The Dear Money Podcast

Miata Edoga

Where we tell the truth about money. Real letters to money, met with reflection—not advice. miataedoga.substack.com miataedoga.substack.com

  1. Jun 25

    Money, Fear Has Been Running This Relationship.

    I think one of the hardest things for many of us to admit is that our relationship with money has been shaped much more by fear than by understanding. Fear of not having enough.Of losing what we have.Of looking at the truth of where we are.Of knowing our numbers.Of discovering we’ve already made “too many” mistakes. And fear has a way of making us pull away from relationships that actually require care and attention. It’s so easy to respond to this “pulling away” with judgment. To decide that we’re in financial trouble because we’re lazy or because we don’t care. But the truth is simply that fear creates avoidance. I think that’s why so many of us carry the feeling that we’ve ignored money, abandoned it, mistreated it, or just plain failed at it. Underneath so much of this is usually just someone who never learned how to feel safe inside the relationship. And there’s a difference between blaming ourselves… and beginning to understand ourselves. A difference between:“What is wrong with me?”and“Oh… fear has been shaping this relationship for a very long time.” Naming that isn’t about avoiding responsibility. It’s about bringing clarity to the relationship. Because clarity creates the possibility for something different moving forward. Something built less on panic and shame…and more on honesty.Care.Attention.Partnership.Trust. It is incredibly vulnerable to decide to begin again with money. To admit we need new habits.New ways of relating.New forms of support.New levels of honesty. Especially after years of avoidance or fear. But maybe healing with money is not about suddenly becoming perfectly disciplined or fearless. Maybe it’s about becoming willing to stay in a relationship with money without running from it. Even while we’re still learning.Even while we stumble.Even while trust is being rebuilt. _________________ If something in this brought up your own relationship with money… here’s: A prompt, if you want it Write a letter to money that begins with: “Money, I think fear first entered our relationship when…” or “Money, the ways I avoid you look like…” Let yourself notice the fears, habits, and protective behaviors that have shaped the relationship over time. Please try not to judge yourself. Just tell the truth about what fear taught you to do. ____________________ Today’s reflection came from a letter that was anonymously shared with me. I’ll read it to you now. Dear Money— Thank you for not abandoning me and my child all these years. Forgive me for not paying attention to you, for not taking care of you. I understand now what an important part of my life you are and how necessary it is for me to take care of you, nurture you, love you, and be proud of you. I know now that if I protect and guard you, the quality of my life and work will be greatly enriched. I will be better able to manage and navigate the ups and downs of my precarious life and feel an ease and calm around my finances that I have never felt before. Commitment, planning, and education will be important tools for me moving forward in my relationship with you. Please be patient with me as I stumble along learning how to create and live within this new relationship. I have spent most of my adult life ignoring, abusing, and mistreating you. I will need time to develop the habits and practices I need to live with you as my friend and ally. I hope to be emboldened by my newfound awareness and appreciation of you. I hope to step out of the shadows of shame, confusion, ignorance, and fear, which have been my default way of relating to you until now. I understand now that my primary relationship with you has been fear. I am trusting that the road toward this new relationship is opening for me, beckoning me forward, and I am committed to moving with you in partnership, honesty, and trust. Thank you for your patience. ______________________ Thank you to the writer for trusting me with this letter. And thank you for listening. Dear Money is a space for honesty, not answers.If you find yourself holding a truth you haven’t named yet, I hope you’ll consider writing your own letter to money. It would be an honor to reflect on your words—and a gift for all of us to recognize a little more clearly how not alone we are in this relationship. New episodes are published every Thursday. Until next time. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit miataedoga.substack.com

  2. Jun 18

    Money, Our Relationship Feels Different Now.

    I think one of the most powerful parts of this Dear Money practice is realizing that our relationship with money is not fixed. That the way we feel about money today is not necessarily the way we will feel forever. Because many of us assume that whatever fear, shame, chaos, scarcity, confusion, avoidance, or anxiety we currently experience around money is simply “who we are.” As though our relationship with money arrived fully formed and permanent. But relationships change. And sometimes one of the most beautiful experiences is looking back and seeing that change happening inside YOU. Realizing there was a time when money felt frightening. Or shameful. Or impossible to hold onto. And recognizing that something in the relationship has softened. That maybe fear has become stewardship...more of just a feeling of responsibility.Maybe avoidance has shifted into care.Maybe shame has transformed into something that looks more like gratitude. And none of this happens because life suddenly becomes easy or because we stop making mistakes. We just start relating to money differently. I also think many of us are waiting to feel “finished” before we allow ourselves to acknowledge growth. But growth doesn’t work like that. Sometimes… most of the time… it sounds like: “I still get scared sometimes.”“I still notice old behaviors.”“I still have work to do.” And yet… something is undeniably different. Because there is such a difference between struggling inside a relationship you believe is hopeless… and struggling inside one you believe is worth caring for. Maybe that’s part of what healing looks like for many of us. It doesn’t look like perfection. It looks like becoming more honest. More peaceful. More responsible. More trusting of our own capacity to care for what we’ve built. And one day realizing: “This relationship feels different than it used to.” And allowing yourself to feel really good about that. _________________ If something in this brought up your own relationship with money… here’s: A prompt, if you want it Write a letter to money that begins with: “Money, the way I relate to you now is different because…” or “Money, I didn’t realize our relationship had changed until…” Let yourself notice what has softened, what has strengthened, and what still feels tender. You don’t need to prove transformation. Just tell the truth about what feels different now. ____________________ Today’s reflection came from a letter that was anonymously shared with me. I’ll read it to you now. Dear Money— I truly do love you. Not in a miserly way, but in a grateful way, because you have given me and my family such an amazing life. We were not always friends, but I think over the last few years I have grown to love and appreciate you. I am no longer afraid of you, and I do feel like I understand that I am worthy of having you in my life. I am not always the best caretaker, though. I am still learning to manage our relationship better, and sometimes it is easier to fall back on past behaviors that I know draw us apart instead of together. I am making those changes now, and I will continue trying to be a better caretaker and steward of you. I want our relationship to grow and flourish, and I am committed to working toward that. Our past is in the past. I have forgiven and let go of past mistakes, and I will not go back to where we were before. I only want to move forward toward becoming a better partner in this relationship. I love that you allow me to be generous with my friends and family. I want you to grow so I can continue being generous to more and more people. I would like us to create a place that helps tens of thousands of people. I love that you help bring me peace. We have a beautiful home and life because of you. Every month I am so grateful to live where I do, to have food in the kitchen, a car to drive, places to go and have fun, clothes on my body, and both career and personal needs taken care of. I love that you have given us the freedom to pursue our interests and support our kids in theirs. I love how you give me permission to follow my passions and support my efforts by continuing to grow. I love that you have given us security. A place of our own. Equity to grow from. A place in the world and generational wealth to pass on. I am so grateful that I can write this letter. It would have been a very different one years ago, but I have so much gratitude that our relationship has grown into a more positive and loving one. I still get scared sometimes, and I still have lots of work to do. But I know I can build on what we have and continue growing into a healthier and closer relationship with you. ______________________ Thank you to the writer for trusting me with this letter. And thank you for listening. Dear Money is a space for honesty, not answers.If you find yourself holding a truth you haven’t named yet, I hope you’ll consider writing your own letter to money. It would be an honor to reflect on your words—and a gift for all of us to recognize a little more clearly how not alone we are in this relationship. New episodes are published every Thursday. Until next time. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit miataedoga.substack.com

  3. Jun 11

    Money, I Think We Should Finally Meet.

    Sometimes we spend years around money without ever really meeting it. We react to it.Work for it.Avoid it.Fear it.Chase it.Blame it. But we never actually stop long enough to ask what kind of relationship we’re in. And for many of us, keeping our distance from money feels safer. Because if money remains mysterious or powerful or even dangerous, then we make sure we protect ourselves by staying cautious around it. We keep our interactions brief. Controlled. Surface-level. Never looking too closely at what’s underneath. But eventually, something in us gets tired of just living “beside” money… living beside something that shapes so much of our lives, without ever really connecting with it. And it’s not that we suddenly become fearless. It’s just that we start wanting something more honest than avoidance. There is something so special and courageous in that want, that desire… the decision to meet money without worshipping it or fearing it. To stop treating it like a monster. Or a savior. Or proof of worth. And instead… to approach it like a relationship. One that will likely include awkwardness, repair, patience, resilience, and plenty of setbacks. A relationship that requires care, honesty, trust, consistency, balance, a sense of humor and love. Never perfect. Never fully resolved. But real. And real, by the way, means that everything will not always go well. Our work lies in building the trust that we can stay present in the relationship even when things feel uncertain. Or even horrible. I think maybe what changes first for many of us is not our income or our circumstances. It’s our willingness, when it comes to money, to finally say: “Hi. Nice to meet you.” _________________ If something in this brought up your own relationship with money… here’s: A prompt, if you want it Write a letter to money that begins with: “Money, I realize I’ve never really let myself meet you because…” or “Money, the role I’ve believed you played in my life is…” Let yourself notice the distance, the fear, the caution, or even the hope that has shaped the relationship. You don’t need to force resolution. Just begin with honesty. ____________________ Today’s reflection came from a letter that was anonymously shared with me. I’ll read it to you now. Dear Money— It has been a long time — my whole life, actually — before I finally decided to greet you. Even though this is our first open and conscious interaction, we both know we have been existing next to each other every day. Our energies have collided many times, whether we wanted them to or not. My whole life, I have treated you like a neighbour I didn’t know. And because of that, I have always been afraid to simply say hello. You seemed too powerful, too scary, too dangerous to me, so every interaction was played safe, without unearthing the monster you might have turned out to be. But that is over. I want to start fresh and clear out the room. I want our relationship to exist on equal ground, with mutual respect. I want you to be a dear friend I can count on when needed. And more than that, I want to treat you with respect without being fearful of you. This new and clearer path I want to take will strengthen both myself and my relationship with you, my friend. I offer you my commitment and curiosity so we can grow and nurture this relationship together. I want us to stay resilient when the storms come. It will not be perfect, but we will move forward together toward our abundant future. So… hi. Nice to meet you. I commit to celebrating small and big wins, picking ourselves up, standing strong against difficulties, and never losing faith in us — knowing that we will withstand the storm by empowering and gently reminding each other that we’ve got each other, for good and for bad. ______________________ Thank you to the writer for trusting me with this letter. And thank you for listening. Dear Money is a space for honesty, not answers.If you find yourself holding a truth you haven’t named yet, I hope you’ll consider writing your own letter to money. It would be an honor to reflect on your words—and a gift for all of us to recognize a little more clearly how not alone we are in this relationship. New episodes are published every Thursday. Until next time. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit miataedoga.substack.com

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Where we tell the truth about money. Real letters to money, met with reflection—not advice. miataedoga.substack.com miataedoga.substack.com