The Bougie Expats

Sable

Welcome to The Bougie Expat Podcast, a show for Black women over 40 who are ready to imagine a different kind of life abroad. Hosted by Sable, your bougie girlfriend, this podcast speaks to the woman who has spent years showing up for everyone else — family, friends, work, and responsibilities — and is now asking, “What do I want my next season to look like?” Through honest conversations and lived experience, Sable shares what it really takes to relocate abroad with clarity, confidence, and intention. Having lived and worked in more than seven countries across four continents, she brings real insight into the emotional, financial, and practical side of building a life overseas. Each episode will cover topics like relocating abroad, planning your money, managing fear, leaving behind familiar routines, building a clear vision, and creating a life where you are thriving instead of simply getting by. If you have been quietly thinking about moving abroad, starting fresh, or choosing yourself in this next chapter, this podcast is for you. Subscribe to The Bougie Expat Podcast and join Sable for conversations about freedom, relocation, reinvention, and living abroad with purpose.

  1. 1d ago

    Ep 44: From Surviving to Thriving: Designing Your Expat Life With Confidence

    Join us for the Elevated Exit Masterclass. Sign up here. What if moving abroad isn't about running away from your current life—what if it's the ultimate catalyst for reinventing yourself? In this episode of The Bougie Expats Podcast, we'll deep into the mindset shift required to turn a simple move into a powerful personal transformation. Moving overseas is so much more than changing your address on a map. It is your opportunity to shed old expectations, step out of survival mode, and write your next chapter completely on your own terms. This episode is for Black women over 40 who are ready to stop waiting for "someday," trust their inner strength, and build an elevated life abroad with clarity and ease. In This Episode:  Why relocation is the ultimate vehicle for total personal reinventionReclaiming control: Leveraging the resilience you've built through past life transitionsTrading survival energy for the joy, peace, and empowerment of choosing your own pathWhy you must trust your track record: You will figure out your new countryDropping the fear and asking yourself the hard question: Why delay your move until later?How to leave your old story behind and grab the pen for your next chapter Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  2. 3d ago

    Ep 43: The Wealthy Are Buying a “Plan B” Country

    Join us for the Elevated Exit Masterclass. Sign up here. What if your wealth could buy you more than standard market returns—what if it could unlock an entirely new country to call home? In this episode of The Bougie Expats Podcast, we explore citizenship by investment and the idea of geographic diversification: using your wealth to create a potential “Plan B” for yourself and your family. We diversify our stocks, real estate portfolios, and income streams without hesitation. This episode challenges you to ask the next logical question: shouldn't you also diversify where you have the legal right to live, work, and thrive? This episode is for Black women over 40 who are ready to leverage their wealth for global mobility, protect their future freedom, and expand their lifestyle options worldwide. In This Episode  How citizenship by investment works  Second passports and geographic diversification  Grenada citizenship by investment St. Kitts and Nevis citizenship by investment  Dominica citizenship by investment  St. Lucia citizenship by investment  Investment and residency requirements  Why wealthy investors consider second citizenship  How a second citizenship can fit into a broader Plan B strategy  The difference between citizenship, tax residency, and asset protection  A second passport does not automatically eliminate taxes or protect your assets, and citizenship-by-investment programs, investment minimums, eligibility rules, and residency requirements can change. Always verify current requirements and consult qualified immigration, tax, legal, and financial professionals before making decisions. Ready to map out your full transition blueprint? Join us for the 2-Day Elevated Exit Masterclass to turn your international relocation vision into an actionable, step-by-step plan. Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  3. Sep 30

    Ep 42: Why Some Black Women Move Abroad… Then Come Back

    Join us for the Elevated Exit Masterclass. Sign up here. Moving abroad is exciting—but creating a successful life overseas takes far more than choosing a beautiful destination and booking a one-way ticket. In this episode of The Bougie Expats Podcast, Sable breaks down the 7 major reasons international relocations fail, and gives you the exact framework to fail-proof your move before making a life-changing decision. From falling for social media trends to ignoring healthcare logistics, legal requirements, and hidden costs, Sable exposes the common pitfalls that send expats packing back home prematurely. She addresses the realities of maintaining income stability across borders, managing family dynamics and distance, and navigating visa restrictions that many people overlook until it's too late. This isn't about scaring you away from your dream. It's about helping you step into your next chapter with your eyes wide open, an unbreakable plan, and zero expensive surprises. This episode is for Black women over 40 who want to move beyond hype, protect their time and money, and build a safe, sustainable transition abroad. In This Episode The 7 biggest pitfalls that cause international moves to fall apartFinancial planning traps: Accounting for hidden taxes, emergencies, and true costsThe Bandwagon Effect: Why social media's favorite country might be wrong for youHealthcare realities: Securing proper coverage, specialists, and medication abroadNavigating family dynamics, distance, loneliness, and building a local support systemVisa and legal roadblocks: Residency rules, work permissions, and tax complianceIncome vs. Staying Power: Why arriving with savings isn't the same as staying fundedA practical framework to fail-proof your destination choice before packing your bagsReady to map out your full transition blueprint? Join us for the 2-Day Elevated Exit Masterclass to turn your international relocation vision into an actionable, step-by-step plan. Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  4. Sep 28

    Ep 41: She Just Moved to Panama! How She Did It & What Life Is Really Like

    Join us on Elevated Exit masterclass She took a relocation tour of Panama, but she still needed support to actually make the move. Now Donna is living in Panama and beginning her next chapter abroad. What does it really take to move to Panama after 60? And what happens when you've visited a country, researched relocation, and still feel uncertain about how to turn your plans into reality? In this episode of Bougie Expats, I'm sitting down with Donna, a Bougie Expat who recently relocated to Panama. Donna had already completed a relocation tour with another company before joining Bougie Expats. But seeing a country and knowing how to establish your life there are two very different things. We talk about her decision to relocate, why she wanted additional support, what she's discovering as a new expat, and what it means to begin building a life abroad rather than simply visiting. This is a conversation for Black women over 40 and 50 who are considering retiring abroad, relocating to Panama, or reinventing their lives in a new country. IN THIS CONVERSATION: • Why Donna decided to explore living in Panama • What she learned from her first relocation tour • Why she sought additional relocation support • What it's like to actually arrive and begin settling into Panama • The difference between researching a move and making it happen • Why community and support matter when establishing a new life abroad • What Donna would tell another woman who wants to relocate but hasn't made the move yet Moving abroad is not just about getting a visa, choosing an apartment, or taking a scouting trip. It's about creating a life you can sustain and enjoy once you arrive. At Bougie Expats, we help women move from the decision to relocate toward a personalized plan for their next chapter abroad. READY TO BUILD YOUR OWN RELOCATION ROADMAP? Join my FREE two-day Elevated Exit Roadmap Masterclass. We'll explore the life you want to create, how to fund it, and the steps between deciding to move and actually making it happen. Register here: https://www.yourelevatedexperiences.com/2-day-elevated-exit-roadmap Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  5. Sep 25

    Ep 40: 20 Years Abroad: Answering Your Biggest Questions About Living Overseas

    Join us on Tues. for Elevated Exit masterclass What is it REALLY like to live abroad as a Black woman? How much money do you actually need? How do you make true friends, build a strong community, and reinvent yourself in another country? For her birthday, Sable opened the floor and invited women to ask her anything about her 20+ years of living and working around the globe. And the questions came flooding in! In this special "Birthday Tea Q&A" episode of The Bougie Expats Podcast, Sable answers real questions from women who are planning their move, preparing for retirement abroad, or wondering what life outside the U.S. could look like. Drawing from her personal experiences living in Nigeria, Ethiopia, and now Panama, Sable goes far beyond postcard views and visa checklists to talk about the real day-to-day journey of starting over after 40, 50, and 60. This is an honest conversation about money, unexpected challenges, finding community, and building a life abroad that you genuinely enjoy. Pull up a chair and listen in! In This Episode What living abroad is really like for Black women over 40, 50, and 60Financial readiness: How to make sure your money supports your lifestyleLessons learned from living in Nigeria, Ethiopia, and PanamaMaking real friends and finding your tribe in a new countryHow to choose a country that fits you instead of following internet trendsNavigating the unexpected challenges and realities of international livingShifting from just moving abroad to creating long-term staying powerYOUR NEXT CHAPTER STARTS WITH YOU Before you choose a country, get clear about the lifestyle you want, your financial readiness and what may be holding you back. READY TO CREATE YOUR RELOCATION PLAN? Join me for the Elevated Exit Masterclass and discover how to turn your desire to relocate into a practical plan. https://www.yourelevatedexperiences.com/2-day-elevated-exit-roadmap Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  6. Sep 23

    Ep 39: Your Relocation Plan Is Backwards. Here's Why.

    oin us for the Elevated Exit Masterclass - https://www.yourelevatedexperiences.com/2-day-elevated-exit-roadmap You've picked a country. You've researched visas, watched relocation videos, joined expat groups and maybe even booked a scouting trip. But what if you're planning your move abroad in the wrong order? In this episode of The Bougie Expats, Sable explains why picking a country first can be an expensive mistake. Too many women fall in love with Panama, Portugal, Mexico, or Ghana before getting clear on the life they actually want to live and how they will fund it. Then come the questions: Can I afford to live there? Will my retirement income be enough? Can I work or build a business abroad? Will I have access to the healthcare, community and lifestyle I want? What happens after the excitement of moving wears off? Your relocation plan should begin with YOU, not the country. In This Episode Why choosing a destination first leads to costly relocation mistakesHow to define your ideal lifestyle before looking at country listsPutting your income, savings, and healthcare needs at the start of your planHow to evaluate a country based on your real priorities, not internet hypeWhy getting a visa is not the same thing as having a long-term planShifting from endless online research and scouting trips into real actionHow Sable built a sustainable life in Panama after a sudden career shift READY TO BUILD YOUR ELEVATED EXIT ROADMAP? Join my FREE two-day Elevated Exit Roadmap Masterclass, where we start with your next chapter, explore how to fund your life abroad and begin connecting the pieces of your relocation plan. Register here.  Subscribe to Bougie Expats for conversations about relocating abroad after 40, international living, reinvention, financial readiness, retirement abroad and designing your next chapter on your own terms. Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  7. Sep 21

    Ep 38: I Got Fired… So How Do I AFFORD My Life Abroad?

    How do you actually afford to live abroad—especially if you don't want to live on a shoestring budget? Five months before moving overseas, Sable unexpectedly lost her job. She moved anyway. Today, she lives in Panama, travels back to the U.S. whenever she wants, enjoys great food, and spends money on the experiences that matter to her. How? By building a funding strategy instead of just a moving budget. In this episode of The Bougie Expats, Sable breaks down a different approach to expat finances and financial planning for moving abroad. Instead of focusing only on how much money you need to MOVE, Sable wants you to think about how you'll continuously FUND the life you want after you arrive. Because a relocation budget gets you there. A funding strategy helps you stay there. We'll talk about building your own Life Abroad Funding Stack using the financial and professional resources available to you, which may include: • Employment and earned income • Consulting or contract income • Business income • Rental or property income • Investment income • Retirement or pension income • Professional skills and expertise • Existing assets and resources • Multiple appropriate income streams • Intentional spending and lifestyle choices • Emergency reserves and financial resilience Join us on our Elevated Exit masterclass: https://www.yourelevatedexperiences.com/2-day-elevated-exit-roadmap Before asking, “What's the cheapest country I can live in?” ask: What kind of life do I actually want? What will that life realistically cost? How will I sustainably fund it? What happens if one source of income disappears? What professional skills can continue creating value? Which assets and resources should I protect? And does my financial strategy support the life I want three, five or ten years from now? That's the difference between simply saving enough money to relocate and creating financial staying power abroad. If you're a Black woman over 40 who's already decided that living abroad is part of your next chapter, The Bougie Expats is about what comes NEXT: protecting what you've built and creating your life abroad with confidence, cash flow and clarity. Because we're not just funding a move. We're funding a life. This content is for educational purposes and is not individualized financial, investment, tax, immigration or legal advice. Consider appropriate qualified professionals for decisions involving your individual circumstances. Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

  8. Sep 18

    Ep 37: You Are Allowed to Leave Your Adult Children and Choose Yourself

    What if the biggest obstacle holding you back from moving abroad isn't your finances, your career, or your family obligations? What if it's a quiet, lingering lie you've believed for decades? Many Black women were raised to measure their worth by how much they sacrifice for everyone else. We become the default caregivers, the relentless problem solvers, and the dependable anchors who always put ourselves last. Over time, that conditioning turns into a harmful belief: that choosing our own peace, desires, and happiness is somehow selfish. In this episode of The Bougie Expats, Sable dismantles the heavy guilt that keeps financially established Black women stuck in "someday" mode. She explores why waiting for everyone else to be ready, comfortable, or approving will permanently delay your future, and why choosing yourself isn't a betrayal of your loved ones, but an act of profound self-respect. Relocation is so much more than a change of address on a passport map. It is the ultimate vehicle for changing the narrative about what you deserve. Step past the guilt, reframe your obligation, and give yourself permission to step into a life where your peace comes first. In This Episode You'll Learn: Why so many successful Black women struggle to give themselves permission to leaveThe hidden beliefs that keep us stuck in "someday"Why guilt is often a bigger barrier than moneyHow choosing yourself can inspire—not divide—your familyWhy your next chapter deserves the same care you've given everyone else'sThe mindset shift that helped me stop waiting and start living Ready to map out your full transition blueprint? Join us for the 2-Day Elevated Exit Masterclass to turn your international relocation vision into an actionable, step-by-step plan. Thank you for listening to The Bougie Expat Podcast. If this episode spoke to you, subscribe to the podcast and share it with another Black woman over 40 who has been thinking about relocating abroad, retiring overseas, or designing a new chapter with more freedom, peace, and intention. Join Sable, your bougie girlfriend: Facebook https://www.facebook.com/profile.php?id=61572263316409 Instagram https://www.instagram.com/thebougieexpats?igsh=MXc2d2FqdHA3MW42bw== LinkedIn https://www.linkedin.com/in/sableryan/ YouTube https://www.youtube.com/@thebougieexpat

About

Welcome to The Bougie Expat Podcast, a show for Black women over 40 who are ready to imagine a different kind of life abroad. Hosted by Sable, your bougie girlfriend, this podcast speaks to the woman who has spent years showing up for everyone else — family, friends, work, and responsibilities — and is now asking, “What do I want my next season to look like?” Through honest conversations and lived experience, Sable shares what it really takes to relocate abroad with clarity, confidence, and intention. Having lived and worked in more than seven countries across four continents, she brings real insight into the emotional, financial, and practical side of building a life overseas. Each episode will cover topics like relocating abroad, planning your money, managing fear, leaving behind familiar routines, building a clear vision, and creating a life where you are thriving instead of simply getting by. If you have been quietly thinking about moving abroad, starting fresh, or choosing yourself in this next chapter, this podcast is for you. Subscribe to The Bougie Expat Podcast and join Sable for conversations about freedom, relocation, reinvention, and living abroad with purpose.