Uncommon Wealth Podcast

John "JMac" McDonough

Rethink money. Redefine success. Live on your terms. Hosted by John "JMac" McDonough, this is where bold ideas meet real-world action. Each episode pulls back the curtain on the raw stories, pivotal moments, and game-changing strategies of entrepreneurs, visionaries, and high achievers who live life on their terms. It’s not just about building wealth—it’s about creating FREEDOM, PURPOSE, and a LEGACY. From mindset shifts to tactical moves, you’ll get the tools, inspiration, and motivation to leave ordinary behind and start living uncommonly.

  1. Sep 14

    From History Teacher To Real Estate Empire | Matt’s Franchise Wealth Formula

    How to scale a house flipping business without becoming trapped in every renovation, contractor decision, and job site—is it really possible?Matt Lavinder explains how to scale a house flipping business by separating the owner from the daily work and building a house flipping franchise powered by local ownership, strong relationships, coaching, and repeatable real estate business systems.In this episode of Uncommon Wealth, John McDonough sits down with the founder and president of New Again Houses to break down how to scale a house flipping business, why technology should empower people rather than replace them, and how franchise owners can make fast local decisions without layers of management. Matt also explores house-flipping income versus buy-and-hold wealth, real estate cash flow, the capital required to scale, and why business growth should support the life you actually want.In This Interview, You’ll Learn-Why flipping a house is different from building a business that flips houses-How to separate yourself from daily job-site responsibilities-Why scaling a real estate business introduces new risks and capital requirements-How the house flipping franchise model creates local ownership-Why people and relationships remain essential in real estate-How technology and AI can empower people instead of replacing them-Why Matt views flipping as income and buy-and-hold real estate as wealth-Why wealth, profit, and real estate cash flow are not interchangeableMatt emphasizes that scaling is a choice—not the only definition of success—and that the biggest constraint in growth is often finding, retaining, and empowering enough of the right people.In This Episode00:00 How to Scale a House Flipping Business00:57 From College Professor to Real Estate Entrepreneur02:19 Flipping Houses vs. Building a House Flipping Business05:16 Why Real Estate Can Create Scalable Wealth10:48 Why Technology Cannot Replace People in Real Estate13:25 Why Relationship Builders Become Top Performers15:08 House Flipping Income vs. Buy-and-Hold Wealth17:14 The People Problem Behind Business Scale18:45 How the House Flipping Franchise Model Works20:32 Work-Life Balance and Founder Boundaries29:27 Building Wealth Around the Life You Want31:57 The Capital Blind Spot in Business Growth35:56 Why Wealth, Income and Cash Flow Are Different37:31 Why Sustainable Business Success Has No ShortcutsConnect with Matt Lavinder:🌐 Website: https://newagainhouses.com/💼 LinkedIn: https://www.linkedin.com/in/multifamily-apartments-john-casmon/📺 YouTube: https://www.youtube.com/@Findawaypod📸 Instagram: https://www.instagram.com/lavindermatt/ Apple Podcast: https://podcasts.apple.com/us/podcast/find-a-way-with-matt-lavinder/id1740568867Learn how elite financial advisors position themselves for larger cases, lead advanced wealth conversations, and build lasting client relationships.Learn more →https://elitecasecloser.academy/Which part of your real estate business still depends too heavily on you: finding deals, managing renovations, financing projects, making decisions, or leading people?Share your answer in the comments.

  2. Sep 8

    Build Wealth. Protect Wealth. Keep Wealth. Surviving Every Market Cycle

    How does wealth preservation for business owners hold up when the next downturn exposes hidden debt, liquidity, and asset-protection gaps?Jerome Maldonado explains why wealth preservation for business owners must begin while income is still flowing. After going from earning $20,000 a month to zero with no meaningful assets, he rebuilt his financial life around income-producing investments, conservative decisions, liquidity, and long-term protection.In this episode of Uncommon Wealth, John McDonough and Jerome break down wealth preservation for business owners through asset protection strategies, real estate risk management, strategic debt, proactive tax planning, and life insurance. Jerome also shares how the 2008 downturn changed his approach to personal guarantees, construction debt, and real estate underwriting—and why a strong balance sheet can still hide a serious liquidity problem.In This Interview, You’ll Learn-Why wealth preservation should begin as soon as you start earning -money-What losing a $20,000-per-month income taught Jerome about real wealth-How asset protection strategies can help safeguard business and investment assets-Why personal guarantees and construction debt can create hidden exposure-How conservative real estate underwriting protects investors during downturns-Why high net worth does not always mean having enough liquidityThe difference between good debt and bad debt-How proactive tax planning and life insurance can support long-term wealth protectionJerome says his asset-protection mindset changed in 2004, when he invested approximately $40,000 to establish a formal structure after reaching an estimated net worth of roughly $8 million.In This Episode00:00 Wealth Preservation for Business Owners02:19 From $20K a Month to Zero04:08 The $40K Asset Protection Decision06:54 How 2008 Exposed Debt & Personal Guarantees08:34 Conservative Underwriting in a Downturn10:02 Why Rising Rates Stopped $200M in Development14:35 Wealth Creation vs. Wealth Preservation15:16 The Liquidity Problem Behind a Strong Balance Sheet19:58 Good Debt vs. Bad Debt24:07 Proactive Tax Planning vs. Tax Preparation30:36 Life Insurance for Business Owners35:00 Creating Liquidity Without a Fire Sale41:08 What Jerome Would Tell His Younger Self44:31 Why Experienced Mentors MatterJerome explains that his more conservative approach now lets the numbers guide investment decisions, while lessons from 2008 helped him recognize and prepare for later market stress.Connect with Jerome Maldonado:🌐 Website: https://buildwealthevent.com💼 LinkedIn: https://www.linkedin.com/in/jerome-maldonado-1018b183/📺 YouTube: https://www.youtube.com/@jeromemaldonado📘 Facebook: https://www.facebook.com/jerome.maldonado.961/📸 Instagram: https://www.instagram.com/jeromemaldonado1/?hl=en 𝕏 X: https://x.com/JeromeMaldonado?lang=en♪ Tiktok: https://www.tiktok.com/@jeromemaldonado3Learn how elite financial advisors position themselves for larger opportunities, lead advanced wealth conversations, and build lasting client relationships.Learn more →https://elitecasecloser.academy/If your business income stopped tomorrow, which part of your wealth plan would be most exposed: liquidity, debt, taxes, or asset protection?

  3. Sep 3

    Why Money Alone Won't Make You Wealthy with Kathy Fettke

    How can real estate investing for passive income create lasting wealth without exposing you to unnecessary risk?Kathy Fettke explains how real estate investing for passive income can create financial freedom through smart market selection, rental cash flow, due diligence, liquidity, and disciplined risk management.In this episode of Uncommon Wealth, John McDonough sits down with the co-founder of Real Wealth to break down real estate investing for passive income, how to build wealth with real estate, rental properties, real estate syndication risks, market analysis, cash reserves, 1031 exchanges, cost segregation, asset protection, and why true wealth ultimately means having the time and money to live life on your own terms.📚 In This Interview, You’ll Learn-How Kathy Fettke discovered passive income through real estate-How to identify the best real estate markets before prices take off-Why jobs, population growth, and infrastructure matter when choosing markets-The real estate syndication risks investors often underestimate-Why due diligence matters before committing substantial capital-How much liquidity and reserves rental property investors should consider-How 1031 exchanges, depreciation, and cost segregation affect real estate investing-Why financial freedom through real estate is about more than accumulating moneyIn This Episode00:00 Kathy Fettke & Real Estate Investing for Passive Income00:54 The Health Scare That Changed Everything02:45 Learning How Wealthy People Think04:29 What “Real Wealth” Really Means07:01 What Self-Made Millionaires Have in Common16:49 The Real Estate Syndication Risk Investors Ignore19:05 How Kathy Finds the Best Real Estate Markets22:14 The “Path of Progress” Investing Strategy23:14 How AI Is Changing Real Estate Investing26:23 Why Liquidity & Cash Reserves Matter28:53 Multifamily Investing: Expect More Cost and More Time31:51 Cost Segregation, 1031 Exchanges & Tax Strategy34:53 LLCs, Trusts & Real Estate Asset Protection38:00 Protecting Your Family, Wealth & Business42:45 Why True Wealth Is Bigger Than Money44:48 Where to Learn More From Kathy FettkeConnect with Kathy Fettke:🌐 Website: https://kathyfettke.com/?fbclid=IwAR1bNeRBws0DNLfFTZeOZ0MV8OKl4XM0MVi4s-YKOjqfppMiJT3WcNrhSxY💼 LinkedIn: https://www.linkedin.com/in/kathyfettke/📺 YouTube: https://www.youtube.com/channel/UCx1MQOkwKedZ0TeFFoDEFqQ📘 Facebook: https://www.facebook.com/kathyfettkee📸 Instagram: https://www.instagram.com/kathyfettke/?hl=en 𝕏 X: https://x.com/kathyfettkeLearn how elite financial advisors position themselves for larger opportunities, lead advanced wealth conversations, and build lasting client relationships.Learn more →https://elitecasecloser.academy/

  4. Aug 30

    PART 1: The Entrepreneur Who Lost Everything and Built a $250M Company

    How do you scale sales from unpredictable activity into a repeatable revenue system? Brandon Bornancin explains how AI sales prospecting, better data, and a proven sales playbook helped him rebuild after bankruptcy and ultimately generate more than $250 million in sales. In this episode of Uncommon Wealth, John McDonough sits down with the founder of Seamless.AI to break down how to scale sales across prospecting, discovery, pitching, objection handling, closing, B2B lead generation, and sales automation. Brandon shares how manual prospect research once consumed most of his selling time, how automating that work dramatically increased his production, and how that system eventually became Seamless.AI. 🎁 SPECIAL OFFER: Sign up for Seamless.AI and use code “UnCommon” to get 1,000 FREE credits! 👉 Get started: https://seamless.ai/?utm_source=linktree&utm_medium=organicSocial&referral=LP-SYS-linktree 📚 In This Interview, You’ll Learn -How to scale sales with connected data, technology, playbooks, and processes -How AI sales prospecting can eliminate hours of manual research -Why predictable revenue requires more than hiring additional salespeople -How Brandon rebuilt after losing millions and declaring bankruptcy -Why bootstrapping Seamless.AI helped preserve founder equity -How AI sales automation is changing engineering, pipeline management, and support -Why founder liquidity can improve decision-making and reduce financial pressure -Why buying back your time may create more freedom than buying status symbols 📌 In This Episode 00:00 Predictable Revenue & Meet Brandon Bornancin 01:04 How to Scale Sales to $250M 09:32 Losing Everything and Going Bankrupt 15:05 Why Investing in Yourself Creates Security 20:02 The AI Prospecting System That Became Seamless.AI 22:38 Building Seamless.AI Nearly Broke Him 25:04 Scaling From Zero to $250M in Sales 29:00 How AI Is Transforming Sales Automation 31:08 Bootstrapping, Equity & Predictable Revenue 37:35 When the Founder Becomes the Bottleneck 39:32 The $70M Liquidity Event 45:36 The Wealth Mistake After the Exit 49:39 Why Buying Back Time Beats Buying Status 52:13 Building a Family Office and Scaling Wealth Connect with Brandon Bornancin: 🌐 Website: https://seamless.ai/?utm_source=linktree&utm_medium=organicSocial&referral=LP-SYS-linktree 🌐 Website: https://www.brandonbornancin.com/?utm_medium=organicSocial&referral=LP-blog-linktree 💼 LinkedIn: https://www.linkedin.com/in/brandonbornancin/ 📺 YouTube: https://www.youtube.com/@Brandon_Bornancin 📘 Facebook: https://www.facebook.com/BrandonBornancinOfficial/ 📸 Instagram: https://www.instagram.com/brandonbornancinofficial/?hl=en Learn how elite financial advisors position themselves for larger opportunities, lead advanced wealth conversations, and build lasting client relationships. Learn more → https://elitecasecloser.academy/ What is the biggest bottleneck preventing your sales from scaling right now: prospecting, leads, follow-up, objections, closing, or systems? Share your answer in the comments.

  5. Aug 25

    From Engineer to Apartment Syndication King | Brad Surmok

    Can multifamily investing build serious wealth without exposing everything you’ve worked for? Brad Sumrok explains why building wealth through apartments requires more than finding a good deal—it takes patience, mentorship, market awareness, and disciplined risk management. In this episode of Uncommon Wealth, John McDonough sits down with Brad to discuss how multifamily investing took him from engineering and corporate sales to purchasing a 32-unit apartment building as his first real estate deal. Brad shares why he kept his W-2 income, hired experienced mentors, and refused to leave his job until investment income could replace it. But multifamily investing is about more than generating cash flow. Brad breaks down the advantages of apartment investing, the role of the multifamily market cycle, why uncertain markets can create opportunities, and how cash flow, appreciation, and real estate depreciation can work together to build wealth. The conversation also explores wealth creation vs. wealth preservation, investment diversification, tax planning, estate planning, and the danger of becoming overconfident after repeated wins. For investors exploring real estate syndication, financial freedom through real estate, or how to invest in apartment buildings, this episode offers a practical look at building wealth—and knowing when to start protecting it. In This Interview, You’ll Learn -How Brad Sumrok transitioned from engineering into multifamily investing -Why his first real estate purchase was a 32-unit apartment building -Why new investors shouldn’t leave their W-2 jobs too early -How experienced mentors can help reduce real estate investment risk -Why Brad chose apartment investing over single-family rentals -How the multifamily market cycle can create buying opportunities -How cash flow, appreciation, and real estate depreciation build wealth -When investors should shift from wealth creation to wealth preservation In This Episode: 00:00 From Engineer to Multifamily Investing 05:25 Why Corporate Success Wasn’t Enough 09:52 How Losing His Job Led Brad to Real Estate 13:27 Buying 32 Units on His First Deal 14:52 Why You Shouldn’t Quit Your Job Too Early 19:28 Why Brad Chose Apartment Investing 24:09 Understanding the Multifamily Market Cycle 27:35 Is the Multifamily Downturn a Buying Opportunity? 31:04 Cash Flow, Appreciation & Real Estate Tax Benefits 33:41 Wealth Creation vs. Wealth Preservation 39:17 The Biggest Mistake Successful Investors Make 41:01 How Brad Legally Reduces Real Estate Taxes 47:33 Estate Planning & Generational Wealth 48:50 The Legacy Brad Sumrok Wants to Leave Connect With Brad Sumrok: 🌐 Website: https://bradsumrok.com/about-brad/ 💼 LinkedIn: https://www.linkedin.com/in/brad-sumrok-30402218/ 📺 YouTube: https://www.youtube.com/channel/UCHWzPBOYlmCWRJWOPrvlx5w 📘 Facebook: https://www.facebook.com/BradSumrokApartmentInvesting 📸 Instagram: https://www.instagram.com/bradsumrok/ 🎧 Spotify: https://open.spotify.com/show/2QO7uxdzveFAr3ihU7cKno 🎙️ Apple Podcast: https://podcasts.apple.com/us/podcast/the-brad-sumrok-show/id1551393609 ♪ Tiktok: https://www.tiktok.com/@bradsumrok Learn how elite financial advisors position themselves for larger opportunities, lead advanced wealth conversations, and build lasting client relationships. Learn more → https://elitecasecloser.academy/ Where are you in your investing journey right now: creating wealth, growing cash flow, or protecting what you’ve already built? Share your answer in the comments.

  6. Aug 20

    The Systems That Built a $100M+ Brokerage with Zero Ads | Oliver Graf

    How do you scale a real estate brokerage to $100M+ without becoming trapped in daily operations? Oliver Graf reveals how the right systems, agent recruiting strategy, and scalable business model helped turn Big Block Realty into a fast-growing real estate brokerage—without relying on traditional advertising. In this episode of Uncommon Wealth, John McDonough sits down with Oliver Graf to break down how to scale a real estate brokerage through real estate agent recruiting, real estate lead generation, business systems and processes, smarter delegation, and recurring revenue. Oliver also explains how digital marketing, automation, and AI for real estate can help brokerage owners create opportunities while building a company that doesn't depend entirely on its founders. But knowing how to scale a real estate brokerage is only part of building lasting wealth. Oliver shares how his approach evolved from real estate business growth into multifamily investing, forced appreciation, real estate cash flow, and wealth preservation. The conversation also explores real estate tax strategies, including depreciation and cost segregation, and why successful entrepreneurs eventually need to think differently about creating wealth versus protecting it. In This Interview, You'll Learn -How to scale a real estate brokerage without doing everything yourself -How Big Block Realty built a recurring-revenue brokerage model -Why real estate agent recruiting can become a powerful growth engine -How business systems and processes help founders escape daily operations -How real estate lead generation has shifted from large sales teams to digital strategies -Where AI for real estate and business automation can create greater leverage -How Oliver approaches multifamily investing and commercial real estate -How forced appreciation in real estate can increase property value and cash flow -Why wealth creation and wealth preservation require different strategies -How depreciation, cost segregation, and real estate tax strategies can help investors keep more of what they build In this episode: 00:00 Meet Oliver Graf 00:15 How Big Block Realty Started 02:38 From Operator to Brokerage Owner 05:05 Rethinking Money & Business Success 06:25 Building Wealth Through Forced Appreciation 07:14 Systems, Automation & AI for Real Estate 09:00 Scaling With Digital Lead Generation 11:01 Why Coaching Accelerates Business Growth 12:25 Balancing Risk With Sustainable Growth 15:04 Building Wealth, Legacy & Generational Impact 16:26 Wealth Creation vs. Wealth Preservation 18:48 The Power of Cash-Flowing Real Estate 19:12 Real Estate Tax Strategies & Keeping More Wealth 21:50 Rapid Fire: Books, Bitcoin & Entrepreneurship 23:51 The Digital Strategy Oliver Wishes He Started Earlier 24:22 How Big Goals Built a 1,200-Agent Brokerage What's the biggest obstacle keeping your business from growing without you—people, systems, lead generation, or delegation? Connect with Oliver Graf: 🌐 Website: https://olivergraf.tv/foundersclub 💼 LinkedIn: https://www.linkedin.com/in/olivergraf360/ 📺 YouTube: https://www.youtube.com/olivergraftv 📘 Facebook: https://www.facebook.com/OliverGrafTV/ 📸 Instagram: https://www.instagram.com/olivergraf360/ If you're building a real estate brokerage, growing a real estate team, or investing the profits from your business, this conversation breaks down how to create scalable growth while protecting the wealth you're working so hard to build. Learn how elite financial advisors position themselves for larger cases, lead advanced wealth conversations, and build lasting client relationships. Learn more → https://elitecasecloser.academy/

  7. Aug 18

    Letting Go to Scale: Lessons from 25+ Years in Business

    Why do so many business owners spend decades building wealth—but so little time protecting it?In this episode of Uncommon Wealth, John McDonough sits down with veteran employee benefits consultant, healthcare strategist, and DPWM Benefits leader Bret Kinghorn to discuss wealth preservation, business succession, employee benefits, financial security, and creating a legacy that lasts.Drawing from more than 30 years of experience advising business owners, Bret shares practical lessons on protecting your business, preparing for succession, building wealth outside your company, and using long-term planning to reduce financial risk. He also reflects on leadership, family legacy, and why stewardship and disciplined decision-making are essential to lasting success.Whether you're a business owner, entrepreneur, executive, financial advisor, or preparing for retirement, this conversation offers practical strategies for protecting the wealth you've worked so hard to build.In This Interview, You'll Learn-Why building wealth is only half the equation-How business owners can protect their financial future-The role of succession planning in long-term success-Why liquidity matters more than most entrepreneurs realize-How employee benefits strengthen a growing business-Why life and disability insurance are essential planning tools-The leadership lessons Bret learned from building a family business-How stewardship creates lasting wealth across generationsIn This Episode:00:15 Meet Bret Kinghorn00:50 Building DPWM Benefits From the Ground Up02:24 Why Delegation Creates Better Businesses04:06 When a Business Becomes Lasting Wealth05:40 Lessons on Investing & Building Wealth06:26 Protecting Your Family With Insurance08:31 Business vs. Personal Wealth10:25 What Retirement Really Means11:26 Creating Liquidity & Financial Freedom12:48 Planning the Next 20 Years13:53 Philanthropy, Family Foundations & Legacy16:32 Teaching Wealth to the Next Generation19:32 The Biggest Blind Spot Business Owners Overlook22:26 Financial Lessons Bret Wishes He Learned Earlier24:20 Lightning Round & Final Advice27:25 Final ThoughtsConnect With Bret Kinghorn:💼 LinkedIn: https://www.linkedin.com/in/bret-kinghorn-966b90/Learn the strategies top advisors won't talk about:https://elitecasecloser.academy/If you enjoyed this episode, follow the podcast, leave a review, and share it with a business owner, entrepreneur, or family member who is focused on protecting wealth, creating financial security, and building a legacy for future generations.#JMacMethod#jmacwealth#jmacadvice#jmacstrategy#johnmcdonough#BusinessSuccession#WealthProtection#OwnerLegacy

  8. Aug 15

    Burnout to Breakthrough: Build True Wealth with AI & VAs

    Why do so many entrepreneurs build successful businesses—only to feel trapped by them? In this episode of Uncommon Wealth, John McDonough sits down with entrepreneur, AI innovator, systems strategist, and Freedom.AI Co-Founder Andrew Hathaway to discuss artificial intelligence, business systems, leadership, time freedom, financial planning, and building businesses that create both wealth and a better quality of life. After selling his first company following severe burnout, Andrew completely redefined what success meant. Today, he helps entrepreneurs leverage AI, virtual assistants, and scalable systems to eliminate low-value work, reclaim their time, and build businesses that don't depend entirely on the founder. Whether you're an entrepreneur, business owner, executive, investor, or financial advisor, this conversation offers practical insights on using AI, building scalable systems, and creating lasting wealth without sacrificing your health, family, or freedom. In This Interview, You'll Learn -Why financial success doesn't always create freedom -How AI helps entrepreneurs buy back their time -Why systems reduce founder dependence -How virtual assistants increase productivity -The leadership mindset behind sustainable growth -Why burnout is often a systems problem -How to build a business that supports your life -Why true wealth includes time, relationships, and fulfillment In This Episode: 00:15 Meet Andrew Hathaway 01:05 Selling a $2 Million Business That Felt Like a Prison 02:12 Building Freedom.AI & Virtual Assist 04:17 Buying Back Your Time Through AI & Delegation 06:22 Redefining Wealth Beyond Money 08:38 Protecting Your Family, Time & Relationships 10:30 Leveraging AI to Scale Your Business 12:11 The Time & Energy Audit Every Entrepreneur Needs 13:08 Building Wealth Outside Your Business 14:20 Would Andrew Sell for Eight Figures? 15:57 Why Systems Create Financial Freedom 18:18 Planning the Next 10–20 Years 19:00 Teaching Stewardship & Legacy to His Children 20:09 The Biggest Blind Spot Business Owners Overlook 22:30 Lightning Round: Entrepreneurship, Marriage & Success 26:05 Final Thoughts Connect with Andrew Hathaway: 🌐 Website: https://www.virtual-assist.co/ 💼 LinkedIn: https://www.linkedin.com/company/hellovirtualassist/ 📘 Facebook: https://www.facebook.com/hellovirtualassist/ 📸 Instagram: https://www.instagram.com/hellovirtualassist Learn the strategies top advisors won't talk about: https://elitecasecloser.academy/ If you enjoyed this episode, follow the podcast, leave a review, and share it with an entrepreneur, business owner, or founder who wants to build a business that creates more freedom, stronger relationships, and lasting wealth.

About

Rethink money. Redefine success. Live on your terms. Hosted by John "JMac" McDonough, this is where bold ideas meet real-world action. Each episode pulls back the curtain on the raw stories, pivotal moments, and game-changing strategies of entrepreneurs, visionaries, and high achievers who live life on their terms. It’s not just about building wealth—it’s about creating FREEDOM, PURPOSE, and a LEGACY. From mindset shifts to tactical moves, you’ll get the tools, inspiration, and motivation to leave ordinary behind and start living uncommonly.