Build Your Benefits

Aditi Shankar
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  • Management

You know what a great benefits program feels like. You also know how hard it is to build one — and how rarely anyone talks honestly about what that actually takes. Build Your Benefits is the show that fills that gap. Each episode goes deep inside the thinking of a senior benefits leader at a major enterprise. How they build their portfolio. How they manage escalating costs. How they drive utilization and measure ROI in a way that holds up in a CFO meeting. No topic lists. No trend roundups. One leader, one conversation, thirty minutes. Brought to you by Multiply Mortgage. New episodes every week.

Episodes

  1. Sep 25

    Your Employees Don’t Need More Benefits. They Need the Right Ones

    Designing a benefits package for a deskless, distributed workforce requires a radical departure from corporate norms. When half of your employees are under thirty and constantly on their feet, a forty-page benefits guide is not a resource—it is a barrier. True value in total rewards isn't found by stacking ancillary perks, but by ruthlessly aligning offerings with the specific demographic realities of the shop floor. Amrita Bhaumik, VP of HR at Jiffy Lube (Team Car Care), breaks down the strategic shift from viewing benefits as a cost center to leveraging them as a retention engine. She shares the honest reality of trial and error in benefits selection, including why highly-requested perks like pet insurance often see zero utilization while financial wellness tools achieve near-total adoption. The conversation moves beyond generic wellness trends to focus on the hard metrics that CFOs care about: absenteeism, productivity, and talent depth. What You'll Learn:- Align benefits design with specific business objectives to move HR from a cost center to a value driver- Identify the demographic triggers that make certain benefits irrelevant to a younger, frontline workforce- Replace lengthy corporate documentation with mobile-first, simple communication strategies that reach deskless workers- Use store general managers as primary data points for real-time benefits sentiment and needs analysis- Evaluate the ROI of specialized offerings like scholarship programs versus legislative mandates- Balance the rising costs of pharmaceutical and medical premiums with high-impact ancillary wellness tools- Leverage responsible AI and data analytics to clean up enrollment processes and improve information access Key Quotes:— "I think the biggest research comes from understanding your own workforce. The way we design a plan, the way we communicate the plan, and what exactly are we hoping to get out of it."— "If you design a plan which is so corporate with corporate employees in mind, it's not going to work. It's absolutely not going to fly."— "You are a business person who happens to support HR. You need to understand the business really, really well and make understand how the business makes money." Amrita Bhaumik is VP of Human Resources at Jiffy Lube (Team Car Care), where she leads people strategy for the brand’s largest franchisee. Optimizing total rewards for retail human resources and frontline workforce retention requires a data-driven approach to health plan design and employee value proposition. This episode explores how VP of HR leaders manage rising medical costs while maintaining competitive advantage through strategic benefits communication and financial wellness initiatives.

    Your Employees Don’t Need More Benefits. They Need the Right Ones

  2. Sep 24

    What If Your Benefits Strategy Could Save a Life?

    A great benefits program is only as strong as its ability to prove impact to a skeptical CFO or CEO. While many HR leaders rely on engagement surveys and anecdotal evidence, the path to sustainable investment lies in a rigorous, data-first approach that connects clinical outcomes to the bottom line.  In this conversation, Tom Ellis, VP of Total Rewards at Emplify Health, breaks down how he architected a bespoke behavioral health solution that moved beyond traditional EAPs. He shares the specific "three-legged stool" strategy he used to address chronic and episodic mental health needs, including the pivotal moment his CEO challenged the long-term validity of indefinite talk therapy without measurable results. From managing high-risk suicidal ideations to the nuances of multi-state benefit parity, Tom reveals the technical and persuasive skills required to lead a Total Rewards COE at the enterprise level. What You'll Learn:- Why traditional EAPs often fail at the point of chronic clinical referral.- The specific three-part tech stack needed for a functional benefits data lake.- How to structure a direct-to-employer relationship with local health systems.- Moving beyond surveys to identify presenteism and non-productive time through data.- The "three-legged stool" of behavioral health: on-site, self-help tech, and navigators.- How to present high-stakes behavioral health outcomes to a senior leadership team.- The importance of "off-label" use cases for HR business partners in benefit adoption.- Why first-principles thinking on a whiteboard beats following consultant trends. Key Quotes:— "Anybody without data is just another person with an opinion."— "If this is going to be nine months of talk therapy and there aren't a lot of results to show for it, a year from now we're going to be having a very different discussion."— "Take the data and turn it into people. We identified eight suicidal ideations and were able to avoid those and get people the help they needed." Tom Ellis is the VP of Total Rewards at Emplify Health, bringing over 20 years of experience across healthcare, biotech, and financial services to the science of human capital. Targeted at VPs of Total Rewards and CHROs, this episode explores behavioral health strategy, benefits data analytics, and healthcare plan design for enterprise organizations. We discuss self-funded employer trends, behavioral health ROI, and the integration of clinical navigators in high-population health management.

    What If Your Benefits Strategy Could Save a Life?

  3. Sep 2

    The Glucose Monitor That Changed Everything: How Roblox Is Treating Benefits Like Athletic Training

    Peak performance is not merely the absence of illness; it is a sustained state of optimal health driven by proactive measurement. When the CEO of Roblox challenged his HR leadership to treat employees like elite athletes, the Total Rewards team had to rethink the traditional reactive benefits model. The result was a shift toward a four-pillar framework focused on measurement, nutrition, movement, and recovery. In this conversation, Supriya Bahri, SVP of Total Rewards at Roblox, details the implementation of their Continuous Glucose Monitoring (CGM) program. She explains how providing employees with a one-month window of biometric visibility allows them to understand the immediate impact of stress, sleep, and diet on their bodies. Supriya shares her framework for balancing employee choice through Lifestyle Spending Accounts while managing costs effectively for a global enterprise. We also explore her perspective on using AI agents to scale benefits education and the long-term ROI of investing in proactive health data. What You'll Learn:- The four-pillar framework Roblox uses to drive sustained peak employee performance- How to integrate Continuous Glucose Monitoring into a standard benefits package- Why giving employees choice in medical devices increases utilization and satisfaction- The strategic use of Lifestyle Spending Accounts (LSAs) for targeted health outcomes- How to manage the trade-offs between high-cost proactive investments and long-term claims reduction- Using AI-driven agents to handle 70% of employee benefits inquiries- Strategies for moving beyond annual checkups to a continuous measurement culture Key Quotes:— "What is looking like an expense today is an investment in health... if you have fewer diabetic cases, your claims ratios are going to be much better."— "We decided we want to emphasize on a proactive approach so that we can drive peak performance beyond a healthy baseline."— "Choice is always something people value... if you give people options on which device they want to use, usage increases." Supriya Bahri is the SVP of Total Rewards at Roblox, bringing over two decades of experience in compensation, benefits, and HR technology. SEO Indexing: This episode covers total rewards strategy, employee wellness ROI, proactive healthcare benefits, lifestyle spending accounts, and corporate diabetes prevention. It is designed for HR leaders at tech and enterprise companies looking for innovative ways to manage healthcare costs through preventative technology.

    The Glucose Monitor That Changed Everything: How Roblox Is Treating Benefits Like Athletic Training

  4. Aug 28

    The Café Model: Why the Future of Benefits Is Letting Employees Choose Their Own

    The paternalistic era of HR is over. For years, organizations have built benefits portfolios based on what they assume employees want, rather than asking what they actually value. With four generations now occupying the same workspace, a one-size-fits-all medical plan is no longer a competitive strategy—it is a retention risk. Jason Desentz, CHRO at Toshiba Americas, joins the show to discuss why variability is the future of total rewards. Drawing from his experience as both a senior leader and a heavy user of the healthcare system—having navigated his son’s heart transplant—Jason provides a raw look at the gap between benefit administration and the employee experience. We explore how to balance the complexity of managing 15+ different vendor APIs with the necessity of providing personalized care options that resonate with everyone from Gen Z interns to Baby Boomer manufacturing veterans. What You'll Learn:- Why the 'cafe style' benefits concept is making a comeback to address generational needs.- The specific impact of ancillary benefits like pet insurance and home/auto discounts on talent acquisition.- How to use pulse surveys and conjoint analysis to stop guessing what employees value.- Strategies for bringing healthcare directly to the workplace, from mobile mammograms to factory floor education.- How to communicate double-digit Rx cost increases without destroying employee morale.- The role of early access pay programs like Stream in supporting financial wellness for hourly workers.- Why the HSA should be framed as 'tax-free, free money' for long-term retirement healthcare.- How to leverage UKG and preferred partner APIs to reduce the administrative burden of variability. Key Quotes:— We’ve gone from curious to cautious as a society, and we need to go back. If you want a better employee experience, you have to be willing to ask the questions and meet them where they are.— People marry up their benefits costs with their salary increase. If benefits go up 10% but the increase was only 3%, they aren't stupid—they see the difference.— I am of the philosophy that I have to help myself in my career, but as leaders, we have to provide the tools so employees can be their own best healthcare consumers. Jason Desentz is the CHRO at Toshiba Americas, bringing over 25 years of HR leadership experience across the automotive and manufacturing sectors, with a Doctorate in Business and a focus on aligning people strategy with business outcomes. This episode explores enterprise benefits strategy, total rewards ROI, and employee retention through the lens of HR technology, API integration for benefits administration, and consumer-driven healthcare models for large-scale manufacturing workforces.

    The Café Model: Why the Future of Benefits Is Letting Employees Choose Their Own

  5. Aug 17

    From Crisis to Community: How One CHRO Turned Tragedy Into a Lasting Employee Benefit

    When a tragic workplace fatality occurs, most leadership teams react with raw emotion rather than a structured financial strategy. Relying on inconsistent site-level donations and taxable one-off payments creates administrative chaos and inequity across the enterprise. This episode explores how to move from reactive crisis management to a proactive, structured approach that honors company values while protecting the bottom line. Monica Anderton, CHRO of DuBois Chemicals, joins the show to break down the mechanics of establishing a non-profit employee relief fund. She shares the specific catalyst—a series of catastrophic events including a house fire and a site fatality—that led her to move away from ad-hoc plant-level budgets toward a centralized, third-party managed solution. We discuss the bridge between high-stakes emotional events and cold financial data, and how to build a business case that earns unilateral CEO approval. What You'll Learn: The financial risks of taxable ad-hoc employee donations and site-level gift-givingHow to seed and structure a 501(c)(3) employee relief fund to ensure IRS complianceStrategy for shifting the burden of eligibility decisions to a third-party partnerTactics for leveraging employee survey results to measure the ROI of compassionWhy an analytic foundation in benefits and comp is the ultimate lever for the CHRO roleManaging the "extra 20%" trap and why manufacturing leaders must fail fast on new initiativesHow to use AI and Co-pilot for raw data visualization in HR reportingKey Quotes: — We had plants giving thousands of dollars to things we weren't even aware of... it became about the consistency and fairness of an approach that's not going to get taxed. — In the business world, everything is math and data. That analytic foundation of benefits and comp has been core to my work history because it allows you to speak the business language. — Don't get stuck in a do-loop. 80% is good enough—the extra 20% won't make a material difference in execution. Monica Anderton is a seasoned HR executive with an extensive background in manufacturing, retail, and financial services, currently serving as the Chief Human Resources Officer at DuBois Chemicals, Inc. This conversation focuses on enterprise benefits strategy, workforce crisis management, corporate social responsibility (CSR) for manufacturing, and data-driven HR leadership in the industrial sector.

    From Crisis to Community: How One CHRO Turned Tragedy Into a Lasting Employee Benefit

  6. Aug 5

    Puppies on the Factory Floor: How an Unconventional Benefit Reduced Stress Claims

    Traditional mental health benefits often fail the populations that need them most due to deep-seated stigma and cultural barriers. When aggregated health data reveals high stress markers but zero EAP utilization, benefits leaders must decide whether to double down on failing campaigns or throw out the standard playbook entirely. In this conversation, Kristen Ynclan, Sr Director of Total Rewards at JD Finish Line, breaks down a radical decision to introduce on-site puppy therapy for factory populations. We explore the transition from blue-sky brainstorming to navigating a P&L contraction, and how to sell 'crazy' ideas to a CFO by anchoring them in hard financial data. Kristen shares her framework for identifying underutilized benefits and the importance of thinking like a business person first and a benefits leader second. What You'll Learn: How to use aggregated health data to identify specific stress patterns in manufacturing populationsThe blue-sky brainstorming framework for removing barriers to creative benefit designStrategies for pitching low-cost or free benefits to stakeholders during company contractionsWhy EAP utilization often lags behind medical claims for stress-related illnessesThe logistical reality of partnering with charitable organizations for on-site wellnessHow to measure the ROI of novel benefits through claim reduction and qualitative feedbackThe necessity of trade-offs: when to cut underutilized benefits to fund high-impact programsKey Quotes: — The crazier the idea, the better the data supporting it needs to be. — Benefits are supposed to take those potential stressors and help the employee manage them so they can focus on work. — It is more fun than anything in the world to start at crazy and end at success. Kristen Ynclan is the Senior Director of Total Rewards at JD Finish Line, with extensive experience leading global compensation and benefits strategy across enterprise environments. This episode explores total rewards strategy, employee stress management, healthcare data analytics, manufacturing workforce benefits, and the ROI of mental health interventions in an enterprise HR setting.

    Puppies on the Factory Floor: How an Unconventional Benefit Reduced Stress Claims

  7. Jul 24

    The Carrier Switch: How One CHRO Cut Benefits Costs Without Cutting Coverage

    When healthcare renewal rates hit double digits, the instinct is often to shift the financial burden onto the workforce. Choosing to move in the opposite direction—cutting a popular carrier to lower employee contributions while maintaining identical coverage levels—requires a masterclass in data-backed advocacy and change management. Lisseth Zouhbi, CHRO at Child Care Resource Center, joins the show to break down a high-stakes medical plan transition. She details the specific calculus used to evaluate geographic provider density and the communication strategies that prevented a potential morale crisis. This conversation moves past high-level strategy to look at the granular work of Q&A tracking, broker-led webinars, and the push-pull of internal budget approvals. What You'll Learn: How to conduct a quantitative carrier analysis to ensure coverage parityStrategies for presenting benefits changes to the board using competitive external dataThe three-pillar framework for complex benefit plan transitionsUsing internal budget approval windows to leverage better carrier termsWhy over-communicating through office hours reduces enrollment disruptionBalancing employee demographics with rising healthcare market trendsLessons in proactive due diligence versus reactionary benefit renewalsThe role of wellness programs in driving long-term healthcare cost containmentKey Quotes: — "It was about having a plan for the employees that would actually save them money instead of increasing their benefit costs by double digits, but eliminating a carrier that was one of the most popular." — "When you present it not just in 'here is the cost,' it’s explaining beyond what is the financial impact... this is where engagement, attraction, and retaining talent are important." — "Check off the boxes, but ensure there is participation; we created different forums to make sure we created opportunities for them to ask those questions." Lisseth Zouhbi is the Chief Human Resources Officer at CCRC, bringing over 25 years of global HR leadership experience across hospitality and the non-profit sector. Professional benefits leaders seeking to manage escalating healthcare costs while maintaining a competitive talent edge will find this analysis of medical plan renewals, carrier consolidation, and CHRO-level decision-making essential for their upcoming open enrollment strategy.

    The Carrier Switch: How One CHRO Cut Benefits Costs Without Cutting Coverage

  8. Jul 23

    How Crunch Fitness Drove Retention Up 25% By Reinvesting Medical Plan Savings

    Negotiating medical insurance renewals often feels like a defensive maneuver against double-digit increases. When the carrier proposed a significant hike despite positive claims experience, Pamela Brown saw an opportunity to do more than just lower a number — she saw a chance to fund a culture shift. By aggressively bidding the business and peeling back the onion on carrier margins, she secured a 4% cost reduction that allowed Crunch Fitness to extend benefits to their critical part-time workforce. In this conversation, Pamela Brown, EVP of People & Culture at Crunch Fitness, breaks down the executive-level math behind switching carriers. She explains how she moved from a 14% proposed increase to a 4% absolute savings, and why she traded the pain of employee disruption for a 25% improvement in retention. We explore the tactical side of manager enablement, the strategic value of a 20-year broker partnership, and the specific way to pitch a benefits overhaul to a CEO by leading with the business outcome. What You'll Learn:- The specific underwriter data points used to challenge a 14% renewal increase- How to leverage competitive bidding to secure a second-year rate cap guarantee- The internal messaging strategy that secured executive buy-in in a single meeting- Why lowering the full-time benefits threshold to 25 hours transformed trainer retention- Strategic use of voluntary benefits to provide value to the entire workforce- How to manage employee frustration during prescription and provider disruptions- The importance of bringing your broker on-site to meet the people the plans serve- Negotiating margin back into the portfolio to fund expanded coverage Key Quotes:— "The outer layer of the messages the carrier is going to give you shows you what they want you to see. We dug deeper to see that they still had margin."— "If you really do your homework, you're also going to be more confident in that one executive leadership meeting."— "Our retention among part-timers has improved twenty-five percent... and a lot of that difference came after we changed our benefits." Pamela Brown serves as the EVP of People & Culture at Crunch Fitness, bringing over 20 years of HR leadership experience to the enterprise fitness space. Learn how senior HR leaders manage medical insurance carrier transitions, negotiate broker transparency, and use benefits cost savings to drive employee retention and EBITDA in enterprise organizations.

    How Crunch Fitness Drove Retention Up 25% By Reinvesting Medical Plan Savings

  9. Jul 21

    From 27 Vacation Plans to Unlimited PTO: One Risky Bet on Trust

    Moving an enterprise with decades of tradition toward a modern benefits philosophy requires more than just data—it requires deep cultural conviction. Consolidating 27 competing legacy time-off plans into a single, unlimited model is a high-stakes play that most conservative industries avoid.  Kristine Karnath, Group VP of Global Total Reward at Moog, Inc., explains how she successfully navigated the internal resistance of transitioning an aerospace and defense giant to an unlimited PTO structure. Despite initial skepticism from the C-suite and manufacturing leaders, she leveraged the company’s core value of trust to replace outdated accrual systems with a recruitment-forward model. She details the critical lessons learned about implementation timelines and why the 'black and white' data of medical billing doesn't apply to the gray areas of corporate culture change. What You'll Learn:- The strategic process of consolidating 27 disparate legacy PTO plans into a single enterprise-wide policy.- How to pitch radical benefits innovation to a conservative C-suite without a traditional slide deck.- Navigating the specific challenges of implementing flexible time off within manufacturing and engineering environments.- The 'liability side-benefit' of reducing millions in banked vacation payout obligations from the balance sheet.- Why the timing of your benefit announcement could be creating unnecessary organizational anxiety.- Strategies for managing high-tenure employees who view legacy benefits as a 'savings account' for retirement.- Real-world advice on distinguishing between theoretical change management and actual behavioral shifts.- How to use culture and trust as the primary defense for unconventional benefits decisions. Key Quotes:— There were teams told to consolidate everything but not take anything away and not add costs. When you have 27 plans, that is impossible to do.— This wasn't just about a plan design. This was about actually working with people to get them to understand the concept of what we're doing.— You don't learn that much when things go well, but you learn a ton when things don't go well. Kristine Karnath is the Group VP of Global Total Reward at Moog, Inc., a world leader in flight control systems, where she has led benefits strategy and compensation for over two decades. This conversation focuses on Total Rewards strategy, benefit consolidation, unlimited PTO implementation, and change management for HR leaders in aerospace, defense, and manufacturing enterprise sectors.

    From 27 Vacation Plans to Unlimited PTO: One Risky Bet on Trust

  10. Jun 4

    The Benefits Call That Kept Me Up at Night, with Michael Bodziner, Co-CHRO at Gensler

    Summary On this episode of Build Your Benefits, Aditi sits down with Michael Bodziner, Co-CHRO at Gensler, to explore what benefits leadership looks like when empathy drives the decision-making process. Michael shares how Gensler navigated one of the most debated benefits decisions of recent years — offering GLP-1s for weight loss — and what it took to get a cost-conscious executive committee to say yes. He also opens up about the tension between empathy and scale, and why some benefits decisions that feel like the right thing to do have to wait. In his closing remarks, he offers a simple but powerful framework for career success that cuts against the grain of today's hustle culture. Chapters 00:00 Michael's 40-year journey from summer intern to Co-CHRO at Gensler 03:30 The co-leadership model: how two CHROs split the role without a rulebook 06:00 The GLP-1 decision: cost, culture, and a committee 10:00 What data couldn't tell them — and why gut instinct filled the gap 13:00 Seeing the transformation: when results show up in the room 16:00 Benefits communication: why you can't overcommunicate 19:00 Life-cycle based outreach and what AI could unlock next 21:30 What keeps a CHRO up at night: the one employee with a story you can't ignore 24:00 What Michael wishes more people understood about benefits work 26:30 Slow and steady: career advice from someone who's been at the same firm for 40 years Takeaways Offering GLP-1s for weight loss wasn't just a cost decision — it was a values decision, and framing it that way is what got it approved.When data doesn't exist yet, common sense, empathy, and gut instinct are legitimate decision-making tools for a benefits leader.The hardest part of the job isn't saying yes — it's saying "not this year" to a benefit that matters deeply to a real person with a real story.Overcommunicating benefits isn't spam — people only pay attention to what feels relevant to their current life stage.Relationship-building isn't soft skills advice — it is the career strategy, especially in a people-first culture.Connect with the Guest LinkedIn: https://www.linkedin.com/in/michael-bodziner-4236352/ Website: https://www.gensler.com/ Sponsor This episode is brought to you by Multiply Mortgage, helping employees unlock the value of homeownership. Learn more at http://www.multiplymortgage.com

    The Benefits Call That Kept Me Up at Night, with Michael Bodziner, Co-CHRO at Gensler
  • 10 Episodes

About

You know what a great benefits program feels like. You also know how hard it is to build one — and how rarely anyone talks honestly about what that actually takes. Build Your Benefits is the show that fills that gap. Each episode goes deep inside the thinking of a senior benefits leader at a major enterprise. How they build their portfolio. How they manage escalating costs. How they drive utilization and measure ROI in a way that holds up in a CFO meeting. No topic lists. No trend roundups. One leader, one conversation, thirty minutes. Brought to you by Multiply Mortgage. New episodes every week.

Information

  • Creator
    Aditi Shankar
  • Years Active
    2026
  • Episodes
    10
  • Rating
    Clean
  • Copyright
    © 2026 Aditi Shankar