Your Home Billings

Agency 220

Your Home Billings is a locally focused real estate podcast centered on the people, properties, and professionals shaping the Billings market. Each episode features conversations with top agents, lenders, builders, investors, and home service experts who share real insights on buying, selling, improving, and investing in Billings. The podcast is designed to educate consumers, highlight trusted local leaders, and create a deeper understanding of what it truly means to live, work, and build wealth at home in Billings.

  1. 2d ago

    More Than a Mortgage: Finding the Right Loan for Your Home

    In this episode of Your Home Billings, Mark Junker sits down with longtime Billings mortgage professional Kim Wallinder Moffet to discuss what homebuyers should know before choosing a lender and starting their home search. Kim explains the differences between banks and mortgage brokers, why comparing loan programs, rates, fees, and overall costs matters, and why buyers should get fully pre-approved before falling in love with a home. She also shares common mistakes that can complicate financing, discusses first-time homebuyer assistance and different loan options, and offers her perspective on home values and mortgage rates. Along the way, Kim shares the fascinating history of the 110-year-old Billings home that now serves as her office, including its move to Grand Avenue and the work she and her husband have done to preserve its historic character.

  2. Aug 10

    Refinancing, HELOCs & Home Equity: How to Make Your Mortgage Work for You

    In this episode of Your Home Billings, Mark Junker welcomes mortgage expert Sandy Wong of Guild Mortgage back to the show to break down the options homeowners and buyers have for making their mortgage work better for their financial situation. Sandy explains mortgage recasting, assumable mortgages, temporary rate buydowns, PMI removal, refinancing, HELOCs, home equity loans, and cash-out refinancing. She also discusses why affordability remains a concern for buyers and how the right mortgage strategy can potentially lower monthly expenses, consolidate debt, fund home improvements, or make purchasing a home more manageable. A major theme of the conversation is that there isn't one mortgage strategy that's right for everyone. Sandy explains how homeowners should consider their existing interest rate, available equity, closing costs, monthly budget, and long-term goals before refinancing or borrowing against their home. She also compares a HELOC—which leaves the existing first mortgage in place and adds a second loan or line of credit—with a cash-out refinance, which replaces the existing mortgage with a new, larger loan.

  3. Aug 3

    How to Choose the Right Flooring for Your Home with Carpet One Billings

    In this episode of Your Home Billings, Mark Junker sits down with Randy Mostad, owner of Carpet One Floor & Home in Billings, to discuss his family's long history in the flooring business and how the industry has evolved over the decades. Randy shares practical advice on choosing the right flooring for different lifestyles, compares carpet, hardwood, luxury vinyl, and tile, explains current flooring trends, and highlights Carpet One's commitment to quality craftsmanship and sustainability through its carpet cushion recycling program.

  4. Jul 27

    What Makes a Great Roofing Contractor?

    In this episode of Your Home Billings, Mark Junker sits down with Casey Stone, owner of Diamond Roofing & Solar, to discuss what homeowners should know before filing a roof insurance claim. Casey shares how he built his locally owned roofing company, explains the insurance claims process from start to finish, and offers practical advice for spotting storm damage before it becomes a costly problem. The conversation also covers choosing a trustworthy roofing contractor, avoiding storm-chasing companies, understanding different roofing materials, proper roof ventilation, and why regular inspections can help protect your home and investment.

  5. Jul 20

    New Construction vs. Existing Homes: Which Is Right for You?

    In this episode of the Your Home Billings Podcast, Mark Junker sits down with Drahlynn Ivee of Century 21 Hometown Brokers to discuss the differences between buying a new construction home and an existing home in the Billings area. Drahlynn shares insights into the home building process, timelines, appraisals, financing options, and the importance of working with an experienced real estate professional. She also explains what's driving growth on Billings' West End and the Heights, offers advice for first-time buyers, and highlights how the right guidance can help buyers avoid costly mistakes and confidently navigate one of life's biggest investments.

  6. Jul 15

    The Biggest Mistakes Home Buyers and Sellers Make

    In this episode of the Your Home Billings Podcast, Mark Junker sits down with Shelby Williams of Yellowstone Realty Brokers to discuss what buyers and sellers can expect in today's Billings real estate market. Shelby shares her journey into real estate, explains why proper pricing and mortgage pre-approval are critical for success, and offers practical advice for first-time buyers and homeowners preparing to sell. She also discusses current market trends, how Billings compares to other Montana cities, what makes the community such a desirable place to live, and shares a memorable real estate story that highlights the importance of problem-solving and staying calm during unexpected challenges.

  7. Jun 24

    What To Do When Disaster Strikes Your Home | Water, Fire & Mold Restoration Explained

    In this episode of Your Home Billings, Mark Junker sits down with Tracy Elletson, General Manager of Paul Davis Restoration of Yellowstone County, to discuss what homeowners should do when disaster strikes. Tracy shares how his background as a teacher prepared him for helping families navigate stressful situations involving water damage, fire damage, mold remediation, and property restoration. The conversation covers common homeowner mistakes, the importance of knowing where your water shutoff is located, how restoration professionals identify hidden damage, and what to expect when working through insurance claims. Tracy also explains how Paul Davis guides homeowners through the entire restoration process—from emergency response and mitigation to complete reconstruction—helping families restore both their homes and peace of mind.

  8. Jun 8

    Inside the Billings Housing Market with Laura Drager

    Laura Drager, broker and owner of Drager Real Estate, discussed the current real estate market trends in Billings, noting an increase in available inventory due to favorable weather and a dip in interest rates. She highlighted that Billings is one of the most affordable areas in Montana, with an average home price of $350,000. Drager emphasized the importance of pricing, condition, and location in selling homes quickly. She also debunked common myths about real estate, such as the belief that taxable values accurately reflect home values. Drager shared her extensive community involvement, including serving on various boards and committees, and stressed the value of professional real estate representation.

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About

Your Home Billings is a locally focused real estate podcast centered on the people, properties, and professionals shaping the Billings market. Each episode features conversations with top agents, lenders, builders, investors, and home service experts who share real insights on buying, selling, improving, and investing in Billings. The podcast is designed to educate consumers, highlight trusted local leaders, and create a deeper understanding of what it truly means to live, work, and build wealth at home in Billings.

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