The Bankruptcy Files

Lauren Clark

The Bankruptcy Files is a smart, compassionate podcast about debt, money, and second chances—hosted by South Carolina attorney Lauren Clark. Each episode breaks down what bankruptcy really looks like, busts common myths, and explains the process in plain English so people can feel informed instead of ashamed. Lauren explores the topics that matter most: what to expect, what’s true (and what isn’t), and why bankruptcy is a fresh start—not a failure. Episodes include attorney interviews, reactions to public Reddit posts and online questions, real-world scenarios, and conversations about how bankruptcy and debt appear in pop culture—from celebrity filings to reality TV. The Bankruptcy Files is for anyone who feels overwhelmed by debt, curious about bankruptcy, or simply wants to understand how the system actually works—without judgment or jargon. For educational and empowerment purposes only. Not legal advice.

Episodes

  1. 6d ago

    Alex Murdaugh's Lawsuit Against Becky Hill: Will She Even Pay? | SC Attorney Reacts

    Alex Murdaugh's attorneys have filed a federal civil rights lawsuit against former Colleton County Clerk of Court Becky Hill, demanding $600,000. But even if they win, can they collect? South Carolina attorney Lauren Clark and paralegal Dee dig into exactly what a judgment creditor can do in South Carolina, and why this case may be more about making a point than recovering real money. Lauren Clark is a South Carolina attorney. Nothing in this podcast is legal advice. For advice specific to your situation, contact a licensed attorney in your state. See disclaimers at the end of the episode! Also listen to Lauren & Dee on REMOTE REALITY, their reality TV & true crime podcast (not family-friendly!) covering 90 Day Fiancé, Sister Wives, Southern Hospitality, and the Murdaugh appeal. Subscribe so you don't miss the Murdaugh retrial coverage! #AlexMurdaugh #BeckyHill #Murdaugh #Bankruptcy #TheBankruptcyFiles #Debt #AttorneyReacts

    17 min

  2. May 24

    Using Your 401k to Pay Debt? Attorneys React | The Bankruptcy Files

    South Carolina attorney host, Lauren Clark, and Texas attorney Theda Page break down exactly how filing bankruptcy can save you money, protect your retirement, and help you start building real wealth. In this episode, Lauren runs a live credit card interest calculator to show what $20,000 in credit card debt actually costs over time. The numbers are eye-opening. Lauren and Theda also cover some of the most costly mistakes you can make TODAY'S GUEST: ATTORNEY THEYDA PAGE Theda W. Page practices at The Page Law Firm in Frisco, Texas, serving Collin and Denton Counties in the Eastern District of Texas. CONTACT THE PAGE LAW FIRM: 1125 Legacy Drive, Suite 320 Frisco, TX 75034 Phone: 214-618-2101 Website: https://www.pagelawfirm.com/ HOST LAUREN CLARK Lauren Clark practices bankruptcy law in South Carolina at The Law Office of Lauren Clark. If you are in South Carolina, call or the The Law Office of Lauren Clark, LLC at Phone: (803) 386-8868 Website: www.laurenclarklaw.com DISCLAIMER: The Bankruptcy Files podcast is for entertainment purposes only. Nothing in this podcast constitutes legal advice, and listening to this podcast does not create an attorney-client relationship. The views expressed are those of the individual hosts and guests and do not represent any law firm. This podcast is not affiliated with any law firm, or is it a debt relief agency. Every legal situation is unique. Please consult a licensed bankruptcy attorney in your area for advice specific to your circumstances. #BankruptcyFiles #BankruptcyAttorney #DebtRelief #PersonalFinance #Chapter13 #CreditCardDebt #BankruptcyIsBeautiful

    31 min

  3. May 17

    AI in Bankruptcy Law: What You Don't Know Could Cost You | The Bankruptcy Files Ep. 3

    Can AI replace a bankruptcy attorney? Our South Carolina Attorney Host Lauren Clark talks to Florida bankruptcy attorney Michael Moody about one of the hottest topics in legal practice right now . . . artificial intelligence in law. Spoiler: in bankruptcy the stakes may be higher than you think. ⚠️ DISCLAIMER: Nothing in this podcast is legal advice. Laws vary by state and jurisdiction. Always consult a licensed attorney in your area. ━━━━━━━━━━━━━━━━━━━━━━ 📞 CONTACT MICHAEL MOODY ━━━━━━━━━━━━━━━━━━━━━━ MICHAEL H. MOODY LAW, P.A. Phone: (850) 739-6970 Email: admin@michaelhmoodylaw.com Website: michaelmoodylaw.com Also serving: Panama City | Pensacola | Gainesville Business bankruptcy cases statewide (FL) + of counsel in Delaware & Pennsylvania ━━━━━━━━━━━━━━━━━━━━━━ 📞 CONTACT LAUREN CLARK ━━━━━━━━━━━━━━━━━━━━━━ Podcast Host and South Carolina Bankruptcy Attorney The Law Office of Lauren Clark We have gone remote! If you are a SC resident, schedule a consultation from the comfort of your own home. Call or text us at: Phone: (803) 386-8868 Website: laurenclarklaw.com ━━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━━ 00:00 – Welcome & Introduction 00:42 – Why Michael loves practicing bankruptcy law 02:34 – Areas Michael serves in Florida 03:02 – Subchapter 5 bankruptcy? What is it? 04:07 – State law in bankruptcy 06:04 – What to expect from a consultation with Michael 07:40 – AI and bankruptcy law: the big conversation 09:06 – Is AI like the early 90s internet? The debate 10:27 – Attorney-client privilege & AI 12:02 – What a "local" AI server in a law firm would look like 13:03 – AI as a tool . . . in skilled hands 14:00 – Lauren's chatbot experiment: wrong answers, then a $20 paywall 15:35 – AI fabricating case citations lawyers are getting in trouble 17:20 – Lauren tries to use AI for compound interest math (and AI fails) 18:08 – Bankruptcy fraud: up to 20 years in prison — not the place for AI errors 20:31 – Takeaways for consumers using AI + protecting yourself 22:39 – Why you shouldn't use ChatGPT as your lawyer middleman 27:28 – Final thoughts ━━━━━━━━━━━━━━━━━━━━━━ 🔖 ABOUT THE BANKRUPTCY FILES ━━━━━━━━━━━━━━━━━━━━━━ Hosted by South Carolina bankruptcy attorney Lauren Clark, The Bankruptcy Files breaks down the myths, fears, and realities of bankruptcy law — for real people facing real financial stress. New episodes weekly. #BankruptcyLaw #AIandLaw #PersonalFinance #DebtRelief #Bankruptcy #SubchapterFive #MerchantCashAdvance #BankruptcyAttorney #FloridaBankruptcy #SouthCarolinaAttorney #LegalAdvice #ChapterSeven #Chapter13 #SmallBusinessBankruptcy #TheBankruptcyFiles

    30 min

  4. May 10

    Attorneys React to Debt Settlement | The Bankruptcy Files

    Are debt settlement companies actually helping you, or making things worse? South Carolina bankruptcy attorney Lauren Clark is joined by Chicago bankruptcy attorney Sal Lopez to break down the real costs, risks, and alternatives to debt settlement. In this episode, Lauren and Sal discuss: How debt settlement companies actually workThe hidden fees and interest that pile up while you waitWhich creditors debt settlement companies won't touchThe credit score damage most people don't expectPotential Tax consequences How bankruptcy compares to debt settlement for your creditWhat happens to your assets while in a debt settlement programThe stigma around bankruptcy, and why it may not be deservedWhy a free or low-cost consult with a local attorney could save you thousands We are a new podcast! Please follow The Bankruptcy Files and leave a five-star review. It helps more people find us when they need it most. New episodes every Sunday. No judgment! ⚠️ DISCLAIMER This podcast is for educational and entertainment purposes only and is not legal advice. Listening does not create an attorney-client relationship. Always consult with a qualified local bankruptcy attorney about your specific situation. The Bankruptcy Files is not affiliated with any employer or law firm and is not a debt relief agency. ATTORNEYS FEATURED: Host: Lauren Clark The Law Office of Lauren Clark, LLC Helping South Carolina residents with debt since 2009. We have gone remote! If you are a SC resident, schedule a consult from the comfort of your own home. 📞 803-386-8868 (call or text) 🌐 laurenclarklaw@aol.com Guest: Salvador Lopez Robson & Lopez LLC — serving the Chicagoland area (Cook, DuPage, Will, Lake, Kane & Henry Counties). Consultations available in English and Spanish. 📞 (312) 523-2166 📧 info@robsonlopez.com 🌐 www.RobsonLopez.com 📖 Law Blog: https://www.robsonlopez.com/blog Note from Sal: The firm is rebranding this summer to Just Law Illinois LLC (and Spanish-language brand Justicia Legal Illinois LLC). Stay tuned!

    39 min

  5. Apr 17

    The Truth About Bankruptcy: Attorney Reacts to Your Biggest Questions | Ep. 1

    Are you drowning in debt and wondering if bankruptcy is right for you? South Carolina bankruptcy attorney Lauren Clark breaks down the most common bankruptcy questions — without judgment and without the fear-based nonsense you find online. In this episode: Am I a bad person for filing bankruptcy?Will everyone know I filed?Will I lose my house or car?Does bankruptcy ruin your credit forever?How long does bankruptcy stay on your credit report? Whether you're dealing with divorce, job loss, or medical debt — this episode is for you. If this helped you, make sure to follow The Bankruptcy Files and leave a five-star review so more people can find us. New episodes every week — no judgment, just answers. ⚠️ DISCLAIMER This podcast is for educational and entertainment purposes only and is not legal advice. Listening does not create an attorney-client relationship. Always consult with a qualified local bankruptcy attorney about your specific situation. The Bankruptcy Files is not affiliated with any employer or law firm and is not a debt relief agency.

    12 min
  • 5 Episodes

About

The Bankruptcy Files is a smart, compassionate podcast about debt, money, and second chances—hosted by South Carolina attorney Lauren Clark. Each episode breaks down what bankruptcy really looks like, busts common myths, and explains the process in plain English so people can feel informed instead of ashamed. Lauren explores the topics that matter most: what to expect, what’s true (and what isn’t), and why bankruptcy is a fresh start—not a failure. Episodes include attorney interviews, reactions to public Reddit posts and online questions, real-world scenarios, and conversations about how bankruptcy and debt appear in pop culture—from celebrity filings to reality TV. The Bankruptcy Files is for anyone who feels overwhelmed by debt, curious about bankruptcy, or simply wants to understand how the system actually works—without judgment or jargon. For educational and empowerment purposes only. Not legal advice.

Information

  • Creator
    Lauren Clark
  • Years Active
    2K
  • Episodes
    5
  • Rating
    Clean
  • Copyright
    © Copyright 2026 Lauren Clark
  • Show Website
    The Bankruptcy Files