Internet Money by Playto

Playto
  • 0.0 (0)
  • Business
  • Daily

Internet Money by Playto: short, plain talks on getting paid by clients abroad. We compare PayPal, Wise, Payoneer, Stripe, Skydo and more, so you keep more of every payment. Playto is the cheapest way in the world to get paid internationally: zero markup, no monthly fees, free between Playto users. https://playto.so?utm_source=podcast&utm_medium=show&utm_campaign=show-description

  1. Sep 3

    Best Recurly Alternative for India 2026 (Zero Markup, No Monthly Fees)

    Recurly adds a monthly fee on top of your payment fees. Here is a cheaper way for Indian SaaS to get paid by customers abroad. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=recurly-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT RECURLY Recurly is a billing layer. It runs your subscription logic, but it does not move the money. You still pay a separate payment gateway and FX costs. Recurly starts at about $249 a month. Its smart retry tools pay off for very large companies. Most Indian SaaS under $1M a year does not need them yet. CHAPTERS 00:00 Why billing costs eat SaaS margins 01:19 Recurly is a billing layer 01:44 The real cost of the stack 02:24 Where Recurly shines 02:58 When Recurly is too much 03:10 The bundled option 03:25 The cost of switching 03:55 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

  2. Sep 1

    Best Chargebee Alternative for India 2026 (No Monthly Fees, Zero Markup)

    Chargebee's free plan has a lifetime cap. After that, monthly fees start. Here is a simpler, cheaper way to get paid by customers abroad. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=chargebee-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT CHARGEBEE Chargebee is a billing layer, not a payment processor. Its $0 starter plan stops at $250,000 in total lifetime sales. After that you move to a paid plan of about $599 a month, plus your processor's fees. It makes sense for big SaaS teams with complex billing. Early Indian SaaS often pays for tools it does not use yet. CHAPTERS 00:00 Chargebee is not a processor 00:55 The $0 plan and its cap 01:32 The bundled option 02:12 Cost at $10K, $50K, $200K MRR 03:26 Currency conversion 03:55 When Chargebee is worth it 04:46 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

  3. Aug 27

    Best FastSpring Alternative for India 2026 (Zero Markup, Cheapest in the World)

    FastSpring adds a fixed fee to every sale, so small sales get expensive. Here is the cheapest way in the world to get paid internationally. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=fastspring-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT FASTSPRING FastSpring is a Merchant of Record. It charges about 5.9% + $0.95 on each sale. On a $10 sale, that fixed $0.95 hurts the most. It also pays out in batches, and your bank may add its own FX spread. Playto is a Merchant of Record too. On a $10 card sale, the Playto fee is $0.55. CHAPTERS 00:00 What a Merchant of Record does 00:59 FastSpring vs direct platforms 01:37 The $0.95 fixed fee problem 02:31 Payout delays and FX spread 03:20 Do you really need US tax cover? 04:09 Which one to pick 04:43 Why to decide early Fees said in this episode may be older. The fees above are current (October 2026).

  4. Jun 4

    Best Karbon Business Alternative for India 2026 (Bank Transfers Max $5, Zero Markup)

    Karbon Business is great for paying vendors abroad. If you mostly get paid from abroad, here is a cheaper way. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=karbon-business-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT KARBON BUSINESS Karbon is built for Indian businesses that send money out, like import payments and vendor bills. For getting paid by clients abroad, it is more limited. Pick the tool that matches which way your money moves. CHAPTERS 00:00 Two kinds of payment platform 01:01 Map your business first 01:53 What Karbon does well 02:22 Where Karbon falls short 03:04 The Playto option 04:04 Big wires vs small payments 05:05 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

  5. Jun 3

    Best PingPong Payments Alternative for India 2026 (Zero Markup, Cheapest in the World)

    PingPong works well for Amazon and Etsy sellers. If your clients pay you directly, there is a cheaper way to get paid. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=pingpong-payments-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT PINGPONG PingPong is built for marketplace sellers. It connects to stores like Amazon and moves your sales home. Its fees change by currency and route, so they are hard to predict. It does not take direct card payments from your own clients. If you sell on Amazon, keep it for that. CHAPTERS 00:00 Why your tool must match your billing 00:39 How do you get customers? 01:32 PingPong: built for marketplaces 02:49 Wire-only specialists 03:54 The Playto option 04:43 Which one to pick 05:54 How to switch safely Fees said in this episode may be older. The fees above are current (October 2026).

  6. Jun 2

    Best Winvesta Alternative for India 2026 (Bank Transfers Max $5, Zero FX Markup)

    Winvesta looks cheap for wires. But it was built for investing, not for running a business that gets paid from abroad. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=winvesta-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT WINVESTA Winvesta started as an investing app. It lets Indians hold foreign currencies and buy global stocks. Getting paid by business clients came later. It has no card payments and no built-in invoicing. It can still fit you if you mainly invest abroad, or get one or two wires a year. CHAPTERS 00:00 Why Winvesta looks cheap 01:00 What Winvesta lacks for businesses 01:45 The Playto option 02:26 Wire-only specialists 03:16 When Winvesta is the right pick 03:50 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

  7. May 26

    Best Braintree Alternative for India 2026 (Cards 2.5% + $0.30, Zero Markup)

    Braintree does not serve Indian businesses directly. Before you set up a US company, see the cheapest way in the world to get paid internationally. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=braintree-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT BRAINTREE Braintree does not list India as a supported country. Many founders set up a US company just to use it. That adds yearly costs for agents, filings and accountants in two countries. Cross-border fees and FX costs come on top. A US company makes sense if you raise US funding or sell to big US firms. CHAPTERS 00:00 Braintree does not serve India 01:14 The US company workaround 01:38 What a $5,000 payment really costs 02:14 The yearly cost of a US company 03:14 Domestic gateways and FX 03:50 When a US company makes sense 04:50 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

  8. May 25

    Best 2Checkout / Verifone Alternative for India 2026 (Zero Markup, Cheapest in the World)

    2Checkout's headline fee is just the start. Here is a cheaper way for Indian sellers to get paid by customers abroad. Playto is the cheapest way in the world to get paid internationally. Zero markup. No monthly fees. Free between Playto users. Start free: https://playto.so?utm_source=podcast&utm_medium=audio&utm_campaign=2checkout-verifone-alternative PLAYTO FEES • Cards and wallets: 2.5% + $0.30, the same in every country. That is what the card networks and banks charge us. Playto adds no markup. • Bank transfers (ACH, SEPA, UK, wires): never more than $5. • Currency exchange: the real mid-market rate, zero markup. • Payments between Playto users: free. • No monthly, setup or activation fees. • Clients can pay from 170+ countries. • We keep lowering prices as we grow. WHO IT IS FOR Playto is a Merchant of Record for businesses of every kind: freelancers, agencies, SaaS, exporters and creators who sell services. ABOUT 2CHECKOUT 2Checkout (now Verifone) works in many countries. But Indian sellers often pay more than the headline fee: extra cross-border fees, a forex markup, and payouts in foreign currency. Some accounts also have part of each sale held back as a reserve. On a $5,000 card payment, the Playto fee is $125.30. CHAPTERS 00:00 Why 2Checkout costs more from India 01:04 The real cost of a $5,000 sale 01:56 The rolling reserve 02:47 The Playto option 03:00 Merchant of Record platforms 03:36 The US LLC route 04:12 Which one to pick Fees said in this episode may be older. The fees above are current (October 2026).

See All (25)

About

Internet Money by Playto: short, plain talks on getting paid by clients abroad. We compare PayPal, Wise, Payoneer, Stripe, Skydo and more, so you keep more of every payment. Playto is the cheapest way in the world to get paid internationally: zero markup, no monthly fees, free between Playto users. https://playto.so?utm_source=podcast&utm_medium=show&utm_campaign=show-description

Information