Something More with Chris Boyd

J. Christopher Boyd

Something More with Chris Boyd is Cape Cod's finanical talk show, airing Saturday's at 3pm on WXTK, 95.1 FM. The show covers a wide variety of finanical topics with the goal of educating and entertaining.

  1. 5H AGO ·  VIDEO

    Conservative or Risk-Taker? How Your Life Experience Shapes Your Investing

    Are you truly a conservative investor, or has your life experience shaped you to think about risk differently? In this episode of Something More with Chris Boyd, Chris sits down with Brian Regan and Russ Ball to talk about how personal experiences influence investing decisions and why two people can look at the exact same opportunity and come away with very different perspectives. Brian reflects on entering the workforce during the financial crisis and how that period shaped a disciplined and cautious mindset while still recognizing the importance of investing for long term growth. The conversation explores the challenge many investors face: Protecting what they've worked hard to build while still pursuing enough growth to support future goals. Chris and Russ also discuss how this balance changes in retirement, when preservation becomes more important but growth still matters in order to keep pace with inflation and longevity. Topics include: • Why volatility is not always a bad thing • The importance of understanding what you own • How diversification and asset allocation help manage risk • Why risk tolerance is personal and often tied to your own experiences and perspective At the center of the conversation is the idea that investing is not one size fits all. The best financial strategy is one that aligns with your goals, your experiences, and your comfort level with uncertainty. #Investing #RiskManagement #BehavioralFinance #StockMarket #WealthBuilding #FinancialPlanning #PortfolioStrategy

    26 min
  2. 6D AGO ·  VIDEO

    Are You a Roth Convert? Why Many Don't and When It May Make Sense

    Should you convert to a Roth IRA, or is waiting the better move? In this episode of Something More with Chris Boyd, Chris and Russ Ball take on one of the most common questions in retirement planning and explore why so many investors hesitate when it comes to Roth conversions. Drawing from advanced IRA planning education and real conversations with clients, they break down the concerns that often stop people from taking action. Topics include the fear of paying taxes today, the possibility of higher Medicare premiums, and uncertainty about where future tax rates may be headed. Chris and Russ also look at the opportunities that can make Roth conversions worth considering, especially during the years between retirement and required minimum distributions. The conversation focuses on understanding the numbers, avoiding common misconceptions, and recognizing how delaying a decision can sometimes create larger tax consequences later. Topics include: • Why many investors avoid Roth conversions • How today's tax environment may create planning opportunities • The impact conversions can have on Medicare premiums and future taxes • Why timing matters in retirement income planning • How Roth strategies fit into a broader long term financial plan This episode is not about pushing a one size fits all strategy. It is about helping investors better understand their options so they can make informed decisions based on their goals, income needs, and future tax considerations. #RothIRA #RetirementPlanning #TaxStrategy #Investing #FinancialPlanning #WealthManagement #IRA #MoneyDecisions

    31 min
  3. MAY 12 ·  VIDEO

    Mailbag Episode: Real Questions on Taxes, Real Estate & Retirement Planning

    What happens when real-life financial questions don't have simple answers? In this episode of Something More with Chris Boyd, Chris and Russ Ball open the mailbag to tackle some of the most common—and often misunderstood questions from clients and listeners. From fixing excess Roth IRA contributions to navigating the complexities of a 1031 exchange, this episode walks through real-world scenarios that can have meaningful financial consequences if handled incorrectly. Along the way, they break down the rules, timing requirements, and potential pitfalls that investors need to be aware of. The conversation also shifts to a more personal and increasingly common challenge: what to do if you're approaching retirement with limited savings. Chris and Russ explore practical strategies for improving your position, including adjusting spending, evaluating housing choices, and considering part-time work to strengthen your long-term outlook. At its core, this episode is about clarity, flexibility, and informed decision-making. Whether you're dealing with a tax issue, evaluating real estate strategies, or simply trying to figure out your next step financially, this discussion offers grounded, actionable insight. If you've ever wondered "What should I do in this situation?" this episode is for you.   #FinancialPlanning #TaxStrategy #RetirementPlanning #WealthManagement #Investing #AdvisorInsights

    33 min
  4. MAY 6 ·  VIDEO

    Caught Between Growth and Risk: Navigating Today's Market Signals

    Markets are hitting new highs but is the foundation as strong as it seems? In this 19th anniversary episode of Something More with Chris Boyd, Chris is joined by Brian Regan, CFA, for a deep dive into the latest quarterly market insights. While earnings remain impressive especially driven by AI and large-cap growth several underlying risks are beginning to emerge that investors can't afford to ignore. Brian shares why inflation remains a key concern, how geopolitical tensions and energy prices are influencing economic trends, and why the Federal Reserve's next moves may keep interest rates higher for longer. He also highlights lesser-discussed risks gaining traction, including private credit liquidity concerns, shifts in construction employment, and the evolving role of cryptocurrency in consumer behavior. Together, they explore what a "K-shaped" economy really means for investors and why markets can perform well even as large segments of the population struggle. Perhaps most importantly, this conversation focuses on how to respond thoughtfully not react emotionally. Rather than making drastic portfolio moves, Chris and Brian explain the value of making measured, strategic adjustments to navigate uncertainty while staying invested for long-term growth. If you're wondering whether today's strong market performance is sustainable or what warning signs might lie ahead this episode offers timely perspective and practical guidance. #FinancialPlanning #Investing #Markets #WealthManagement #EconomicOutlook #PortfolioStrategy #RetirementPlanning

    31 min
  5. APR 28

    Leadership Matters; sometimes more than investors realize

    In this episode of Something More with Chris Boyd, Chris is joined once again by Brian Regan, Senior Portfolio Manager on the AMR Team at Wealth Enhancement, to explore how leadership changes—at major corporations and within the Federal Reserve—can materially influence investment outcomes. The conversation begins with high‑profile leadership transitions, including Apple's succession from Tim Cook, shifts at Berkshire Hathaway, Netflix, Starbucks, and Simon Property Group, and why investors should care not just who leads a company—but how they got there. Chris and Brian unpack what they look for in effective leadership: Founder-led vs. externally hired CEOs Long tenure and institutional knowledge Capital allocation discipline Governance structures that protect shareholders The risks of concentrated control and weak oversight They also discuss: Apple's strategic restraint in AI spending—and why that may be a competitive advantage Governance failures that create "value traps" Why leadership continuity often trumps flashy turnarounds The coming transition at the Federal Reserve, Jerome Powell's legacy, and what uncertainty at the Fed could mean for markets Why strong bank earnings are a reassuring economic signal The episode concludes with a candid discussion on financial advisory fees—when advisors do earn their keep, when they don't, and how good advice extends far beyond investment selection into behavioral coaching, planning, tax strategy, and risk management.  A thoughtful reminder that people matter behind the balance sheets—and so does the advice you rely on.

    31 min

Ratings & Reviews

4.5
out of 5
11 Ratings

About

Something More with Chris Boyd is Cape Cod's finanical talk show, airing Saturday's at 3pm on WXTK, 95.1 FM. The show covers a wide variety of finanical topics with the goal of educating and entertaining.

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