Property Roundtable

Property Roundtable

Welcome to "Property Roundtable"! Real Estate, Real Talk. A podcast led by seasoned real estate professionals. With a combined experience of over 30 years and hundreds of deals under our belts, join us as we delve into the diverse realms of Singapore's real estate scene, providing invaluable insights and expert advice to our esteemed listeners. Stay tuned for upcoming episodes as we equip you with the essential knowledge and guidance necessary to navigate the intricate world of property. Disclaimer: Our podcast episodes are our personal opinions based on our past experiences and should not be solely depended on for your decisions. CONTACT US FOR MORE PROPERTY REVIEWS & STRATEGIES https://whatsform.com/n3Oa6l For SELLING & BUYING Homes: HARVEY CHIA - https://linktr.ee/harveychia +6591999141

  1. 3d ago

    The Landed Series: Sell Your Landed Home In December Or Wait For January 2027?

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! School holidays, overseas trips and Christmas are all on the way. So is December the wrong time to sell your landed home? Or could waiting until January 2027 mean missing a serious buyer? In this solo episode, Harvey compares two practical launch strategies for the year-end period and explains why the answer depends on your home, your competition and your own readiness. He starts with the viewing calendar. Family holidays and travel make scheduling harder for sellers and buyers alike, but some buyers search all year round. Those who aren't travelling keep looking, and those who have already sold their home have a housing deadline to meet, so December isn't festive for them. If you're away for three weeks, someone still needs to handle qualified viewings and enquiries. Then there's competition. When neighbours on your street or in your district hold their marketing until January, active buyers have fewer immediate choices, and a home that's open for viewing can rise to the top of the pile. Fewer listings don't automatically mean a higher price, though. Your pricing strategy, presentation, segment and estate still decide the outcome. January brings buyers back, but it also brings competing sellers back, and the window narrows again as Chinese New Year approaches. Starting in December can stretch a six-week January runway into roughly ten weeks, while a rushed January launch with an unplanned home tour, thin pricing research or an unfinished presentation can delay the sale. Harvey lays out two launch strategies: go live in December only once the price, photography, viewing logistics and home tour are fully done, or use November and December to prepare floor plans, small repairs, staging, the home tour and buyer targeting, then launch in January with your eyes open. He also works backwards from the owner's next move, aligning the sale with replacement housing, loans, completion timing and family commitments, and asks how ready you are to negotiate offers in the middle of your own holiday. The throughline: there's no blanket rule to rush before Christmas or to wait for January. The right date is the one that fits your home, your likely buyers, the competition around you and your own readiness. This isn't a podcast of knowledge. It's a podcast of deal-making. DISCLAIMER The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

  2. Oct 24

    The Landed Series: Why Two Similar Landed Homes Can Have Very Different Values

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Two landed homes can sit just a few doors apart, and one can be worth hundreds of thousands more than the other. So if your neighbour just sold for $6 million, does that automatically mean your house is worth $6 million too? Not necessarily, and this is where many landed homeowners get their pricing wrong. In this solo episode, Harvey explains why two landed homes that look similar on paper can carry very different values. First is position. Even on the same street, not every spot is equal. Main road or the quiet end? Cul-de-sac or through road? Traffic, noise, facing, surroundings and proximity to schools all shape how a buyer sees a house, and moving just five doors down can change that. Harvey gives the example of a corner semi-D that looks out onto greenery versus a semi-D that looks straight at its neighbour: same street, very different feel. Second is land. 3,000 sq ft isn't always 3,000 sq ft. Frontage, depth, plot shape, terrain and level differences, road reserve and planning constraints all affect how usable the land really is. In estates with valleys and steep high points, levelling a plot for a rebuild can swallow a lot of money that nobody but the owner will ever see. Don't just ask how big the land is. Ask how good it is. Third is the product. One house may be an old structure buyers expect to rebuild, while another already has a better renovation, a more efficient layout, a ground-floor room, an extra bedroom, better parking or move-in condition. That changes the buyer pool and what buyers are prepared to pay, while a valuation done today is "as is, where is" and won't account for redevelopment potential. Fourth, and most important, is timing and pricing strategy. A transaction tells you what one buyer paid at one point in time. It doesn't set your value today. Harvey looks at when the sale happened, buyer demand in the area, how many competing listings there were, whether there were competing bids, how the home was marketed, and whether the seller priced aggressively or optimistically. The throughline: comparable sales are evidence, not a valuation. To price a landed home properly, you need to understand the land, the house, the location, the buyer pool and the market you're selling into today. Before you set an asking price, know where your house is stronger, where it's weaker, and what buyers will actually pay for those differences. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

  3. Oct 17

    The Resale Room: Is Yesterday's Winner Still Tomorrow's Winner?

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Your condo made you $500,000. Most people would say great property, keep it. Harvey asks something different: if you had the money today, would you buy the same condo again at today's price? In this episode of The Resale Room, Harvey Chia asks whether yesterday's winner is still tomorrow's winner. A $500K gain tells you about the past. The better questions are about the next five years. Will demand in the project and the area stay strong? Is the development ageing well? What competing supply is coming up nearby? Has the neighbourhood improved? And have your own needs changed? Harvey lays out the real reasons to hold: a strong location close to family and schools, healthy resale demand in the project, a layout that still fits the family, a comfortable mortgage, a future catalyst on the horizon, and no clearly better place for the money. He also covers when selling makes sense: weaker future upside, a product that can't stand up to new competition nearby, an ageing asset, changing family needs, a location that no longer suits you, or a lot of equity tied up that could be working harder elsewhere. He also explains how unit size quietly caps your next gain. On a 1,000 sq ft unit, another $500K means another $500 PSF. Then he reframes what upgrading means. It doesn't have to mean spending more. It can mean a better location, a better layout, stronger connectivity, a newer lease, a lifestyle closer to the people who matter, or even lower financial stress. A more expensive property isn't always an upgrade. A better-positioned one is. The throughline: "I made $500K" and "I have somewhere better for this money" are two very different statements. Before you look at the next condo, understand what you already own and what you want your equity to do next. This isn't a podcast of knowledge. It's a podcast of deal-making. Disclaimer: The views and opinions expressed in this podcast are those of the hosts and guests. The discussion is intended for informational and entertainment purposes only. While the insights shared are based on personal perspectives and experiences, they should not be taken as professional or financial advice. A team from SRI Pte Ltd Agency Registration Number: L3010738A

  4. Oct 10

    The Landed Series: Landed Was the Dream. Should You Hold It Forever?

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! For most Singaporeans, landed is the end goal: HDB, then condo, then eventually landed. But once you've lived in landed for years, should you hold it forever? Or is there a point where selling and moving back into a condo is the right move for your family? In this solo episode, Harvey tackles the question landed agents rarely raise: when does it actually make sense to leave landed? He starts with space. The kids have moved out, some overseas for good, and many owners find themselves using maybe half the house while still paying for the maintenance, repairs, gardening and housekeeping on all of it. The house hasn't changed, but your life may have. Then there's the wealth trapped inside it. Instead of asking how much your home has appreciated, ask how much capital you'd actually unlock if you sold today, and what that capital could do: fund a replacement condo or even an HDB, build passive income for retirement, help your children with education, a first property or a business, or simply give you more liquidity to enjoy what you've worked so hard for. The third point is about the next ten years of your life, not which asset appreciates more. Do you still want to climb stairs, maintain a garden, act as your own one-man security team and drive everywhere? Or would single-level living, condo facilities, lock-and-go convenience and being closer to transport serve you better? Fourth is timing. If you do intend to exit, plan it on your own terms, not when you're forced to. Look at the home's condition, its redevelopment potential, buyer demand and what replacement properties cost. And don't price off what your neighbour sold for, because land shape, frontage, orientation and redevelopment potential can make two houses on the same street worth very different amounts. Harvey closes on the fear that keeps many owners holding: land is scarce, and once you exit landed, getting back in may be hard. His view is that landed shouldn't be an emotional badge you can never give up. The question isn't whether landed is better than a condo. It's whether your landed home still serves the life you're living today. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

  5. Oct 3

    The Resale Room: New Launch or Resale: Are You Paying for Value or Just "New"?

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! $2,500 per square foot for a new launch. $1,700 per square foot for a resale condo nearby. That's an $800 PSF gap. So what exactly are you getting for the extra $800? The Resale Room is back, now hosted solo by Harvey Chia. In this episode, Harvey asks whether Singapore buyers are overlooking value that's already sitting in the resale market. He starts with the case for new launch: a brand new product with modern design and facilities, a progressive payment structure that spreads payments across the build, a fresh lease with a longer runway, and the emotional pull of walking into a show flat. Then he flips it. Resale can give you substantially more space for the same budget, an established location, and a unit you can physically inspect, with the views, sun direction, road noise, neighbours and transaction history all out in the open. For investors, it also means immediate occupation, or a tenant helping to pay down the mortgage sooner. Harvey also takes on the "isn't a new launch safer?" argument, explains why the cheaper number isn't automatically the better value, and shows how newer resale projects can out-compete older ones in the same sub-market. Then he walks through the checklist he runs on himself before paying a new launch premium: superior location, master plan transformation, product strength against competing supply, scarcity, future demand, exit audience, and a clear catalyst. The throughline: don't tell me it's worth $2,500 PSF just because it's new. Tell me why the next buyer will pay more than that. Price is what you pay. Value is what you get. This isn't a podcast of knowledge. It's a podcast of deal-making. Disclaimer: The views and opinions expressed in this podcast are those of the hosts and guests. The discussion is intended for informational and entertainment purposes only. While the insights shared are based on personal perspectives and experiences, they should not be taken as professional or financial advice. A team from SRI Pte Ltd Agency Registration Number: L3010738A

  6. Sep 26

    The Landed Series: When Should a Successful Family Stop Buying Property?

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! "I have money, I should buy another property." But when should a successful family actually stop? In this solo episode, Harvey, drawing on close to 19 years in property and a background in wealth management and banking, asks the question most agents won't: what is another property really going to do for you? He starts with concentration. If you already own a landed home, an investment condo, and a rental, does property number four make sense, or should that cash stay somewhere you can access easily? Owning a lot doesn't mean you have a lot of usable cash. The second question is whether another property makes you financially tight, constantly watching interest rates, leaning on rental income, and facing renovation capex as the asset ages. Drawing on a recent symposium on retirement and loss of income, Harvey reframes it: does your property own you, or do you own the property? The third point is for families already financially secure, where the current home is largely paid off and retirement and children's education are handled. At that juncture, is another property about the family, or about ego and a bigger balance sheet? Fourth is concentration risk: two people worth $10 million are in very different positions if one holds $8 million in property and the other holds a balanced mix. Fifth, past performance doesn't equal future results, especially as taxes, interest rates, and your own life stage change. Harvey closes on the shift from building wealth to preserving it, and the one question worth sitting with before your next move. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

  7. Sep 19

    The Landed Series: What Buyers Miss When Two Homes Cost the Same

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! If two landed homes both cost $5 million today, would you know which one becomes worth $6 million? In this solo episode, Harvey breaks down the five things he looks at to spot the difference, none of which are the marble, the kitchen layout, or the pool most buyers fixate on. First is the land. Harvey separates every property into land and house from day one, and asks a simple question: if you demolished the house tomorrow, what would you still own? Land size, plot shape, frontage, depth, and redevelopment potential carry an embedded premium most buyers can't see. Second is the next buyer's option to do better. A regular plot with strong rebuilding potential gives the future owner the right to create tomorrow's home, and that optionality is worth paying for. Third is scarcity. When only 30 or 40 comparable homes genuinely compete for the same buyer in a micro-cluster, and the alternatives around are inferior, your property commands a premium because it deserves it. Fourth is livability: a house already configured for the next affluent family, five bedrooms, a lift, a helper's room, parking for two, so the next buyer doesn't have to spend $800,000 and 18 months rebuilding. Fifth, and hardest, is buying it correctly, because the best time to create value isn't after you buy, it's when you buy. Harvey closes with the framework itself, and why $5 million plus a $1 million renovation doesn't automatically equal $6 million. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

  8. Sep 13

    The Landed Series: 5 Costly Mistakes People Make Buying Landed Property

    Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! What are the five biggest mistakes people make when buying a landed home in Singapore? In this solo episode, Harvey draws on 18 years in the market to break down the errors he sees buyers make again and again, most of them before they've even started viewing houses. Two of the mistakes are about numbers you can manage. Over-budgeting for renovation is the first: setting aside $500,000 or more for works before you've even found a house, when that money could have gone into acquiring more land. Renovation depreciates, and over-budgeting for it can leave you in a non-starter position where you can't even get the journey going. The other numbers mistake is paying too much premium for one factor alone, like proximity to a good school, when that single feature doesn't guarantee the outcome you're paying for. The other three mistakes are psychological. Being district-focused but not cluster-focused, where you fixate on a district number without realising the profile of homes within it can vary enormously. Holding a rigid mental model of the perfect home, a checklist so long the market offers you very little. And thinking too hard about the exit before you even enter, letting selection bias over a facing or a specific street stop you from buying something that could have worked. Harvey closes on why the psychological mistakes are the hard ones to navigate, and why the district-versus-cluster call is the one that really takes experience. This isn't a podcast of knowledge. It's a podcast of deal-making. The views and opinions expressed in this episode are for general informational purposes only and do not constitute financial, investment, or property advice. Always conduct your own due diligence and consult a licensed professional before making any property decision. Brought to you under SRI Pte Ltd (Agency Registration Number: L3010738A).

About

Welcome to "Property Roundtable"! Real Estate, Real Talk. A podcast led by seasoned real estate professionals. With a combined experience of over 30 years and hundreds of deals under our belts, join us as we delve into the diverse realms of Singapore's real estate scene, providing invaluable insights and expert advice to our esteemed listeners. Stay tuned for upcoming episodes as we equip you with the essential knowledge and guidance necessary to navigate the intricate world of property. Disclaimer: Our podcast episodes are our personal opinions based on our past experiences and should not be solely depended on for your decisions. CONTACT US FOR MORE PROPERTY REVIEWS & STRATEGIES https://whatsform.com/n3Oa6l For SELLING & BUYING Homes: HARVEY CHIA - https://linktr.ee/harveychia +6591999141