Life, Finance, & Real Estate with KirbyTheRealtor

KirbyTheRealtor
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Life, Finance & Real Estate with KirbyTheRealtor is a faith-driven, practical show that equips everyday people with the mindset, financial clarity, and real-life strategies needed to own their life, build wealth, and own a piece of America. Each episode delivers honest conversations about money, personal growth, real estate, and leadership, designed to help you move from awareness to action and from surviving to ownership.

  1. MAY 4

    EP: 19 Under Construction God’s Not Finished Yet

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. Some of you feel like you should be further along In life In your finances In your business In your purpose And you’ve been asking God for more But what if… you’re not behind What if you’re being built In this episode of Life, Finance, & Real Estate, Kirby shares a powerful conversation and insight inspired by Jeffrey C. Jasper Sr., Pastor of Harvest Outreach and author of Under Construction God’s Not Finished Yet This message is for anyone who feels stuck, delayed, or frustrated with where they are right now Because the truth is… What feels like delay What feels like pressure What feels like it’s not working 👉 Might actually be construction In this episode we talk about • Feeling stuck when you’re really in process • Wanting more but not understanding the development required • Misinterpreting pressure as punishment instead of preparation • Why everything you’re asking for requires a version of you that’s still being built This episode will challenge your perspective and remind you that 👉 You’re not stuck 👉 You’re under construction 👉 And God is not finished yet 🎯 TAKEAWAYS • Your current season may be preparation, not delay • Growth often feels uncomfortable because it’s building you • What you’re asking for requires development • Trust the process even when you don’t understand it 📝 THIS WEEK’S ASSIGNMENT Ask yourself What is God building in me right now Then instead of resisting the process Lean into it Stay consistent Stay disciplined Stay committed 📻 LISTEN LIVE 92.1 FM http://www.921wjmg.com 🎧 CONNECT + SUBSCRIBE Search Life, Finance, & Real Estate with KirbyTheRealtor on YouTube Apple Podcasts Spotify Amazon Music iHeartRadio Overcast Castbox Goodpods 🔑 FINAL WORD Own your life so you can own a piece of America 🇺🇸

    34 min

  2. MAY 4

    Are You Prepared for What You’ve Been Praying For

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. Let’s be real for a second… Some of you are asking God for more More money More opportunities More responsibility More growth But the real question is… 👉 Are you prepared for what you’ve been asking for? Because a lot of times… We want the blessing But we’re not ready for the responsibility that comes with it In this episode of Life, Finance, & Real Estate, we talk about ❌ Wanting more but not preparing for it ❌ Praying for increase but lacking discipline ❌ Asking for opportunity but not being organized for it And how preparation is the real proof that you’re ready Because what you pray for requires a version of you that’s disciplined, consistent, and ready to handle it 💥 And that’s the shift This episode will challenge you, stretch you, and make you look in the mirror Not next month Not next year 👉 But NOW This is not just about real estate This is about becoming the person who can sustain what you’ve been asking for 🎯 TAKE ACTION This week ask yourself What am I praying for… and am I actually preparing for it? Then take ONE step toward becoming that version of yourself 📻 LISTEN LIVE 92.1 FM http://www.921wjmg.com 🎧 LISTEN ON PODCAST PLATFORMS Search Life, Finance, & Real Estate with KirbyTheRealtor Available on YouTube Apple Podcasts Spotify Amazon Music iHeartRadio Overcast Castbox Goodpods 💬 LET’S TALK Drop a comment below What are you praying for… and are you ready for it? 🔑 REMEMBER Own your life… so you can own a piece of America 🇺🇸 🔥 HASHTAGS #LifeFinanceRealEstate #KirbyTheRealtor #Episode18 #PreparedForMore #FaithAndDiscipline #OwnYourLife #OwnAPieceOfAmerica #MindsetFirst #LevelUp

    15 min

  3. MAY 4

    From Doubt to Doing: Turn Your Skill Into Income

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. 📝 EPISODE DESCRIPTION You’ve got the idea. You’ve got the gift. You’ve got the vision. So why haven’t you started? In this episode of Life, Finance, & Real Estate, Kirby sits down with special guest Waverly McSwain, CEO of WM Beauty, to talk about what it really takes to move from doubt to doing. This conversation is for the person who knows you’re called to more… but keeps second guessing yourself and waiting to feel ready. Because the truth is… waiting has been costing you more than you realize. Together, we break down • Why overthinking keeps you stuck • How sitting on your gift delays your growth • Why confidence doesn’t come first… movement does • What it really looks like to turn your skill into income Waverly shares her journey of starting before she felt ready and how she built something by choosing to move anyway. This episode will challenge you, stretch you, and push you to take action now… not next month, not next year. 🎯 TAKEAWAYS • You don’t need more information… you need to move • Your gift has value but only if you use it • Waiting will cost you more than starting imperfectly • Confidence is built through action, not before it 📝 THIS WEEK’S ASSIGNMENT Take that idea, that skill, that thing you’ve been sitting on… and do ONE thing Write it down Tell someone about it Or take one action step But move 📻 LISTEN LIVE 92.1 FM http://www.921wjmg.com 🎧 CONNECT + SUBSCRIBE Search Life, Finance, & Real Estate with KirbyTheRealtor on YouTube Apple Podcasts Spotify Amazon Music iHeartRadio Overcast Castbox Goodpods 🔑 FINAL WORD Own your life… so you can own a piece of America 🇺🇸

    33 min

  4. APR 15

    Episode 16: FEAR | False Evidence Appearing Real

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. In this episode of Life, Finance, & Real Estate with KirbyTheRealtor, we’re addressing one of the biggest things standing between you and your next level… 👉🏽 Fear. Not the loud kind. Not the obvious kind. But the kind of fear that quietly talks you out of your next move. The kind that delays… That overthinks… That procrastinates… That makes excuses sound reasonable… The kind that keeps you busy… but not moving. Because here’s the truth… 💥 Many people are not stuck because they’re not ready… They’re stuck because fear has been making their decisions. This episode builds on last week’s message, Position Yourself to Win, and answers the real question: If you know what to do… What’s still holding you back? 💥 In this episode, we break down: 🧠 How fear disguises itself as logic, timing, and caution 💭 How overthinking and avoidance are costing you progress 📊 Why clarity is the key to moving forward 💳 How fear shows up in your finances, credit, and decisions 🎯 And how to stop waiting and start taking action 💥 Key Takeaways: ✔ Fear is not always loud — sometimes it’s subtle and disguised ✔ Avoidance is expensive and will cost you more than you realize ✔ Clarity kills fear and gives you direction ✔ You don’t need to feel ready — you need to be willing ✔ Movement breaks the cycle of hesitation 🎯 This episode is not just about fear… It’s about awareness, responsibility, and action. Because you cannot move forward… if fear is still in control. 💥 I don’t just talk about real estate… I teach you how to become the person who can sustain it. 📝 Homework Assignment: Take a moment and write this down: “What Fear Has Been Costing Me” Then answer: What have I been avoiding?What decision have I delayed because I am afraid?What is one action I need to take this week?Then take one step. Not everything. Not ten things. One. Because clarity kills fear. Action exposes fear. Truth weakens fear. 📣 And I’ll leave you with this… Own your life… so you can own a piece of America 🇺🇸 #LifeFinanceRealEstate #KirbyTheRealtor #OwnYourLife #OwnAPieceOfAmerica #MindsetFirst #LevelUp

    27 min

  5. APR 15

    🎙️ EPISODE 15: Positioning Yourself to Win Preparation Meets Opportunity

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. Hey family… hey family… hey family… This episode is a shift. Over the last few weeks, we’ve been having real conversations about mental health and credit… but today, we bring it all together. Because the truth is… 👉🏽 You don’t have a money problem… you have a positioning problem. In this episode, Kirby dives deeper into what’s really holding people back: 🧠 Mental overwhelm and how it’s affecting your consistency 💭 Emotional instability and how it impacts your decision-making 💳 Credit and how your habits are showing up in your financial life 📊 Structure, discipline, and becoming the CFO of your life Because you cannot position yourself to win… If your mind is unstable If your habits are inconsistent And if your structure is nonexistent 💥 Key Takeaways: • Feelings are temporary, but decisions build your life • Overwhelm leads to avoidance and inconsistency • Your credit is a reflection of your habits, not just your income • Opportunity doesn’t wait… it reveals who is prepared • Success comes to those who decide to get better 📖 Biblical Insight: Joseph didn’t wait for the famine… he prepared in the season of abundance. And when things shifted, he wasn’t stressed… he was positioned. 🛠️ What You’ll Learn: • How to track your spending • Why knowing your numbers matters • How to create financial margin • Why your habits matter more than your income • How to make intentional, disciplined decisions 🎯 This episode is bigger than money. It’s about becoming the person who can handle what you’re asking for. 📡 Streamed LIVE every Thursday on 92.1 FM 🎧 Catch the replay on: YouTube Apple Podcasts Spotify Amazon Music iHeartRadio Overcast Castbox Goodpods …and more 🔍 Just search: Life, Finance, & Real Estate with KirbyTheRealtor 📣 Kirby’s Message: Own your life… so you can own a piece of America. 🔁 Follow, share, and subscribe for more conversations that help you grow mentally, financially, and spiritually.

    27 min

  6. APR 2

    🎙️ EPISODE 14: You Can’t Build Wealth on a Broken Mind

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. This episode is different. We’ve been talking about mindset and finances… but today, we go deeper. Because the truth is… You can have the strategy. You can have the opportunity. You can even have the resources… 👉🏽 But if your mind isn’t right… none of it works. 💭 In this episode, we talk about mental health and how it impacts: ✔ Your decisions ✔ Your discipline ✔ Your finances ✔ Your life 🎙️ Special Guest: Danyella Berry Founder of Beyond the Brokenness Mental Wellness Solutions, LLC We’re having a real, honest conversation about healing, growth, and what it truly takes to move forward. Because you cannot build a strong life on a broken mind. 🎧 Catch the Replay On: YouTube Apple Podcasts Spotify Amazon Music iHeartRadio Overcast Castbox Goodpods …and more 🔍 Just search: Life, Finance, & Real Estate with KirbyTheRealtor 💬 Let’s stay connected: 👍 Like 💬 Comment 🔔 Subscribe & turn on notifications 📣 Kirby’s Message: Let’s grow… not just financially, but mentally and spiritually too. #LifeFinanceRealEstate #KirbyTheRealtor #MentalHealthMatters #OwnYourLife #OwnAPieceOfAmerica #MindsetFirst

    30 min

  7. MAR 19

    Episode 13 From Setback to Comeback (feat. The CEOs of New Way Credit Consulting): Fixing Your Credit, Restoring Hope, and Taking Back Control

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. Episode 13: What happens when life hits you unexpectedly… and your credit takes the hit too? In this powerful episode of Life, Finance, & Real Estate with KirbyTheRealtor, Kirby opens up about a real and personal season in her life when everything shifted. After her husband lost his job, she found herself trying to hold everything together on her own. Bills, responsibilities, and the pressure of it all began to take a toll. For the first time, she experienced what it felt like to have her credit impacted. And like many people, she thought she had more time… until she didn’t. But what could have been a breaking point turned into a turning point. Through faith, support, and the right guidance, Kirby was able to get back on track—and now she’s bringing that same knowledge and access to you. This episode features special guests, CEOs Marques Johnson and Quonesha Johnson of New Life Credit Consulting, who helped guide her through that season and are now here to help you understand your credit and your options. Because your credit does not define you… but it can position you. In this conversation, we discuss: • What a credit score really is and why it matters • How credit impacts your ability to buy a home and build wealth • Common mistakes people make that hurt their credit • How to recover if your credit has taken a hit • Why it is never too late to get back on track • The importance of having the right people in your corner This episode is not just about credit. It is about hope. It is about restoration. It is about taking back control of your financial future. If you have ever felt stuck, discouraged, or unsure of your next step… this conversation is for you. 📻 Tune in at 12 NOON 📡 92.1 FM | http://www.921wjmg.com 🎧 Catch the replay on: YouTube, Apple Podcasts, Spotify, Amazon Music, iHeartRadio, Overcast, Castro, Castbox, Goodpods, TrueFans, and more Get in the room. Let’s lead differently.

    27 min

  8. MAR 19

    Ep 12 Procrastination Is Expensive: The Hidden Cost of Waiting on the “Right Time”

    💬 I’d love to hear from you. If this episode encouraged you, taught you something new, or helped you think differently, please leave a review and share your biggest takeaway. Your feedback helps this show grow and helps others find it. Why do we procrastinate? Most people say they are waiting on the right time. But the truth is… the right time rarely shows up. Procrastination is not usually about laziness. It is often rooted in fear, overwhelm, uncertainty, or the pressure to be perfect. In this episode of Life, Finance, & Real Estate with KirbyTheRealtor, we get to the heart of what is really holding people back. Because sometimes the biggest thing standing between you and the life you want…is simply the decision to start. We break down how procrastination silently costs you more than you realize. Not just in time, but in opportunities, finances, and growth. And we shift the mindset from waiting… to moving. In this conversation, we discuss: • Why procrastination is often connected to fear • The difference between preparation and avoidance • How small actions create real momentum • Why waiting can cost you more than trying • Practical ways to move past hesitation and take action Sometimes the problem is not your ability. Sometimes the problem is the delay. And the life you want is on the other side of action. 📻 Tune in at 12 NOON 📡 92.1 FM | http://www.921wjmg.com 🎧 Catch the replay on: YouTube, Apple Podcasts, Spotify, Amazon Music, iHeartRadio, Overcast, Castro, Castbox, Goodpods, TrueFans, and more Get in the room. Let’s lead differently.

    32 min
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Life, Finance & Real Estate with KirbyTheRealtor is a faith-driven, practical show that equips everyday people with the mindset, financial clarity, and real-life strategies needed to own their life, build wealth, and own a piece of America. Each episode delivers honest conversations about money, personal growth, real estate, and leadership, designed to help you move from awareness to action and from surviving to ownership.

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