Investing Unlocked

Georgie Frost

Investing Unlocked is a smart, straight-talking podcast that decodes the jargon for people who want to make more of their money and understand what really drives investment performance. Join Georgie Frost, multi-award-winning financial broadcaster, with regular guest Simon Lambert, alongside an impressive lineup of leading financial experts, as they go beyond the latest finance stories to explore the building blocks of investing, the behaviour behind it, the history that shaped it, and the big ideas influencing what happens next. As investing moves to the centre of financial life in 2026, the show invites in the people traditional finance has left behind. Investing Unlocked is sponsored by PensionBee.

  1. Aug 19

    What Does It Take to Be A Successful Investor? (with Anna Brading)

    What separates a successful investor from everyone else – and why do so many of us feel like we're getting it wrong? In the season finale of Investing Unlocked, Georgie Frost and Simon Lambert  are joined by financial educator and author of Money Mentor, Anna Brading, to explore the notion of money dysmorphia – the disconnect between your actual financial situation and how you perceive it Together, they examine what's really holding investors back from success – from persistent gender gaps and generational pressures to the impact of recent changes to ISAs and pensions - and why, when it comes to investing, confidence often matters more than knowledge. This season concludes with Georgie and Simon revealing how they would choose to invest an unexpected £1,000. But don't worry, you won't have to wait long. Season 2 is already in the works... Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. Follow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn: https://www.linkedin.com/in/annajoybrading/ Website: https://www.mentoramoney.com Follow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6z To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: www.instagram.com/investing.unlocked/TikTok: www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=enTikTok: tiktok.com/@georgiefrostmoney LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  2. Aug 12

    AI Is Changing the World. But Is It a Bad Investment?

    AI is transforming the world – but does that automatically make it a good investment? In this episode of Investing Unlocked Extra, Georgie Frost is joined by Andrew Oxlade, Director at Fidelity Personal Investing, to unpack one of the biggest questions facing investors today. Are AI stocks genuinely worth their eye-watering valuations, or are we seeing echoes of the dot-com bubble? And if you're invested in a pension, ISA or global tracker fund, how much AI exposure do you already have without realising it? Together, they explore whether Nvidia, SpaceX and the Magnificent Seven have become too dominant, how to assess AI valuations, why passive investing may be increasing concentration risk and whether now is the time to rebalance your portfolio. They also discuss active versus passive investing, diversification, FOMO, market psychology and the practical steps investors can take to manage risk while staying invested. Whether you're excited by AI or worried you've become overexposed, this episode will help you understand the opportunities, the risks and what they could mean for your portfolio. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch more.  Instagram: https://www.instagram.com/investing.unlocked/ TikTok: https://www.tiktok.com/@investing.unlocked Georgie Frost: Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  3. Aug 5

    How to Build a Solid ETF Portfolio (with Steve Palmer)

    How do you build a solid ETF portfolio when there are currently over 10,000 Exchange-Traded Funds to choose from? ETFs are often sold as the ultimate low-cost, hassle-free way to invest. But with a market that’s more volatile than ever, knowing how to choose the best ETFs is much harder than it used to be. In this episode of Investing Unlocked, Georgie Frost and Simon Lambert are joined by Steve Palmer, Head of ETF Solutions at Royal London Asset Management, to break down everything you need to know about ETF investing. From their surprising origins following the 1987 Black Monday crash to their rise as the ultimate tool for modern portfolio diversification, Steve explains how ETFs really work, the hidden risks that rarely make the headlines and how to navigate an overwhelming explosion of choice. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: www.instagram.com/investing.unlocked/TikTok: www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=enTikTok: tiktok.com/@georgiefrostmoney LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  4. Jul 29

    Investment trusts: Discounts, SpaceX and a battle for control

    Investment trusts have been around for more than 150 years – but plenty of investors still aren't quite sure what they are, how they work or why they might want one in their portfolio. In this Investing Unlocked Extra, Georgie Frost is joined by Annabel Brodie-Smith from the Association of Investment Companies to get under the bonnet of one of investing’s oldest – and perhaps most misunderstood – structures. How can you buy £1 worth of assets for 90p? Why can investment trusts borrow money to invest? And how have trusts opened the door to everything from infrastructure and private companies to SpaceX and Anthropic? Plus, we look at the battle with activist investors that has shaken up the industry, why ordinary shareholders have more power than they might realise, and what you should look for before investing in a trust yourself. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/ TikTok: https://www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  5. Jul 22

    Bonds: The Missing Piece In Your Investment Portfolio (with Professor Moorad Choudhry)

    Bonds are powerful financial instruments that dictate mortgage rates and can bring down governments in a matter of days. Liz Truss learnt this the hard way in 2022. Yet, most retail investors still don't own them – or even fully understand what they do.  In a world obsessed with fast growth, is ignoring the bond market a costly oversight for retail investors? In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Professor Moorad Choudhry – fixed income expert and former JP Morgan banker – to demystify one of investing's most misunderstood asset classes. They break down exactly what a bond is, how gilt yields secretly affect your mortgage rate, and the key differences between buying bonds directly versus using a fund. Moving past the textbook definitions, this episode confronts the real rates, risks, and returns of the bond market today – and why every investor needs a strategy for them. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: www.instagram.com/investing.unlocked/TikTok: www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=enTikTok: tiktok.com/@georgiefrostmoney LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  6. Jul 15

    Capital Gains Tax: What Investors Need to Know

    Capital Gains Tax is back in the spotlight, with growing speculation over whether the new Prime Minister could overhaul the system. But what exactly is CGT and what would any changes actually mean for investors? In this episode, Georgie Frost is joined by Jason Hollands, Managing Director at Evelyn Partners, to unpack how Capital Gains Tax works, why it's taxed differently from income, and what proposed changes could mean for investors, business owners and the wider economy. They discuss whether higher CGT would make the tax system fairer, why inflation matters more than many people realise, how previous tax changes have altered investor behaviour, and why HMRC's own modelling suggests raising rates doesn't necessarily mean raising more money. Plus, practical ways investors can think about managing Capital Gains Tax without making hasty decisions based on political speculation. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/TikTok: https://www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  7. Jul 8

    How Much Do You Need to Retire? With Maike Currie

    Most people have no idea how much they need in their pension to retire. Almost half of UK adults don't even know how much is in their pension pot. Jobs for life and final salary pensions are a thing of the past – and with the recent shift from defined benefit to defined contribution pensions, retirement has become one of the biggest financial challenges of our time. In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Maike Currie – investment commentator and VP of Personal Finance at PensionBee – to make sense of the recent policy changes and help you to take control of your pension. They cover what to look for in a modern pension, the golden number for retirement, and how to make sure your pension money is working hard enough – even if you've started late. How much income could your pension generate in retirement? Use PensionBee's Pension Calculator to find out your pension forecast. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: www.instagram.com/investing.unlocked/TikTok: www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=enTikTok: tiktok.com/@georgiefrostmoney LinkedIn: linkedin.com/in/georgie-frost-a1b090110

  8. Jul 1

    Labour's ISA gamble: Will tax changes alter how we invest?

    Labour's ISA reforms have been confirmed, bringing the biggest shake-up to ISAs in years.  From April 2027, the Cash ISA allowance will be cut to £12,000, while cash held inside a Stocks and Shares ISA could face a new 22% tax on the interest it earns. So what exactly is changing? Who will be affected? And will these reforms really encourage more people to invest, or simply make ISAs more complicated? In this episode of Investing Unlocked Extra, Georgie Frost is joined by Investors' Chronicle personal finance and funds writer Helen Kirrane to explain the new rules, separate fact from speculation and explore what they could mean for savers, investors and the UK economy. They discuss: The confirmed Labour ISA reforms and why the government says they're neededHow the new Cash ISA limit will workWhy cash held in a Stocks and Shares ISA could now be taxedWhat the changes mean for money market fundsWhether the reforms will encourage investing or create unintended consequencesWhy the government wants more of our savings invested in UK businessesThe practical steps ISA holders should consider before the new rules take effectWhether you're a seasoned investor or simply trying to understand what these changes mean for your own savings, this episode explains the new ISA rules in plain English. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice.Capital is at risk. Thank you to our sponsor PensionBee - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator, blogs, videos and a monthly podcast - The Pension Confident Podcast. Take control of your retirement today with PensionBee. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost, to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/TikTok: https://www.tiktok.com/@investing.unlocked Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en LinkedIn: linkedin.com/in/georgie-frost-a1b090110

Trailer

About

Investing Unlocked is a smart, straight-talking podcast that decodes the jargon for people who want to make more of their money and understand what really drives investment performance. Join Georgie Frost, multi-award-winning financial broadcaster, with regular guest Simon Lambert, alongside an impressive lineup of leading financial experts, as they go beyond the latest finance stories to explore the building blocks of investing, the behaviour behind it, the history that shaped it, and the big ideas influencing what happens next. As investing moves to the centre of financial life in 2026, the show invites in the people traditional finance has left behind. Investing Unlocked is sponsored by PensionBee.

You Might Also Like