The Family Reserve

Joseph Di Guilio
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  • Investing
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The Family Reserve is a no-nonsense guide to protecting and building your family's wealth. Hosted by Joe DiGiulio, each episode breaks down the financial tools most people misunderstand — life insurance, retirement accounts, cash value, and long-term planning — in plain English. Whether you're weighing term vs. permanent coverage, saving for a child's education, or building retirement income, Joe reframes money decisions around what actually matters: the people you're providing for. Practical, myth-busting conversations to help you make confident choices about your family's financial future.

  1. Aug 18

    Why California Probate Costs $3,500 Just to Start — with Shilpa Bahtt

    Joe DiGiulio talks with estate planning attorney Shilpa Bahtt about California probate, revocable living trusts, business succession, and considerations for higher-net-worth families.

    Why California Probate Costs $3,500 Just to Start — with Shilpa Bahtt

  2. Aug 18

    Fake Kobe Bryant Autographs Are Flooding eBay: How to Spot Them

    The Kobe Bryant autograph market has become predatory, with eBay flooded by forged signatures, duplicated holograms, and even fake authentication numbers that verify as legitimate in official systems. In this solo episode of Collect and Connect, Ben Beeri breaks down how to spot authentic Kobe pieces, walking through a framed 8x10 Upper Deck authenticated photo numbered 38 out of 80 and explaining how Kobe's signature evolved from the fuller "Kobe BYT" style early in his career to the simple "Kobe" during his Upper Deck exclusive years, then back to a full-name signature during his Panini era. The host shares a personal story of getting a "KB" initial autograph on a jersey from Kobe himself at a Las Vegas hotel in 2008 during Team USA, and warns that since Kobe's passing in 2020, no new authentic signatures are entering the market. Key authentication topics covered include PSA, JSA, Beckett, and Upper Deck holograms, the difference between old square PSA holograms and the newer oval ones, and how grading companies score autographs on a 10-point scale based on streaking and ink retention. The episode is essential listening for sports memorabilia collectors, NBA autograph buyers, and anyone navigating authentication in the trading card and signed collectibles hobby.

  3. Aug 13

    The Hidden Risks of Indexed Universal Life Insurance Policies

    Joe DiGiulio walks through how indexed universal life insurance policies work, including the mechanics of market-linked crediting, caps and floors, and the features an owner may want to review with an in-force illustration.

    The Hidden Risks of Indexed Universal Life Insurance Policies

  4. Aug 13

    Building While Broken: Hans Karl Brusehaff on Facing Heart Surgery

    Born with sick sinus syndrome bradycardia and implanted with a pacemaker at age 12, Hans Karl Brusehaff has lived connected to a machine since 1999 — and now faces a cardiology surgery in three months with a lead that has "three months left of life on it." In this conversation with host Ben Beeri, he traces twenty-three years of chronic back pain that began with a broken spine in a 2003 boxing match, overcoming an opioid addiction, a six-week fasting and mushroom retreat in the Sierra Nevadas, and the collapse of his Waikiki frozen yogurt shop Hula Swirl — the moment he laid down in the spilled yogurt and started laughing. He unpacks how he founded the Purpose Circle men's group in Laguna Beach in 2022 with Ori Israel, why he's writing a book titled Build While Broken before surgery, and his vision for a nonprofit supporting men through no-interest loans and medical grants. The episode explores masculinity, men's mental health, chronic pain recovery, entrepreneurship, and the practice of surrender — with Brusehaff landing on a working philosophy: "be humble or be humbled," and let five-year-old you lead the way.

    Building While Broken: Hans Karl Brusehaff on Facing Heart Surgery

  5. Aug 11

    Her Universal Life Policy Was Quietly Lapsing in Seven Years

    Joe DiGiulio talks through why permanent life insurance policies can drift from what a policyholder originally expected, and what a periodic policy review actually looks at.

    Her Universal Life Policy Was Quietly Lapsing in Seven Years

  6. Aug 6

    Behind the Eight Ball? Master Money Fundamentals Like Tennis Footwork

    Joe DiGiulio talks about getting organized with money, building a savings foundation, forming a monthly discipline, and drawing a parallel between financial fundamentals and the footwork basics he learned as a tennis player.

    Behind the Eight Ball? Master Money Fundamentals Like Tennis Footwork

  7. Aug 6

    Whole Life Insurance as a Living Asset, Not Just Death Benefit

    Joe DiGiulio discusses whole life insurance and how some families think about it beyond the death benefit — including cash value, dividends, access to capital, and the concept of overfunding a policy.

    Whole Life Insurance as a Living Asset, Not Just Death Benefit

  8. Jul 30

    Build Your Own Pension When Your 401k Won’t

    Joe DiGiulio discusses personal pension plans as an option alongside a 401(k), and how they can be structured to provide an income stream in retirement.

    Build Your Own Pension When Your 401k Won’t
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About

The Family Reserve is a no-nonsense guide to protecting and building your family's wealth. Hosted by Joe DiGiulio, each episode breaks down the financial tools most people misunderstand — life insurance, retirement accounts, cash value, and long-term planning — in plain English. Whether you're weighing term vs. permanent coverage, saving for a child's education, or building retirement income, Joe reframes money decisions around what actually matters: the people you're providing for. Practical, myth-busting conversations to help you make confident choices about your family's financial future.

Information

  • Creator
    Joseph Di Guilio
  • Years Active
    2026
  • Episodes
    21
  • Rating
    Explicit
  • Copyright
    © Joseph Di Guilio
  • Show Website
    The Family Reserve