Beyond the Rate

Charter West Bank

Beyond the Rate goes past the numbers to explore what really matters in the mortgage world. Hosted by an everyday homebuyer learning alongside the experts at CharterWest Bank, this podcast unpacks the real questions people have about buying a home — from HELOCs and VA loans to the emotions behind big financial decisions. It’s honest, conversational, and refreshingly human. Because understanding your mortgage isn’t just about interest rates — it’s about what’s beyond them.

Episodes

  1. Apr 29

    Beyond the Rate: VA Loans Made Simple

    In this episode of Beyond the Rate, host Kary Wurth sits down with mortgage experts Brian Farley and Navy veteran Dan Leathers to break down everything you need to know about VA loans. From zero down payment and no mortgage insurance to lower monthly payments and flexible eligibility, they explain why VA loans are one of the most valuable homebuying benefits available to veterans and active-duty service members. They also tackle common misconceptions—like whether VA loans are harder to close, riskier for sellers, or only for first-time buyers. Plus, Dan shares his personal experience using VA loans, navigating foreclosure, and purchasing homes again afterward. Whether you're a veteran, active-duty military member, spouse, or simply curious about the mortgage process, this episode delivers practical guidance, myth-busting truths, and real-world advice to help make homeownership feel less intimidating. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    40 min

  2. Apr 29

    Introducing Beyond the Rate

    Welcome to Beyond the Rate, the Charter West Bank podcast about money, mortgages, and the moments that matter. Hosted by Kary Wurth, this show breaks down the world of banking, home loans, and personal finance in a way that’s easy to understand, relatable, and even enjoyable. Whether you're buying your first home, refinancing, growing a small business, or simply trying to make smarter money moves, Beyond the Rate gives you practical insights without the confusing jargon. Through real conversations with lenders, bankers, and local experts, each episode explores the why behind important financial decisions—so the how feels a lot less intimidating. If you’re ready for smarter conversations about money and homeownership, you’re in the right place. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    2 min

Trailer

About

Beyond the Rate goes past the numbers to explore what really matters in the mortgage world. Hosted by an everyday homebuyer learning alongside the experts at CharterWest Bank, this podcast unpacks the real questions people have about buying a home — from HELOCs and VA loans to the emotions behind big financial decisions. It’s honest, conversational, and refreshingly human. Because understanding your mortgage isn’t just about interest rates — it’s about what’s beyond them.

Information

  • Creator
    Charter West Bank
  • Years Active
    2K
  • Episodes
    2
  • Rating
    Clean
  • Show Website
    Beyond the Rate