Worth a Listen

Texell Credit Union

Welcome to Worth a Listen, a bi-weekly podcast that covers financial topics that affect everyday life. Each episode aims to equip our audience with tools and tips while also delving deeper into financial questions. Hosted on Acast. See acast.com/privacy for more information.

  1. 20h ago

    20 Budgeting Terms You Need to Know

    The first episode in our Guide to Budgeting series covers important terms to know for managing your money. From cash flow to fixed vs. variable expenses, payroll deductions, gross vs. net income, sinking and emergency funds, our host Chris Haynie explains it all. He'll also share important tips on knowing your debt-to-income ratio, net worth, avoiding lifestyle creep, and more. Welcome to Worth a Listen's Guide to Budgeting. In this series we'll talk about the different ways to budget, how to build a budget, and give you the best tips for maintaining a budget. We want to equip you with the knowledge to start building healthy financial habits. This series is going to be perfect for those who are starting their first job, listeners wanting to get their finances back on track, or to those wanting to get a jump start and develop this vital habit. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    20 Budgeting Terms You Need to Know
  2. Oct 2

    Paying Your Car Off

    Worth a Listen presents the final episode in a six-part series, "A Car-buying Journey." Host Chris visits again with Eileen French, Consumer Lending Manager at Texell, about how interest rate works for an auto loan, scheduling billing and payments, how to pay off your loan early, and other important questions when financing a vehicle. They also discuss refinancing, being "upside-down" on a loan, pre-payment penalties, and payment protections to consider. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car; from shopping, financing, negotiation, and budgeting. If you have questions, Worth a Listen has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    Paying Your Car Off
  3. Sep 18

    Negotiation: What You Need to Know

    In this episode of Worth a Listen... Chris talks with John Rossi, Chief Financial Officer at Texell, about what negotiation looks like at the dealership. They discuss what's actually on the table, how to dodge the question of: "what do you want your monthly payment to be?", how to handle a trade-in, and why a pre-approval is the strongest card you can bring with you. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car; from shopping, financing, negotiation, and budgeting. If you have questions, Worth a Listen has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    Negotiation: What You Need to Know
  4. Sep 4

    At the Dealership Part 2

    Worth a Listen presents the fourth episode in a six-part series, "A Car-buying Journey." Host Chris talks with Eileen French, Consumer Lending Manager at Texell, about what actually happens once you're sitting at the dealership. She talks about what to bring with you, how dealers value a trade-in, what happens behind the curtain at the finance desk, and the add-on products you'll be offered before you sign. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car; from shopping, financing, negotiation, and budgeting. If you have questions, Worth a Listen has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    At the Dealership Part 2
  5. Aug 21

    At The Dealership Part 1

    Worth a Listen presents the third episode in a six-part series, "A Car-buying Journey." Host Chris talks with Eileen French, Consumer Lending Manager at Texell, about what to expect when buying a car. She talks about franchised vs. independent dealerships, what to expect when you first arrive, how to navigate financing, and making sure you're confident with your purchase. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car; from shopping, financing, negotiation, and budgeting. If you have questions, Worth a Listen has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    At The Dealership Part 1
  6. Aug 7

    Finding the Car

    Worth A Listen presents the second episode in a six-part series, "A Car-buying Journey." Host Chris speaks with CFO John Rossi about his previous experiences buying cars including the difference between buying new or used, the practicality of a car, deprecation, and more. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car; from shopping, financing, negotiation, and budgeting. If you have questions, Worth a Listen has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    Finding the Car
  7. Jul 24

    12 Car-buying Terms You Need to Know

    Worth A Listen presents the first episode in a six-part series, "A Car-buying Journey." Host Chris covers 12 car-buying terms you should know so that you don't feel overwhelmed at the dealership, including MSRP, extended warranty, dealer installed options, and more. Worth a Listen's "A Car-buying Journey" mini-series takes listeners through the various aspects of buying a car, from shopping, financing, negotiation, and budgeting for it. If you have questions, Worth a Listen's has you covered. Copyright Texell Credit Union. This podcast is designed for educational and informational purposes only. This podcast is not financial, investment, tax, medical or legal advice and does not create any fiduciary relationship. Texell Credit Union may have ongoing business relationships with guests or their employers; however, the guests that are not employed by Texell are not affiliated with or endorsed by Texell and their opinions are their own. Texell makes no representations or warranties, express or implied, regarding the contents of this podcast. Use of this podcast, including, without limitation, reproduction, retransmission or editing of this podcast may not be made without the prior written permission of Texell. If you have any questions, comments or requests, contact us at marketing@texell.org. In no event will the participants or Texell be liable for any direct, indirect, consequential, or other damages resulting from and/or related to the use of this material. Hosted on Acast. See acast.com/privacy for more information.

    12 Car-buying Terms You Need to Know

Ratings & Reviews

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About

Welcome to Worth a Listen, a bi-weekly podcast that covers financial topics that affect everyday life. Each episode aims to equip our audience with tools and tips while also delving deeper into financial questions. Hosted on Acast. See acast.com/privacy for more information.