The Creator Money Show

Abby Morton, CFP®

Your creator business is working, but somewhere along the way, the money stuff started feeling too complicated and overwhelming to tackle. That is exactly why I made this show. To teach you the concepts no one ever has. To give you the financial knowledge you deserve. As a Certified Financial Planner, and 20 years in the finance industry, I know what works. Let's turn your income into lasting wealth.

Episodes

  1. 2d ago

    12: You Maxed Out Your Roth IRA. Now What?

    You maxed out your Roth IRA and have more money available to save; so where should your money go next? In this episode, Abby Morton, CFP®, starts by helping creators and business owners think through what the right next step is. Retirement accounts come with valuable tax benefits, but they also come with restrictions. Before choosing an account, Abby explains what to consider, including how much money is available to save, how consistent the business income is, and whether that money may be needed before retirement. Then, she breaks down some of the most common retirement accounts available to business owners including the SEP IRA, Solo 401(k), SIMPLE IRA, and traditional 401(k) and explains the pros, cons, savings potential, and how having employees can change the decision. If your business is growing and there’s more money available to save beyond the Roth IRA, this episode will help you understand your options and decide what your next step should be. Key Moments: 00:00 — You Maxed Out Your Roth IRA. Now What? 02:05 — 3 Questions to Ask Before Choosing an Account 05:32 — Your Main Retirement Plan Options 07:13 — SEP IRA: Simple With High Savings Potential 08:45 — 401(k): More Flexibility 09:42 — SIMPLE IRA: An Option for Small Teams 11:20 — Comparing the Contribution Limits 13:17 — Where to Open Your Retirement Account 14:37 — Can You Contribute to Two 401(k)s? 15:53 — Which Retirement Account Is Right for You? If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    12: You Maxed Out Your Roth IRA. Now What?
  2. Aug 11

    11: How Creators Leave Thousands on the Table w/ Garrett Alexander from Game On Financial

    Most creators know to write off their camera and lights. What they’re leaving on the table though: the desk, the chair, the bookcase behind them, every software subscription, and the home office itself is costing them thousands of dollars. Garrett Alexander from Game On Financial walks through the forgotten deductions that cost creators hundreds of dollars in taxes every year. But there’s a line. Garrett clarifies the “ordinary and necessary” standard that separates legitimate deductions from TikTok tax myths—why a fashion creator can write off clothing but a finance creator cannot, and why a vehicle influencer’s car expense looks entirely different from a gamer’s. Context matters. Your specific niche matters. That’s why having a professional in your corner isn’t optional; it’s the difference between leaving money on the table and keeping it. You’ll also hear why you probably need both an accountant AND a financial advisor and when each one actually matters. Game On Financial works with creators making $50K all the way up to multiple seven figures, and Garrett explains exactly how the relationship works, where the handoff happens, and why trying to do it all yourself costs you more than hiring the right people. Highlights What it looks like to hire Game On Financial, a creator focused accounting firm The home office deduction creators leave off their returns (and why it’s costing them hundreds) Software subscriptions that count as business expenses, from Adobe to Canva to CapCut Why a boat, a blazer, or a vehicle might be deductible for one creator and not another When to hire an accountant vs. when you need a financial advisor (and why you probably need both) Chapters 0:00   Abby & Garrett Welcome 2:09  Game On Financial: How they Help Creators 10:03  Forgotten Deductions Creators Miss 15:34  Ordinary & Necessary: Context Matters for Deductions 20:40  Accountants vs. Financial Planners: Clear Lanes 23:44  Looking Forward: When to Hire an Advisor 26:10  Where to Find Game On Financial If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Helpful Links: Game On Financial Website Social Media: Game On Financial Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    11: How Creators Leave Thousands on the Table w/ Garrett Alexander from Game On Financial
  3. Aug 4

    10: 3 Ways to Stop Feeling Broke

    Have you ever looked at how much money you made and wondered, “Where did it all go?” In this episode, Abby breaks down three reasons you may still feel broke even as your income grows. You’ll also learn a simple three-step framework to start feeling more in control. Because making more money doesn’t automatically create wealth. What matters is what you do with it. Key Moments: 00:00 Why More Money Still Doesn't Feel Like Enough 02:50 Reason 1: Lifestyle Creep 06:23 Reason 2: Your Money Doesn't Have a Plan 07:35 My Biggest College Money Mistake 10:06 Reason 3: Everything Really Is More Expensive 13:31 The Three Step Solution to Feeling Less Broke 14:02 Step 2: Audit Where Your Money Is Going 15:03 Step 3: Build A Structure That Creates Wealth If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Readers Digest Article - Items More Expensive Jane and Ben Client Case Study Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    10: 3 Ways to Stop Feeling Broke
  4. Jul 28

    9: Stop Chasing Unpaid Invoices with Grace Tabib of DUPAY

    Getting paid shouldn’t be the hardest part of being a creator. In this episode, Abby talks with Grace Tabib, founder of DuPay, about how creators can protect their income before, during, and after a brand partnership. Grace explains why unpaid invoices are so common in the creator economy, when to escalate a late payment, and how a professional third party can help you get paid without burning bridges. They also discuss the contract terms creators often overlook, what every invoice should include, and why creators need to stop treating brand deals like favors. Plus, Grace shares what entrepreneurship has taught her about asking for help, working within her zone of genius, and building a business her children can be proud of. Because doing what you love doesn’t mean letting people take advantage of you. Key Moments: 00:00 The Contract Clause Creators Miss 01:59 Meet Grace Tabib, Co-Founder of DUPAY 04:52 Why Unpaid Invoices Are So Common for Creators 06:20 DUPAY vs. Collections Agencies 08:15 The Third Party Advocate to Get You Paid 11:55 Are Brands Intentionally Ghosting Creators? 15:02 Three Reasons Invoices Go Unpaid 16:47 Practical Tips for Creators to Protect Themselves 20:31 When Should You Escalate a Late Payment? 24:20 Your Brand Deal is Not a Favor 25:36 Grace’s Biggest Lessons as an Entrepreneur 31:09 Grace's Personal Why Behind DUPAY 35:25 Time is Your Most Valuable Asset 36:24 Special DUPAY Offer for Listeners What is DUPAY? DUPAY is a lawyer-built income protection platform for the Creator Economy, serving creators, freelancers, and agencies. DUPAY combines contract tools (Contract Creator and Contract Check Report), invoice generation and tracking with a "Protected by DUPAY" stamp, and unlimited unpaid invoice advocacy. DUPAY has recovered over $1M for subscribers with an 81%+ success rate, on invoices ranging from $47 to $120K, across 16 countries. DUPAY was built on a simple belief: all income is worth protecting. Socials: @dupayme on IG, X, LI and TT Website: www.dupayme.com Email: Info@dupayme.com Promo code: $10 off your first month of Tools + Protection (reg. $29/mo) with code: ABBY10 If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    9: Stop Chasing Unpaid Invoices with Grace Tabib of DUPAY
  5. Jul 21

    8: The Messy Reality of Entrepreneurship w/ Paula from Wovvo

    Entrepreneurship can look exciting from the outside, but behind every new idea are long days, difficult decisions, financial risk, and plenty of uncertainty. In this episode, Abby talks with Paula, founder of Wovvo, about turning a small creator community into a growing platform for UGC Creators. Paula shares what it has been like to bootstrap the business, reinvest its earnings, build technology without a traditional tech background, and keep moving forward when she does not know whether every decision will work. They also discuss burnout, consumerism, investing, business write-offs, trusting your gut, and why building something meaningful sometimes requires being a little delusional. Key Moments: 00:00 Meet Paula - Founder of Wovvo 06:11 How a WhatsApp Group Became Wovvo 07:32 The Birth of Wovvo and Community Building 09:54 Building Tech Without a Tech Background 11:56 Building a Business Authentically and a Little Delusional 15:45 The Side of Hustle Culture That No One Talks About 17:20 Bootstrapping Wovvvo and Future Aspirations 21:37 Reinvesting vs Paying Yourself in the Business 23:27 Needs vs. Wants and the Pressure to Consume 25:46 Replace the Shopping Dopamine with Buying Stocks 30:07 Using Business Write Offs Wisely 34:37 Building a Memorable Brand If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: https://wovvo.ai/https://www.instagram.com/thisgirlpppaula/Monthly newsletter signup⁠Visit my website⁠⁠Follow on Instagram⁠⁠Follow on TikTok⁠Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    8: The Messy Reality of Entrepreneurship w/ Paula from Wovvo
  6. Jul 14

    7: The Untapped Opportunity in UGC w/ Megan Collier

    In this episode of The Creator Money Show, Abby sits down with Megan Collier to talk about the untapped opportunity in UGC,  especially for creators who think they might be “too old” or too late to start. Abby and Megan talk about why brands need creators of all ages, how UGC can create both income and purpose, and why comparison can actually become proof that there is room for you too.  They also discuss the business side of content creation, including staying organized, outsourcing bookkeeping, investing in support, and building a business that gives you more freedom in your life. This episode is a reminder that your age, personality, story, and lived experience are not things you need to hide, they may be exactly what makes you valuable. Key Moments: 00:00 Why Comparison Can Become Proof 02:21 How Megan Found UGC 06:00 The Brand Deal That Changed Her Future 08:43 Why Brands Need Older Creators 16:34 Building a Community for Gen X and Boomers 17:50 What UGC Has Made Possible 20:16 The Systems That Helped Megan Scale 25:31 The Best Investment in Her Business 31:20 The Mistake That Holds Creators Back If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Megan’s TikTok Megan’s Instagram Collective  Amy Porterfield Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    7: The Untapped Opportunity in UGC w/ Megan Collier
  7. Jul 7

    6: Why More Money Doesn’t Always Feel Better w/ Kirsten Tyrrel

    What happens when success comes faster than you’re ready for? In this episode of The Creator Money Show, Abby sits down with Kirsten Tyrrel, a performance coach for female entrepreneurs, to talk about building success that actually feels good. Kirsten shares her story of making over $1 million a year, leading a team of more than 6,000 women, and realizing that the business she built no longer felt aligned. Abby and Kirsten discuss sudden success, money beliefs, burnout, nervous system capacity, confidence, and how to build a business that supports your life instead of consuming it. This episode is for creators and entrepreneurs who want to make more money, grow with intention, and build success they can actually enjoy. Key Moments: 00:00 What Happens When Success Comes Too Fast? 02:23 How Kirsten Built a Million Dollar Business 07:50 The Struggles of Overnight Success 15:18 Building a Solid Foundation for Success 21:07 The Deeper Meaning of Wealth 22:59 Embracing Deservingness and Joy in Success 25:14 Building with Intention: The Importance of Self-Audit 27:31 Alignment Journaling Brings Clarity 29:00 Why Financial Planning is Never Finished 30:18 Aligning Mind and Body for Business Success 34:03 Authenticity in Business: The Power of Being You 39:54 Your Business Can Feel Calm and Easy If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Kirstentyrrel.com@kirstentyrrel on all social mediaMonthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    6: Why More Money Doesn’t Always Feel Better w/ Kirsten Tyrrel
  8. Jun 30

    5: What Does a Financial Planner Do? A Creator Case Study

    In this episode, Abby shares a real client case study to show what financial planning actually looks like beyond just investing. Abby walks through the story of Jane and Ben, a couple with a successful YouTube channel, four kids, growing cash, and some big financial questions. She explains how holistic financial planning helps organize all the moving pieces like business cash flow, retirement accounts, kids’ savings, life insurance, estate planning, taxes, and major family decisions. The episode highlights why financial planning is an ongoing relationship, not a one-time plan, because life and business are always changing. This episode is for creators who are earning more money and starting to wonder, “What should we actually be doing with it?” and “When should I hire a financial advisor?” Key Moments 00:00 What Is Financial Planning? 03:18 Coordinating Financial Professionals 04:30 Client Case Study: Jane and Ben 08:38 Creator Money Onboarding Process Explained 09:00 Organizing Financial Information 11:06 Do I need an Estate Plan or Life Insurance? 12:48 Deciding on the Right Plan 16:11 Implementing the Financial Plan 16:54 When To Start Working with a Financial Planner If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    5: What Does a Financial Planner Do? A Creator Case Study
  9. Jun 23

    4: Selling Yourself Without Feeling Sleazy w/ Paige Haynes

    In this episode of The Creator Money Show, Abby is joined by Paige Haynes to talk about something every creator needs but many avoid: sales. Whether creators are pitching brands, following up with potential partners, negotiating repeat work, or trying to build long-term business relationships, selling is part of building a creator business. But it does not have to feel pushy, awkward, or sleazy. Paige shares how creators can shift their mindset around follow-up, stay top of mind without annoying people, and create a simple outreach system that helps build real opportunities.  Abby and Paige also talk about using social proof, making thoughtful connections, outsourcing wisely, and why business owners do not get a medal for doing everything alone. This episode is for creators who want to confidently sell themselves, follow up with brands, and build stronger relationships in their business. Key Moments: 00:00 Selling Without Feeling Sleazy 03:57 Sales: Start With Who You're Talking To 05:18 The Importance of Mindset in Sales 08:48 Make Your Outreach Actually Helpful 10:39 Adding Value Through Follow-Ups 14:04 Use Social Proof to Build Trust 16:06 Sending Physical Products to Create Connection 17:21 The 20-10-5 Outreach Framework 22:28 Keeping Your Networking Organized 24:35 Leveraging Others Expertise and Community If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Book: Who Not How Book: Unreasonable Hospitality Thanks.com Paige Haynes Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Follow on LinkedIn Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    4: Selling Yourself Without Feeling Sleazy w/ Paige Haynes
  10. Jun 16

    3: Rich vs. Wealthy: The Simple System That Builds Wealth

    What’s the difference between being rich and being wealthy? In this episode of The Creator Money Show, Abby breaks down why making more money does not automatically create financial security; especially for creators with unpredictable income and short peak earning windows. You’ll hear real-life examples of high earners who spent too much, everyday people who quietly built lasting wealth, and why simple repeated habits often matter more than one big paycheck, viral moment, or “perfect” investment. Abby also shares a simple four-step framework creators can use to start turning income into wealth: know your numbers, save first, invest, and repeat. Because wealth is not built by looking rich. It is built by creating systems that help your money last. Key Moments: 00:00 The Lie Creators Believe About Money 01:26 Rich vs. Wealthy 02:41 Johnny Depp's $2M Monthly Lifestyle 04:06 The Janitor Who Built $8 Million 05:29 You Can't Outrun Bad Spending Behavior 07:49 Why High Earners Still Live Paycheck to Paycheck 09:06 Why Income Doesn’t Equal Wealth 10:05 Wealth Comes Through Systems 12:03 Why Wealth Feels More Complicated Than It Is 12:57 A Simple Wealth Framework for Creators If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links/Mentions: Book: The Psychology of Money by Morgan Housel Goldman Sachs 2025 Retirement Survey and Insights Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow me on Instagram⁠ ⁠Follow me on TikTok⁠ Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    3: Rich vs. Wealthy: The Simple System That Builds Wealth
  11. Jun 9

    2: The Truth About UGC Income w/ Anna Mongiello

    In this episode of The Creator Money Show, Abby sits down with Anna Mongiello of A+ Socials to talk about the real business behind UGC, not just the highlight-reel version we see online. Anna shares how she went from high school teacher to full-time UGC creator, why she believes UGC is “50% business and 50% content,” and what creators need to understand before the brand deals start coming in. They talk about personal branding, income fluctuations, retainer clients, multiple revenue streams, and the behind-the-scenes work that often gets left out of the conversation. Anna also opens up about the tax mistakes that cost her thousands, why creators need to know their monthly number, and the importance of building a financial foundation before your business takes off. This episode is a realistic, encouraging conversation for creators who want to build a sustainable UGC business, not just chase the next brand deal. --- 00:00 The Truth Most UGC Coaches Don't Talk About 03:32 She Started UGC for Free Stuff… Then Built a Business 04:56 From Teaching to Full-Time Creator 05:58 Why Personal Branding Helps UGC Creators Get Paid More 12:26 Build the Business Foundation Before the Brand Deals Come 17:03 What Is A+ Socials? 18:18 How Much Money Can UGC Creators Actually Make? 22:01 Navigating Income Fluctuations and Multiple Streams 28:08 The Tax Mistake That Cost Anna $20k 30:11 One of the Biggest Financial Mistake Creators Make ---- If this episode was helpful, follow the show, share it with a creator friend, or leave a review. Every follow, share, and review helps get this show into the hands of more creators who want to build profitable businesses and lasting wealth. Helpful Links: Anna’s Website: APlusSocials.com Follow Anna: @APlusSocials Monthly newsletter signup ⁠Visit my website⁠ ⁠Follow on Instagram⁠ ⁠Follow on TikTok⁠ Disclosure: Investment advisory services are offered through Creator Money, a DBA of Forefront Advisor Network, an Investment Adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The presence of this podcast shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons in another jurisdiction unless otherwise permitted by statute. FAN/FWP will not provide follow-up or individualized responses to consumers in a particular state when rendering personalized investment advice for compensation without first complying with jurisdiction requirements or pursuant to an applicable state exemption. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel before implementation. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.

    2: The Truth About UGC Income w/ Anna Mongiello

About

Your creator business is working, but somewhere along the way, the money stuff started feeling too complicated and overwhelming to tackle. That is exactly why I made this show. To teach you the concepts no one ever has. To give you the financial knowledge you deserve. As a Certified Financial Planner, and 20 years in the finance industry, I know what works. Let's turn your income into lasting wealth.

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