Red Envelopes to Retirement (RETR)

RETR-Will
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Learn the Asian way of saving, spending, investing, earning. I'm a midlife father/husband who grew up with very little. However, I survived to even consider early retirement. Allow me to share all that I've learn, succeeded, failed and would change so you can go from getting red envelopes as a kid to retirement. I'm no financial advisor/CFP. I want to share the teachings from my culture. Listen weekly and find me on social

  1. 1d ago

    RETR Episode 26 - Halloween and Psychology

    It is the beginning of the best time of the year. Halloween is in a few days, basketball is starting up, we are rolling into the holiday season. I couldn't be happier. However, there are some psychological things occurring. The Hedonic Treadmill & Didero Effect come into play. We've all been victim of these, but how do we manage it? How do we prevent ourselves from being susceptible to how society tells us what to buy and how much to buy.

  2. Oct 19

    RETR Episode 25 - The American Dream has Changed

    In this episode I talk about the American Dream, where it started, what it was and what it may be now and the future. Furthermore, I talk about the Asian American Dream in the same terms.

  3. Oct 13

    RETR Episode 24 - Possessions Shouldn't Possess You

    This episode I talk about how I grew up collecting things, how my kids collect things. How I teach them the value of getting the things they want. Vivian Tu: https://youtu.be/k05Wgp5XIcU?si=OJRfUDG4iphy-V2Q George Kemel: https://youtu.be/OIxd8pOS1L0?si=WrF6relwEQviazJ5

  4. Oct 7

    RETR Episode 23 - Serious Talk

    This episode is a little more serious as I talk about a recent teen suicide that has saddened my town. Persistent Sadness: Roughly 40% of high school students report persistent feelings of sadness or hopelessness in the past year.Ideation: Approximately 20% (1 in 5) report having seriously considered attempting suicide in the past year.Planning: Around 15% to 17% report having made a specific suicide plan.Attempts: About 9% to 10% of high school students report having attempted suicide at least once in the past 12 months.Attempt Rates: Female teens are nearly twice as likely as male teens to report persistent sadness, suicidal thoughts, and suicide attempts.Mortality Rates: Male teens die by suicide at a rate nearly 3 times higher than female teens. This disparity is largely driven by differences in lethal means, as male youth are statistically more likely to use firearms.2007–2021 Rise: Between 2007 and 2021, suicide rates among youth aged 10–19 nearly doubled. Public health researchers attribute this upward trajectory to a combination of social media dynamics, reduced in-person social connection, sleep disruption, and economic uncertainties.Love what you care for or time will teach you its valuewe all have worked late hours, gone on business trips, missed kids events, missed an event. had to get the updates on a phone call or when you got home. The cost of that may not be monitary so what is the cost. https://www.youtube.com/watch?v=qka7ATp5VD8

  5. Sep 30

    RETR Episode 22 - Running out of money, not time

    Episode 22 I talk about the percentage of people who don't spend the money in their retirement, those who actually have retirement accounts that grow bigger while in retirement. Points of Reference: - https://www.tylergardner.com/ - Employee Benefits Research Instiatution - https://www.cnbc.com/2026/06/08/retirement-risk-underspending.html - Shawshank Redemption - Red - https://www.youtube.com/watch?v=jeMux1GjA7Y&t=4s

  6. Sep 22

    RETR Episode 21 - Extracurricular

    How much do families spend on extracurricular activities? The numbers are crazy. So why do we do it? I talk about the things I spend and what I expect out of it. What I hope my kids gain out of it . Vivian Tu | Your Rich BFF on Instagram8,710 likes: "Comment DOLLY and I’ll send you the link to download m...www.instagram.comPatrick Bet-David - If your children have to learn every lesson the hard way, your experience went to waste.

  7. Sep 14

    RETR Episode 20 - Entertainment

    Coming off the Labor Day weekend taking my kids to watch Gabriel Iglesias @ Foxwoods. How do I see entertainment vs. when I was a kid? How do asians see entertainment. Do we do things differently?

  8. Sep 2

    RETR Episode 19 - Back to School

    Back to school!! Both my boys will have their first day today and I can't wait to hear how it went. Additionally, I just got back from an amazing vacation with my family. I also dig into the money anxiety that I have and half of the American population. We are reluctant to spend money in fear that we will run out. The Constant Financial Worry: 56% of adults say they always worry about money—even when they know they have enough to cover their needs. (Source: Wells Fargo Money Study) Spending Guilt: 67% of adults report feeling guilty or anxious when spending money on non-essential, enjoyment-focused items like hobbies, dining out, or vacations. (Source: Mind Over Money / Capital One Study) Dipping into Wealth / Decumulation Fear: Among retirees, over 60% report feeling uneasy or fearful about spending down their accumulated principal, preferring to live solely off interest or income regardless of their overall net worth. (Source: Employee Benefit Research Institute - EBRI) Financial Stress: 53% of older adults (ages 50+) reported feeling ongoing stress related to their personal finances, with 33% fearing their savings won't last through their lifetime. (Source: University of Michigan National Poll on Healthy Aging)

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About

Learn the Asian way of saving, spending, investing, earning. I'm a midlife father/husband who grew up with very little. However, I survived to even consider early retirement. Allow me to share all that I've learn, succeeded, failed and would change so you can go from getting red envelopes as a kid to retirement. I'm no financial advisor/CFP. I want to share the teachings from my culture. Listen weekly and find me on social

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