bonus suburb buyers and investors should not ignore. Melbourne has underperformed compared to markets like Perth, Adelaide and Brisbane, but that does not mean every part of Melbourne is weak. In this episode, the discussion focuses on specific suburbs where affordability, tight supply, owner-occupier demand, rental demand, infrastructure and long-term growth potential may create better opportunities. The episode covers Melbourne’s current property market, why some investors are exiting Victoria, why rental stock may tighten, how interest rates could change buyer sentiment, and which suburbs may suit first home buyers, investors, upgraders and long-term property buyers. Suburbs discussed in this episode include Derrimut, Deer Park, Lalor, Thomastown, Epping and bonus suburb Carrum Downs. If you are researching the Melbourne property market, affordable suburbs in Melbourne, property investment in Melbourne, first home buyer suburbs, rental yield, capital growth, land banking or where to buy property in Australia, this episode will help you understand what to look for before making a property decision. Topics covered: - Melbourne property market 2026 - Where to buy in Melbourne - Best suburbs to buy in Melbourne - Affordable suburbs in Melbourne - Melbourne property investment - Melbourne investment suburbs - First home buyer suburbs Melbourne - Rental yield Melbourne - Capital growth suburbs Melbourne - Derrimut property market - Deer Park property market - Lalor property market - Thomastown property market - Epping property market - Carrum Downs property market - Australian property investing - Property investment Australia Watch more episodes of The Property Portfolio Podcast for Australian property market updates, suburb research, lending insights and long-term property investment strategy. Disclaimer: This podcast is for general information only and does not provide personal financial advice. Please speak with a qualified professional before making property, finance or investment decisions. --- TIMESTAMPS 00:00 Introduction 04:03 How Melbourne’s market is underperforming 06:51 Why investors are exiting and rental stock is shrinking 08:51 Melbourne as a “pocket city” and the role of interest rates 11:19 How the top 5 affordable Melbourne suburbs were chosen 11:56 Suburb 1 – Derrimut: landlocked growth hotspot with soaring unit prices 19:16 Suburb 2 – Deer Park: land banking, subdivision, and first-home buyer demand 26:50 Suburb 3 – Lalor: last affordable inner-north house pocket with high competition 33:59 Suburb 4 – Thomastown: big blocks, granny flats, and ripple effects from Reservoir 41:08 Suburb 5 – Epping: landlocked healthcare hub with strong infrastructure 47:50 Bonus suburb – Carrum Downs: coastal lifestyle, tight vacancies, and strong yields 55:35 Final outlook and key takeaways for Melbourne investors

    Where To Buy In Melbourne In 2026? Top 5 Affordable Suburbs + Bonus | EP. 23

  2. Jul 17 ·  Video

    EP. 22 | How Australians Are Still Buying Property Despite Rising Living Costs

    How Australians Are Still Buying Property Despite Rising Living Costs --- Welcome! This is an offline-capable Notepad which is a Progressive Web App. The app serves the following features: - Your notes are saved in real-time as you type. - Installable on supported browsers for offline usage. - "Add To Home Screen" feature on Android-supported devices to launch the app from the home screen. - Dark mode. - Privacy-focused - Never collects your precious data. - Light-weight - Loads almost instantly. - Writing timer. - View Note Statistics. - Snapshots. - Ability to mimic typewriter sound when typing. - Optional break reminders after long writing sessions. - Keyboard shortcuts for common actions. - Focus mode to leave you with a barebones and pristine editor. - Full-screen mode for a distraction-free writing experience. - Floating window (in supported browsers) to effectively take notes across other apps. - Download notes as plain text, PDF, HTML, and DOCX file. - Ability to play ambient noise to help you focus. - It's proudly open-source! CAUTION: Since the app uses the browser's localStorage to store your notes, it's recommended that you take a backup of your notes more often using the "Download Notes" button or by pressing the "ctrl/command + s" keys. Lastly, if you're using Notepad, and want to support the development, you can buy me a coffee — the link of which is available in the About section. ** Delete this text and start writing your notes **The cost of living crisis in Australia is changing more than household budgets. It is changing how Australians buy homes, invest in property and define financial success. In this episode of The Property Portfolio Podcast, we examine how rising grocery bills, utilities, insurance, childcare and mortgage repayments are reshaping decisions across the Australian property market. For many first home buyers in Australia, the goal is no longer to immediately purchase the perfect family home. The focus has shifted towards affordability, repayment comfort and simply finding a realistic way into the market. House prices have risen much faster than incomes, saving a deposit takes longer and higher interest rates have reduced borrowing power across Australia. Buyers are now considering smaller homes, apartments, townhouses, outer suburbs and interstate locations that better fit their financial position. In this episode we discuss • How the cost of living in Australia is affecting property decisions • Why saving for a home deposit now takes much longer • How housing affordability in Australia has changed since the 1990s • Why higher living expenses reduce borrowing power • The impact of inflation and interest rates on mortgage repayments in Australia • Why buyers are choosing smaller homes and more affordable locations • How borderless investing is opening opportunities outside major capital cities • Why rentvesting in Australia is becoming more common • How the Bank of Mum and Dad is helping some buyers enter the market • Government schemes for first home buyers • Why investors are paying closer attention to rental yield in Australia • Capital growth vs rental yield in the current market • How cash flow is changing property investment strategy in Australia • Why lower leverage and sustainable repayments now matter more • Co-ownership, shared buying and alternative paths into property • How Australians are redefining the traditional property dream The conversation also explores why the modern property journey is no longer linear. Some buyers are renting longer. Others are living with family, purchasing interstate or starting with an investment property rather than a home to live in. Many investors are moving away from high-debt, capital-growth-only strategies and focusing on properties that offer stronger rental income and manageable holding costs. Negative gearing in Australia may still form part of an investor’s planning, but tax benefits alone cannot make an unaffordable property sustainable. Cash flow, borrowing capacity, rental demand and long-term holding power must all be considered before making a decision. Technology and access to property data have also made it easier to research opportunities across Australia. Buyers are no longer limited to the suburb or city where they currently live, allowing property investment decisions to be based more on numbers and less on familiarity. The Australian property dream is not necessarily disappearing. It is becoming more personal, flexible and financially disciplined. --- TIMESTAMPS (07:23) - How Rising Everyday Costs Are Crushing Savings (11:08) - From Aspirational Buying to a Survival Mindset (15:24) - The Avocado Myth and Today’s Deposit Maths (20:36) - House Prices vs Incomes From the 1990s to Today (24:28) - Inflation, Bank Calculators and Borrowing Power (25:02) - RBA Rate Hikes and Purchasing Power (33:39) - Smaller Homes and Borderless Investing (39:21) - Why Investors Now Prioritise Cash Flow (42:26) - Smarter Strategies and Interstate Opportunities (54:29) - Rentvesting, Shared Buying and New Entry Paths (01:01:18) - The Future of Home Ownership (01:04:44) - Redefining the Australian Property Dream

    EP. 22 | How Australians Are Still Buying Property Despite Rising Living Costs

  3. Jul 10 ·  Video

    EP. 21 | Is Australia Raising a Generation of Renters?

    Is Australia Raising a Generation of Renters? --- Will the next generation of Australians ever own a home? In Episode 21 of The Property Portfolio Podcast, Parag Dixit and Mudit Khandelwal discuss why home ownership in Australia is becoming harder for younger buyers and how the path into the property market is changing. House prices have risen far faster than wages. Higher interest rates, rising rents, stricter lending rules and the cost of living in Australia are making it harder to save a deposit and qualify for a loan. But does this mean young Australians will be locked out forever? In this conversation, Parag and Mudit discuss how first home buyers may need to rethink the traditional path to ownership. Instead of waiting to buy the perfect family home, younger buyers may need to consider apartments, townhouses, regional properties, rentvesting or purchasing a first investment property. In this episode we discuss • Why housing affordability in Australia keeps getting worse • Why houses are so expensive compared with income growth • Why buying a house has become harder for young Australians • The growing gap between house prices and wages • How interest rates and living costs affect borrowing power • Why saving the deposit is often the biggest challenge • Whether buying a house is still worth it • How rentvesting can offer another path into the market • Why your first property does not need to be your forever home • How property investing in Australia can support long-term wealth • The difference between asset owners and non-asset owners • Government schemes available to first home buyers • How to buy your first home in a changing market • Why starting early can make a major difference The Australian dream may not be disappearing, but it is changing. For some buyers, home ownership may begin with a smaller property. For others, it may mean renting where they want to live while investing in a more affordable market. If you are researching the Australian property market, affordable housing, real estate investing for beginners, your first investment property or how to build wealth through long-term property investment, this episode will help you understand the options available. --- TIMESTAMPS (03:00) - Will the Next Generation Ever Own a Home? (06:07) - Why Housing Affordability Keeps Getting Worse (11:34) - Why Property Prices Keep Rising (18:15) - Is the Australian Dream Changing? (23:56) - Rentvesting and a New Way to Build Wealth (33:10) - Why Property Still Builds Long-Term Wealth (37:44) - The Growing Gap Between Asset Owners and Non-Owners (46:55) - Government Schemes That Can Help First Home Buyers (50:06) - The Future of Home Ownership in Australia (55:56) - Final Thoughts and Key Takeaways Follow us - Facebook - https://bit.ly/4c9dchR Instagram - https://bit.ly/4tPQRMJ LinkedIn - https://bit.ly/4tUG6sr Spotify - https://bit.ly/4ceOD3a Apple Podcast - https://apple.co/4qYqJwy Visit Website - https://thepropertyportfolio.com.au/ For any query or suggestion email us on info@thepropertyportfolio.com.au Get in touch with us - https://linktr.ee/nfinitypropwealth Subscribe to The Property Portfolio Podcast for weekly conversations on Australian property investing, lending strategy, market updates and portfolio growth. #AustralianPropertyMarket #AustralianHousingCrisis #HousingAffordabilityAustralia #HomeOwnershipAustralia #FirstHomeBuyer #PropertyInvestingAustralia #Rentvesting #PropertyPodcast

    EP. 21 | Is Australia Raising a Generation of Renters?

  4. Jul 3 ·  Video

    EP. 20 | Is Perth Still Australia’s Best Property Market in 2026?

    Is Perth Still Australia’s Best Property Market in 2026? --- Perth has been one of Australia’s strongest property markets, but the big question now is simple. Is the Perth property boom still creating opportunities, or are some areas already becoming too expensive? In Episode 20 of The Property Portfolio Podcast, Parag Dixit and Julius Dabre discuss the Perth property market, its past corrections, recent growth and what investors should understand before buying in 2026. The conversation covers Perth real estate trends, rising house prices, strong rental demand, infrastructure growth and why investors cannot treat Perth as one single market anymore. In this episode we discuss • Perth property market 2026 and what is driving demand • Perth’s past property correction and what investors can learn from it • Why Perth house prices grew strongly after COVID • Perth housing market predictions and future growth potential • Why suburb selection matters more than ever • Perth rental market and how rising prices affect yields • New home and land packages vs established properties • Why some new builds may carry higher risk • Western Australia property investment opportunities • Perth property market forecast 2026 • How Perth compares with the broader Australian property market • What investors should check before buying in Perth Perth remains attractive for many investors because it still offers a mix of affordability, rental yield and long-term growth potential compared with several other Australian capital cities. However, Parag and Julius explain why the market is becoming more selective. Some suburbs are still supported by strong demand, low supply and infrastructure growth, while others may already be facing pricing pressure and weaker rental returns. This episode is especially useful for investors researching Perth property investment, Perth real estate market trends, house prices Australia, the Australian housing market or Western Australia property opportunities in 2026. --- TIMESTAMPS (03:03) - Perth’s 40% Property Crash, What Actually Happened? (05:57) - Why Perth Property Prices Boomed After COVID (08:35) - Why Perth Shouldn't Be Treated as One Market (14:30) - You Can’t Just Buy “Wherever in Perth” Anymore (20:03) - When Rising Prices Start Hurting Rental Yields (27:14) - New vs Existing: Paying $150k More for Less Land (35:35) - The Only Australian Capital City Still Offering This Opportunity Follow us - Facebook - https://bit.ly/4c9dchR Instagram - https://bit.ly/4tPQRMJ LinkedIn - https://bit.ly/4tUG6sr Spotify - https://bit.ly/4ceOD3a Apple Podcast - https://apple.co/4qYqJwy Visit Website - https://thepropertyportfolio.com.au/ For any query or suggestion email us on [info@thepropertyportfolio.com.au](mailto:info@thepropertyportfolio.com.au) Get in touch with us - https://linktr.ee/nfinitypropwealth Subscribe to The Property Portfolio Podcast for weekly conversations on Australian property investing, lending strategy, market updates and portfolio growth.

    EP. 20 | Is Perth Still Australia’s Best Property Market in 2026?

  5. Jun 26 ·  Video

    EP. 19 | Why Everyone's Looking At Affordable Properties Again?

    Why Everyone's Looking At Affordable Properties Again? --- Positive cash flow properties are becoming a serious conversation again. With interest rates sitting much higher than they were before COVID, many investors are rethinking how they build a sustainable property portfolio in Australia. In Episode 19 of The Property Portfolio Podcast, Parag Dixit and Julius Dabre discuss why affordable investment properties and positive cash flow properties are attracting renewed attention from investors. The conversation focuses on how rising interest rates have changed borrowing capacity, holding costs and property investment strategy. It also explains why investors are now looking beyond pure capital growth and paying closer attention to rental income, affordability and long-term sustainability. In this episode we discuss • What is a positive cash flow property • Why positive cash flow properties are back in demand • How rising interest rates changed property investment Australia • Why cash flow real estate matters in today’s market • How to find positive cash flow properties • The role of affordable investment properties in portfolio planning • Why regional markets are attracting more investors • How rental yields above 5% can support holding power • The balance between capital growth and cash flow property investing • Why passive income Australia investors are reviewing their strategy • Real estate investing for beginners and what to understand before buying • Long term real estate investing and why sustainability matters • How professional advice can help investors avoid poor decisions A positive cash flow property is not just about buying a cheap property with high rent. It is about understanding the full numbers, including repayments, council rates, insurance, maintenance, vacancy risk and future growth potential. Parag and Julius explain why many investors are now building more balanced portfolios, combining growth-focused assets with rental income properties that can help support cash flow over the long term. This episode is especially useful for investors who are asking how to find positive cash flow properties, whether cash flow property investing still works, and how affordable investment properties can fit into a broader property investment strategy. If you are researching property investment Australia, real estate investing for beginners, passive income Australia or long term real estate investing, this episode will help you understand how the market has changed and what investors should consider before making their next move. --- TIMESTAMPS Timestamps - (02:12) - Why Everyone's Talking About Cash Flow Again (05:23) - Why Higher Interest Rates Changed Property Investing (09:09) - From $1K Loss to $36K Loss on One Property (11:33) - Building a Balanced Property Portfolio (19:28) - The New Sweet Spot for Property Investors (20:50) - Why Cheap Properties Can Cost You More (30:37) - Why Property Investing Is No Longer Set and Forget

    EP. 19 | Why Everyone's Looking At Affordable Properties Again?

  6. Jun 20 ·  Video

    EP. 18 | Is Buy & Hold Still the Best Property Investment Strategy?

    EP. 18 | Is Buy & Hold Still the Best Property Investment Strategy? --- Buy and hold sounds simple. Buy an investment property, keep it for the long term and let real estate investing do the work. But in reality, a successful buy and hold real estate strategy depends on much more than just buying and waiting. In Episode 18 of The Property Portfolio Podcast, Mudit and Julius discuss how investors can use a long term property investment approach to build wealth, generate rental income and create a sustainable portfolio over time. The conversation covers recent budget changes, property investment strategy, cash flow planning, suburb selection, leverage, SMSF investing and why buy and hold real estate needs regular review instead of a set and forget mindset. In this episode we discuss • What buy and hold real estate means for Australian investors • Why your investment goal should decide your property investment strategy • How to build wealth with real estate over the long term • The difference between buy and hold and flipping • Why cash flow matters when holding an investment property • How rental income properties can support long term wealth creation • The role of market cycles in long term real estate investing • Why choosing the right suburb is critical • Vacancy rates, rental demand and affordability checks • Metro vs regional property investing • Common mistakes investors should avoid • How leverage and equity can help grow a property portfolio • SMSF property investment and long term planning • Why buy and hold is not the same as buy and forget A buy and hold real estate strategy can be powerful, but only when the property, finance structure and cash flow are aligned with your goals. Mudit and Julius explain why investors need to look beyond short-term market noise and focus on the numbers that matter, including rental yield, borrowing capacity, holding costs, vacancy risk and long term growth potential. If you are researching real estate investing for passive income, looking for your next investment property, or trying to understand whether buy and hold is the right strategy for you, this episode will help you think through the key decisions before buying. --- TIMESTAMPS (01:56) - Introduction and Investment Strategies (07:13) - Getting Started With Buy and Hold (11:25) - Cash Flow and Holding Power (18:09) - Choosing the Right Property (26:58) - Mistakes and Exit Strategies (33:32) - Finance and Portfolio Growth (41:25) - SMSF and Final Takeaways

    EP. 18 | Is Buy & Hold Still the Best Property Investment Strategy?

  7. Jun 11 ·  Video

    EP. 17 | Is Townsville the Next Property Investment Hotspot in 2026?

    EP. 17 | Is Townsville the Next Property Investment Hotspot in 2026? --- Townsville has become one of the most searched property investment markets in Australia, but is there still room for growth? In Episode 17 of ⁨@ThePropertyPortfolioPodcast⁩ , Parag Dixit and Julius take a deep dive into the Townsville property market and discuss why investors across Australia continue to keep this North Queensland city on their radar. With strong population growth, low housing supply, rising rents, affordable entry prices and billions of dollars flowing into infrastructure, defence and mining projects, Townsville is attracting attention from both investors and owner occupiers. The discussion explores the factors driving Townsville property growth, the suburbs attracting the most demand, rental yields, future development plans and why Townsville continues to stand out in a changing Australian property market. In this episode we discuss • Why Townsville is becoming one of Australia's most attractive investment destinations • The latest Townsville property market trends and growth drivers • Townsville population growth and its impact on housing demand • Why low housing supply continues to support property prices • Rental yields and opportunities across the Townsville rental market • Key suburbs including Kirwan, Mount Louisa, Bushland Beach and North Ward • Townsville property prices and affordability compared to major cities • Defence Housing Australia and long-term leasing opportunities • Infrastructure, mining, healthcare and education projects shaping the local economy • The future of the Townsville housing market and investment outlook • Buy and hold strategies for long-term property investors • What makes Townsville investment property attractive in 2026 and beyond Townsville has experienced significant growth over recent years, with strong demand from both investors and owner occupiers. Supported by defence, healthcare, education, tourism, logistics and mining, the city has developed into one of Queensland's most diversified regional economies. The episode also explores how Townsville real estate continues to benefit from strong employment opportunities, infrastructure spending and a growing population. From affordable entry prices to attractive rental returns, the conversation highlights why many investors are considering Townsville property investment as part of their long-term strategy. If you are researching Townsville real estate, following the latest Townsville property news, comparing Townsville property prices, looking at Townsville commercial property opportunities or trying to understand the Townsville property forecast 2026, this episode provides valuable insights into one of Australia's most closely watched regional markets. --- TIMESTAMPS (00:00) - Introduction (02:51) - Why Investors Are Watching Townsville (04:26) - Population Growth and Housing Demand (05:56) - Rental Yields and Affordability (07:41) - Best Suburbs for Investors (09:11) - Townsville's Growth Story (13:01) - Unit Market Opportunities (14:26) - Housing Supply Challenges (16:21) - Rental Market Update (18:51) - Top Performing Suburbs (20:56) - Population and Employment Trends (22:36) - Mining and Infrastructure Projects (24:16) - Defence Industry Impact (25:51) - Port Expansion and Tourism (27:31) - Education and Healthcare Growth (28:51) - Owner Occupiers vs Investors (30:11) - Lifestyle and Amenities (31:31) - Economic Drivers Behind Growth (32:46) - Investment Fundamentals (34:06) - Final Thoughts

    EP. 17 | Is Townsville the Next Property Investment Hotspot in 2026?

  8. Jun 5 ·  Video

    EP. 16 | Why Newcastle Is Becoming a Property Investment Hotspot

    EP. 16 | Why Newcastle Is Becoming a Property Investment Hotspot --- Newcastle has spent decades building its reputation as an industrial powerhouse. Today, it is becoming one of the most talked-about property investment locations in New South Wales. In Episode 16 of The Property Portfolio Podcast, Parag Dixit and Julius discuss why Newcastle is attracting growing interest from property investors and what could be driving the city's next phase of growth. With strong population projections, major infrastructure spending, limited housing supply and a changing local economy, many investors are now looking beyond Sydney and taking a closer look at the Newcastle property market. The discussion covers recent market performance, key suburbs to watch, rental demand, infrastructure projects and the factors shaping the future of Newcastle real estate. In this episode we discuss • How Newcastle is changing from an industrial city into an investment hotspot • What recent house price growth tells us about buyer demand • Why low stock levels are putting pressure on the local housing market • Suburbs such as Hexham, Jesmond and Warabrook • Rental yield trends and what investors should check before buying • How population growth could shape future property demand • Major projects including the M1 Pacific Motorway expansion • The role of port, education, health and infrastructure in long term growth • What investors should consider before buying an investment property in Newcastle • Why local suburb selection matters in a growing regional market Over the past decade, Newcastle property growth has consistently outperformed the expectations many investors once had for regional markets. With population forecasts pointing to substantial growth over the next 15 years and billions of dollars being invested into transport, logistics and community infrastructure, the city continues to attract attention from both owner occupiers and investors. The episode also explores how Newcastle house prices, rental demand and future development activity may influence the Newcastle property forecast over the coming years. From residential opportunities to broader economic drivers, the conversation highlights why many investors are beginning to view Newcastle as more than just a regional market. If you are researching the Newcastle NSW property market, looking for Newcastle investment property opportunities, comparing Newcastle rental yields, following Newcastle property news or trying to understand where future growth may come from, this episode provides practical insights to help guide your decision making. --- TIMESTAMPS (2:35) - Why Newcastle transformed into an investment hotspot (5:33) - Growth data and affordability in Newcastle (10:16) - Suburb spotlight prices yields and investor appeal (19:16) - Big infrastructure projects and jobs in Newcastle (31:45) - Why Newcastle is the right place to invest

    EP. 16 | Why Newcastle Is Becoming a Property Investment Hotspot
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Why Property Became Australia's #1 Wealth Builder in 2025

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