Retirement Journey Radio

Patria Wealth Group
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Selected episodes from the popular radio show, ”Retirement Journey Radio” hosted by Patria Wealth Group Contact: (302) 595-9339 | RetirementJourneyRadio.com | george@patriawealth.com

Episodes

  1. 1d ago

    The Tax Torpedo 8-22-26

    One dollar. That's all it can take to cross a line that costs a retired couple over $2,000 a year in Medicare surcharges — for the rest of retirement. That's a 200%+ tax bracket on that single dollar. It's not a typo, and it's not rare. This week: the tax torpedo, the IRMAA cliff, and the shadow tax you never saw coming.

  2. 6d ago

    The New Retirement Red Zone (and the Happiness Dividend) 8-15-26

    You spent forty years moving the ball downfield. None of it scores. The red zone — roughly five years either side of your retirement date — is where the plan actually gets decided, and the rules change once you're inside the twenty yard line. This week we run the real numbers showing the difference a true “retirement red zone” strategy can make vs simply doing the same plays that got you into the red zone. Then we get into the research on predictable income — including why it shows up in bloodwork, stress level, and longer longevity, not just balance sheets — and close with the best description of lifetime income ever written, by a novelist, in 1811.

  3. 6d ago

    Retirement Under Pressure 7-11-26

    Whether you can put your finger on it or not, American savers say they are feeling one thing pertaining to their retirement right now: pressure.  Finding those pressure points is the first step. Knowing what to do about them is a whole different approach. Many times, a simple turn of the sails can turn head wind into positive propulsion. This episode delves into how to pressure test your retirement and what to do if you don't like what you discover.

  4. 6d ago

    Am I Paying Voluntary Tax? 6-20-26

    While paying voluntary tax is likely an insulting thought, so many retirees are setup to do exactly that. The US Treasury has a big heart and will accept voluntary taxes from retirees--but we think you shouldn't pay them. This week, we aim to inform you on how to start paying way less in taxes in retirement on your accounts and keep more of what's yours.

  5. 6d ago

    8 Keys to Roth Conversions 6-6-26

    Roth conversions aren’t about avoiding taxes — they’re about deciding when, how, and at what rate you’ll pay them. Too many people focus on the micro view: “How much tax will this cost me this year?” A better question is, “How will this decision impact my entire retirement?” Strategic conversions can create decades of tax-free income, reduce or eliminate required minimum distributions, lower Medicare premiums and Social Security taxation, and provide insulation from future tax increases. Yes, there can be short-term friction — higher taxable income or temporary IRMAA surcharges — but for many households, those are time-boxed issues in exchange for long-term control, certainty, and tax-free wealth.

  6. 6d ago

    (Asset) Location, Location, Location! 5-23-26

    More important than your asset allocation is your asset location. There are only 3 columns (categories) of financial vehicles: Taxable Tax-deferred Tax-free Before deciding what your allocation should be, you must decide where you want your assets to live. There is a perfect balance for each saver. In this episode, we dive into the advantages and disadvantages of each column, the proper uses of the assets that make up in column, and how to strategically transfer taxable and tax-deferred assets to the tax-free column.

  7. 6d ago

    Retirement Goal Confluence 5-16-26

    Almost all retirement goals combine to one common end: peace and confidence in retirement. What retirement strategies tend to support that aim, and which--unknowingly--tend to diminish the likelihood of its achievement? Today, we how to bring your retirement assets and strategies into alignment with your goals.

  8. 6d ago

    The Makings of a Resilient Portfolio 5-9-26

    Making sure your portfolio provides what you need it to through thick and thin means going beyond "buy and hold". What if interest rates skyrocket, bringing inflation in their wake? What if the market crashes for several years? What if new legislation changes the tax landscape to resemble a foreign world? Premature death, long-term care needs, unforeseen emergencies...the list goes on. Your plan needs to elements of flexibility and rigidity in the right balance to handle whatever comes out of the woodwork.

  9. Apr 29

    9 Myths that Can Turn the Golden Years Blue 5-2-26

    Nine myths. Nine ways a solid retirement plan quietly falls apart. From the "savings number" that doesn't save you, to the diversification that isn't, to the tax strategy that's really just procrastination — we're calling them out. All of them. This is 9 Retirement Myths That Can Turn the Golden Years Blue.

  • 9 Episodes

About

Selected episodes from the popular radio show, ”Retirement Journey Radio” hosted by Patria Wealth Group Contact: (302) 595-9339 | RetirementJourneyRadio.com | george@patriawealth.com

Information

  • Creator
    Patria Wealth Group
  • Years Active
    2026
  • Episodes
    9
  • Rating
    Clean
  • Copyright
    © Copyright 2026 All rights reserved.
  • Show Website
    Retirement Journey Radio