Yapaholics Podcast

Yapaholics Podcast
  • 5.0 (2)
  • Business

Yapaholics is the Florida Panhandle's podcast. Every week, we sit down with the locals, business owners, and characters who make Pensacola and the Gulf Coast worth living in — and worth moving to. Whether you've called this place home your whole life or you're still researching the move, pull up a chair. This is your insider's guide to Panhandle life, told by the people who live it.

  1. 5d ago

    Pensacola Money Tips: What a Credit Union CEO Wants You to Know - Yapaholics Podcast

    🌐 Ready to buy a home in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you get there. Apply for membership here: https://ccufl-member.cuapplications.org/ Mortgage rates at 18%. A $37,000 house. That was normal for your parents — and a Pensacola credit union CEO just put today's market in perspective in a way that actually makes sense. Park Broom, President and CEO of Loyalty Credit Union, joins us for one of the most grounded financial conversations we've had on the Yapaholics Podcast. Whether you're a first-time homebuyer in Pensacola, a young family trying to get ahead financially, or someone relocating to the Florida Panhandle and trying to figure out where to bank, this episode gives you the real picture. Park breaks down why today's mortgage rates are actually the new normal, what young families get wrong about money early on, why you should always contribute enough to get your employer's 401K match, and what it actually means to meet members where they are — not just in banking but in life. We also get into what makes Loyalty Credit Union different from a traditional bank, how they funded an entire Habitat for Humanity house alongside six other credit unions, and why Pensacola's downtown restaurant scene is turning heads even from Tallahassee. In this episode you'll learn: Why today's mortgage rates are the new normal — and what your parents actually paidThe single most important financial move young families can make right nowWhat makes a credit union different from a traditional bank in the Florida PanhandleHow Loyalty Credit Union gave over $125,000 back to the community last yearWhy needs vs. wants is the most important financial conversation you're not havingWhat Park loves most about Pensacola's food and restaurant scene 🍽️Local picks: Restaurant Iron, Pearl & Horn, Angelina's & morePark Broom is the President and CEO of Loyalty Credit Union, serving members across Pensacola, Panama City, and Tallahassee. Learn more at loyaltycu.org 🌐 Buying in the 850? Start here → yapaholicspodcast.com MB01PPKXJLSQ3EE

  2. Aug 7

    When to Fire a Client: Real Business Lessons from Pensacola Pros - Yapaholics Podcast

    Buying or selling in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team take care of you in the 850. Want our weekly newsletter? https://yapaholicsnewsletter.riverside.com/ Every horror story has a red flag nobody wanted to see. Three Pensacola business owners react to the wildest client disasters on the internet — and share a few of their own. JD Cobb of Imagemakers joins us for a conversation that every entrepreneur, business owner, and realtor in the Florida Panhandle needs to hear. We pulled real business horror stories from Reddit and Entrepreneur Magazine and let three local Pensacola business owners react in real time. A $1.3 million software fraud that wiped out 47 employees. A 14-year-old hacker who ended up saving the company he breached. A client who nuked a business with one-star reviews because nobody answered the phone during a two-hour movie. We break down what went wrong, what could have been done differently, and what you should be putting in your contracts right now to protect yourself. We also get into the Yapaholics Invitational Charity Golf Tournament on October 16th at Marcus Pointe, why client boundaries matter more than being available 24/7, and why having the right title company in Pensacola can be the difference between a smooth close and a six-month nightmare. In this episode you'll learn: How to vet a big ticket vendor before wiring a single dollar Why calling your insurance company with a question automatically files a claim — and how the same thing happens in other industries How a 14-year-old hacker ended up saving a company's entire security infrastructure Why setting client expectations upfront is the most important thing any business owner can do What to look for in a title company in Pensacola — and which local ones the guys trust Why being available 24/7 is actually a red flag, not a flex Details on the Yapaholics Invitational Charity Golf Tournament benefiting Big Brothers Big Sisters of Northwest Florida ⛳ JD Cobb is the owner of Imagemakers, a local video production company in Pensacola, FL serving businesses across the Florida Panhandle. 🌐 Buying or selling in the 850? Start here → yapaholicspodcast.com

  3. Jul 24

    Pensacola Homeowners Insurance Explained by a Local Allstate Agent - Yapaholics Podcast

    🌐 Buying a home in Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team guide you through every step — including the insurance side. Pensacola homeowners insurance is more complicated than most buyers realize — and one wrong move before closing could cost you thousands. Kevin O'Neal, a lifelong Pensacola resident and Allstate agent, breaks it all down so you don't get caught off guard. Whether you're buying your first home in Pensacola or relocating to the Florida Panhandle from up north, understanding homeowners insurance in Florida is one of the most important steps in the process. Kevin covers why aluminum wiring and polybutylene plumbing can make a home uninsurable, what flood zones actually mean on the FEMA map, why X zone doesn't mean you won't flood, and what's really driving homeowners insurance rates up and down across the state. He also explains why calling a 1-800 number to ask about a claim automatically creates a claim on your record — and why having a local agent in your corner changes everything. We also hit auto insurance, the 118 lines of coverage Kevin can write, UWF going Division I, affordable local sports, and the best food spots in the 850. In this episode you'll learn: Why aluminum wiring and polybutylene plumbing can make a home uninsurable in FloridaWhat X flood zone actually means — and why 33 homes in Kevin's neighborhood flooded with no coverageHow new insurance companies entering Florida are manipulating rates in year oneWhy calling Geico or Progressive with a question automatically files a claim on your recordWhat Citizens Insurance is requiring for all policies starting in 2027How a new fire station in Chumuckla just dropped insurance rates for hundreds of homeownersWhy you should do an annual insurance review every single yearLocal food picks: Prime & Beyond Wagyu, Cub's Crawfish & Pika Grill in Pace 🍖Kevin O'Neal is a lifelong Pensacola resident and Allstate insurance agent covering personal lines, commercial lines, and life insurance across the Florida Panhandle. 🌐 Buying in the 850? Start here → yapaholicspodcast.com

  4. Jul 17

    Moving to Pensacola? Here's What the Bugs & Lawn Will Do to You - Yapaholics Podcast

    🌐 Moving to Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you find your perfect home in the 850. If you're moving to Pensacola from up north, nobody warned you about the palmetto bugs, fire ants, and Formosan termites — and that's exactly why we made this episode. Andy May from Ensec Pest & Lawn has been in the Florida pest and lawn industry for nearly 20 years and breaks down everything new and prospective Pensacola homeowners need to know before they move in. From the moment you close on a house in the Florida Panhandle, your lawn and pest situation is completely different from anything you've dealt with up north. The grass types are different, the weeds are different, and the bugs — palmetto bugs, mole crickets, chinch bugs, fire ants, mosquitoes — are on a whole different level. Andy walks us through what to expect season by season, why Mother's Day marks the beginning of termite swarm season, how to tell the difference between a fire ant mound and a pyramid ant mound, and what actually works to keep your Pensacola lawn thick, lush, and green year-round. We also get into why Southern hospitality hit different when Andy moved here from Miami in 2009 — and why he's not going anywhere. In this episode you'll learn: Why lawns that thrived up north struggle in Pensacola's climate — and how to fix itThe difference between palmetto bugs and German cockroaches (one is way worse)When termites swarm in Pensacola and why everyone panics around Mother's DayHow to identify fire ant mounds vs. pyramid ant mounds before it's too lateWhat chinch bugs, mole crickets, and no-see-ums actually do to your yardWhy only female mosquitoes bite — and how one species can fly 30 miles for a blood mealLocal food picks: Jim 'N Nick's BBQ, Hot Head Burritos & Petrella's Italian 🍖Andy May is a pest and lawn care specialist with Ensec Pest & Lawn, serving the Pensacola, FL area for nearly 20 years. 📞 Ensec Pest & Lawn — search Ensec Pensacola to get in touch 🌐 Moving to Pensacola? Start here → yapaholicspodcast.com

  5. Jul 10

    Pensacola Life: Local Creator BigTre1000 on Growth, Food & Staying Home - Yapaholics Podcast

    🌐 Thinking about moving to Pensacola, FL? Visit yapaholicspodcast.com and let our local real estate team help you find your spot in the 850. Pensacola native and viral comedian BigTre1000 is back for episode three — and this time we're getting into what it's really like to live, grow, and create content in the 850. From Nine Mile Road traffic to hidden Mexican food gems, this is the most honest Pensacola life conversation we've had yet. Tre went from three Facebook followers to nearly 500,000 in under a year by leaning into reaction content — and in this episode he breaks down exactly how that pivot happened, why Facebook's algorithm rewarded it, and what's coming next including a potential return to YouTube and live streaming. We also get real about what makes Pensacola one of the best places in the country to put down roots — the small town feel, the growth that's reshaping the city, and why people who leave almost always come back. Whether you're a local who already knows every spot we mention or someone researching what life in Pensacola actually looks like before making the move, this episode gives you the unfiltered version. In this episode you'll learn: How BigTre1000 grew from 3 to 484,000 Facebook followers in under a yearWhy the TikTok algorithm punishes inconsistency — and how to recoverWhat clip farming is and how stolen content affects creatorsWhy Pensacola's downtown is being compared to where Saint Pete was 20 years agoThe real traffic situation on Nine Mile Road and around Cordova Mall 😅Hidden local food gems: Takeo's in Cantonment, Jen's Grill, and a Mexican food truck off Ninth you need to tryWhy Pensacola keeps pulling people back no matter where they try to goBigTre1000 is a Pensacola-based social media comedian with nearly 500K followers on Facebook. Find him @BigTre1000 on TikTok, Instagram, and Facebook.

  6. Jul 3

    Pensacola Real Estate Investing 101: From Ohio to House Flipper in the 850 - Yapaholics Podcast

    🌐 Thinking about buying or investing in Pensacola real estate? Start here → yapaholicspodcast.com Pensacola's downtown is undervalued right now — and one local house flipper is betting big on it before everyone else catches on. Mike Hamby breaks down exactly what he's seeing in the Escambia and Santa Rosa County market and why the window to get in is right now. Mike came to Pensacola from Ohio after comparing seven cities on the Gulf and Atlantic coasts and Pensacola won. He's been flipping single family homes here ever since — working directly with distressed sellers, navigating Florida's insurance requirements, and building a portfolio in zip codes most investors overlook. In this episode we get into what Rich Dad Poor Dad actually did to his career trajectory, why insurance companies run the show on every flip in Florida, how he presents offers to sellers with full transparency on every line item, and what buyers and sellers in Pensacola need to understand about the real cost of waiting to sell. We also get into sparring at Roy Jones Jr.'s gym on the west side, Tough Man competitions in Biloxi, the Wednesday night 5K downtown that turned into a love story, and why Wako sushi and Pearl and Horn are non-negotiable. In this episode you'll learn: Why Pensacola's downtown real estate is poised for major appreciation What Florida insurance companies require on every flip — and how it affects sellers How distressed sellers can turn their house into cash in three weeks or less The 10% variance budget every house flipper needs and why it never fails Why Pensacola beat seven other cities for one Ohio investor looking to relocate What training at Roy Jones Jr.'s gym on the west side of Pensacola is actually like 🥊 Local picks: Pearl and Horn, Wako Sushi, Casino Beach Bar & Five Sisters 50-cent wings 🍽️ Mike Hamby is a Pensacola-based real estate investor and house flipper operating in Escambia and Santa Rosa County. Find him through Keller Williams Pensacola. 🌐 Need to sell your Pensacola home fast or move to the 850? → yapaholicspodcast.com

  7. Jun 26

    What Every Pensacola Homeowner Needs to Know About Electrical Before It's Too Late

    🌐 Buying, owning, or investing in a home in the 850? Start here → yapaholicspodcast.com If you own a home in Pensacola — or you're about to buy one — there are electrical code updates happening right now that could flag on your inspection and cost you serious money. Haley Gansel, co-owner of JG Electric, breaks it all down on this episode of the Yapaholics Podcast. JG Electric has been serving Pensacola's residential and commercial community since 2019 and Haley gives us a behind-the-scenes look at what it takes to run a family-owned electrical business in one of the fastest-growing markets on the Gulf Coast. We cover the GFCI outlet mistakes homeowners keep making, why the DIY electrical videos on YouTube will get you in trouble, how Pensacola's growth is driving demand for licensed electricians, and what sustainable development actually looks like for a city that people move to because of its natural resources. We also get into running a business with your spouse, the 4 AM workout routine that keeps it all together, hidden local gems like the Bluffs and Vortex Springs, and a Downtown Pensacola lunch spot you need to know about. In this episode you'll learn: What GFCI outlets are, why they matter, and why DIY almost always goes wrongHow GFCI protection has moved to the breaker panel — and what that means for buyers and sellersWhy Pensacola's growth is creating massive demand for electrical contractors right nowWhat a PhD in environmental science brings to running a local electrical businessWhy developing Pensacola sustainably matters for the long-term economy — straight from a local business ownerHidden local favorites: the Bluffs, Vortex Springs & Four Seasons Downtown Pensacola 🍽️Haley Gansel is co-owner of JG Electric, a locally owned residential and commercial electrical contractor serving the Pensacola, FL area. 📞 JG Electric: (850) 377-3378 | jgelectricinc.com 🌐 Thinking about buying in the 850? Start here → yapaholicspodcast.com

  8. Jun 12

    Protect Your Pensacola Home: ServPro Insider + Baby to Beach Founder - Yapaholics Podcast

    🌐 Thinking about buying in the 850? Start here → yapaholicspodcast.com If you own a home in Pensacola — or you're thinking about buying one — this episode could save you thousands of dollars. Andrew Schroeder of ServPro West Pensacola breaks down everything homeowners and buyers in the Florida Panhandle need to know about protecting their property before disaster strikes. From lightning strikes on Gulf Breeze waterfront homes to mold growing in crawl spaces under houses that haven't been touched in years, Andrew has seen it all. We cover why humidity alone — not just hurricanes — is one of the biggest threats to Pensacola homes, how to properly document your property for insurance before anything goes wrong, and the smart scan service that every homeowner should know about. We also sit down with Andrew in his role as founder of Baby to Beach, a local rental company making it easier than ever for families to vacation on Pensacola Beach without the hassle of lugging equipment through the airport. Plus — Southern Raceway, the I-10 construction debate, UWF going Division II, and why Pensacola still beats every city in the panhandle. If you're buying, owning, or investing in a home in the 850 — here's what you need to know: Why humidity and temperature damage Pensacola homes more than most people realizeHow to document your property before a storm, pipe burst, or freeze hitsWhat ServPro's Smart Scan service does and why realtors and homeowners should use itThe truth about mold — not all of it is black mold, and most people panic too earlyWhy Florida has strict mold remediation licensing (and Alabama absolutely does not 😅)How Baby to Beach is making Pensacola Beach vacations easier for traveling familiesPensacola growth update: Nine Mile Road, the downtown South Palafox project, Costco & moreAndrew Schroeder handles contracts and sales at ServPro West Pensacola and is the co-founder of Baby to Beach, a vacation baby and beach equipment rental company serving the Pensacola area. 📞 ServPro West Pensacola: (850) 737-8776 🏖️ Baby to Beach: babytobeach@gmail.com

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Ratings & Reviews

5
out of 5
2 Ratings

About

Yapaholics is the Florida Panhandle's podcast. Every week, we sit down with the locals, business owners, and characters who make Pensacola and the Gulf Coast worth living in — and worth moving to. Whether you've called this place home your whole life or you're still researching the move, pull up a chair. This is your insider's guide to Panhandle life, told by the people who live it.

Information

  • Creator
    Yapaholics Podcast
  • Years Active
    2026
  • Episodes
    25
  • Rating
    Explicit
  • Copyright
    © 2026 Yapaholics Podcast