The Real Credit Talk show

Tiana A Mayers
  • 5.0 (6)
  • Entrepreneurship

The Real Credit Talk Show breaks down how credit really works—without myths, shame, or scare tactics. Hosted by credit strategist Tiana Mayers, each episode delivers straight talk on credit, debt, financial recovery, and consumer rights, with real scenarios and practical insight you can actually use. No fluff. No judgment. Just real conversations that help you move smarter, protect your money, and take control of your financial future. A Beyond Credit Limits production. 🌐 BeyondCreditLimits.com © Beyond Credit Limits Corporation. All rights reserved.

  1. 5d ago

    The Real Credit Talk Show- "The Weight of It: Credit and Mental Health"

    Some weight never shows on your face. You keep working. You keep showing up. But financial pressure can take up space in your life that nobody else sees. In Episode 26, Lady T brings an honest, human conversation to credit and mental health—the feelings people carry privately, the expectations they put on themselves, and the future they still want to build. With substance, real-life perspective, and a little humor, this episode speaks to the person behind the numbers. If you have ever felt worn down by a financial situation while trying to hold everything else together, this conversation has room for you. Ready to discuss your situation? Visit beyondcreditlimits.com and complete the consultation form. Let’s discuss what is happening, your goals, and the support that may fit your needs. Hosted by Tiana Mayers (Lady T) 🎧 Listen on 20+ platforms: iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • Podcast Index • TrueFans • Podverse • PodLP • Podcast Guru • Pocket Casts • Listen Notes • Castamatic • Castbox • Castro • Curiocaster • Overcast • Podcast Addict • RSS.com Community • Podnod • Fountain FM • Deezer • TuneIn • YouTube 🌐 https://realcredittalkshow.com 🌐 https://beyondcreditlimits.com 🌐 https://thatmerchmood.com 📧 mailto:therealcredittalkshow@beyondcreditlimits.com Follow on Instagram: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🔔Subscribe and turn on notifications. A Beyond Credit Limits Production

    The Real Credit Talk Show- "The Weight of It: Credit and Mental Health"

  2. Oct 1

    A Whole Life Behind a Blank File: Credit, Immigration and Building a Financial Identity in America

    You built a life before you arrived. You carried responsibilities, supported people, and made decisions that mattered. Then someone looks at your American credit file and treats you like you’re just getting started. What happens when the life you’ve lived and the history the system recognizes don’t match? In Episode 25 of The Real Credit Talk Show, Tiana Mayers—Lady T—brings immigration, credit, and financial identity into a conversation about the pressure of establishing yourself while people already depend on you. For anyone building a life in America, supporting family across borders, or watching someone they love navigate a new beginning, this conversation hits close to home. There’s a whole life behind that file. Press play. 🎙️ Hosted by Tiana Mayers — Lady T 🎧 NOW ON 20+ PLATFORMS iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • Podcast Index • TrueFans • Podverse • PodLP • Podcast Guru • Pocket Casts • Listen Notes • Castamatic • Castbox • Castro • Curiocaster • Overcast • Podcast Addict • RSS.com Community • Podnod • Fountain FM • Deezer • TuneIn • YouTube 📲 FOLLOW US ON INSTAGRAM @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🌐 VISIT US https://www.therealcredittalkshow.com https://www.realcredittalkshow.com https://www.beyondcreditlimits.com 🛍️ SHOP THAT MERCH MOOD https://www.thatmerchmood.com 📧 QUESTIONS & LISTENER SUBMISSIONS therealcredittalkshow@beyondcreditlimits.com Send your first name and state, or submit anonymously. 🔔 Subscribe, follow, and turn on notifications so you never miss a new episode. Share this conversation with someone whose story deserves to be seen. A Beyond Credit Limits Production

    A Whole Life Behind a Blank File: Credit, Immigration and Building a Financial Identity in America

  3. Sep 24

    AFTER THE GATE Credit, Identity and Starting Over After Incarceration

    Walking through one gate does not mean every other door automatically opens. Starting over is supposed to mean moving forward—until something from the past reaches the next door first. This week, Lady T enters a conversation about credit, identity and what starting over can feel like after incarceration. What looks like a fresh beginning from the outside can carry questions, pressure and invisible barriers that other people never see. This isn’t about reducing someone’s future to a score, a record or a quick answer. It’s about looking beyond assumptions, understanding why the complete picture matters and recognizing that movement and preparation are not always the same thing. If you have ever had to rebuild your life—or watched someone you love try to do it—this is a conversation you’ll want to hear. Hosted by Tiana Mayers (Lady T) A Beyond Credit Limits Production 🚨NOW ON 20+ platforms 🎧Listen on: iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • Podcast Index • TrueFans • Podverse • PodLP • Podcast Guru • Pocket Casts • Listen Notes • Castamatic • Castbox • Castro • Curiocaster • Overcast • Podcast Addict • RSS.com Community • Podnod • Fountain FM • Deezer • TuneIn • YouTube 🌐 realcredittalkshow.com 🌐 beyondcreditlimits.com 🌐 thatmerchmood.com 📧 therealcredittalkshow@beyondcreditlimits.com Follow on Instagram: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🔔 Subscribe and turn on notifications

    AFTER THE GATE Credit, Identity and Starting Over After Incarceration

  4. Sep 17

    THE ORDERS CAME. YOUR CREDIT STAYED HOME.

    Military orders can change where you live, how you work, when you sleep, and how your family manages everyday life. But the financial life that existed before those orders doesn’t simply disappear. This week, Lady T brings military service and financial life into the same conversation—looking beyond the uniform to the responsibilities, accounts, decisions, and people that remain connected even when service takes someone thousands of miles from home. For service members, spouses, reservists, and military families, knowing that certain protections exist is one thing. Understanding when they apply, what they actually mean, and what they don’t mean is something entirely different. And that’s where assumptions can become expensive. This conversation looks at why timing matters, why two military families can face situations that appear nearly identical but require completely different answers, and why the words “I’m military” may be the beginning of the conversation—not the end of it. The episode itself makes that distinction central to how these situations should be examined. RealCreditTalkShow_Episode23(1).docx This isn’t about turning military service into a financial loophole. It isn’t about assuming every account is automatically protected. And it isn’t about expecting a family already carrying the demands of service to somehow know every rule that may affect them. It’s about knowing enough to ask the right questions before an assumption becomes a problem. Because serving somewhere else doesn’t mean life stopped happening at home. And sometimes the most important part of protecting what’s waiting for you is understanding what’s still moving while you’re away. Hosted by Tiana Mayers (Lady T) A Beyond Credit Limits Production 🎧 Listen on 20 platforms: iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • YouTube • Pocket Casts • TuneIn • Deezer • Podcast Index • Podcast Guru • Podverse • PodLP • Fountain FM • TrueFans • Listen Notes • Castbox • Castro • Overcast • Podcast Addict 🌐 realcredittalkshow.com 🌐 beyondcreditlimits.com 🌐 thatmerchmood.com 📧 therealcredittalkshow@beyondcreditlimits.com Follow us on Instagram: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🔔 Subscribe and turn on notifications.

    THE ORDERS CAME. YOUR CREDIT STAYED HOME.

  5. Sep 10

    The Bill That Followed You Home

    Some financial situations seem straightforward—until you start asking questions. This week, Lady T takes on medical debt and the assumptions people often make when they believe they already understand what’s happening. What looks simple from the outside may have a very different story underneath it, and knowing the complete situation can matter before deciding what comes next. This isn’t about shortcuts, blanket answers, or treating every situation the same. It’s about looking beyond the obvious, knowing when more information is needed, and understanding why the details can make all the difference. If you’ve ever received a medical bill, dealt with medical debt, or wondered whether you really understood what was happening behind the numbers, this is a conversation you’ll want to hear. Hosted by Tiana Mayers (Lady T) A Beyond Credit Limits Production 🎧 Listen on 20 platforms: iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • Podcast Index • TrueFans • Podverse • PodLP • Castbox • Podcast Guru • Pocket Casts • Fountain FM • Deezer • TuneIn • Castamatic• Listen Notes • Podcast Addict • Overcast• Curiocaster• Castro • YouTube 🌐 realcredittalkshow.com 🌐 beyondcreditlimits.com 🌐 thatmerchmood.com 📧 therealcredittalkshow@beyondcreditlimits.com Follow on Instagram: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🔔 Subscribe and turn on notifications.

    The Bill That Followed You Home

  6. Sep 3

    The Ones That Follow You — Judgments, Tax Liens, and Garnishments

    What if something was already happening with your money—and you were the last person to know? In Episode 21 of The Real Credit Talk Show, Tiana Mayers (Lady T) takes the conversation beyond the credit report and into the financial situations that can follow you quietly, sometimes surfacing when you least expect them. An old address. A notice you never saw. A paycheck that suddenly looks different. A bank account that doesn’t look right. A house closing that unexpectedly stops. Sometimes the first sign of a problem isn’t when it begins. It’s when the consequences finally reach you. This episode explores judgments, tax liens, and garnishments through real-life situations and the questions people often don’t know to ask until something has already changed. Because silence doesn’t always mean resolution. And time passing doesn’t necessarily mean something disappeared. Episode 21 is about recognizing what may be moving behind the scenes, understanding why knowing where you stand matters, and why the right information at the right time can change what happens next. Have a question for the show? Email: therealcredittalkshow@beyondcreditlimits.com Send your first name and state, or submit your question anonymously. Visit Us The Real Credit Talk Show: realcredittalkshow.com Beyond Credit Limits: beyondcreditlimits.com That Merch Mood: thatmerchmood.com Follow Us Instagram: @therealcredittalkshow Instagram: @realcredittalkshow Instagram: @beyondcreditlimits Listen on 🎧 iHeartRadio 🎧 Apple Podcasts 🎧 Spotify 🎧 Pandora 🎧 Amazon Music 🎧 Podcast Index 🎧 TrueFans 🎧 Podverse 🎧 PodLP 🎧 Podcast Guru 🎧 Pocket Casts 🎧 Fountain FM 🎧 Deezer 🎧 TuneIn 🎧 YouTube Subscribe and turn on notifications so you never miss a new episode. Hosted by Tiana Mayers (Lady T) Founder of Beyond Credit Limits Corporation A Beyond Credit Limits Production

    The Ones That Follow You — Judgments, Tax Liens, and Garnishments

  7. Aug 27

    The Reset — What Bankruptcy Really Does, What Every Chapter Actually Means, and What Nobody Tells You About the Other Side

    Some financial decisions carry more fear, judgment, and misunderstanding than others. Episode 20 — The Reset takes on one of those conversations. This episode looks beyond the assumptions and asks you to reconsider what you think you know when financial circumstances reach a turning point. Because sometimes the hardest part isn’t recognizing that something has to change—it’s understanding what comes next. No shame. No scare tactics. No pretending every situation has the same answer. Just a real conversation about difficult financial decisions, what it means to reset, and why understanding your options matters before deciding what your next chapter looks like. 🎙️ Hosted by Tiana Mayers — Lady T 🎧 Listen on: iHeartRadio Apple Podcasts Spotify Pandora Amazon Music Podcast Index TrueFans Podverse PodLP Podcast Guru Pocket Casts Fountain FM Deezer TuneIn YouTube 📲 Follow us: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🌐 Websites: realcredittalkshow.com beyondcreditlimits.com 📧 Questions, comments & listener submissions: therealcredittalkshow@beyondcreditlimits.com The Real Credit Talk Show Real Talk. Real Credit. Real Results. A Beyond Credit Limits Production

    The Reset — What Bankruptcy Really Does, What Every Chapter Actually Means, and What Nobody Tells You About the Other Side

  8. Aug 20

    The Consolidation Conversation- What It Actually Is, What It Actually Does, and Why Most People Do It

    Debt consolidation can sound simple: combine the debt, lower the payment, and finally get some breathing room. But a smaller monthly payment, a 0% offer, or seeing a credit card reach a $0 balance doesn’t automatically mean the underlying problem has been solved. In this episode of The Real Credit Talk Show, Tiana Mayers (Lady T) takes a closer look at the consolidation conversation and the important distinctions consumers often miss. This episode explores the differences between consolidation loans, balance transfers, nonprofit debt-management plans, and debt settlement—because although these options are often discussed as if they accomplish the same thing, they can work very differently. We’re talking about what happens when a lower payment comes with a longer repayment period, what to consider beyond the headline 0% promotional rate, what happens to credit cards after balances are paid down, and why getting to zero and staying at zero are two completely different conversations. Because consolidation can restructure debt—but restructuring debt and solving the cycle that created it are not necessarily the same thing. 🎧 Listen on: iHeartRadio • Apple Podcasts • Spotify • Pandora • Amazon Music • Podcast Index • TrueFans • Podverse • PodLP • Podcast Guru • Pocket Casts • Fountain FM • Deezer • TuneIn • YouTube 📲 Follow us: @therealcredittalkshow @realcredittalkshow @beyondcreditlimits 🌐 realcredittalkshow.com 🌐 beyondcreditlimits.com 📧 therealcredittalkshow@beyondcreditlimits.com A Beyond Credit Limits Production

    The Consolidation Conversation- What It Actually Is, What It Actually Does, and Why Most People Do It
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Ratings & Reviews

5
out of 5
6 Ratings

About

The Real Credit Talk Show breaks down how credit really works—without myths, shame, or scare tactics. Hosted by credit strategist Tiana Mayers, each episode delivers straight talk on credit, debt, financial recovery, and consumer rights, with real scenarios and practical insight you can actually use. No fluff. No judgment. Just real conversations that help you move smarter, protect your money, and take control of your financial future. A Beyond Credit Limits production. 🌐 BeyondCreditLimits.com © Beyond Credit Limits Corporation. All rights reserved.

Information

  • Creator
    Tiana A Mayers
  • Years Active
    2026
  • Episodes
    26
  • Rating
    Clean
  • Copyright
    © Tiana A. Mayers
  • Show Website
    The Real Credit Talk show