Dad Math Podcast

Zachary Mineur
  • 5.0 (1)
  • Investing
  • Updated Biweekly

Nobody hands you a financial playbook when you become a dad. One day you're managing your own finances on easy mode and the next you're responsible for a college fund, a mortgage, a family's future, and a growing list of expenses. Dad Math is the show for dads who are great at their careers and not sure how to manage their money while planning for the future. Your host Zachary Mineur, CFA, CFP®, and Chief Investment Officer at Independence Square Advisors, tackles budgeting, saving, investing and everything in between.

Episodes

  1. 6d ago

    The Lifestyle Budget: A Family Budget That Actually Sticks

    Most budgets fail within a few months. Not because you lack willpower, but because tracking dozens of categories is a part-time job nobody has time for. In this episode, your host Zach Mineur breaks down how to build what he calls the lifestyle budget: a budgeting system for families that requires zero spreadsheets. Zachary Mineur is a Chartered Financial Analyst, CERTIFIED FINANCIAL PLANNER™ professional, Chief Investment Officer at Independence Square Advisors, and the author of the forthcoming book, Dad Math. Subscribe for new episodes about what it's really like to raise a family in the modern economy.

  2. Aug 11

    The Income Trap: Lifestyle Creep and Why High Earners Fall Behind

    A high income isn't a financial plan. It's one of the raw materials that goes into one. In this episode, Zach Mineur breaks down the income trap — the phenomenon where earning more actually makes it harder to build wealth. He walks through a scenario of a household pulling in $400,000 a year with $40,000 in an old 401(k), $20,000 in credit card debt, and no real emergency fund, and explains why that scenario is far more common than it sounds. Zach covers the four forces behind it: lifestyle creep and the "budgeting Kármán line," the comparison trap that shifts as your income rises, complexity without systems, and the mistake of saving in dollar amounts instead of percentages. Then he lays out the fix: know your actual savings rate, automate before lifestyle can spend it, and get aligned with your partner. If you or someone you know just got a raise, this one's for them. Zachary Mineur is a Chartered Financial Analyst, CERTIFIED FINANCIAL PLANNER™ professional, Chief Investment Officer at Independence Square Advisors, and the author of the forthcoming book, Dad Math. Subscribe for new episodes on what it's really like to raise a family in the modern economy.

  • 2 Episodes

About

Nobody hands you a financial playbook when you become a dad. One day you're managing your own finances on easy mode and the next you're responsible for a college fund, a mortgage, a family's future, and a growing list of expenses. Dad Math is the show for dads who are great at their careers and not sure how to manage their money while planning for the future. Your host Zachary Mineur, CFA, CFP®, and Chief Investment Officer at Independence Square Advisors, tackles budgeting, saving, investing and everything in between.

Information

  • Creator
    Zachary Mineur
  • Years Active
    2026
  • Episodes
    2
  • Rating
    Clean
  • Copyright
    © Zachary Mineur
  • Show Website
    Dad Math Podcast