Is This Normal Show

Shelton and Sephora

"Most financial content speaks to one person in the relationship. But money is never just one person's conversation. We're Shelton and Sephora, and we live on both sides of that tension. One of us is the money person, one of us isn't. This is us walking back through our journey: the sacrifices, the surprises, and the moments we looked at each other and asked, is this normal? We're having that conversation out loud, so you don't have to figure it out alone."

  1. 19h ago

    Most Couples Say Money Beats Chemistry. We Disagree. | Is This Normal? Ep 16

    72% of married and cohabiting respondents rank financial compatibility above emotional compatibility. 63% rank it above physical compatibility, and 56% rank it above spiritual compatibility. (Northwestern Mutual 2026 Planning and Progress Study) We disagree. We did not start out financially compatible. We argued about money, we stopped talking about it, and over time we learned to listen to each other, stop talking at each other, and meet in the middle. In this episode we talk about why chemistry is what brings you together and finances do not sustain a marriage on their own, the three things that can ruin financial compatibility (pride, no money rhythm, and silence), how financial compatibility can be developed, and why we stopped chasing money and started chasing alignment. If you have ever argued about money with your spouse, or stopped talking about it just to keep the peace, this conversation is for you. New episodes every Thursday at 5:00 AM Eastern. Follow so you don't miss one. 0:00 Intro 1:08 Welcome 1:31 The study: 72% say money beats chemistry 3:09 Should you marry an accountant? 4:38 Why money alone won't hold a marriage together 6:10 What are you doing for the rest of your life? 9:28 Financial compatibility is learned 12:24 The PowerPoint budget meeting 18:14 Killer #1: Pride 23:15 Killer #2: No money rhythm 25:00 Killer #3: Silence 30:04 Spiritual compatibility 31:52 The hospital, prayer, and alignment 36:00 The credit score pickup line 37:53 Why I hate giving away money 41:32 Don't chase money, chase alignment Want help building wealth as a couple? Book a free Alignment Call with ART Financial Coaching: calendly.com/artfincoach/30min FOLLOW US ON:  Instagram: @isthisnormalshow  Facebook: @isthisnormalshow  YouTube: @IsThisNormalShowOfficial  LISTEN TO THE PODCAST ON:  🎧 Apple Podcasts: podcasts.apple.com/us/podcast/is-this-normal-show/id6792963919  🎧 Spotify: open.spotify.com/show/033NGa9dW4wDfSQNf0XoR8?si=QI8JDeLrSeiaYSpWqF9kSA&utm_source=copy-link #IsThisNormal #MoneyAndMarriage #FinancialCompatibility #Marriage #Couples #FinancialLiteracy #MoneyTalk #MarriedLife Music by: Reggie Halsey

    Most Couples Say Money Beats Chemistry. We Disagree. | Is This Normal? Ep 16
  2. Nov 5

    Dad, I Got This: How We’re Raising Financially Healthy Kids | Is This Normal? Ep. 15

    Seph and I were both raised inside somebody else’s money story. Now we get to help write our kids’ story, and we’re starting now. In this episode, Seph shares what she wishes someone had told her at 15. We walk through what we actually do at home: Money Mondays, taking the kids shopping with their own wallet, Lemonade Day, and splitting their money into saving, investing, spending, and giving. We also get into allowance, UTMA custodial accounts, credit cards, and the small sacrifices we make so their investments have time to grow. And we talk about how the two of us got on the same page as parents, because the kids notice when we’re not. What are you doing with your kids to help them be financially healthy? Drop it in the comments. 00:00 Intro01:35 Seph’s Money Story After Losing Her Mom05:53 How We Talk to Our Kids About Money12:54 Lemonade Day: Running Their First Business18:48 Money Mondays25:00 Healthy Money Conversations Between Parents27:09 Allowance: Save, Invest, Tithe, Spend32:33 Why We Haul Our Own Trash (and Invest the Savings)39:15 “Dad, I Got This”43:42 Our Vision for Our Kids at 25Is This Normal? is a podcast about marriage, money, and the conversations couples often avoid.  #KidsAndMoney #FinancialLiteracy #RaisingKids #MoneyTalk #MarriedLife Want help building wealth as a couple? Book a free Alignment Call with ART Financial Coaching: calendly.com/artfincoach/30min FOLLOW US ON:  Instagram: @isthisnormalshow  Facebook: @isthisnormalshow  YouTube: @IsThisNormalShowOfficial  https://youtu.be/ccpk3Mt9hBw #IsThisNormal #IsThisNormalShow #Marriageeandmoney #Financialindependence #Couplesandmoney Music by: Reggie Halsey

  3. Oct 29

    I Left the Church for 12 Years. She Never Stopped Praying

    For 12 years, I was out of the faith, and Seph never stopped praying. In this episode, Seph and I start with what it really means to be wealthy. We talk through financial, time, relational, and spiritual wealth, why spiritual wealth is the foundation for us, and how Seph defines wealth. Then we get honest about what my years away cost her. We talk about her frustration with God, the people who told her to leave me, the pastor who said he couldn’t marry us, and the day I ended up at the altar. Seph shares what she’d tell any spouse praying for theirs right now, and we close with how we use money as a tool to build everything else. If you’re praying for someone, share this with them. New episodes every Thursday. 00:00 Intro01:00 The Different Types of Wealth02:20 Spiritual Wealth Is the Foundation03:46 How Seph Defines Wealth06:50 Time Wealth09:18 Financial Wealth Creates Options10:50 My 12 Years Away From the Faith16:00 Seph’s Frustration With God22:20 “Leave Him” and the Pastor Who Said No26:12 Me at the Altar28:55 What Seph Would Tell a Praying Spouse31:27 Using Money as a Tool to Build34:00 Bringing Every Kind of Wealth to Others Is This Normal? is a podcast about marriage, money, and the conversations couples often avoid.  New episodes every Thursday. Subscribe so you don’t miss one. #isthisnormal #isthisnormalshow #christianmarriage #prayingwife #faithandfamily Want help building wealth as a couple? Book a free Alignment Call with ART Financial Coaching: calendly.com/artfincoach/30min FOLLOW US ON:  Instagram: @isthisnormalshow  Facebook: @isthisnormalshow  YouTube: @IsThisNormalShowOfficial Music by: Reggie Halsey

    I Left the Church for 12 Years. She Never Stopped Praying
  4. Oct 22

    Conversations We Should've Had Before Marriage (Part 2)

    Part 2 of 2.Whose job is it to make your spouse happy? By the end of this conversation, we both landed on the same answer: neither of us.We pick up right where Part 1 left off, with split accounts, and keep going. We talk about what you can learn from watching each other's money habits while you're dating, how we handle it when we don't see eye to eye, and why when and where you bring something up can matter as much as what you say. We also get into how to ask your spouse questions that open a conversation instead of starting an argument, and how two very busy people still make time to actually talk.If you're married, you'll recognize yourselves. If you're dating, now's the time to pay attention.Missed Part 1? Start here: https://youtu.be/cSv7658IZ6s New episodes every Thursday.#isthisnormal #isthisnormalshow #marriageandmoneyCHAPTERS00:00 Intro01:17 Split accounts or joint accounts?02:08 Watch their money habits while you're dating06:07 What happens when we disagree about money07:23 The right time and place for money talks11:40 Money conversations in premarital counseling13:50 Learn to ask better questions15:40 Are we responsible for each other's happiness?18:18 15 years in: what are we still figuring out?19:45 Getting to know the new versions of each other23:17 There's no such thing as 50/5023:53 If we make time for intimacy, we can make time to talk24:56 How childhood trauma shows up in marriage32:48 The different seasons of marriageIs This Normal? is a podcast about marriage, money, and the conversations couples often avoid. Subscribe and join the conversation.FOLLOW US ON: Instagram: @isthisnormalshow Facebook: @isthisnormalshow YouTube: @IsThisNormalShowOfficial LISTEN TO THE PODCAST ON: 🎧 Apple Podcasts: podcasts.apple.com/us/podcast/is-this-normal-show/id6792963919 🎧 Spotify: open.spotify.com/show/033NGa9dW4wDfSQNf0XoR8?si=QI8JDeLrSeiaYSpWqF9kSA&utm_source=copy-link #IsThisNormal #IsThisNormalShow #Marriageeandmoney #Financialindependence #CouplesandmoneyMusic by: Reggie Halsey

    Conversations We Should've Had Before Marriage (Part 2)
  5. Oct 15

    Conversations We Should've Had Before Marriage (Part 1)

    Part 1 of 2. There are conversations every couple should have before marriage. We didn't have them. We never talked about money before we got married. We didn't know when the right time was. One of us wanted to plan. The other wanted it to happen naturally. In this episode we go back and have the conversations we should've had: what our financial life would look like, her dreams (shopping in SOHO), what happens when a career costs you family time, and the big one: our money, your money, or my money? If you're married, you'll relate. If you're not yet, take notes. New episodes every Thursday. Subscribe so you don't miss Part 2. CHAPTERS 00:00 Intro 01:39 When's the right time to talk about money? 05:47 Sephora thought she'd be shopping in SOHO every day 12:20 We should've talked about careers 16:00 No money and no time for each other 17:28 Lonely, not working, and completely dependent 20:35 Saving money to wind down and recharge 24:15 Family time vs. career: the impact on our daughter 27:00 How to make decisions together 30:35 How many kids should we have? 32:00 Our money vs. your money vs. my money Is This Normal? is a podcast about marriage, money, and the conversations couples often avoid.  Subscribe and join the conversation. FOLLOW US ON:  Instagram: @isthisnormalshow  Facebook: @isthisnormalshow  YouTube: @IsThisNormalShowOfficial  LISTEN TO THE PODCAST ON:  🎧 Apple Podcasts: podcasts.apple.com/us/podcast/is-this-normal-show/id6792963919  🎧 Spotify: open.spotify.com/show/033NGa9dW4wDfSQNf0XoR8?si=QI8JDeLrSeiaYSpWqF9kSA&utm_source=copy-link #IsThisNormal #IsThisNormalShow #Marriageeandmoney #Financialindependence #Couplesandmoney Music by: Reggie Halsey

    Conversations We Should've Had Before Marriage (Part 1)

Ratings & Reviews

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2 Ratings

About

"Most financial content speaks to one person in the relationship. But money is never just one person's conversation. We're Shelton and Sephora, and we live on both sides of that tension. One of us is the money person, one of us isn't. This is us walking back through our journey: the sacrifices, the surprises, and the moments we looked at each other and asked, is this normal? We're having that conversation out loud, so you don't have to figure it out alone."