The Rhythm of Money

Indigo Dutton

The Rhythm of Money is a podcast for women who want to be clear and capable with money. It's for those ready to build the type of wealth that follows a personal vision of steady success. Hosted by a retired investment advisor and former business consultant, this show starts where most money conversations skip past: the nervous system, old beliefs, avoidance, quiet shame, and the emotional patterns that have been shaping financial choices long before any spreadsheet entered the picture. Money isn't only math. It's also rhythm, safety, attention, timing, and trust. From the first episode, The Rhythm of Money offers a steady place to begin again, with practical insight, emotional honesty, and a compassionate yet effective way to build financial thriving over time. The podcast is built as a progression, with each episode building on the last, so be sure to subscribe, and we'll build this together. The Rhythm of Money. Living Your True Note.

  1. Episode 1

    3 Questions That Turn Financial Dreams Into Daily Decisions - S2E1

    Send us Fan Mail What you believe is possible with money is already shaping what you spend, save, finance, and prepare for today. In the first episode of Season Two, Indigo Dutton shares a story from her work as the island project manager for a Native Hawaiian land trust community. Families were offered an extraordinary path to homeownership, yet many had already made financial decisions that prevented them from qualifying. Some had stopped believing that owning a home was possible. Others believed it would require far more than it actually would. Their experience reveals an important truth: your financial choices are shaped by the future you believe is available to you, including how large or limited you imagine that future to be. You’ll consider: • Why improving your net worth needs a meaningful purpose • How present spending can quietly close off future opportunities • Why “more money” usually isn’t a strong enough financial goal • The three questions that turn a vague wish into a future you can plan for • How your goals can begin influencing everyday money decisions This episode also marks the transition from the inner foundation of Season One into the practical financial work of Season Two. In the episodes ahead, we’ll work with spending plans, cash flow, saving, investing, retirement, financial resilience, and the choices that gradually expand what your financial life can support. You don’t need to have completed Season One to begin here. But if money anxiety, financial avoidance, or old patterns arise as you move forward, the earlier practices remain available to support you. What do you want your money to make possible? Follow The Rhythm of Money so the next episode arrives automatically. Subscribe for weekly reminders and get the Deep Receiving weekly attunement recording for free at https://TheRhythmofMoney.com The Rhythm of Money Living Your True Note No financial advice is offered or implied. For guidance specific to your situation, consult a licensed financial professional.

  2. Episode 3

    Are Your Spending Patterns Still Serving the Life You Want? - S2E3

    Send us Fan Mail You may be able to afford a purchase and still wonder why it keeps showing up without your intending for it to. Repeated spending often buys more than the item or service itself. It may create ease, offer relief after a demanding day, reinforce how you see yourself, or provide something you have not found another way to ask for. In this episode, you’ll focus on one spending category and look at the pattern behind it: when it happens, how often it happens, and what may be influencing the choice. Then you’ll use three questions to explore what that spending may be providing beyond the purchase itself. This is not an exercise in cutting what's unnecessary or judging how you use your money. The goal is to understand what your spending is doing so you can decide whether you want to keep it, plan for it more intentionally, adjust it, or direct some of that money toward something that matters more to you. You’ll also practice using the awareness and regulation skills from Season 1 to stay present when financial information feels uncomfortable. Rather than pushing through or backing away, you’ll use the skills we've developed together to remain engaged with it. In this episode: • How to examine one spending category without turning it into a judgment about yourself • What timing and repetition can reveal about a spending pattern • Three questions for understanding what a purchase may be providing • The difference between being able to afford something and choosing it intentionally • How to turn greater awareness into one practical financial decision Next week, we’ll use the same approach to look clearly at debt and organize what you owe without shame or panic. That clarity makes it possible to replace vague unease with a deliberate strategy and decide how debt fits alongside the rest of the life you’re building. The Rhythm of Money Living Your True Note No financial advice is offered or implied. For guidance specific to your situation, consult a licensed financial professional.

  3. Episode 4

    The Debt Strategy: What to Tackle First and What to Keep - S2E4

    Send us Fan Mail A good debt strategy can be the key to not just ending financial anxiety, but improving actual financial results. You can know exactly how much debt you have and still be unsure what to do with it.  Should you pay off the smallest balance first? Focus on the highest interest rate? Keep low-interest debt while using your money elsewhere? Or address the debt that creates the greatest vulnerability in your life? In this episode, we move beyond the idea that all debt is automatically bad or should be eliminated as quickly as possible. You’ll learn how to evaluate each debt according to its urgency, cost, required payment, usefulness, and the risk involved in continuing to carry it. You’ll also update the debt portion of your financial snapshot and use two skills from earlier episodes, the Reset from ep. 2 and Focusing from ep. 8, to stay present when a particular account brings up fear, shame, or avoidance. By the end, you’ll have a clearer way to distinguish between: Debt that requires immediate actionHigh-interest debt that may be worth acceleratingDebt that may be reasonable to maintainDebt that feels emotionally urgent but may not be financially firstThis episode is educational and is not individualized financial advice. Chapters 01:05 How to decide what to do with debt 01:50 When low-interest debt may help you get ahead 06:52 Updating your debt inventory and financial snapshot 07:20 Using the nervous system Reset before reviewing debt 10:13 Focusing through debt anxiety, shame, and avoidance 13:18 Debt triage: past-due accounts and immediate risks 14:28 High-interest debt and the true cost of borrowing 15:31 Good debt, strategic debt, and financial vulnerability 19:11 Debt avalanche versus debt snowball Next time, we’ll look more closely at how to balance faster debt repayment with building financial resiliency, so one unexpected expense doesn’t send you back into debt. The Rhythm of Money: Living Your True Note  https://TheRhythmofMoney.com No financial advice is offered or implied. For guidance specific to your situation, consult a licensed financial professional.

About

The Rhythm of Money is a podcast for women who want to be clear and capable with money. It's for those ready to build the type of wealth that follows a personal vision of steady success. Hosted by a retired investment advisor and former business consultant, this show starts where most money conversations skip past: the nervous system, old beliefs, avoidance, quiet shame, and the emotional patterns that have been shaping financial choices long before any spreadsheet entered the picture. Money isn't only math. It's also rhythm, safety, attention, timing, and trust. From the first episode, The Rhythm of Money offers a steady place to begin again, with practical insight, emotional honesty, and a compassionate yet effective way to build financial thriving over time. The podcast is built as a progression, with each episode building on the last, so be sure to subscribe, and we'll build this together. The Rhythm of Money. Living Your True Note.