The Yield

Caliya

Welcome to The Yield. I’m Caliya — serial entrepreneur, finance analyst, and the woman behind this podcast 🩵 Real conversations about money, mindset and becoming the best version of yourself. From finance and business to identity, ambition and personal growth, The Yield breaks down the topics that shape our lives through honest stories, experiences and relatable conversations. Come and sit at the table. You deserve to understand this too. New episodes every Tuesday and Friday. Instagram: @theyield.podcast Email: theyield@mail.com

  1. 11h ago

    The Election Is Happening Right Now. Here’s What It Means for You | Ep. 41

    Money follows power. Today, Americans are voting in the US midterms. And while this is not an election for president, the result could influence the rules that shape taxes, government spending, AI, and the money invested in the companies building it. In this episode of The Yield, I’m breaking down why investors are watching the election, what it could mean for artificial intelligence, and why politics can affect more than just politics. We look at what the midterms actually are, why Congress matters, and how decisions around taxes, public spending, and regulation can affect businesses, jobs, prices, and investments. I also explain why AI has become such a major part of the conversation, with companies spending billions on data centres, computer chips, and the infrastructure behind AI tools. We also discuss the possibility of a government shutdown, why investors care about economic data, and why election headlines alone should never be the reason you make an investment decision. This episode is for anyone interested in AI, technology stocks, investing, personal finance, money mindset, and understanding how politics can affect your money. New episodes of The Yield, a finance, mindset, and personal growth podcast, are released every Tuesday and Friday. Follow The Yield on Spotify and Apple Podcasts so you never miss an episode. For all my links, socials, and ways to listen: https://linktr.ee/bycaliya

    The Election Is Happening Right Now. Here’s What It Means for You | Ep. 41

  2. Oct 27

    The $95 Billion AI Bet | Ep. 40

    Meta has announced plans to raise up to $95 billion to fund its AI expansion. But why does one of the world’s biggest tech companies need to raise that much money? In this episode of The Yield, I’m breaking down Meta’s huge AI bet, why investors are paying attention, and what it reveals about the real cost of building artificial intelligence. We look at why AI infrastructure (such as data centres, computer chips, and the systems behind AI tools) costs so much, and why a company can make billions in revenue while still needing to raise money from investors. I also explain the difference between revenue, profit, and free cash flow in simple terms, why investors are questioning whether AI spending will pay off, and what the AI boom can teach us about hype, risk, and making informed investment decisions. This episode is for anyone interested in AI news, Meta, technology stocks, investing, personal finance, and understanding what is really happening behind the headlines. New episodes of The Yield, a finance, mindset, and personal growth podcast, are released every Tuesday and Friday. Follow The Yield on Spotify and Apple Podcasts so you never miss an episode. For all my links, socials, and ways to listen: https://linktr.ee/bycaliya

    The $95 Billion AI Bet | Ep. 40

  3. Oct 23

    Hustle Culture Will Have You Avoiding Yourself.. | Ep. 39

    The hustle will have you avoiding yourself. In this episode of The Yield, I’m talking about hustle culture, burnout, and why being constantly busy can become a form of emotional avoidance. We often praise long workdays, packed calendars, and non-stop productivity—but sometimes overworking is not ambition. It is a way to avoid sitting with difficult thoughts, loneliness, fear, or uncertainty. When there is always another task, notification, or goal to chase, there is rarely enough silence to ask whether you are actually happy, fulfilled, or moving in the right direction. I break down how healthy discipline can turn into emotional dependence, why rest starts to feel like guilt, and what happens when your self-worth becomes tied entirely to your output. I also connect this to trading and investing: just like overtrading, working from exhaustion can lead to poor decisions, lower-quality output, and unnecessary risk. We cover: ​ Why hustle culture can make exhaustion look like ambition​ How productivity can become socially acceptable avoidance​ The dopamine trap behind constant to-do lists and overworking​ Why rest is part of a high-performance strategy, not a reward​ The opportunity cost of sacrificing health, relationships, and peace for work​ How to rebuild a healthier relationship with ambition, work, and rest If you have been grinding non-stop but still feel disconnected from yourself, this episode is for you. New episodes of The Yield, a mindset, money, and personal growth podcast, are released every Tuesday and Friday. Follow The Yield on Spotify and Apple Podcasts so you never miss an episode ⚡️ For all my links, socials, and ways to listen: https://linktr.ee/Bycaliya

    Hustle Culture Will Have You Avoiding Yourself.. | Ep. 39

  4. Oct 20

    Netflix: Is The Company We All Love Losing Its Magic? | Ep. 38

    Can we talk about Netflix for a second? We’ve all spent 15 minutes scrolling through the app, rejecting everything, and ending up on YouTube instead. But what happens when a company we all use starts struggling to keep our attention in a world filled with free content? In this episode of The Yield, I break down what’s really happening with Netflix ahead of its latest earnings report, why its share price has been under pressure, and what this teaches us about the difference between being a loyal consumer and a smart investor. In this episode, I get into: • The Attention Economy: Why Netflix is no longer just competing with Disney+ and Prime, but with YouTube, TikTok, and creator-led platforms • How Netflix Makes Money: Subscription price hikes, the ad tier, and managing rising content production costs • Consumer vs. Investor Mindset: Why loving a product doesn’t automatically make its stock a winning investment • Earnings Explained: How Wall Street expectations, revenue growth, profit margins, and guidance actually move share prices • Risk Management & Diversification: Why relying on individual consumer stocks carries unique risks compared to index funds I drop new episodes of The Yield every Tuesday and Friday. 🎧 Subscribe & Follow: • Spotify: The Yield Podcast • Apple Podcasts: The Yield Podcast • YouTube: @TheYieldPodcast

    Netflix: Is The Company We All Love Losing Its Magic? | Ep. 38

  5. Oct 16

    Direction Isn’t Optional | Ep. 37

    You can be the most productive, hardworking, disciplined person in the room and still be completely stagnant. Because productivity without direction is just movement, and movement without a destination isn’t progress. It’s just busy. In this episode, I break down why a lack of clear vision is the most underrated reason driven people stay stuck. Whether you’ve never sat down to define what you truly want, or you’re like me and sometimes get so deep in the daily execution that you quietly lose the thread of why you started, we get into: ​ What stagnation actually looks like when it’s disguised as high activity​ Why the absence of a vision attracts misaligned people, friendships, and opportunities​ How losing connection to your bigger picture makes the hard days feel heavier​ The real cost of investing, saving, and trading without a defined financial vision​ Four practical steps I use to build and reconnect with my long-term direction Direction isn’t optional. That’s where the real yield comes from. I’m back every Tuesday and Friday. Let’s grow⚡️ Email: theyield@mail.com Instagram: theyield.podcast

    Direction Isn’t Optional | Ep. 37

  6. Oct 13

    Your ETF Holds 500 Companies. But Only Seven Have a Third of Your Money | Ep. 36

    Your ETF Holds 500 Companies. But Seven Get a Third of Your Money. Buying an ETF can help you spread your investments, but that doesn’t mean your money is split equally between every company it holds. In this episode of The Yield, I break down how S&P 500 ETFs work, what index weighting means, and why the Magnificent Seven - Apple, Microsoft, Nvidia, Alphabet, Amazon, Meta and Tesla - can have such a significant influence on your investments. We explore the difference between an ETF and an index, why owning several funds doesn’t automatically mean greater diversification, and how overlapping holdings can leave you more exposed to the same stocks than you realise. You’ll learn: • How market-cap weighting determines each company’s share of an index. • Why the Magnificent Seven account for roughly a third of the S&P 500. • How to check your fund’s largest holdings and spot investment overlap. • Why understanding what’s inside your pension, ISA or investment portfolio matters. Whether you’re new to investing or already buying index funds, this episode will help you understand what you actually own—not just the name of the fund you bought. Follow The Yield for conversations about investing, personal finance, money and mindset. New episodes every Tuesday and Friday. Educational information, not personalised financial advice. Email: theyield@mail.com Instagram: @theyield.podcast

    Your ETF Holds 500 Companies. But Only Seven Have a Third of Your Money | Ep. 36

  7. Oct 9

    Abundance Within: Wanting More Without Abandoning Yourself | Ep. 35

    Abundance Within: How to Embody the Version of You Who Already Has What You Want In this episode, I’m talking about abundance mindset, money mindset, self-worth, and what it really means to embody the version of you who already has the love, wealth, peace and freedom you are calling in. I share the story behind my “Abundance Within” tattoo, why I got it during a season of returning to myself, and how it became a daily reminder to stop looking outside of myself for every answer. We talk about wanting more without living in lack, why desire is not a problem, and how to pursue love and money without abandoning yourself. You’ll hear about: ​ What “abundance within” means beyond manifestation and positive thinking​ How to embody the version of you who already has the life you want​ Why wounds, limiting beliefs and old patterns can come up when you grow​ How to want love without abandoning yourself or accepting less than you deserve​ How to build a healthier relationship with money and stop making decisions from panic​ Why going within is active, not passive​ Three simple practices to build self-trust, self-worth and a more abundant life This episode is for you if you are working on personal growth, self-love, manifestation, financial confidence, money mindset, relationships, or becoming the woman/man who feels safe receiving more. Listen now and let’s grow🩵 Email: theyield@mail.com Instagram: @theyield.podcast

    Abundance Within: Wanting More Without Abandoning Yourself | Ep. 35

  8. Oct 6

    Your January Reset Starts Now: 5 Money Moves Before 2027 | Ep. 34

    Your January reset starts now. If you’ve been telling yourself you’ll get your money together “next year,” this episode is your sign to start before the calendar flips. In today’s episode, I’m walking you through five simple money moves to make before 2027. Whether you are starting from zero, trying to get on top of debt, already investing, or simply tired of feeling like your money disappears every month. We’re talking about how to spot silent spending leaks, deal with high-interest debt, start investing without needing thousands, check whether your current portfolio still makes sense, make your cash work harder, and plan for holiday spending without undoing all your progress. This is not about depriving yourself or becoming a finance expert overnight. It’s about giving yourself a clear, realistic system so that when January arrives, you are already moving, not starting from scratch. In this episode, I cover: ​ How to find money leaks hiding in your subscriptions and direct debits​ Why high-interest debt should come before chasing investment returns​ Where to start if you have never invested before​ How to check your portfolio if you already have investments​ How to stop idle cash from sitting around doing nothing​ How to create a holiday spending plan that does not derail your financial goals​ What to consider if you are using a Stocks & Shares ISA in the UK or a Roth IRA in the US I’ve also created a free Q4 Money Reset template to go alongside this episode. It is an editable Notion checklist for UK and US listeners, with a debt audit, beginner-investing steps, portfolio prompts and a holiday spending planner. Download it here: https://yielded12.gumroad.com/l/wcfco Important: This episode and template are for educational purposes only and are not financial, tax or investment advice. Investing involves risk, and rules, allowances and product availability differ by location and can change.

    Your January Reset Starts Now: 5 Money Moves Before 2027 | Ep. 34
See All (41)

About

Welcome to The Yield. I’m Caliya — serial entrepreneur, finance analyst, and the woman behind this podcast 🩵 Real conversations about money, mindset and becoming the best version of yourself. From finance and business to identity, ambition and personal growth, The Yield breaks down the topics that shape our lives through honest stories, experiences and relatable conversations. Come and sit at the table. You deserve to understand this too. New episodes every Tuesday and Friday. Instagram: @theyield.podcast Email: theyield@mail.com

Information

  • Creator
    Caliya
  • Years Active
    2026
  • Episodes
    41
  • Rating
    Clean
  • Copyright
    © Caliya
  • Show Website
    The Yield