Tropical MBA: Entrepreneurship & Founder Lifestyle

Dan Andrews; Ian Schoen

With 10M+ downloads and thousands of listener meetups worldwide, the TMBA Podcast is the hub for 7 & 8-figure founders who’ve built life-changing businesses while attaining personal freedom. New episodes every Thursday morning.

  1. 1D AGO

    #851 $1,000,000+ Recurring Revenue — No Employees!

    Most founders assume scaling means hiring. Jesse Hanley built a 7-figure SaaS and refused to. From Japan, Jesse runs Bento — a profitable email marketing platform — almost entirely on his own. In this episode, he explains why he turned down a ~$10M acquisition offer and the frameworks that make a one-person company possible today. Topics include: ● The “Main Quest vs Side Quest” framework for staying focused in an AI-everything world ● Why Jesse refuses to hire full-time employees (and his “cockroach business” philosophy) ● Turning down a ~$10M acquisition offer to protect his lifestyle ● How AI agents now handle support, bugs, and development tasks ● Building a new product in 5 days with AI that now generates ~$10K MRR ● The Max MRR framework that explains why SaaS companies plateau ● The revenue milestone that finally made him feel financially secure Tropical MBA is a podcast for entrepreneurs building location-independent businesses. Subscribe for weekly episodes on business, money, and the entrepreneurial lifestyle. Hang out exclusively with 7+ figure founders in DC BLACK Our sponsor, Bento - Email marketing for bootstrapped founders CHAPTERS (00:00:00) Solo Founder Lifestyle & Intro (00:03:16) Meet Jesse & Bento + Why Build Email SaaS (00:04:53) AI Models, Tooling & Product Direction (00:07:32) Work Grind, Family & Financial Goals (00:11:12) No Hiring, Contractors & AI Leverage (00:17:48) Main Quest vs Side Quest (Core Strategy) (00:22:13) Getting Customers, Self-Serve & Churn Limits (00:26:44) MRR, Pricing & Positioning (00:34:45) AI Workflows, Agentic Tools & Discipline (00:40:24) Revenue Goals, Daily Routine & 4-Hour Vision CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: The $10K Projects You Never Do (AI Just Changed That) How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    51 min
  2. MAR 19

    #850 We Got Claude-Pilled

    After a week of going all-in with Claude and agentic AI, Dan and Ian share what happened when they plugged AI directly into their company workflows. What followed felt less like using software — and more like jockeying a team of agents. ● The 4–5× productivity gap between AI teams and normal teams ● Building a working app in a weekend without being a developer ● Innovation cycles shrinking from 45 days to 45 minutes ● The rise of “vibe entrepreneurship” ● Why this moment feels like the early internet all over again Tropical MBA is a podcast for entrepreneurs building location-independent businesses. Subscribe for weekly episodes on business, money, and the entrepreneurial lifestyle. Nat Eliason case study Hang out exclusively with 7+ figure founders in DC BLACK Our sponsor, Bento - Email marketing for bootstrapped founders CHAPTERS (00:00:00) The 4–5× AI Gap (00:03:20) AI as the New Electricity (00:04:30) Are Founders Already Behind? (00:06:54) Getting Claude-Pilled (00:07:18) Is This an iPhone Moment? (00:09:59) Vibe Entrepreneurship (00:16:33) The AI Privacy Tradeoff (00:17:25) 45 Days → 45 Minutes (00:20:26) Talking and Jockeying (00:22:45) The Hive Mind Company (00:30:10) The AI Gold Rush (00:33:50) Learning AI Together CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: The $10K Projects You Never Do (AI Just Changed That) How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    36 min
  3. MAR 12

    #849 Advanced Personal Finance for Entrepreneurs

    We're often great at making money, terrible at managing it. Multi-exit entrepreneur David McKeegan joins us to discuss personal finance built specifically for founders: The "refrigerator number" — what it is and how to find yours The 4% rule — is it still relevant, and what rate would you actually bet on? Concentration vs. diversification: when to double down and when to spread out Portfolio construction for 7-8 figure entrepreneurs (ETFs, TIPS, bonds — the real breakdown) 🎙️ Tropical MBA is a podcast for entrepreneurs building location-independent businesses. 🔔 Subscribe for weekly episodes on business, money, and the entrepreneurial lifestyle. Find Dave https://www.linkedin.com/in/david-mckeegan-mba-ea-b7bb6613/ Hang out exclusively with 7+ figure founders in DC BLACK https://dynamitecircle.com/dc-black Our sponsor, Bento - Email marketing for bootstrapped founders https://bentonow.com/tmba CHAPTERS (00:00:00) — How Much Money Is “Enough”? (00:06:06) — The “Refrigerator Number” That Defines Freedom (00:19:13) — The 4% Rule and Your Personal Pension (00:28:27) — Why Founders Are Rich on Paper but Exposed (00:30:15) — Concentrate to Build Wealth, Diversify to Protect It (00:36:30) — The Simple Portfolio Behind an Eight-Figure Exit CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: An 8-figure exit and revisiting the 1,000-day principle How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    44 min
  4. MAR 6

    #848 The $10K Projects You Never Do (AI Just Changed That)

    Dan talks with Taylor Pearson about a new wave of “agentic AI” tools like Claude Code — and how founders are using them to tackle projects that used to take days or weeks. From analyzing financials to running workflows and speeding up big internal projects, these tools can act more like a business collaborator than a chatbot. They also walk through how to take the first step if you want to start experimenting. Find Taylor Get started with Claude Code Hang out exclusively with 7+ figure founders in DC BLACK Bento - Email marketing for bootstrapped founders CHAPTERS (00:00:00) AI “Superpowers” for Founders (00:00:43) A New Wave of AI Tools (00:00:57) Sponsor: Bento (00:02:32) The First Time Taylor Tried Claude Code (00:04:21) The $10K Projects Sitting on Your To-Do List (00:05:13) Real Ways Founders Are Using AI Agents (00:05:32) AI as the Operating System for Your Business (00:13:07) The Breakthrough: AI That Reads and Writes Your Files (00:20:44) The New AI Arbitrage (00:25:16) What AI Is Weirdly Good (and Bad) At (00:27:36) Why It’s an Exciting Time to Be a Founder Again CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Can Your Business Beat the S&P 500? How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    34 min
  5. FEB 26

    #847 From Semi-Retired to 1.3 Million Views on YouTube ft. Richard “RJ” Jalichandra

    A semi-retired 6-time CEO accidentally went viral on YouTube, and turned it into a real business case study. Dynamite Circle member and DC BLACK facilitator, Richard “RJ” Jalichandra, joins us this week to talk about how a small channel can still transform your company. Plus, the hidden struggles of 7+ figure founders, defining your “enough number,” and why a little retirement planning today can actually improve your decisions right now. LINKS RJ’s YouTube Channel Meet RJ and other lifestyle founders doing YouTube Hang out exclusively with 7+ figure founders in DC BLACK Bento will beat your current email bill — up to 70% off or $300 in credits CHAPTERS (00:04:18) How RJ Got Into YouTube (00:07:04) The Algorithm vs What You Want to Create (00:10:44) How to Build an Audience in 2026 (00:16:19) RJ’s Creative Process for YouTube (00:19:16) Economic Opportunities for Mid-Cap Channels (00:23:17) The #1 Struggle of 7-8 Fig Founders (00:30:16) Scale for Wealth or Optimize For Lifestyle? (00:33:10) The Importance of Retirement Planning CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Can Your Business Beat the S&P 500? How to Build a 6-Figure Digital Business with Claude Code 4 Ways to Start a Business From Scratch in 2026

    44 min
  6. FEB 12

    #845 How to Build a 6-Figure Digital Business with Claude Code

    How long would it take to revamp your entire business? For Elliott Zelinskas: three weeks. Using Claude Code, he rebuilt his 4-year website, generated 100+ SEO pages, automated YouTube creation and publishing, and replaced parts of his tech stack. All without a dev team. Is agentic AI the next evolution of entrepreneurship? LINKS Follow Elliott on X Follow Elliott on Instagram Meet Elliott and other lifestyle founders inside Dynamite Circle Hang out exclusively with 7+ figure founders in DC BLACK Bento will beat your current email bill — up to 70% off or $300 in credits Million Dollar Weekend by Noah Kagan Live Well on Less Than You Think by Fred Brock CHAPTERS (00:00:00) Intro (00:02:39) Meet Elliott & His Business (00:07:05) How Elliott Started Using Claude Code (00:11:16) Upsides and Downsides of Agentic AI (00:15:13) Simple But Powerful Use Cases for Agentic AI (00:22:07) Six Tips for Non-Tech Founders (00:33:18) Security, Risk, and How to Decide What to Build (00:46:42) Digital Nomading and Personal Finance CONNECT: Dan@tropicalmba.com Ian@tropicalmba.com Past guests on TMBA include Cal Newport, David Heinemeier Hannson, Seth Godin, Ricardo Semler, Noah Kagan, Rob Walling, Jay Clouse, Einar Vollset, Sam Dogan, Gino Wickam, James Clear, Jodie Cook, Mark Webster, Steph Smith, Taylor Pearson, Justin Tan, Matt Gartland, Ayman Al-Abdullah, Lucy Bella. PLAYLIST: Bad Hiring Advice That Can Actually Work: 9 Tactics for Lifestyle Founders 4 Ways to Start a Business From Scratch in 2026 “Scaling on Steroids” with AI Automation ft. Juan Montero

    54 min
4.9
out of 5
468 Ratings

About

With 10M+ downloads and thousands of listener meetups worldwide, the TMBA Podcast is the hub for 7 & 8-figure founders who’ve built life-changing businesses while attaining personal freedom. New episodes every Thursday morning.

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