Off The Curve

RiskSpan

Structured finance moves fast, and the tools, models, and risks shaping it change just as quickly. Off the Curve brings you conversations with the investors, technologists, and risk leaders building what's next -- from AI governance to credit modeling to the future of asset-backed markets. Hosted by RiskSpan, the intelligent platform for asset-backed finance, each episode goes beyond the headlines to unpack how leading firms are actually putting new tools, data, and strategies into practice -- and what it takes to do it responsibly. New episodes every other week. Subscribe to stay ahead of the curve.

Episodes

  1. Oct 11

    Resi Whole Loans: Why Banks, Insurers, and Investors Are Rethinking Mortgage Credit Risk

    RiskSpan's Steve Rudner and Bernadette Kogler sat down with Jim Deitch, FinTech expert, serial entrepreneur, and best-selling author, to unpack who holds mortgage credit risk today, and where the non-agency and non-QM markets go from here.  This one’s for anyone investing in, lending against, or servicing residential whole loans, and for anyone trying to read where bank and insurer appetite is headed.  We talked about:  Why life insurers have nearly quadrupled their whole loan investments, and whether banks can or should compete for the same assets What the G-fee, LLPAs, and servicing costs mean for community banks weighing portfolio lending, plus why 7% rates could make holding loans look more attractive The warehouse lending risk hiding in the performance gap between top and bottom independent mortgage bankers Why servicer capacity and early loss mitigation may be the least-tested risk in a market where delinquencies are still low

  2. Oct 10

    Alternative Assets in 401(k)s: The Path Forward Demands Transparency, Pricing, and Auditable Rigor

    Bernadette Kogler, RiskSpan CEO, sat down with Adam Meehan, ERISA attorney at Smith & Downey, a boutique firm specializing in employee benefits law, to unpack last August's Executive Order opening the door to alternative assets inside 401(k) plans — including private equity, private credit, hedge funds, crypto, and asset-backed finance.  This one's for anyone managing, advising, or just trying to understand where retirement investments are headed next.  We talked about:  Why the Department of Labor’s "safe harbor" may offer less protection than expected + why lawsuits are likely either way. The difficult task of benchmarking illiquid, opaque alternative assets, and why getting it wrong could become a plaintiff's best evidence How hidden overlap + layered exposure across private deals are creating risks most fiduciaries — and the 90 million Americans they represent — can't yet see

  3. Aug 6

    From Skeptic to Superuser: One Leader's AI Adoption Story

    RiskSpan CEO, Bernadette Kogler, sat down with Jurija Metovic, Sr. Principal of AI Security at F5, to talk about AI adoption and one person’s journey from scared to a critical part of daily workflow. Jurija's AI adoption story started from "I'll get left behind and that's fine" to building AI into her everyday workflow. We talked about: - Why Jurija’s first fear was losing her voice and writing identity  - How working inside an AI security company gave her a front-row seat to real teams using AI, forcing her to rethink her own approach  - The revenue ops workflow she now runs every Monday that used to eat her entire Sunday night

  4. Jul 21

    Safe, Trustworthy, & Productive AI for Structured Finance

    Bernadette Kogler, CEO of RiskSpan, sat down with Ben Schreiner, Head of AI & Data Strategy at Amazon Web Services (AWS), to answer a question every risk team is wrestling with right now: How do you let AI innovate without opening your firm up to risk you don't understand? We talked about:  - Why the real barrier to AI adoption isn't building the models, but the governance around them  - The "balancing act" between guardrails and innovation (and why some stifled innovation is the point)  - Ben's famous chocolate chip cookie test: a surprisingly simple way to check if your AI actually has guardrails in place

  • 4 Episodes

About

Structured finance moves fast, and the tools, models, and risks shaping it change just as quickly. Off the Curve brings you conversations with the investors, technologists, and risk leaders building what's next -- from AI governance to credit modeling to the future of asset-backed markets. Hosted by RiskSpan, the intelligent platform for asset-backed finance, each episode goes beyond the headlines to unpack how leading firms are actually putting new tools, data, and strategies into practice -- and what it takes to do it responsibly. New episodes every other week. Subscribe to stay ahead of the curve.

Information

  • Creator
    RiskSpan
  • Years Active
    2026
  • Episodes
    4
  • Rating
    Clean
  • Copyright
    © 2026 RiskSpan
  • Show Website
    Off The Curve