YO!Preneur Podcast

#BeFree Studio

YO!Preneur Podcast is a monthly entrepreneurship and financial literacy podcast, produced under the One Economy Foundation at the #BeFree Youth Campus in Katutura. Hosted by Mbakumua Tjaveondja under the slogan "your launchpad to success," the podcast spotlights Namibian entrepreneurs and financial experts, sharing the stories behind their hustle and unpacking practical lessons for young people looking to launch, grow, or thrive in business and in life. YO!Preneur aims to empower young Namibians with the knowledge, confidence, and real-life insight to make informed financial decisions!

Episodes

  1. Aug 17

    Episode 04: Save With a Purpose | Goal-Oriented Saving - A conversation with Melody Barth

    Everyone says they want to save. Far fewer actually do it consistently. So what's the gap? In Episode 04 of YO!Preneur Podcast, our host, Mbakumua Tjaveondja, sits down with Melody Barth, Financial Advisor at SanlamAllianz in Affluent Markets, to unpack how to move from vague, sporadic saving to intentional saving tied to real life goals. With over 14 years of experience in the financial services industry, Melody breaks down SMART goals, the right savings vehicles for short, medium, and long-term goals, stokvels, emergency funds, and whether to clear debt or save first. In this episode, we cover: Why saving feels like sacrifice, and how to reframe it. Setting SMART goals using examples young Namibians can relate to. Saving across different time horizons, all at once or one at a time. Why your current account isn't a savings vehicle. Savings options for big goals like cars and houses. Stokvels: what makes them successful, and the risks to know. The emergency fund as your first savings priority, and how much to build. Debt vs. savings, and the correct order. Three simple steps to start saving with purpose this week. "Saving is not about punishment. It's about direction," says Mbakumua Tjaveondja. This episode is part of our five-part financial literacy series in partnership with SanlamAllianz, designed to make money conversations accessible, relevant, and empowering for young Namibians through our YO!Preneur Podcast, your launchpad to success. 🎧 Also available on YouTube.Follow us on social media: TikTok | Instagram | Facebook | X: @BeFreeStu8io

  2. Jul 30

    Episode 03: Your Money, Your Rules, Money Management Basics - A Conversation with Stephanie de Klerk

    You get paid. For a few days, you feel sorted. Then somehow, halfway through the month, your account looks like it betrayed you. Sound familiar? In this episode, our host Mbakumua Tjaveondja kicks off our five-part financial literacy series in partnership with SanlamAllianz, recorded at #BeFree Studio at the #BeFree Youth Campus in Katutura. Joining him is Stephanie de Klerk, Business Development Consultant at SanlamAllianz, whose journey from practicing lawyer to financial development consultant has given her a unique perspective on money, change, and staying teachable. Stephanie breaks down the basics of income, expenses, and budgets in real, everyday terms, and unpacks the psychology behind why our money disappears before the month ends. She explains why financial literacy starts far earlier than most of us realise, how the lessons we are taught as children shape our habits as adults, and why confronting your real numbers is the first step toward fixing your money habits. In this episode, we unpack: Why your paycheck disappears before the month ends, and what is actually behind it Income, expenses, and disposable income are explained in real-life terms. The 50/30/20 budgeting rule and whether it realistically applies in the Namibian context The psychology of spending and how to identify your own triggers without shame Why financial literacy starts in childhood, and what that teaches us about adulthood Three simple steps you can take this week to reset your relationship with money Money is not about being perfect. It is about being aware, being intentional, and having options. This episode is part of our five-part financial literacy series with SanlamAllianz, making money conversations accessible, relevant, and empowering for young Namibians through the YO!Preneur Podcast, your launchpad to success!  Your money. Your rules. Your future.

About

YO!Preneur Podcast is a monthly entrepreneurship and financial literacy podcast, produced under the One Economy Foundation at the #BeFree Youth Campus in Katutura. Hosted by Mbakumua Tjaveondja under the slogan "your launchpad to success," the podcast spotlights Namibian entrepreneurs and financial experts, sharing the stories behind their hustle and unpacking practical lessons for young people looking to launch, grow, or thrive in business and in life. YO!Preneur aims to empower young Namibians with the knowledge, confidence, and real-life insight to make informed financial decisions!