The DirectLine

Lighthouse Cove

The DirectLine is Lighthouse Cove’s weekly podcast, and hosted by the voices behind the work. Each episode brings you closer to the real stories shaping the I/DD field, featuring DSPs, leaders, students, partners, and advocates. Through honest conversations and powerful storytelling, the DirectLine highlights the impact of our programs, the people driving change, and the relationships that move our mission forward. Whether you’re in the field or connected to the work, this is your inside look at the stories that matter most.

  1. 12h ago

    Deciphering Debt - Episode 3 of the Financial Fitness Series

    In Episode 3 of The DirectLine | Financial Fitness Series, Lighthouse Cove and First Financial Bank sit down with Suzanna Humbert, Work-Life Specialist with First Financial Bank, to talk about understanding and managing debt. Suzanna breaks down the difference between good and bad debt, explains how credit scores impact borrowing, and shares practical strategies for paying down debt and improving financial health. From understanding your debt-to-income ratio to using the snowball and avalanche methods, creating a budget, building an emergency fund, and knowing when to communicate with your lenders, this episode offers practical tools to help you take control of your finances. Suzanna also shares resources available to Lighthouse Cove DSPs through First Financial Bank including personalized financial guidance and specialized banking programs. Whether you're working to pay off credit cards, improve your credit, or simply feel more confident about your financial future, this episode is full of actionable advice to help you move toward financial freedom. Topics include: Understanding your credit score and credit reportGood debt vs. bad debtCredit card interest and debt managementDebt-to-income ratiosBudgeting and the 50/30/20 guidelineThe debt snowball and avalanche methodsDebt consolidation and refinancingBuilding savings while paying down debtAvoiding payday loans and debt settlement companiesResources available to Lighthouse Cove DSPs Listen to previous episodes in the Financial Fitness Series on budgeting, saving, and credit and stay tuned for the final episode covering identity protection, scams, and protecting your money.

  2. Jul 22

    Advocating for Change: DSPs, Disability Policy, and Building Bridges in Washington, DC

    Join us for a special edition of the DirectLine Podcast as our executive director, Bethany Toledo-McCray is featured on Episode 92 of the NickSpeaks Podcast where they talk about Advocating for Change: DSPs, Disability Policy, and Building Bridges in Washington, DC. In this episode, Nick Comstock sits down with Bethany Toledo and Aaron Mendoza to talk all things disability policy, advocacy, and the real work happening behind the scenes. Bethany is the Executive Director of Lighthouse COVE and this is her second appearance on the program. Aaron Mendoza works with Open Door Columbus as a theater coordinator for their theater and arts program while also working as a DSP. He’s been in the field for two years, and this was actually his first podcast appearance ever. Back in March, Bethany and Aaron traveled to Washington, DC to meet with lawmakers and discuss disability policy issues directly with the leaders helping shape our country. We talk about those meetings, fair DSP compensation, leadership programs, advocacy, technology, and why it’s so important that the disability community is willing to talk to both sides politically if we truly want to see change happen. Nicolas Comstock was born with congenital CMV and bilateral optic atrophy — conditions that affect his vision and require a wheelchair for mobility. He's spent his life learning that disability is not the obstacle most people assume it is. The obstacles are the assumptions. Today Nick speaks to corporate teams, nonprofits, schools, and churches on disability advocacy, inclusion that goes beyond compliance, and the kind of resilience that doesn't come from a TED Talk — it comes from waking up in a body that doesn't follow the rulebook and choosing to show up anyway. He hosts The Nick Speaks Podcast, where he interviews guests living unconventional lives and tells the stories that don't make the highlight reel.

About

The DirectLine is Lighthouse Cove’s weekly podcast, and hosted by the voices behind the work. Each episode brings you closer to the real stories shaping the I/DD field, featuring DSPs, leaders, students, partners, and advocates. Through honest conversations and powerful storytelling, the DirectLine highlights the impact of our programs, the people driving change, and the relationships that move our mission forward. Whether you’re in the field or connected to the work, this is your inside look at the stories that matter most.