Unbankable with Alex Shvarts

Alex Shvarts

Most businesses don’t fail because of bad ideas. They fail because they run out of capital. Unbankable is a business podcast for entrepreneurs who don’t wait for permission - especially from banks. I’m Alex Shvarts, Founder & CEO of FundKite. For over a decade, I’ve worked directly with thousands of small and mid-sized business owners across the United States, providing working capital when traditional banks said no. On this podcast, I sit down with CEOs, founders, operators, and leaders in alternative finance, fintech, private capital, and business growth to talk about what actually builds durable companies. No hype. No guru talk. Just real conversations about: • Scaling a small business • Working capital strategy • Alternative financing • Risk management • Hiring and firing decisions • Cash flow discipline • Profitable growth • Leadership under pressure • Building partnerships that last If you’re a small business owner, entrepreneur, startup founder, operator, or executive looking to grow smarter - this show is for you. We talk about what happens when banks say no. We talk about execution. We talk about capital. And we talk about building something real. Subscribe to the podcast, leave a review, and share it with another entrepreneur who needs it. When banks say no - there is FundKite. Learn more about alternative business funding at 👉 https://fundkite.com Build smarter. Scale responsibly. Stay unbankable. – Alex Shvarts

  1. The 15-Minute Rule That Wins Deals | How DJ Irie Built a Business That Changes Lives

    2d ago

    The 15-Minute Rule That Wins Deals | How DJ Irie Built a Business That Changes Lives

    Business funding, entrepreneurship, working capital, and building a brand all come down to one thing: knowing how to turn your platform into real value. I’m Alex Shvarts, founder and CEO of FundKite, and in this episode of the Unbankable Podcast, I sit down with DJ Irie — global entertainer, entrepreneur, philanthropist, and founder of the Irie Foundation. This conversation is about more than music. It’s about business, branding, sponsorships, fundraising, leadership, building the right team, and creating something that makes money while making a difference. 💥 DJ Irie shares how he went from performing as a DJ to building Irie Weekend, working with major names, creating long-term sponsor relationships, and using his platform to support underserved youth in South Florida. We talk about: • how to turn passion into a real business• why closing the deal is only the beginning• how to build sponsorships that last• why entrepreneurs need to measure their reach• how to monetize your platform without losing your mission• why team, execution, and overdelivering matter• what business owners can learn from event production• how purpose-driven businesses can stay sustainable• why giving back can become part of a powerful brand If you’re a business owner, entrepreneur, creator, event professional, or anyone trying to build a brand that creates real impact — this episode is for you. 👉 Subscribe to the channel for more real conversations about business funding, working capital, cash flow, entrepreneurship, sales, leadership, and building something that lasts. Question: are you building a business only to make money — or to make an impact too? 👀

    1 hr
  2. The Legal Mistakes That Destroy Small Businesses Overnight! (And How to Avoid Them)

    Jun 24

    The Legal Mistakes That Destroy Small Businesses Overnight! (And How to Avoid Them)

    One lawsuit, one bad contract, or one business partner dispute can destroy everything you worked for 🚨 I’m Alex Shvarts, founder and CEO of FundKite. At FundKite, we help business owners access business funding when banks say no — but funding is only one part of building a real business. You also need protection, structure, contracts, and the right legal strategy. In this episode of the Unbankable Podcast, I sit down with Chris Robert Tinton, managing partner of Tinton Law Firm, also known as “The Legal Bodyguard,” to talk about the legal mistakes that business owners cannot afford to ignore. We talk about: • why every business owner needs the right contracts• how business divorce can destroy a company• what to do in the first 48 hours after a lawsuit• why you should never delete texts or WhatsApp messages• why cheap legal advice can become very expensive• how to choose the right lawyer for your business• when to fire your attorney• why funding, legal structure, and business planning work together Chris also explains why many businesses are not truly “unbankable” — they may just be presenting their business the wrong way to lenders. If you need capital to grow, expand, manage cash flow, or take advantage of a business opportunity, FundKite may be able to help. Visit FundKite.com or contact our team to explore your business funding options. 👉 Subscribe to the channel for more real conversations about business funding, entrepreneurship, sales, legal protection, and building something that lasts. 🎧 Listen to the Unbankable with Alex Shvarts Podcast on all major audio platforms - https://unbankable.transistor.fm/subscribe Drop a comment: what’s the biggest legal mistake you’ve seen a business owner make? 👀 TIMECODES00:00 One Lawsuit Can End It00:56 Legal Protection for Business Owners02:44 The Legal Bodyguard03:45 The Biggest Contract Mistake05:16 Business Divorce Is Real06:00 First 48 Hours After Lawsuit07:15 Save Your Text Messages08:52 Are Businesses Really Unbankable?10:57 Doctors, Business, and Structure12:48 Contract Disputes Explained13:01 Gas Station Deal Saved14:29 LLC, Corp, or Partnership?15:18 When Lawyers Fire Clients16:43 Cheap Legal Advice Costs More18:14 Legal Budget for Business19:32 Bilingual Business Law in Miami21:32 Arbitration vs Court23:24 How to Choose a Lawyer24:12 When to Fire Your Lawyer26:09 Funding Is Business Energy27:49 Lawyers as Business Psychologists29:15 Never Lie to Your Lawyer30:22 How to Contact Chris31:06 Lawyer Life and Balance32:52 What Makes a Good Client34:16 Growing With Your Lawyer

    34 min
  3. Why So Many NBA Players Go Broke After Retirement | Mario Chalmers

    Jun 5

    Why So Many NBA Players Go Broke After Retirement | Mario Chalmers

    Business funding, entrepreneurship, investing, and building wealth after a successful career all come down to one thing: having the right team and making smart decisions before the money stops coming. I’m Alex Shvarts, founder and CEO of FundKite. Every year, thousands of business owners apply for business funding, working capital, and growth capital because they need help scaling their companies, managing cash flow, and creating long-term success. In this episode of the Unbankable Podcast, I sit down with two-time NBA Champion Mario Chalmers to talk about life after professional sports, business ownership, investing, leadership, and why many athletes struggle financially after retirement. Mario shares what it was like playing alongside LeBron James, Dwyane Wade, Chris Bosh, and one of the greatest teams in NBA history. More importantly, he shares the lessons he learned transitioning from basketball to business. We discuss: 🏆 life after the NBA💰 why many professional athletes go broke📈 investing, business ownership, and wealth building🚀 how to transition from sports into entrepreneurship🤝 why building the right team matters📊 business funding and growth opportunities🧠 leadership lessons from championship teams💵 managing money after million-dollar paychecks stop🎯 how successful entrepreneurs make decisions🔥 why confidence in sports doesn’t automatically translate to business At FundKite, we work with business owners every day who need business funding, working capital, and growth capital to keep growing. One lesson that applies to both athletes and entrepreneurs is simple: you don’t have to know everything, but you do need the right people around you. If you’re building a business, investing for the future, or trying to create long-term wealth, this conversation is full of lessons that go far beyond basketball. 👉 Subscribe for more conversations about business funding, entrepreneurship, investing, leadership, cash flow, and building successful companies. What’s more difficult: becoming a champion — or staying successful after you’ve already won? 👇

    39 min
  4. The Healthcare System Is Broken! How Doctors Are Building Businesses Outside the System?

    Jun 2

    The Healthcare System Is Broken! How Doctors Are Building Businesses Outside the System?

    Business owners ask me all the time: How do you grow a business without running out of cash?How do you get business funding when traditional banks say no?How do you get working capital for your business without sacrificing growth? The reality is that every business owner eventually faces the same challenge: access to capital. In this episode of the Unbankable Podcast, I sit down with Dr. Dimitri Gitelmaker to discuss something that applies to every entrepreneur — building a business outside of a broken system. While Dr. Gitelmaker built his practice outside the traditional healthcare model, the lessons apply to every founder, business owner, and entrepreneur trying to scale a company, manage cash flow, build a strong brand, and create long-term value. At FundKite, we’ve helped thousands of businesses secure business funding, working capital, and growth capital when traditional financing wasn’t the right fit. That’s why conversations like this matter. We discuss: 💰 How entrepreneurs build businesses outside traditional systems📈 Why access to capital can make or break a growing compan🚀 How to scale a service-based business🧠 Why every professional eventually becomes a salesperson🔥 Building a premium brand instead of competing on price🏥 How concierge medicine became a successful business model🤖 AI, innovation, and the future of healthcare📊 The challenges of scaling expertise-driven businesses👨‍💼Leadership, hiring, delegation, and business growth💡 What every entrepreneur can learn from doctors, consultants, and service professionals If you’re searching for how to get business funding, how to get funding for your business, how to raise business funding, or how successful founders build companies outside traditional systems, this episode is for you. 👉 Subscribe for more conversations about business funding, working capital, entrepreneurship, sales, leadership, and business growth. #alexshvarts #UnbankablePodcast #ConciergeMedicine #HealthcareBusiness

    51 min
  5. The Business Side of Being an Artist | Why Talent Is Not Enough

    May 22

    The Business Side of Being an Artist | Why Talent Is Not Enough

    Alternative business funding, music entrepreneurship, real estate investing, and building wealth beyond your main career all come down to one thing: turning income into long-term assets. I’m Alex Shvarts, founder and CEO of FundKite, and in this episode of the Unbankable Podcast, I sit down with Shifta — music artist, entrepreneur, real estate investor, developer, and founder of the Timeless brand. Shifta started in music at a young age, built his name through records like “Ganja Shop,” toured internationally, and learned early that music income can be powerful — but unpredictable. Instead of spending everything on image, he used his first real money from music to buy property, build equity, reinvest into his career, and eventually expand into real estate development, restaurants, cannabis, beauty, and family-run businesses. In this conversation, we talk about: * why artists need to think like entrepreneurs* how Shifta turned music income into real estate* why making money in music is harder than people think* how to handle rejection and keep going* why one hit song is not a financial plan* how real estate can create long-term stability* why image can destroy wealth if you are not careful* how to balance creativity, business, family, and discipline* what young artists should know before spending their first big check This episode is for artists, creators, entrepreneurs, and business owners who want to build something bigger than one moment of success. Drop a comment: if you made your first big check today, would you spend it, save it, or invest it? _______ Banks focus on credit scores. We focus on real businesses.This channel breaks down how entrepreneurs access capital using cash flow—not rigid bank rules. 📞 Call us for a consultation: (877) 502-5003🌐 Learn more: fundkite.com #alexshvarts  #UnbankablePodcast #MusicBusiness #Entrepreneurship

    43 min
  6. How to Build a Media Brand That Actually Lasts

    May 19

    How to Build a Media Brand That Actually Lasts

    Building a media brand today takes more than content creation — it takes authenticity, storytelling, trust, and a real business strategy that can survive changing platforms, AI, podcasts, radio, and social media. I’m Alex Shvarts, founder and CEO of FundKite, and in this episode of the Unbankable Podcast, I sit down with Keith “Papa Keith” Walcott — legendary Miami radio host, media personality, voice actor, event host, entrepreneur, and community advocate. Papa Keith has been the voice of Miami for decades, currently hosting afternoon drive on 103.5 The Beat. He has recorded more than 18,000 radio and TV commercials, built revenue streams beyond radio, worked with brands and advertisers, and used his platform to support the community through his People Matter initiative. In this conversation, we talk about: * why authenticity matters more than copying trends* how to build a personal brand that lasts* why radio is not dead* how storytelling helps entrepreneurs sell their business* how media personalities monetize their voice and influence* why people spend money with people they like* how to adapt your brand to different markets* why giving back can save your purpose* how entrepreneurs can use media, podcasting, and community to grow We also talk about business funding, access to capital, why entrepreneurs need a plan before raising money, and how relationships still matter in a world where everything feels transactional. This episode is funny, honest, and full of real lessons for entrepreneurs, creators, media professionals, and business owners who want to build something real — not just chase attention. Drop a comment: what matters more today — followers, authenticity, or real relationships? _______ Banks focus on credit scores. We focus on real businesses.This channel breaks down how entrepreneurs access capital using cash flow—not rigid bank rules. 📞 Call us for a consultation: (877) 502-5003🌐 Learn more: fundkite.com #alexshvarts #UnbankablePodcast #MediaBranding #Entrepreneurship

    43 min
  7. Why Real Entrepreneurs Don’t Follow the Roadmap

    May 15

    Why Real Entrepreneurs Don’t Follow the Roadmap

    Real entrepreneurship is not about looking successful — it is about building something real, surviving pressure, and creating your own path when no roadmap exists. I’m Alex Shvarts, founder and CEO of FundKite, and in this episode of the Unbankable Podcast, I sit down with Sache B — entrepreneur, systems operator, and founder of Agency X. Sache started doing manual labor at a young age, scaled operational businesses with hundreds of employees, and built a reputation for understanding systems, people, sales, and growth at a very high level. Today, he works across multiple industries helping businesses optimize operations, build scalable systems, and grow smarter. In this conversation, we talk about: * why entrepreneurs need to create their own path* how to spot BS in business quickly* why social media success can be misleading* the difference between confidence and overconfidence* why flashy money usually means less than people think* how to hire and keep real A-players* when firing someone can actually help both sides* why one strong business beats chasing endless hustles* how struggle creates financial discipline* what it really takes to stay in business long enough to win This episode is funny, honest, raw, and full of real entrepreneurial lessons about money, people, discipline, communication, and building something meaningful. Drop a comment: what’s the biggest lesson entrepreneurship has taught you so far? #alexshvarts #unbankable #EntrepreneurMindset

    47 min

Ratings & Reviews

5
out of 5
2 Ratings

About

Most businesses don’t fail because of bad ideas. They fail because they run out of capital. Unbankable is a business podcast for entrepreneurs who don’t wait for permission - especially from banks. I’m Alex Shvarts, Founder & CEO of FundKite. For over a decade, I’ve worked directly with thousands of small and mid-sized business owners across the United States, providing working capital when traditional banks said no. On this podcast, I sit down with CEOs, founders, operators, and leaders in alternative finance, fintech, private capital, and business growth to talk about what actually builds durable companies. No hype. No guru talk. Just real conversations about: • Scaling a small business • Working capital strategy • Alternative financing • Risk management • Hiring and firing decisions • Cash flow discipline • Profitable growth • Leadership under pressure • Building partnerships that last If you’re a small business owner, entrepreneur, startup founder, operator, or executive looking to grow smarter - this show is for you. We talk about what happens when banks say no. We talk about execution. We talk about capital. And we talk about building something real. Subscribe to the podcast, leave a review, and share it with another entrepreneur who needs it. When banks say no - there is FundKite. Learn more about alternative business funding at 👉 https://fundkite.com Build smarter. Scale responsibly. Stay unbankable. – Alex Shvarts