Seems Necessary

John Cooper and Mike Poeschl

Two former Marines and log time friends, a couple of chairs, and a conversation nobody asked for — but it seemed necessary. Seems Necessary is a long-form, unscripted hangout with lifelong friends Mike and John: two guys in their fifties talking honestly (and not always wisely) about aging, family, retirement, money, and all the lessons that only seem to show up in hindsight — plus jiu-jitsu, photography, and the stuff from our youth we still can't shut up about. It's the audio version of dragging a chair onto the porch, pouring a drink, and shooting the breeze with an old friend until the conversation runs out. No expertise promised. No topic off-limits. We talk until we get bored. Follow wherever you listen — and pull up a chair.

Episodes

  1. Jul 2 ·  Video

    When Did Everything Become a Subscription?

    The conversation delves into the impact of government and companies on Gen X, as well as the nostalgia and convenience experienced during their peak earning years. It explores the financial implications and the cultural significance of these themes, providing insights into the challenges and experiences of the Gen X generation. The conversation delves into the overwhelming burden of subscriptions, the impact of consumer spending, and the choices individuals make in entertainment and lifestyle. It explores the frustration with the current subscription model, the desire to simplify and downsize, and the impact of subscriptions on daily life and decision-making. The conversation delves into the impact of government regulations on consumer choices, the shift from creation to consumption, the overwhelming influx of information, and the need for intentional consumption. It also explores the challenge of discipline and tracking usage, the revelation of usage tracking, and the realization of excessive consumption and the need for change. The value of intentional experiences over passive consumption is emphasized, along with the importance of measuring and quantifying consumption. Takeaways Impact of government and companies on Gen XNostalgia and convenience in peak earning years Subscription OverloadConsumer SpendingEntertainment Choices Digital minimalismIntentional consumption Chapters 00:00 Nostalgia and Convenience in Peak Earning Years30:45 The Burden of Subscriptions40:42 Entertainment and Lifestyle Choices50:36 The Impact of Subscriptions on Daily Life58:13 The Impact of Government Regulations on Consumer Choices01:03:33 The Overwhelming Influx of Information01:09:19 The Challenge of Reducing Consumption and Being Intentional01:14:25 The Importance of Measuring and Quantifying Consumption01:19:48 The Revelation of Usage Tracking and Intentional Consumption01:25:12 The Realization of Excessive Consumption and the Need for Change

  2. Jun 23

    What Two Veterans Learned About Money, Legacy, and Living Fully Before It’s Too Late

    The conversation begins with an introduction and highlights the long-standing friendship between Mike and John. It then delves into the importance of legacy and financial planning, touching on the lack of financial guidance in their upbringing. The discussion progresses to financial literacy, personal experiences, and the impact of financial decisions on their lives. Finally, the conversation explores the shift towards prioritizing experiences over material possessions. The conversation delves into the themes of financial security, childhood safety, managing finances, homeownership, generational financial challenges, parental concerns, retirement planning, and longing for a simpler lifestyle. The speakers discuss their worries about their children's financial future, the housing market, and the challenges of relocating to a lower cost of living area. They also express a desire for a simpler lifestyle and future plans. The conversation covers the search for the perfect retirement location, considerations for retirement planning, and the ideal vacation. It also delves into the concept of legacy and advice for future generations, including the creation of a video diary. Takeaways Legacy and financial planning are crucial for long-term stability and well-being.Prioritizing experiences over material possessions can lead to a more fulfilling and meaningful life. Financial security and childhood safety are key concerns for parents.Managing finances and credit cards play a significant role in financial stability.The housing market and generational financial challenges impact future planning and retirement considerations. Retirement planning involves careful consideration of location, amenities, and lifestyle.Legacy and advice for future generations can be captured through a video diary, sharing personal stories, and offering guidance for children. Chapters 00:00 Introduction and Friendship18:58 Financial Literacy and Personal Experiences31:55 Prioritizing Experiences Over Things39:22 Homeownership and Cash Flow Concerns46:15 Worrying About Children's Financial Future54:59 Longing for a Simpler Lifestyle and Future Plans01:02:47 Finding the Perfect Place01:09:37 Legacy and Advice for the Future

About

Two former Marines and log time friends, a couple of chairs, and a conversation nobody asked for — but it seemed necessary. Seems Necessary is a long-form, unscripted hangout with lifelong friends Mike and John: two guys in their fifties talking honestly (and not always wisely) about aging, family, retirement, money, and all the lessons that only seem to show up in hindsight — plus jiu-jitsu, photography, and the stuff from our youth we still can't shut up about. It's the audio version of dragging a chair onto the porch, pouring a drink, and shooting the breeze with an old friend until the conversation runs out. No expertise promised. No topic off-limits. We talk until we get bored. Follow wherever you listen — and pull up a chair.